Ep. 161 - DOLLARS AND SENSE - BUILDING A HEALTHY RELATIONSHIP WITH MONEYUntitled Episode

Merging Life and Money with MJ Caesar

Player FM - Internet Radio Done Right

تمت الإضافة منذ قبل three أعوام

المحتوى المقدم من Marie Jo Caesar. يتم تحميل جميع محتويات البودكاست بما في ذلك الحلقات والرسومات وأوصاف البودكاست وتقديمها مباشرة بواسطة Marie Jo Caesar أو شريك منصة البودكاست الخاص بهم. إذا كنت تعتقد أن شخصًا ما يستخدم عملك المحمي بحقوق الطبع والنشر دون إذنك، فيمكنك اتباع العملية الموضحة هنا https://ar.player.fm/legal.

All About Change

1
Chris Nowinski - Protecting Athletes from Head Injuries & Preventing CTE 27:28

منذ 3 أيام27:28

التشغيل لاحقا

قوائم

إعجاب

احب

27:28

Chris Nowinski is a former football player at Harvard University and professional wrestler with WWE, World Wrestling Entertainment. After enduring a career-ending head injury, Chris has dedicated his professional life to serving patients and families affected by brain trauma, particularly Chronic traumatic encephalopathy, or CTE, a progressive neurodegenerative disease that develops after repeated head injuries. Jay and Chris discuss the state of head injuries in American athletics, the difference between advocating for head safety at youth and professional levels, Chris’ newest research, and much more. Episode Chapters (00:00) Intro (00:50) changes in the culture around concussions in the past two decades (02:39) padded helmet technology (03:55) concussion reporting in the NFL (10:35) Chris’ career path and concussion history (14:52) connecting with activists who haven’t themselves suffered a traumatic brain injury (17:42) SHAAKE - a new sign to identify concussions (20:53) Unions can help players advocate for safety policies (23:10) final thoughts and goodbye For video episodes, watch on www.youtube.com/@therudermanfamilyfoundation Stay in touch: X: @JayRuderman | @RudermanFdn LinkedIn: Jay Ruderman | Ruderman Family Foundation Instagram: All About Change Podcast | Ruderman Family Foundation To learn more about the podcast, visit https://allaboutchangepodcast.com/…

منذ عام واحد 35:46

MP3•منزل الحلقة

Send us a text

In this episode, host Marie-Jo Caesar dives deep into how cultivating a positive financial mindset can significantly enhance mental well-being. As part of Mental Health Awareness Month, she explores three key pillars: transforming financial mindsets, practical steps for effective financial management, and building healthy money habits. Listeners will discover actionable strategies for budgeting, saving, investing, and managing debt, alongside tips for setting realistic financial goals and boosting financial confidence. The episode also emphasizes the importance of continuous learning, seeking professional advice, and adopting a growth mindset for lasting financial security and emotional fulfillment. Tune in to gain valuable insights and build a healthier relationship with your money for a happier life.
🌟 Financial Mindset:

Importance of a healthy financial mindset for mental well-being.
Influence of upbringing and personal experiences on financial views.
Transforming negative mindsets like scarcity mentality and spending fear.

🌟 Improving Financial Health:

Budgeting: create budgets, track expenses, and adjust as needed.
Saving & Investing: build emergency funds, automate savings, and diversify investments.
Debt Management: understand debt, create repayment plans, and avoid new debt.

🌟 Healthy Money Habits:

Set realistic financial goals: prioritize, set specific goals, monitor progress.
Build confidence: read finance books, follow blogs, listen to podcasts, and take courses.
Seek support: join financial communities, use finance apps, consult professionals, and stay updated on financial news.

