Ep #117: Good Portfolio Management Won’t Make Up for Bad Financial Planning

Your Retirement Planning Simplified

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تمت الإضافة منذ قبل three أعوام

المحتوى المقدم من Joseph Curry and CFP Professional. يتم تحميل جميع محتويات البودكاست بما في ذلك الحلقات والرسومات وأوصاف البودكاست وتقديمها مباشرة بواسطة Joseph Curry and CFP Professional أو شريك منصة البودكاست الخاص بهم. إذا كنت تعتقد أن شخصًا ما يستخدم عملك المحمي بحقوق الطبع والنشر دون إذنك، فيمكنك اتباع العملية الموضحة هنا https://ar.player.fm/legal.

All About Change

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Chris Nowinski - Protecting Athletes from Head Injuries & Preventing CTE 27:58

منذ يومين27:58

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27:58

Chris Nowinski is a former football player at Harvard University and professional wrestler with WWE, World Wrestling Entertainment. After enduring a career-ending head injury, Chris has dedicated his professional life to serving patients and families affected by brain trauma, particularly Chronic traumatic encephalopathy, or CTE, a progressive neurodegenerative disease that develops after repeated head injuries. Jay and Chris discuss the state of head injuries in American athletics, the difference between advocating for head safety at youth and professional levels, Chris’ newest research, and much more. Episode Chapters (00:00) Intro (00:50) changes in the culture around concussions in the past two decades (02:39) padded helmet technology (03:55) concussion reporting in the NFL (10:35) Chris’ career path and concussion history (14:52) connecting with activists who haven’t themselves suffered a traumatic brain injury (17:42) SHAAKE - a new sign to identify concussions (20:53) Unions can help players advocate for safety policies (23:10) final thoughts and goodbye For video episodes, watch on www.youtube.com/@therudermanfamilyfoundation Stay in touch: X: @JayRuderman | @RudermanFdn LinkedIn: Jay Ruderman | Ruderman Family Foundation Instagram: All About Change Podcast | Ruderman Family Foundation To learn more about the podcast, visit https://allaboutchangepodcast.com/…

منذ عام واحد 11:00

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In this episode of Your Retirement Planning Simplified, Joe Curry and Lindsay Wilson explore why good portfolio management can’t compensate for bad financial planning, drawing insights from FP Canada’s Financial Planning Conference and Benjamin Felix’s investment lessons. They emphasize the importance of goal-oriented financial planning over stock-picking, highlighting Warren Buffett’s advocacy for index investing as evidence. Key topics include tax-efficient strategies, retirement income styles, account optimization (RRSPs, TFSAs, CPP, OAS), and estate planning. Learn actionable steps to align your portfolio with your retirement goals and discover the RISA framework to better understand your income style.

Read the full show notes and find more information here: Ep 117 Show Notes

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#Trading #Business #Self-Improvement #Joseph Curry #CFP Professional #Retirement #Affordtoretire #Prepareforretirement #Preparingtoretire #Retirementincome #Retirementplanning #Retirementplanningstrategies #Retirementplanningtools #Taxplanningforretirement #Topretirementmistakes #Podcasting Education

Ep #117: Good Portfolio Management Won’t Make Up for Bad Financial Planning

Your Retirement Planning Simplified

published منذ عام واحد

MP3•منزل الحلقة

Read the full show notes and find more information here: Ep 117 Show Notes

100 حلقات

كل الحلقات

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EP #130: TFSAs: Your Secret Weapon for Tax-Free Retirement Income 13:16

منذ 6 أيام13:16

13:16

We unpack the power of Tax-Free Savings Accounts (TFSAs) as a game-changing tool for retirement income planning. Discover how TFSAs provide tax-free growth, flexible withdrawal management, and significant estate planning benefits. Learn why integrating TFSAs with RRIFs, CPP, OAS, and other income sources can minimize taxes, avoid OAS clawbacks, and optimize your retirement strategy. Tune in for actionable insights and real-life examples to maximize your TFSA and achieve tax-efficient retirement income! Read the full show notes and find more information here: EP 130 Show Notes…

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EP #129: 2025 Retirement Planning Updates 20:33

