أفضل بودكاسات Jonathan Bednar II (2024)

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Your Guide: Financial Strategies for Staying on Track in Today's Economy (099) 8:10

6d ago8:10

8:10

What happens when financial stability suddenly feels distant? Temporary cash flow challenges can feel overwhelming but they don't have to derail your long-term financial goals. In this episode I explore strategies to keep your head above water without compromising your future, such as adjusting savings contributions for a bit of breathing room. Thi…

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The AI Revolution: It's Transforming Industries, Should We Embrace It? (098) 10:28

13d ago10:28

10:28

The AI revolution is upon us and it's reshaping industries, work-life, and investment landscapes. On this episode I discuss the world of artificial intelligence, and together, we'll explore AI's unique ability to "think" and the duality of its impact—where it stands as both a creator and disruptor of jobs. Let's confront the challenges of industrie…

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Exploring the Economic Effects of a the Recent Rate Cut (097) 11:30

20d ago11:30

11:30

How does the Federal Reserve's latest rate decision influence your financial future? With inflation taking a roller-coaster ride from 9% to a more manageable 3%, we explore the Fed's motivations for this rate cut and its broader implications for your portfolio. Reflecting on the history of inflation—from the days of 10-cent Cokes to today's prices—…

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Will the Fed Cut Interest Rates Anytime Soon? Analyzing the Economic Outlook (096) 10:22

3M ago10:22

10:22

We're all curious as to what the Fed's going to do with rates. On this episode we attempt to tackle this burning question. We start by retracing the economic journey since 2021, exploring how post-COVID inflation surged to 9% and prompted the Fed to raise interest rates aggressively. Despite these higher borrowing costs impacting mortgages, auto lo…

1
Mastering the Market: Strategies and Mindset Built for Financial Resilience (095) 7:49

6M ago7:49

7:49

Are you prepared to navigate the rollercoaster of emotions that accompany a relentless bull market, from the dizzying heights of confidence to the potential perils of complacency? Lets cut through the noise and discuss practical wisdom for staying grounded amidst the market's unpredictable ups and downs. How will the disruptive force of AI innovati…

1
A Common BIG Life Insurance Misconception (094) 9:17

6M ago9:17

9:17

When my cousin casually mentioned he didn't have life insurance for his non-working spouse, it sparked an important conversation. This episode is a must for anyone that underestimates the economic value of a stay-at-home partner. Don't let the absence of a salary fool you into thinking there's an absence of value; we break down the cost of replacin…

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New Office Location: Paradigm Wealth Partners in Chattanooga! (93) 4:44

7M ago4:44

4:44

Signal Mountain Road in Chattanooga is getting ready to host it's newest tenant: Paradigm Wealth Partners is officially moving in! As my family and I plant our roots even deeper in Chattanooga, this expansion isn't just business growth; it's a personal celebration of community and connection. Stay connected with our new office location progress and…

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Balancing Generosity and Financial Security: A Journey to Sustainable Philanthropy (92) 9:12

8M ago9:12

9:12

Imagine navigating the delicate balance between nurturing a generous heart and managing newfound wealth. That's exactly the journey we embarked on with a client who, after receiving a significant inheritance, grappled with how much they could give to their community without risking financial security. As a dedicated Financial Planner, I'm thrilled …

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The REAL Power of Patience: Celebrating Charlie Munger's Investment Wisdom and the Art of Behind Long-Term Wealth Creation (91) 5:05

9M ago5:05

5:05

A quick recap of the timeless investment wisdom of the late Charlie Munger, Berkshire Hathaway's renowned Vice Chairman, as we reflect on his teachings about the virtue of patience. Can sitting tight with your investment portfolio truly outperform the frantic dance of buying and selling in today's market? 🗓️ Meet with me: https://paradigmwealthpart…

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Defying Predictions: The Surprising Strength of the Stock Market in 2023 and How to Proceed in 2024 (90) 9:31

10M ago9:31

9:31

Who could have predicted the ironclad resilience of the stock market amidst the tumultuous events of 2023? In this episode I peel back the curtain on a year where, against all odds, the market leaped in the face of dire predictions, rate hikes, and global instability. A few of my thoughts on the reasons behind this defiance of expectations, along w…

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Sailing Smoothly Through Market Fluctuations (89) 12:52

12M ago12:52

12:52

What if there was a way to navigate the uncertainties of long-term retirement investments using past trends of the S&P 500 index? Don't let short-term market fluctuations deter you. The truth is, investing for retirement requires a marathoner's perspective, not a sprinter's. Join us as we unpack the weighted 30-year rolling average of the S&P 500, …

1
Exploring Passive Income Strategies (88) 10:30

1y ago10:30

10:30

Are you tired of the daily grind and looking for ways to diversify your income? Ready to ditch the misconceptions about 'easy' passive income strategies? In this episode I take you on an enlightening journey into the world of passive income. We'll bust some myths, such as the idea that real estate investing or becoming a social media influencer is …

