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المحتوى المقدم من Cynthia Meyer. يتم تحميل جميع محتويات البودكاست بما في ذلك الحلقات والرسومات وأوصاف البودكاست وتقديمها مباشرة بواسطة Cynthia Meyer أو شريك منصة البودكاست الخاص بهم. إذا كنت تعتقد أن شخصًا ما يستخدم عملك المحمي بحقوق الطبع والنشر دون إذنك، فيمكنك اتباع العملية الموضحة هنا https://ar.player.fm/legal.
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Squid Game: The Official Podcast


Squid Game is back—and this time, the knives are out. In the thrilling Season 3 premiere, Player 456 is spiraling and a brutal round of hide-and-seek forces players to kill or be killed. Hosts Phil Yu and Kiera Please break down Gi-hun’s descent into vengeance, Guard 011’s daring betrayal of the Game, and the shocking moment players are forced to choose between murdering their friends… or dying. Then, Carlos Juico and Gavin Ruta from the Jumpers Jump podcast join us to unpack their wild theories for the season. Plus, Phil and Kiera face off in a high-stakes round of “Hot Sweet Potato.” SPOILER ALERT! Make sure you watch Squid Game Season 3 Episode 1 before listening on. Play one last time. IG - @SquidGameNetflix X (f.k.a. Twitter) - @SquidGame Check out more from Phil Yu @angryasianman , Kiera Please @kieraplease and the Jumpers Jump podcast Listen to more from Netflix Podcasts . Squid Game: The Official Podcast is produced by Netflix and The Mash-Up Americans.…
Real Life Planning Podcast
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المحتوى المقدم من Cynthia Meyer. يتم تحميل جميع محتويات البودكاست بما في ذلك الحلقات والرسومات وأوصاف البودكاست وتقديمها مباشرة بواسطة Cynthia Meyer أو شريك منصة البودكاست الخاص بهم. إذا كنت تعتقد أن شخصًا ما يستخدم عملك المحمي بحقوق الطبع والنشر دون إذنك، فيمكنك اتباع العملية الموضحة هنا https://ar.player.fm/legal.
Real estate financial planners Cynthia Meyer & Vekevia Tillman-Jones explore practical steps for real estate investors to build financial freedom and make working for someone else optional.
58 حلقات
وسم كل الحلقات كغير/(كـ)مشغلة
Manage series 3591185
المحتوى المقدم من Cynthia Meyer. يتم تحميل جميع محتويات البودكاست بما في ذلك الحلقات والرسومات وأوصاف البودكاست وتقديمها مباشرة بواسطة Cynthia Meyer أو شريك منصة البودكاست الخاص بهم. إذا كنت تعتقد أن شخصًا ما يستخدم عملك المحمي بحقوق الطبع والنشر دون إذنك، فيمكنك اتباع العملية الموضحة هنا https://ar.player.fm/legal.
Real estate financial planners Cynthia Meyer & Vekevia Tillman-Jones explore practical steps for real estate investors to build financial freedom and make working for someone else optional.
58 حلقات
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Real Life Planning Podcast

1 Steps Real Estate Investors Can Take to Prepare for the Next Recession 13:32
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In Episode 55 of the Real Life Planning Podcast, Cynthia Meyer, CFA®, CFP®, ChFC®, provides a practical roadmap to help rental property investors prepare for the next economic downturn. While no one can predict exactly when a recession will hit, Cynthia shares how to proactively anticipate what you’ll do if a tenant pays late (or not at all), strengthen your financial foundation, and position yourself to take advantage of new opportunities. " Recessions don't happen overnight. They're a normal part of the business or market cycle. ” - Cynthia Meyer This week on Real Life Planning Podcast: 💡 Why mindset is key for recession planning [00:02:01] 💡 How much cash should real estate investors set aside in reserves? [00:03:03] 💡 Tips for short-term rental owners during economic slowdowns [00:08:19] 💡 Why recessions can create new opportunities [00:09:40] 💡 Should you refinance if rates drop during a recession? [00:11:43] Connect with Real Life Planning: Facebook: https://www.facebook.com/reallifeplanning LinkedIn: https://www.linkedin.com/company/real-life-planning X: https://x.com/cynthiameyer_ff Instagram: https://www.instagram.com/rentalpropertyclub/ Pinterest: https://www.pinterest.com/reallifeplanning Email: podcast@reallifeplanning.com The ReaL Life Planning Podcast is for educational purposes only. None of the information discussed is intended as investment, tax, accounting, or legal advice, nor as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, real property, or other securities or non-securities offering. Real Life Planning, LLC is an Investment Advisor registered with the States of New Jersey, New York, Texas, Virginia, and California. All views, expressions, and opinions included in this communication are subject to change. This communication is not intended as an offer or solicitation to buy, hold or sell any financial instrument or investment advisory services. Any information provided has been obtained from sources considered reliable, but we do not guarantee the accuracy, or completeness of, any description of securities, markets or developments mentioned. Our current disclosure brochure, Form ADV Part 2, is available for your review upon request, and on our website, REALLIFEPLANNING.COM .…
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Real Life Planning Podcast