منذ 13 يومًا20:33

20:33

Discover essential retirement planning updates for 2025! Joe and Lindsay break down new RRSP and TFSA contribution limits, updates to CPP and OAS benefits, inflation adjustments, key tax changes, and capital gains rules. Learn how to maximize your retirement savings, minimize taxes, and stay invested for long-term success. With practical tips on budgeting, income planning, and key deadlines like the RRSP contribution deadline and tax filing date, this episode is packed with actionable advice to help Canadians optimize planning for retirement. Read the full show notes and find more information here: EP 129 Show Notes…

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EP #128: Canada Pension Plan Explained: Maximize Your Retirement Benefits 22:03

منذ 20 يومًا22:03

22:03

Joe and Lindsay answer the most common questions about the Canada Pension Plan (CPP). They explain what CPP is, who qualifies, how to apply, and how to estimate your benefits. You’ll learn about the maximum and average payouts, survivor benefits, tax implications, and whether to take CPP early, at 65, or delay to age 70. With insights on integrating CPP into retirement income planning, this episode is a must-listen for Canadians preparing for a secure and comfortable retirement. Read the full show notes and find more information here: EP 128 Show Notes…

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Fireside Financial Ep #22: Safeguard Your Future: The Link Between Cognitive Health & Retirement Planning 17:23

منذ 22 يومًا17:23

17:23

We discuss planning for cognitive decline in retirement and how early financial preparation can protect you and your loved ones. We cover the importance of trusted contacts, power of attorney, estate planning, and financial consolidation to minimize risk and simplify asset management. We also touch on common scams targeting seniors, how to prevent financial fraud, and why working with a trusted financial advisor can ensure long-term security. Read the full show notes and find more information here: EP 22 Show Notes…

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Ep #127: Retirement Unfiltered: Lessons from the Retirement Journey with David Warren 48:49

منذ 27 يومًا48:49

48:49

Joe interviews David Warren, a retiree with decades of experience in business and personal finance, about his journey through retirement. David shares insights from his phased transition into retirement, emphasizing the importance of staying active, maintaining relationships, and adapting to life’s unexpected challenges, including significant health issues. He reflects on the financial lessons he learned, such as saving early and avoiding debt, and highlights the value of maintaining a balanced approach to work and leisure. With candid anecdotes and practical advice, David offers listeners a unique perspective on navigating the complexities of retirement and finding fulfillment in later life. Read the full show notes and find more information here: Ep 127 Show Notes…

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Ep #126: The Art of Retirement: Balancing Money, Health and Happiness with Dr. Michael Finke 36:41

منذ 5 weeks36:41

36:41

Joe sits down with Michael Finke, PhD, from the American College of Financial Services, to explore how retirees can shift their mindset from saving to spending and embrace a fulfilling retirement. They discuss the importance of guaranteed income, social connections, and maintaining health as key pillars of retirement happiness. Michael shares actionable strategies for overcoming emotional barriers to spending, planning for cognitive decline, and creating goal-based retirement plans that maximize enjoyment. Read the full show notes and find more information here: EP 126 Show Notes…

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Ep #125: Retirement Starts Today: Have a Purposeful and No-Regrets Life with Benjamin Brandt, CFP 24:06

منذ 6 weeks24:06

24:06

Joe interviews Benjamin Brandt, CFP, the retirement expert behind Retirement Starts Today. Together they explore the non-financial aspects of retirement planning. Topics range from shifting from a scarcity to an abundance mindset, retiring to something rather than from something, and embracing creativity to design a fulfilling post-career life. Key topics include overcoming spending anxiety, identifying passions, building social connections, and planning purposefully for a no-regrets retirement. With actionable insights and a focus on mindset, this episode is perfect for those looking to simplify and enrich their retirement journey. Read the full show notes and find more information here: EP 125 Show Notes…

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Ep #124: Understanding RRIFs: Strategies to Save on Taxes and Boost Income 16:20

منذ 7 weeks16:20

16:20

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Ep #123: Maximize Your RRIF: Tax-Smart Withdrawal Strategies for Retirees 13:51

منذ 8 weeks13:51

13:51

Joe gives advanced strategies to optimize your Registered Retirement Income Fund (RRIF) withdrawals, focusing on minimizing taxes, avoiding OAS claw backs, and aligning withdrawals with your broader retirement income plan. Discover actionable tips on pension income splitting, using TFSAs to shelter withdrawals, and making early or strategic withdrawals to maximize tax efficiency. Joe also emphasizes the importance of aligning your RRIF strategy with personal goals, enjoying retirement savings, and adapting your plan over time for sustainable income and estate planning success. Read the full show notes and find more information here: EP 123 Show Notes…