THE KEY MOMENTS IN THIS EPISODE ARE:

00:05 Develop Positive Money Relationship, Reduce Stress

04:38 Family Experiences Shape Financial Mindset

07:07 Address Financial Habits for Clarity

10:56 Seek Support to Improve Mindset

15:33 Positive Mindset Boosts Mental Health

19:01 Shift, Embrace Financial Well-being Strategies

23:28 Prioritize Debt, Avoid Accumulating More

24:33 Strategies for Stability and Mindset

30:38 Confidence with Practical Finance Education

33:26 Recognize, Shift, Embrace, Plan Financially

35:21 Host Marie-Jo Caesar Encourages Financial Growth

Support the show

Connect with me:
Instagram: https://www.instagram.com/the_financiologist_mjcaesar/
Facebook: https://www.facebook.com/merginglifeandmoney
YouTube: https://www.youtube.com/channel/UCDOmx_ThReq0hAC3acvMQ9g
Twitter: https://www.twitter.com/https://twitter.com/mariejocaesar
LinkedIn: https://www.linkedin.com/in/mjcaesar
Click this link https://mariejocaesar.com/fp-quiz to take the "What's Your Financial Personality Type” Quiz, so you can transform your financial identity and create Financial Freedom.

Click this link: https://mariejocaesar.com/consult to book a FREE consultation now! Let's map out your path to financial wellness together. Your future self will thank you.

فصول

1. Ep. 161 - DOLLARS AND SENSE - BUILDING A HEALTHY RELATIONSHIP WITH MONEYUntitled Episode (00:00:00)

2. Dollars and Sense: Building a Healthy Relationship with Money (00:00:05)

3. Understanding Your Financial Mindset (00:03:00)

4. Practical Steps to Enhance Your Financial Health (00:19:34)

5. Cultivating Healthy Money Habits for Long-Term Well-being (00:24:53)

6. Empowering Your Financial Journey Through Education (00:27:29)

7. The Benefits of Professional Financial Guidance (00:31:16)

8. Wrapping Up: Key Takeaways for a Healthier Financial Future (00:33:07)

187 حلقات

#Entrepreneur #Business #Podcasting Education #Marie jo Caesar #Financial #Financial Mindset #Your Why #Budget #Debt #Saving #Insurance #Investing #Student Loan #Mortgage #Retirement #Pension Planning

Ep. 161 - DOLLARS AND SENSE - BUILDING A HEALTHY RELATIONSHIP WITH MONEYUntitled Episode

Merging Life and Money with MJ Caesar

published منذ عام واحد

MP3•منزل الحلقة

Send us a text

Importance of a healthy financial mindset for mental well-being.
Influence of upbringing and personal experiences on financial views.
Transforming negative mindsets like scarcity mentality and spending fear.

🌟 Improving Financial Health:

Budgeting: create budgets, track expenses, and adjust as needed.
Saving & Investing: build emergency funds, automate savings, and diversify investments.
Debt Management: understand debt, create repayment plans, and avoid new debt.

🌟 Healthy Money Habits:

Set realistic financial goals: prioritize, set specific goals, monitor progress.
Build confidence: read finance books, follow blogs, listen to podcasts, and take courses.
Seek support: join financial communities, use finance apps, consult professionals, and stay updated on financial news.

THE KEY MOMENTS IN THIS EPISODE ARE:

00:05 Develop Positive Money Relationship, Reduce Stress

04:38 Family Experiences Shape Financial Mindset

07:07 Address Financial Habits for Clarity

10:56 Seek Support to Improve Mindset

15:33 Positive Mindset Boosts Mental Health

19:01 Shift, Embrace Financial Well-being Strategies

23:28 Prioritize Debt, Avoid Accumulating More

24:33 Strategies for Stability and Mindset

30:38 Confidence with Practical Finance Education

33:26 Recognize, Shift, Embrace, Plan Financially

35:21 Host Marie-Jo Caesar Encourages Financial Growth

Support the show

Click this link: https://mariejocaesar.com/consult to book a FREE consultation now! Let's map out your path to financial wellness together. Your future self will thank you.