1 Section 121 for Military Homeowners with Becky Noss 34:45
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In Episode 56 of the Real Life Planning Podcast, Cynthia Meyer, CFA®, CFP®, ChFC®, sits down with Becky Noss, financial planner and founder of Healthy Wealth, to explore the unique tax advantages available to military homeowners. Becky breaks down how military families can use Section 121 of the tax code—the capital gains exclusion for the sale of a primary residence—even if they haven’t lived in the home for the typical two out of five years. Together, they demystify the nuances, share planning strategies, and uncover how military families can make the most of their housing transitions. " The most important element I've learned is how different and how nuanced and how essential it is to have someone who's military knowledgeable planning for you if you are in the military. ” - Becky Noss This week on Real Life Planning Podcast: 💡 How military homeowners can pause the 5-year “look back” period [00:04:16] 💡 Why you can only suspend one home—and how to choose wisely [00:06:40] 💡 A real-world case study that saved a client over $30K [00:09:03] 💡 How military benefits continue even after leaving active duty [00:14:55] 💡 Powerful deployment-related tax strategies, including TSP and IRA rules [00:27:06] Connect with Becky Noss: Website: https://www.healthywealthfinancial.com LinkedIn: Becky Noss Facebook: Healthy Wealth Financial Email: info@healthywealthfinancial.com Connect with Real Life Planning: Facebook: https://www.facebook.com/reallifeplanning LinkedIn: https://www.linkedin.com/company/real-life-planning X: https://x.com/cynthiameyer_ff Email: podcast@reallifeplanning.com The ReaL Life Planning Podcast is for educational purposes only. None of the information discussed is intended as investment, tax, accounting, or legal advice, nor as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, real property, or other securities or non-securities offering. Real Life Planning, LLC is an Investment Advisor registered with the States of New Jersey, New York, Texas, Virginia, and California. All views, expressions, and opinions included in this communication are subject to change. This communication is not intended as an offer or solicitation to buy, hold or sell any financial instrument or investment advisory services. Any information provided has been obtained from sources considered reliable, but we do not guarantee the accuracy, or completeness of, any description of securities, markets or developments mentioned. Our current disclosure brochure, Form ADV Part 2, is available for your review upon request, and on our website, REALLIFEPLANNING.COM .…
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Real Life Planning Podcast

1 What is the Impact of a Cost Segregation Study When a Property is Sold? 23:08
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In Episode 57 of the Real Life Planning Podcast, Cynthia Meyer, CFA®, CFP®, ChFC®, and co-host Vekevia Tillman-Jones, CFP®, MBA, go deep into what happens when an investor sells a rental property that previously had a cost segregation study performed. They explain the tax concepts, how depreciation recapture works, and the questions every real estate investor should ask before considering a sale. (Now, we know you know this, but reminding you that this video podcast is for educational purposes only. Please see your tax advisor for tax advice.) This week on Real Life Planning Podcast: 💡 What is a cost segregation study, and how does it work? [00:02:23] 💡 How depreciation impacts your taxes when selling a property [00:06:56] 💡 The difference between straight-line and accelerated depreciation [00:08:20] 💡 Why bonus depreciation could lead to higher tax rates when you sell [00:09:15] 💡 Strategic questions to ask your tax advisor before selling [00:13:04] 💡 How a 1031 exchange can help defer taxes [00:14:42] Takeaway Quotes: "If you've taken accelerated depreciation, you can be taxed at your highest income tax rate — not capped at 25%." — Cynthia Meyer "There are so many moving parts when you sell a property after a cost segregation study — talk to your CPA!" — Vekevia Tillman-Jones Connect with Real Life Planning: Facebook: https://www.facebook.com/reallifeplanning LinkedIn: https://www.linkedin.com/company/real-life-planning X: https://x.com/cynthiameyer_ff Email: podcast@reallifeplanning.com The ReaL Life Planning Podcast is for educational purposes only. None of the information discussed is intended as investment, tax, accounting, or legal advice, nor as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, real property, or other securities or non-securities offering. Real Life Planning, LLC is an Investment Advisor registered with the States of New Jersey, New York, Texas, Virginia, and California. All views, expressions, and opinions included in this communication are subject to change. This communication is not intended as an offer or solicitation to buy, hold or sell any financial instrument or investment advisory services. Any information provided has been obtained from sources considered reliable, but we do not guarantee the accuracy, or completeness of, any description of securities, markets or developments mentioned. Our current disclosure brochure, Form ADV Part 2, is available for your review upon request, and on our website, REALLIFEPLANNING.COM .…
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Real Life Planning Podcast

