Was I wrong about sweat equity? Ben Allan's £100k HMO

The Inside Property Investing Podcast | Inspiration and advice from a decade investing in UK real estate

In this episode I head up to Gateshead to visit Ben Allan as he completes his first HMO conversion, following the advice and support from our Inside HMO Investing programme.
Starting with a hands-on approach, Ben shares how his background as a joiner helped him tackle nearly every aspect of the renovation himself—saving money, building confidence, and creating a high-yielding property.
We discuss the challenges he faced, from navigating stressful bridging loans to uncovering hidden surprises in the property, and how he maintained focus on his goal of achieving financial freedom for his growing family.
With a 40% ROI and tenants moving in just weeks after completion, Ben’s journey is packed with lessons on managing timelines, choosing the right projects, and deciding when sweat equity is worth it.

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