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Decoding Roth Conversions: A Deep Dive into Strategies, Myths, and Tax Implications (87) 17:00

1y ago17:00

17:00

Ever wondered how to make your money work better for you by leveraging the power of Roth conversions? Join me, Jonathan Bednar, co-owner of Paradigm Wealth Partners, as we journey through the complexities and benefits of this financial strategy. As a certified financial planner, I shed light on the essentials of liquidity, tax implications, convers…

1
Shaping Your Financial Future through Investing in Real Estate 12:26

1+ y ago12:26

12:26

In the conversation about real estate investments, a lot of people are for it and many are against it. Investment philosophy can be very personal. For me, real estate is something I like to invest in, but it’s important to understand all the factors that come into play, such as interest rates, inflation, borrowing costs, affordability, and more. So…

1
Building Bridges to Your Future: Psychology Meets Personal Finance 12:18

1+ y ago12:18

12:18

Have you ever felt like your future self is a stranger? Or that some future goals are a bit too far away to understand? That's because, scientifically, our brains struggle to connect with the future version of us. Join me as I unpack some fascinating research from UCLA's professor Hal Hershfield, and unravel the implications it has on our ability t…

1
Bond Voyage: Sailing Into Retirement Stability 9:39

1+ y ago9:39

9:39

A lot of people talk about bonds as a way to generate income “safely” in retirement and say that all you need is to own a bunch of bonds and you’ll be safe, but I don’t necessarily agree with that. There are ways to use bonds for retirement income but it needs to be done in a way that is specific to your unique retirement needs. In this episode, I’…

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Retirement Checkpoints: How Much Do I Need to Save for Retirement? 9:38

1+ y ago9:38

9:38

How much should you have saved for retirement? Are you on track? I get questions like these often from people—and for good reason. Retirement is lasting longer for some people and there are many people who want to retire early so, really, you probably need to be saving more. But how much more should you be saving? There are a lot of variables that …

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Ep #82: What Happens Next? 15:06

1+ y ago15:06

15:06

How can we plan for the rest of the year? What should we be looking out for financially as we move into the second part of 2023? There have been lots of questions and concerns about where the market has been and the last 18 months where interest rates, inflation, and market changes have been difficult. In this episode, I will share what we see comi…

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Ep #81: Transferring Assets to Beneficiaries 14:23

1+ y ago14:23

14:23

Many people who reach their 80s and 90s want to start transferring their assets to their kids early rather than wait for it to be inheritance—but this may not always be the best way to do it. In today’s episode, I’m going to be sharing important insight into passing assets on to your beneficiaries. You will hear about common mistakes that parents m…

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Ep #80: Taxes 7:58

1+ y ago7:58

7:58

One of the biggest risks in your retirement is taxes. So today, I’ll be talking about how you can avoid a big tax bomb and how you can start making key decisions now that will help you navigate and plan for tax time next year. There’s a lot we can learn from our past year or so of filing, so I’ll also share how you can put that information to work …

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Ep #79: The Importance of Having a Plan 12:13

1+ y ago12:13

12:13

Are you ready for the twists and turns of life? Unexpected events happen all the time, and as I watch the aftermath of the tornado damage near Little Rock, Arkansas, it’s a big reminder about the importance of having a plan. This is a show about finances and financial planning, but in this episode, you’ll be hearing about a different kind of planni…

1
Ep #78: Banking Crisis 2.0 17:47

1+ y ago17:47

17:47

Today, I’m going to be addressing the most recent banking crisis that has been creating a lot of buzz lately. You will get to hear my analysis of the current crisis compared to other similar ones we have seen throughout history, as well as a few different things you can watch out for when it comes to situations like this. You can find show notes an…

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Ep #77: Should We Take Our Money Out of the Market? 19:06

1+ y ago19:06

19:06

The last 15 months have been very tumultuous as a long-term equity investor. As rates have ticked up to help fight inflation, we’ve seen the bumps on the chin taken by our equity portfolios. Over time, the constant beat-down of the market and the financial media coverage can really weigh on the investor’s psyche, so today we’re going to talk about …

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Ep #76: The Debt Ceiling 17:39

1+ y ago17:39

17:39

Where do we sit now with the debt ceiling—and what does it all mean for the U.S.? We’ve had some questions about what the debt ceiling is and why it’s important, so in this podcast, I’ll be answering these questions and more. You will hear how it got started, the historic patterns of debt in the U.S., where things look like they’re going, and how a…

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Ep #75: 2023 Market Outlook 47:19