In Episode 54 of the Real Life Planning Podcast , Vekevia Tillman-Jones, CFP®,MBA, walks rental real estate investors through the second part of our deep dive into IRS Schedule E—focusing on understanding expense categories and depreciation. Whether you’re preparing your real estate numbers to share with your tax preparer or want to understand how your rental properties are really performing, this episode will help you get organized and make smarter decisions. “Tracking your expenses in the same categories as Schedule E throughout the year makes tax time easier and helps you see how your rentals are truly performing.” – Vekevia Tillman-Jones This week on Real Life Planning Podcast: 💡 Why is Schedule E essential for rental property owners? [00:00:20] 💡 What counts as personal use vs. fair rental days—and why does it matter? [00:05:55] 💡 Which expenses can you deduct—and how should you track them? [00:09:39] 💡 How does depreciation work for residential vs. short-term rental properties? [00:17:12] 💡 Who qualifies for loss deductions—and what happens if you don’t? [00:21:03] Connect with Real Life Planning: Facebook: https://www.facebook.com/reallifeplanning LinkedIn: https://www.linkedin.com/company/real-life-planning X: https://x.com/cynthiameyer_ff Instagram: https://www.instagram.com/rentalpropertyclub/ Email: podcast@reallifeplanning.com About the Real Life Planning Podcast Hosts Cynthia Meyer and Vekevia Tillman-Jones explore practical steps for real estate investors to build financial freedom and make working for someone else optional. The ReaL Life Planning Podcast is for educational purposes only. None of the information discussed is intended as investment, tax, accounting, or legal advice, nor as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, real property, or other securities or non-securities offering. Real Life Planning, LLC is an Investment Advisor registered with the States of New Jersey, New York, Texas, Virginia, and California. All views, expressions, and opinions included in this communication are subject to change. This communication is not intended as an offer or solicitation to buy, hold or sell any financial instrument or investment advisory services. Any information provided has been obtained from sources considered reliable, but we do not guarantee the accuracy, or completeness of, any description of securities, markets or developments mentioned. Our current disclosure brochure, Form ADV Part 2, is available for your review upon request, and on our website, REALLIFEPLANNING.COM .…
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Real Life Planning Podcast

1 8 Things You Can Do If You're Worried About the Stock Market 22:48
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In Episode 53 of the Real Life Planning Podcast , Cynthia Meyer, CFA®, CFP®, ChFC®, takes a break from real estate investing topics to address a common concern - stock market volatility. Whether you’re saving for retirement, planning a major purchase, or simply want to make smarter investment decisions, this episode will help you navigate market uncertainty with a clear strategy. "Volatility is normal in stock market investments.” - Cynthia Meyer This week on Real Life Planning Podcast: 💡 How should you measure your investment returns to avoid unnecessary stress? [00:02:02] 💡 Why is now a good time to run a retirement projection? [00:04:28] 💡 How can you reassess your risk tolerance during market volatility? [00:06:34] 💡 When should you consider rebalancing your portfolio, and how does it help? [00:09:32] 💡 What role does diversification play in reducing investment risk? [00:16:04] Resources: Time to Rebalance Your 401k? Here are 4 Ways to Get Back on Track Morningstar Investment Policy Statement Worksheet Morningstar - How to Create an Investment Policy Statement Connect with Real Life Planning: Facebook: https://www.facebook.com/reallifeplanning LinkedIn: https://www.linkedin.com/company/real-life-planning Instagram: https://www.instagram.com/rentalpropertyclub/ Email: podcast@reallifeplanning.com About the Real Life Planning Podcast Hosts Cynthia Meyer and Vekevia Tillman-Jones explore practical steps for real estate investors to build financial freedom and make working for someone else optional. The ReaL Life Planning Podcast is for educational purposes only. None of the information discussed is intended as investment, tax, accounting, or legal advice, nor as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, real property, or other securities or non-securities offering. Real Life Planning, LLC is an Investment Advisor registered with the States of New Jersey, New York, Texas, Virginia, and California. All views, expressions, and opinions included in this communication are subject to change. This communication is not intended as an offer or solicitation to buy, hold or sell any financial instrument or investment advisory services. Any information provided has been obtained from sources considered reliable, but we do not guarantee the accuracy, or completeness of, any description of securities, markets or developments mentioned. Our current disclosure brochure, Form ADV Part 2, is available for your review upon request, and on our website, REALLIFEPLANNING.COM .…
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Real Life Planning Podcast

