EP 82 - Rethinking Home Equity, Legacy & Generational Wealth (with Kevin Pham)

Simplify Senior Transitions Podcast

🎙️ What if helping your kids build wealth didn’t have to wait until you’re gone?
In this episode of the Simplify Senior Transitions Podcast, I’m joined by Kevin Pham, Reverse Mortgage Area Sales Manager with New American Funding, to explore how seniors can use home equity as a tool to strengthen their financial security — while helping the next generation build a foundation for their own success.
With over 18 years of experience in the reverse mortgage industry, Kevin specializes in educating clients and creating structured processes that empower them through every life stage. A proud Bay Area local since the age of two, Kevin is passionate about helping families make informed decisions about their housing and financial futures — blending expertise, empathy, and a relationship-first approach.
💡 In this conversation, we cover:
✅ Why seniors shouldn’t wait to help their adult children buy their first home
✅ How reverse mortgages can be used strategically (not just as a last resort)
✅ How to think differently about legacy, wealth transfer, and independence in retirement
✅ What families often misunderstand about reverse mortgage programs — and how to make smarter decisions
This is a must-listen for anyone helping aging parents navigate financial options while balancing long-term goals for the family.
📞 Connect with Kevin Pham
📱 Phone: [phone]
📧 Email: [email protected]
🌐 Website: https://www.newamericanfunding.com/mortgage-loans/kevinpham
🔗 LinkedIn: https://www.linkedin.com/in/kevin-pham-84400b19/
And for those of you listening — if your loved one is considering senior living and you need to figure out what to do with their home — let’s talk!
📄 Show notes: https://simplifyseniortransitions.com/home-equity-for-bay-area-families-shifting-the-mindset-from-guarding-to-gifting

📅 Schedule a FREE consultation with me: www.simplifyseniortransitions.com
📲 Have a quick question? DM me on Instagram: @soldbydale
🎧 Don’t forget to check out past episodes of the Simplify Senior Transitions Podcast on YouTube, Spotify, Apple Podcasts, and more — for real stories, practical tools, and expert insights to help families move forward with confidence instead of stress.
⭐ If you found this episode helpful, please leave a 5-star review on Apple Podcasts or Spotify — it helps more families discover the show!
#exprealty #exprealtyproud #soldbydale #dre01305153
#SimplifySeniorTransitions #SeniorTransitionSpecialist #KevinPham #ReverseMortgage #HomeEquity #GenerationalWealth #FinancialWellness #SeniorLiving #AgingInPlace #FamilyFinance #BayAreaSeniors #SandwichGeneration #WealthEducation #RealEstateFinance #LegacyPlanning #RetirementWealth #SeniorCarePlanning

Support the show