EP 63 - Hybrid Long-Term Care Insurance Explained: Life Insurance + LTC in One Policy

Simplify Senior Transitions Podcast

What exactly is a hybrid long-term care insurance policy — and why are so many families choosing them?
In this episode of Sandwich Generation Solutions powered by the Simplify Senior Transitions Podcast, I break down:
✅ What hybrid LTC policies are
✅ Why families love them (peace of mind + stable premiums)
✅ The downsides you need to know
✅ Who they’re best for
✅ A real-to-life example of how a Bay Area family used theirs
Hybrid policies solve the “use it or lose it” problem of traditional LTC insurance — giving families protection for care costs and a guaranteed payout for legacy planning.

📄 Show notes: https://simplifyseniortransitions.com/navigating-the-sandwich-generation-how-hybrid-long-term-care-insurance-protects-bay-area-families

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