1 Real Estate Benefits for Military Clients with Philip Hulme 40:02
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In Episode 52 of the Real Life Planning Podcast , Cynthia Meyer, CFA®, CFP®, ChFC®, talks with Phillip Hulme, CFP®, MBA, founder of Stars and Stripes Financial Advisors, about how military service members can use real estate as a powerful wealth-building tool. Whether you’re in the military or a veteran looking to grow your real estate portfolio, this episode is packed with insights to help you take advantage of the financial benefits available to you. “Military service members have an incredible real estate advantage with the VA home loan—if they know how to use it.” – Phillip Hulme This week on Real Life Planning Podcast: 💡 What financial pitfalls should young service members avoid? [00:10:32] 💡How does the VA home loan give service members a unique real estate advantage? [00:15:20] 💡What is an “accidental landlord” and why is it so common among military families? [00:16:24] 💡How can military investors scale their real estate portfolios over time? [00:18:24] 💡Why is real estate investing appealing to so many military members? [00:20:55] Connect with Phillip Hulme, CFP®, MBA: Website: Stars and Stripes Financial Advisors Facebook: Stars and Stripes Financial Advisors LinkedIn: Phillip Hulme Connect with Real Life Planning: Facebook: https://www.facebook.com/reallifeplanning LinkedIn: https://www.linkedin.com/company/real-life-planning Instagram: https://www.instagram.com/rentalpropertyclub/ Email: podcast@reallifeplanning.com About the Real Life Planning Podcast Hosts Cynthia Meyer and Vekevia Tillman-Jones explore practical steps for real estate investors to build financial freedom and make working for someone else optional. The ReaL Life Planning Podcast is for educational purposes only. None of the information discussed is intended as investment, tax, accounting, or legal advice, nor as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, real property, or other securities or non-securities offering. Real Life Planning, LLC is an Investment Advisor registered with the States of New Jersey, New York, Texas, Virginia, and California. All views, expressions, and opinions included in this communication are subject to change. This communication is not intended as an offer or solicitation to buy, hold or sell any financial instrument or investment advisory services. Any information provided has been obtained from sources considered reliable, but we do not guarantee the accuracy, or completeness of, any description of securities, markets or developments mentioned. Our current disclosure brochure, Form ADV Part 2, is available for your review upon request, and on our website, REALLIFEPLANNING.COM .…
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Real Life Planning Podcast