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Fireside Financial Ep #21: Go-Go to No-Go: Navigating Long-Term Care, Home Equity, and Legacy Goals 12:45

منذ 8 weeks12:45

12:45

Joe and Regan examine the essentials of long-term care planning in retirement. They emphasize the importance of proactive strategies to manage future healthcare expenses. They look at the "retirement expense smile," covering the go-go, slow-go, and no-go years, and explore options like funding care through investments, leveraging home equity, or using long-term care insurance. They highlight the critical role of accessible home modifications, clear communication with family, and securing essential estate planning documents such as wills and powers of attorney. The episode also touches on preserving legacy goals with life insurance strategies, making it a must-listen for anyone focused on comprehensive retirement and financial planning. Read the full show notes and find more information here: FF EP 21 Show Notes…

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Ep #122: Clarity & Action: Bring It On 2025! 13:30

منذ 9 weeks13:30

13:30

Start 2025 with Confidence in Your Retirement Plan. On this episode of Your Retirement Planning Simplified, Joe and Lindsay share inspiring client stories that highlight the power of clear, actionable retirement plans. Learn how addressing gaps, aligning goals, and working with a professional can transform uncertainty into confidence. Discover how their Strategy Session offers tailored insights for those seeking clarity or a second opinion on their retirement. Start your journey to a secure retirement—visit retirementplanningsimplified.ca today! Read the full show notes and find more information here: EP 122 Show Notes…

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EP #121: 2024’s Top Retirement Tips: Mistakes, Strategies, and Expert Insights 19:16

منذ 10 weeks19:16

19:16

In this special year-end episode of Your Retirement Planning Simplified, Joe and Lindsay reflect on the most popular episodes of 2024, covering essential retirement planning insights and strategies. From avoiding critical retirement mistakes—both financial and non-financial—to optimizing tax strategies, calculating your retirement number, and understanding TFSA rules, this roundup delivers actionable advice for pre-retirees and retirees. The duo also highlights inspiring guest appearances, including Wade Pfau on the RISA framework, Bill Bengen on the 4% rule, and Hal Hershfield on connecting with your future self. Tune in to discover top retirement tips, expert perspectives, and practical strategies to confidently plan a fulfilling retirement in 2025. Read the full show notes and find more information here: EP 121 Show Notes…

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Ep #120: Overcoming the Fear of Spending in Retirement: Tips for Confident Cash Flow 12:07

منذ 11 weeks12:07

12:07

Joe tackles the psychology of retirement spending, offering actionable strategies to overcome the common fear of depleting savings. Joe discusses how retirees can transition from saving to spending confidently by addressing loss aversion, leveraging tools like retirement income guardrails, and aligning spending with their financial goals. Listeners will discover tips for managing cash flow, understanding their retirement income style, and creating a spending plan that ensures a fulfilling retirement without financial stress. Read the full show notes and find more information here: Ep 120 Show Notes…

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منذ 12 weeks12:29

12:29

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Ep #118: Understanding Inflation and Its Long-Term Impact on Retirement 9:42

منذ 13 weeks9:42

9:42

This week we explore the critical topic of inflation and its long-term impact on retirement planning. We define inflation, distinguish it from deflation and disinflation, and explain why prices continue to rise even when inflation rates decrease. We examine how rising costs, particularly in healthcare, can erode purchasing power over time, and why retirees need a plan that accounts for inflation-adjusted spending. Joe shares strategies to mitigate inflation risks, such as investing in globally diversified portfolios and creating short- and long-term income buckets, ensuring sustainable income throughout retirement. Read the full show notes and find more information here: Ep 118 Show Notes…

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Your Retirement Planning Simplified « » Ep #117: Good Portfolio Management Won’t Make Up for Bad Financial Planning

Ep #117: Good Portfolio Management Won’t Make Up for Bad Financial Planning

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مرحبًا بك في مشغل أف ام!

The Let Them Theory: A Life-Changing Tool That Millions of People Can't Stop Talking About

The Let Them Theory: A Life-Changing Tool That Millions of People Can't Stop Talking About

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The Let Them Theory: A Life-Changing Tool That Millions of People Can't Stop Talking About

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Ep #117: Good Portfolio Management Won’t Make Up for Bad Financial Planning