1+ y ago47:19

47:19

Today, we’re going to dive into a replay of a webinar I hosted on January 27th called "2023 Market Outlook." I’m joined by financial planner Katie Kavehrad and my father, Jon Bednar, to talk about a few different market pieces that we’re internalizing and giving advice and guidance to our clients on in the coming year. Listen in as we discuss the d…

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Ep #74: Breaking! SECURE Act 2.0 Updates RMDs 8:49

2y ago8:49

8:49

In this episode, I’ll be covering just a portion of the SECURE Act 2.0 – specifically pertaining to required minimum distributions (RMDs). If you are retired or getting close to your retirement, understanding the changes that are going on with RMDs is the first step to keeping up-to-date and ensuring you’re utilizing and optimizing your retirement …

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Ep #73: How To Achieve Long-Term Financial Success 18:28

2y ago18:28

18:28

In today’s episode, I’ll be addressing a few questions that I’ve been getting from my clients regarding the economy, the market, and my predictions for the future. This is such an important thing to talk about right now, so I will share my thoughts on this, as well as four essential investment principles that you need to understand as we enter 2023…

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Ep #72: Things That Matter and Things You Can Control 6:09

2y ago6:09

6:09

It can be hard to focus amidst the hustle and bustle of the season, but there is a trick that I’ve found works well to help with that. In this episode, I share a sketch from personal finance thought leader Carl Richards that makes things a bit simpler, as well as a reminder to take time to think about and focus on what’s important. You can find sho…

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Ep #71: I Want To Invest, But I Don’t Want To Lose Money 13:56

2y ago13:56

13:56

“I have $100,000 to invest, but I don’t want to lose money.” Someone said this to me recently, and it inspired me to sit down and chat with you about this topic today. You will get to hear a bit about the mindset that lies behind a statement like this and why it can actually end up hurting your financial health. You can find show notes and more inf…

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Ep #70: RMDs and QCDs with Katie Kavehrad 15:19

2y ago15:19

15:19

In order to fully understand qualified charitable distributions, you’ll want to know what required minimum distributions are and how they work. Today we have Katie Kavehrad back on the show to discuss the inner workings of RMDs and QCDs. If you’re retired or approaching retirement age and you want help building your tax planning strategy, the tools…

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Ep #69: Donor Advised Funds with Katie Kavehrad 34:23

2y ago34:23

34:23

It’s important to know as much as you reasonably can about the financial tools you have in your tool bag. Katie Kavehrad joins me again today to talk about Donor Advised Funds (DAFs) and how this particular tool can be used for charitable giving, investing strategies, financial planning, and more. In this episode, you will get a better understandin…

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Ep #68: Recession Data Dive with Katie Kavehrad 24:07

2y ago24:07

24:07

Today Katy Kavehrad, a financial planner at Paradigm Wealth Planners, joins the show for the first time! We're covering how she helps clients achieve their goals, as well as key things that are happening in financial news and markets. You'll hear good news, insight into what to watch carefully, and more. You can find show notes and more information…

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Ep #67: What If…? 25:28

2y ago25:28

25:28

Today I want to answer some questions that have come up lately in light of the recent market turbulence and volatility. There are a lot of “what if?” questions floating around people’s heads, and today I will provide some clarity and answers that will offer a bit more relief or a sense of preparedness. By clearly defining things like risk and volat…

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Ep #66: Bond Laddering 23:08

2y ago23:08

23:08

A stable retirement portfolio is something that we are all seeking and working to ensure. In this episode, I’ll share how bond laddering can be used as a strategy when investing to reduce risk and increase stability. You will get some quick and easy insight into what a bond is, the types of bonds out there, and how laddering can be used to reduce a…

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Ep #65: The Inflation Reduction Act 14:28

2y ago14:28

14:28

Just a short time ago, on August 16th, The Inflation Reduction Act was signed into law. So, can we expect inflation to go down? Will this affect your finances in any specific areas? Listen in to hear the most important things you need to know about and how to properly navigate the changes this bill may bring. You can find show notes and more inform…

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Ep #64: The Price of Panic 29:38

2y ago29:38

29:38

Playing it safe to avoid losing your money can seem like the only rational strategy. However, in the past, we have seen repeated patterns of a market downturn that send the world into a panic. Despite these crises, the market has always been resilient and eventually bounced back, stronger than before. So, in this episode, I will be explaining why l…

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Ep #63: Finding Lost Property 11:45

2y ago11:45

11:45

A few weeks ago, a client mentioned to me that they had an old Roth IRA from years ago that they had lost track of. This reminded me that there is a search that you can do for lost property. So, if you or someone you know ever find yourself in the position of needing to find some kind of property or resource that you lost, this is the episode for y…

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Ep #62: Celebrate the Wins 8:04