In this episode, Vekevia Tillman-Jones dives into one of the most important tax forms for real estate investors—Schedule E. If you own rental properties, understanding how rental income is classified and reported can help you maximize tax efficiency and avoid costly mistakes when working with your tax preparer. She breaks down when to use Schedule E vs. Schedule C, how different business structures affect tax reporting, and why most rental income is considered passive for IRS purposes. For educational purposes only - we encourage real estate investors to use professional tax advice! "Most rental real estate income is considered passive income, meaning it’s reported on Schedule E and not subject to self-employment tax. That’s a big deal for tax planning." – Vekevia Tillman-Jones This week on the Real Life Planning Podcast: 💡 What is Schedule E, and how does it differ from Schedule C? [00:03:07] 💡 Why most rental income is considered passive (and why that matters for taxes)? [00:05:22] 💡 How does a Qualified Joint Venture (QJV) help spouses simplify tax filing? [00:16:10] 💡 Why understanding Schedule E can help real estate investors plan ahead for tax season [00:20:34] Connect with Real Life Planning: Facebook: https://www.facebook.com/reallifeplanning LinkedIn: https://www.linkedin.com/company/real-life-planning X: https://x.com/cynthiameyer_ff Instagram: https://www.instagram.com/rentalpropertyclub/ Pinterest: https://www.pinterest.com/reallifeplanning Email: podcast@reallifeplanning.com About the Real Life Planning Podcast Hosts Cynthia Meyer and Vekevia Tillman-Jones explore practical steps for real estate investors to build financial freedom and make working for someone else optional. The ReaL Life Planning Podcast is for educational purposes only. None of the information discussed is intended as investment, tax, accounting, or legal advice, nor as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, real property, or other securities or non-securities offering. Real Life Planning, LLC is an Investment Advisor registered with the States of New Jersey, New York, Texas, Virginia, and California. All views, expressions, and opinions included in this communication are subject to change. This communication is not intended as an offer or solicitation to buy, hold or sell any financial instrument or investment advisory services. Any information provided has been obtained from sources considered reliable, but we do not guarantee the accuracy, or completeness of, any description of securities, markets or developments mentioned. Our current disclosure brochure, Form ADV Part 2, is available for your review upon request, and on our website, REALLIFEPLANNING.COM .…
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Real Life Planning Podcast

1 The Accidental Landlord with Daniel Kopp 31:24
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The ReaL Life Planning Podcast is for educational purposes only. None of the information discussed is intended as investment, tax, accounting, or legal advice, nor as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, real property, or other securities or non-securities offering. Real Life Planning, LLC is an Investment Advisor registered with the States of New Jersey, New York, Texas, Virginia, and California. All views, expressions, and opinions included in this communication are subject to change. This communication is not intended as an offer or solicitation to buy, hold or sell any financial instrument or investment advisory services. Any information provided has been obtained from sources considered reliable, but we do not guarantee the accuracy, or completeness of, any description of securities, markets or developments mentioned. Our current disclosure brochure, Form ADV Part 2, is available for your review upon request, and on our website, REALLIFEPLANNING.COM .…
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Real Life Planning Podcast

1 How 529 Plans Can Help You Save for College and Reduce Your Tax Bill 17:24
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In this episode, Vekevia Tillman-Jones jumps into one of the biggest financial concerns for parents—how to afford the rising cost of college. She breaks down how 529 plans work, the tax benefits, and what to do if your child doesn’t end up using the funds for higher education. This week on Real Life Planning Podcast: 💡 How much does college really cost today, and how fast are prices rising? [00:01:20] 💡 What makes a 529 plan such a powerful savings tool? [00:09:30] 💡 What expenses qualify (and which don’t) when using 529 funds? [00:15:10] 💡 What are your options if your child doesn’t go to college? [00:20:35] 💡 How can you use 529 funds for K-12 tuition, student loans, or even a Roth IRA? [00:25:50] 💡 What are the best ways to get started with a 529 plan? [00:30:15] Takeaway Quotes: "If you have something growing at 6 or 7 percent a year and your savings account is earning 0.2 percent, that’s a big problem." -Vekevia Tillman-Jones "The 529 plan allows you to invest, grow your money tax-free, and withdraw it tax-free for education—this is huge!" -Vekevia Tillman-Jones Connect with Real Life Planning: Facebook: https://www.facebook.com/reallifeplanning LinkedIn: https://www.linkedin.com/company/real-life-planning X: https://x.com/cynthiameyer_ff Instagram: https://www.instagram.com/rentalpropertyclub/ Pinterest: https://www.pinterest.com/reallifeplanning Email: podcast@reallifeplanning.com About the Real Life Planning Podcast Hosts Cynthia Meyer and Vekevia Tillman-Jones explore practical steps for real estate investors to build financial freedom and make working for someone else optional. The ReaL Life Planning Podcast is for educational purposes only. None of the information discussed is intended as investment, tax, accounting, or legal advice, nor as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, real property, or other securities or non-securities offering. Real Life Planning, LLC is an Investment Advisor registered with the States of New Jersey, New York, Texas, Virginia, and California. All views, expressions, and opinions included in this communication are subject to change. This communication is not intended as an offer or solicitation to buy, hold or sell any financial instrument or investment advisory services. Any information provided has been obtained from sources considered reliable, but we do not guarantee the accuracy, or completeness of, any description of securities, markets or developments mentioned. Our current disclosure brochure, Form ADV Part 2, is available for your review upon request, and on our website, REALLIFEPLANNING.COM .…
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Real Life Planning Podcast

