Ep 106 | How My Client Found Balance Between Debt Payoff and Saving

Wealthy After 40: Personal Finance, Budgeting, Retirement Planning, Savings, Spending, Financial Freedom, and How to Retire for Gen Xers

In today's episode, I’m sharing an inspiring success story of one of my amazing clients who transformed her financial life in just three months. She paid off $5,000 in debt, saved $2,500, and even started planning for travel. If you’ve ever felt stuck in the paycheck-to-paycheck cycle and unsure how to balance debt payoff with saving, this episode is for you.

What You’ll Learn in This Episode:

✅ The real reason budgeting alone isn’t enough

✅ How to balance saving while paying off debt

✅ The three key changes my client made that led to her financial success

✅ The importance of setting up a cash flow system that works for you

Action Steps:

If you feel like you’re doing all the right things but still not making financial progress, it might be time to look at what’s missing. Book a Retirement Ready VIP Session to get a clear picture of your financial situation and identify what adjustments can help you reach your goals.

Resources Mentioned:

Episode 30: Why Savings is the #1 Habit for Financial Success

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Learn more about working with me at the Elevate Finances website