2+ y ago8:04

8:04

We often spend so much time chasing the next thing, moving to the next task, and completing the checklist that we don’t take the time to stop and ‘smell the roses.’ In this episode, I share a moment in a conversation where a colleague reminded me how important it is to truly celebrate our wins in life. You will also hear about some of the recent wi…

1
Ep #61: What Happens Next? 16:36

2+ y ago16:36

16:36

It’s really important to build perspective around the bear market we’re currently in, the talk about recession, the anxiety, and more. Now is the time to really look at the stats so that we can have a better understanding of what’s going on and what happens next. In this episode, I’ll be covering some important stats, as well as listener questions …

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Ep #60: Emotions and Money 18:40

2+ y ago18:40

18:40

Thought-leader in the world of personal finance Carl Richards said, “We all know that no matter how worried, scared or excited we’re feeling, 2+2 always equals 4. But when it comes to money, money equals feelings.” This is a great way to see how money is very much related to emotions, and that is what I’ll be addressing in this episode. Join me as …

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Ep #59: How to Protect Yourself Against Cybercrime with Jonathan Addington 39:24

2+ y ago39:24

39:24

Cybercrime continues to evolve, and with new threats surfacing every year, it is more important than ever to ensure you are secure. Taking some basic precautions, as well as learning how to recognize cybercrime, are crucial first steps to take to help protect yourself and your data. So, how do you know what to look out for? Jonathan Addington, Pres…

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Ep #58: Don't panic: Here's 2 Strategies for Stock Market Fluctuations 10:19

2+ y ago10:19

10:19

It is clear to see that the current market is pretty volatile, but how bad is it really? According to recent statistics that have been released, this is one of the worst first 100 days of the year that we have seen in over a century. So, what exactly does this mean—and how can we navigate this market downturn moving forward? In this episode, I will…

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Ep #57: I Bonds: What are they? How do they work? 12:03

2+ y ago12:03

12:03

There is a question that comes up routinely with clients: what is an I bond and why should I invest in them? In this episode, I’m sharing why you may want to consider this high-rate investment in your financial portfolio. You can find show notes and more information by clicking here: https://bit.ly/3waj03R 🗓️ Meet with me: https://paradigmwealthpar…

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Ep #56: The Power of Financial Planning 18:39

2+ y ago18:39

18:39

There’s no question that there’s a huge concern among many about the current state of house prices, especially as interest rates rise. If you own a home already and are near retirement, how can you leverage the market and how can a financial planner help you strategize and think through your options? In this episode, I’m exploring a real-life case …

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Ep #55: Don’t Be Part of the 56% of Americans Who Don’t Have an Emergency Fund 13:17

2+ y ago13:17

13:17

With surging inflation, rising interest rates, and no end in sight, the need for an emergency fund is more important than ever. In this episode, I’m breaking down what an emergency fund is (and isn’t!) and how you can use one to insulate yourself from rising expenses. You can find show notes and more information by clicking here: https://bit.ly/3jw…

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Ep #54: Avoid This Big Estate Planning Mistake 12:15

2+ y ago12:15

12:15

From wills to taxes to assets, there are many areas to consider when it comes to estate planning. In this episode, I’m divulging a key estate planning mistake that many people make and sharing three reasons why you should avoid making this mistake yourself. I also offer an alternative to consider instead. You can find show notes and more informatio…

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Ep #53: Market Mania and Protecting Your Investments 15:46

2+ y ago15:46

15:46

There’s no doubt that there has been a ton of turmoil in the markets over the past little while. With the current conflict in Eastern Europe, high domestic inflation, and record gas prices, it’s no wonder that people are worried about the state of their investments. While many will give in to the worry and start divesting, today I’m talking about w…

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Ep #52: Learning to Ride the Market Waves 13:33

2+ y ago13:33

13:33

It’s no secret that investing in the markets can sometimes feel like a rollercoaster ride that leaves you dizzy and overwhelmed. In this episode, I’m talking about some of the turbulence we’ve seen in the markets over the past few years, how to shape your mindset and perspective around its ebbs and flows, and how to formulate a planning strategy so…

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Ep #51: ETFs vs. Mutual Funds: What’s The Difference? 10:26

2+ y ago10:26

10:26

Are you unsure about the difference between an exchange-traded fund and a mutual fund? While ETFs and mutual funds do share some similarities, there are some major differences that you should be aware of before investing in either. Listen in as I dive into the specifics of exchange-traded funds, including how they compare to other types of funds wh…

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Ep #50: Weighing The Pros and Cons of Paying Down Your Mortgage Early 19:54

2+ y ago19:54

19:54

How good would it feel to pay off your mortgage early? For most of us, it would feel like a weight lifted off our shoulders, but if you’re nearing retirement or other major life transitions, there are certain considerations to think about before applying a big chunk of change to your mortgage. In this episode, I use real-life examples to highlight …

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Jonathan Bednar II بودكاست

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