1 Financial Planning for a 1031 Exchange 18:43
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In Episode 40, Cynthia Meyer, CFA®, CFP®, ChFC®, shares insights on financial planning for a 1031 exchange, explaining what it is, its strategic benefits, and key considerations for real estate investors. Learn how to optimize your real estate portfolio by understanding like-kind properties, strict time limits, and the importance of pre-planning. "...this is a powerful strategic planning tool in your real estate business if you use it correctly." - Cynthia Meyer This week on Real Life Planning Podcast: 💡What are the basics of a 1031 exchange? [00:01:39] 💡What are the key rules and requirements of a 1031 exchange? [00:04:23] 💡What are the strict time limits of a 1031 exchange? [00:09:42] 💡Who qualifies as an intermediary for a 1031 exchange? [00:13:31] 💡What is a reverse 1031 exchange? [00:14:53] Connect with Real Life Planning: Facebook: https://www.facebook.com/reallifeplanning LinkedIn: https://www.linkedin.com/company/real-life-planning X: https://x.com/cynthiameyer_ff Instagram: https://www.instagram.com/rentalpropertyclub/ Pinterest: https://www.pinterest.com/reallifeplanning Email: podcast@reallifeplanning.com About the Real Life Planning Podcast Hosts Cynthia Meyer and Vekevia Tillman-Jones explore practical steps for real estate investors to build financial freedom and make working for someone else optional. The ReaL Life Planning Podcast is for educational purposes only. None of the information discussed is intended as investment, tax, accounting, or legal advice, nor as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, real property, or other securities or non-securities offering. Real Life Planning, LLC is an Investment Advisor registered with the States of New Jersey, New York, Texas, Virginia, and California. All views, expressions, and opinions included in this communication are subject to change. This communication is not intended as an offer or solicitation to buy, hold or sell any financial instrument or investment advisory services. Any information provided has been obtained from sources considered reliable, but we do not guarantee the accuracy, or completeness of, any description of securities, markets or developments mentioned. Our current disclosure brochure, Form ADV Part 2, is available for your review upon request, and on our website, REALLIFEPLANNING.COM .…
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Real Life Planning Podcast

1 What is it Like to Work With a Business Coach? 13:52
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In Episode 41, Vekevia Tillman-Jones discusses the transformative benefits of working with a business coach. Vekevia shares her insights as a seasoned business coach, highlighting how coaching empowers entrepreneurs to align their goals, overcome challenges, and achieve sustainable growth. "There’s no shame in asking for help or in needing guidance to take your business to the next level." - Vekevia Tillman-Jones This week on Real Life Planning Podcast: 💡What makes trust essential in a coaching relationship? [00:00:11] 💡Why is shame a common challenge for business owners? [00:03:00] 💡How can a business coach help you delegate and scale your business? [00:05:34] 💡What’s the connection between personal goals and business success? [00:07:47] 💡How can a business coach guide you in making your business less dependent on you? [00:12:06] Connect with Real Life Planning: Facebook: https://www.facebook.com/reallifeplanning LinkedIn: https://www.linkedin.com/company/real-life-planning X: https://x.com/cynthiameyer_ff Instagram: https://www.instagram.com/rentalpropertyclub/ Pinterest: https://www.pinterest.com/reallifeplanning Email: podcast@reallifeplanning.com About the Real Life Planning Podcast Hosts Cynthia Meyer and Vekevia Tillman-Jones explore practical steps for real estate investors to build financial freedom and make working for someone else optional. The ReaL Life Planning Podcast is for educational purposes only. None of the information discussed is intended as investment, tax, accounting, or legal advice, nor as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, real property, or other securities or non-securities offering. Real Life Planning, LLC is an Investment Advisor registered with the States of New Jersey, New York, Texas, Virginia, and California. All views, expressions, and opinions included in this communication are subject to change. This communication is not intended as an offer or solicitation to buy, hold or sell any financial instrument or investment advisory services. Any information provided has been obtained from sources considered reliable, but we do not guarantee the accuracy, or completeness of, any description of securities, markets or developments mentioned. Our current disclosure brochure, Form ADV Part 2, is available for your review upon request, and on our website, REALLIFEPLANNING.COM .…
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Real Life Planning Podcast

1 Questions to Ask Yourself Before Borrowing a Hard Money Loan 14:20
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In Episode 42 of the Real Life Planning Podcast , Cynthia Meyer, CFA®, CFP®, ChFC®, breaks down the key considerations for real estate investors exploring hard money loans, including when to use them, typical terms, and risks. She also shares essential tips for asking the lender questions and understanding the pros and cons of private loans. " …if you've got a private money lender that works in your market, they may be able to give you very helpful feedback about whether or not your spending plan for the project is on track and realistic.” - Cynthia Meyer This week on Real Life Planning Podcast: 💡When do real estate investors use a hard money loan? [00:00:47] 💡What are the typical terms and costs of a hard money loan? [00:02:10] 💡What risks should you consider before taking a hard money loan? [00:05:47] 💡What key questions should you ask a hard money lender? [00:08:22] 💡Understand real estate project obstacles with a private loan [00:10:29] Connect with Real Life Planning: Facebook: https://www.facebook.com/reallifeplanning LinkedIn: https://www.linkedin.com/company/real-life-planning X: https://x.com/cynthiameyer_ff Instagram: https://www.instagram.com/rentalpropertyclub/ Pinterest: https://www.pinterest.com/reallifeplanning Email: podcast@reallifeplanning.com About the Real Life Planning Podcast Hosts Cynthia Meyer and Vekevia Tillman-Jones explore practical steps for real estate investors to build financial freedom and make working for someone else optional. The ReaL Life Planning Podcast is for educational purposes only. None of the information discussed is intended as investment, tax, accounting, or legal advice, nor as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, real property, or other securities or non-securities offering. Real Life Planning, LLC is an Investment Advisor registered with the States of New Jersey, New York, Texas, Virginia, and California. All views, expressions, and opinions included in this communication are subject to change. This communication is not intended as an offer or solicitation to buy, hold or sell any financial instrument or investment advisory services. Any information provided has been obtained from sources considered reliable, but we do not guarantee the accuracy, or completeness of, any description of securities, markets or developments mentioned. Our current disclosure brochure, Form ADV Part 2, is available for your review upon request, and on our website, REALLIFEPLANNING.COM .…
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Real Life Planning Podcast

In Episode 43, Vekevia Tillman-Jones tackles how to decide if it’s the right time to buy a home, emphasizing the importance of financial readiness over trying to time the market. She shares practical tips for budgeting, exploring creative strategies like house hacking, and preparing for a sound long-term investment. " It's a lot less about trying to time the market and it's a lot more about trying to make sure you get a good sound investment." - Vekevia Tillman-Jones This week on Real Life Planning Podcast: 💡How can you decide if now is the right time to buy a home? [00:00:11] 💡Are you financially ready to buy a home? [00:01:46] 💡How does your planned length of stay impact your decision to buy? [00:04:25] 💡What creative strategies can make homeownership more affordable? [00:05:52] 💡What steps can you take to prepare for a successful home purchase? [00:06:57] Connect with Real Life Planning: Facebook: https://www.facebook.com/reallifeplanning LinkedIn: https://www.linkedin.com/company/real-life-planning X: https://x.com/cynthiameyer_ff Instagram: https://www.instagram.com/rentalpropertyclub/ Pinterest: https://www.pinterest.com/reallifeplanning Email: podcast@reallifeplanning.com About the Real Life Planning Podcast Hosts Cynthia Meyer and Vekevia Tillman-Jones explore practical steps for real estate investors to build financial freedom and make working for someone else optional. The ReaL Life Planning Podcast is for educational purposes only. None of the information discussed is intended as investment, tax, accounting, or legal advice, nor as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, real property, or other securities or non-securities offering. Real Life Planning, LLC is an Investment Advisor registered with the States of New Jersey, New York, Texas, Virginia, and California. All views, expressions, and opinions included in this communication are subject to change. This communication is not intended as an offer or solicitation to buy, hold or sell any financial instrument or investment advisory services. Any information provided has been obtained from sources considered reliable, but we do not guarantee the accuracy, or completeness of, any description of securities, markets or developments mentioned. Our current disclosure brochure, Form ADV Part 2, is available for your review upon request, and on our website, REALLIFEPLANNING.COM .…
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Real Life Planning Podcast

1 Real Estate Syndications: Ask These 20 Questions 26:29
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احب26:29
In Episode 44 of the Real Life Planning Podcast , Cynthia Meyer, CFA®, CFP®, ChFC®, offers coaching questions that accredited investors can ask when considering real estate syndications. She also translates jargon, explains typical roles, and gives a general overview of benefits and risks associated with these complex investments. This podcast is for educational purposes only. " The more you know, the better an investor you will become. Put education first before you ever sign anything.” - Cynthia Meyer This week on Real Life Planning Podcast: 💡What is an “Accredited Investor?” [00:01:21] 💡What are the risks of investing in real estate syndications? [00:06:50] 💡How do I evaluate a syndication sponsor’s track record? [00:12:32] 💡How are profits shared in a syndication? [00:14:06] 💡Where to look for red flags or references? [00:19:51] Connect with Real Life Planning: Facebook: https://www.facebook.com/reallifeplanning LinkedIn: https://www.linkedin.com/company/real-life-planning X: https://x.com/cynthiameyer_ff Instagram: https://www.instagram.com/rentalpropertyclub/ Pinterest: https://www.pinterest.com/reallifeplanning Email: podcast@reallifeplanning.com About the Real Life Planning Podcast Hosts Cynthia Meyer and Vekevia Tillman-Jones explore practical steps for real estate investors to build financial freedom and make working for someone else optional. The ReaL Life Planning Podcast is for educational purposes only. None of the information discussed is intended as investment, tax, accounting, or legal advice, nor as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, real property, or other securities or non-securities offering. Real Life Planning, LLC is an Investment Advisor registered with the States of New Jersey, New York, Texas, Virginia, and California. All views, expressions, and opinions included in this communication are subject to change. This communication is not intended as an offer or solicitation to buy, hold or sell any financial instrument or investment advisory services. Any information provided has been obtained from sources considered reliable, but we do not guarantee the accuracy, or completeness of, any description of securities, markets or developments mentioned. Our current disclosure brochure, Form ADV Part 2, is available for your review upon request, and on our website, REALLIFEPLANNING.COM .…
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Real Life Planning Podcast

1 Tax Planning for Real Estate Investors with Michael Law, CPA 36:17
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In Episode 46 of the Real Life Planning Podcast , Cynthia Meyer, CFA®, CFP®, ChFC®, interviews Michael Law, CPA, specialist in tax compliance and consulting with small business, real estate, and stock compensation. Michael Law has Masters in Taxation and 25 years experience, and prioritizes researching and finding solutions for clients. Michael shares the tax strategies every real estate investor needs to know, including understanding real estate professional status, avoiding common tax mistakes, and planning ahead for 1031 exchanges. This podcast is for educational purposes only - please consult your tax advisor. " Tax is just reporting what happened or how it happened." – Michael Law This week on Real Life Planning Podcast: 💡What are the most common tax mistakes real estate investors make? [00:03:59] 💡What is real estate professional status, and how do investors qualify to meet the IRS requirements? [00:07:58] 💡Why is it important to plan ahead for a 1031 exchange? [00:11:48] 💡How can taxpayers overcome fear or avoidance of tax filing and stay organized throughout the year? [00:23:14] 💡How do marginal and effective tax rates differ, and why do many people misunderstand how tax brackets work? [00:24:49] 💡What role does recordkeeping play in successful tax planning for real estate investors? [00:26:07] 💡How do property transfers and estate planning impact taxes? [00:28:13] Connect with Michael Law, CPA: LinkedIn: https://www.linkedin.com/company/cs-and-company/ Facebook: https://www.facebook.com/profile.php?id=100068725286954 Website: https://www.csandcompany.com/ Email: info@csandcompany.com About the Real Life Planning Podcast Hosts Cynthia Meyer and Vekevia Tillman-Jones explore practical steps for real estate investors to build financial freedom and make working for someone else optional. The ReaL Life Planning Podcast is for educational purposes only. None of the information discussed is intended as investment, tax, accounting, or legal advice, nor as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, real property, or other securities or non-securities offering. Real Life Planning, LLC is an Investment Advisor registered with the States of New Jersey, New York, Texas, Virginia, and California. All views, expressions, and opinions included in this communication are subject to change. This communication is not intended as an offer or solicitation to buy, hold or sell any financial instrument or investment advisory services. Any information provided has been obtained from sources considered reliable, but we do not guarantee the accuracy, or completeness of, any description of securities, markets or developments mentioned. Our current disclosure brochure, Form ADV Part 2, is available for your review upon request, and on our website, REALLIFEPLANNING.COM .…
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