فصول

1. Ep. 161 - DOLLARS AND SENSE - BUILDING A HEALTHY RELATIONSHIP WITH MONEYUntitled Episode (00:00:00)

2. Dollars and Sense: Building a Healthy Relationship with Money (00:00:05)

3. Understanding Your Financial Mindset (00:03:00)

4. Practical Steps to Enhance Your Financial Health (00:19:34)

5. Cultivating Healthy Money Habits for Long-Term Well-being (00:24:53)

6. Empowering Your Financial Journey Through Education (00:27:29)

7. The Benefits of Professional Financial Guidance (00:31:16)

8. Wrapping Up: Key Takeaways for a Healthier Financial Future (00:33:07)

187 حلقات

All episodes

1
Ep. 190 – REFLECT, RESET, RISE - YOUR ULTIMATE FINANCIAL GAME PLAN FOR 2025 58:57

منذ 8 weeks58:57

58:57

Send us a text 🎉 Welcome to Episode 190: Reflect, Reset, Rise - Your Ultimate Financial Game Plan for 2025! 🎉 In this transformative episode of the Merging Life and Money show, I, Marie-Jo Caesar, guide you through a journey of reflection, renewal, and resilience. Together, we’ll explore how to take the lessons of 2024 and create a financial roadmap for a thriving 2025. 🔑 Key Topics Covered: Reflect: Learn how breaking money taboos and embracing financial transparency empowered individuals and communities in 2024. Reset: Discover innovative strategies, from leveraging AI-powered budgeting apps to understanding life insurance as a living financial tool. Rise: Embrace resilience through emotional wealth, cultural money wisdom, and modern approaches to generational wealth. 💡 What You’ll Gain: This episode is packed with actionable insights, inspiring stories, and practical tools to help you align your financial goals with your values, paving the way for long-term success. ⏰ Timestamps: 01:02 Reflecting on 2024's Financial Lessons 04:18 Reflect, Reset, Rise: Financial Game Plan for 2025 05:56 The Loud Budgeting Movement 09:26 Money and Mental Well-being 13:33 Rise of Black Entrepreneurship 20:19 Life Insurance: Flexibility, Retirement, Legacy 24:29 Generational Wealth Creation 36:09 Emotional Wealth and Financial Success 41:25 Cultural Money Wisdom and Inclusive Practices 47:54 Budget Transparency Fosters Financial Empowerment 🎁 FREE Download: Get your Financial Reset Planner and start your journey toward a financially empowered 2025 today! 👉 h ttps://mariejocaesar.com Support the show Connect with me: Instagram: https://www.instagram.com/the_financiologist_mjcaesar/ Facebook: https://www.facebook.com/merginglifeandmoney YouTube: https://www.youtube.com/channel/UCDOmx_ThReq0hAC3acvMQ9g Twitter: https://www.twitter.com/https://twitter.com/mariejocaesar LinkedIn: https://www.linkedin.com/in/mjcaesar Click this link https://mariejocaesar.com/fp-quiz to take the "What's Your Financial Personality Type” Quiz, so you can transform your financial identity and create Financial Freedom. Click this link: https://mariejocaesar.com/consult to book a FREE consultation now! Let's map out your path to financial wellness together. Your future self will thank you.…

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Ep. 189 - 65 TRIPS AROUND THE SUN TAUGHT ME THIS MONEY TRUTH 42:51

منذ 10 weeks42:51

42:51

Send us a text In this special milestone episode of the Merging Life and Money Show, host Marie-Jo Caesar celebrates her 65th birthday by sharing profound life and money lessons learned over six decades. This episode dives deep into understanding the emotional connection to money, breaking generational financial patterns, and the powerful impact of gratitude on financial decisions. Marie-Jo explores how money mirrors our deepest beliefs and provides actionable steps for transforming your relationship with finances, making purposeful financial decisions, and creating lasting, positive change. Tune in for a transformative discussion that merges financial wellness with living a meaningful life. *KEY TAKEAWAYS* 🎁 Purpose and Money Management: Money decisions should reflect your personal values and life purpose. When spending, saving, and investing align with what matters most to you, it creates positive change in both your life and community. 🎁 Abundance Mindset and Financial Gratitude: Your money mindset shapes your financial reality. Combining an abundance perspective with gratitude leads to smarter financial choices and greater wealth satisfaction. This mental shift transforms both your relationship with money and your financial outcomes. 🎁 Financial Identity and Mindset Transformation Your inherited beliefs about money - your "money story" - drive your financial behavior. By consciously reshaping these patterns, you can create healthier financial habits and achieve better results. Marie-Jo's workshop and book provide tools for this transformation. *KEY MOMENTS IN THIS EPISODE* 00:00 Hidden Money Secrets Nobody Tells You 04:40 Your Childhood Money Story Revealed! 09:00 Breaking Toxic Money Habits Forever 14:06 Take This Mind-Blowing Money Personality Test 16:55 Secret Formula for Financial Freedom 19:56 Money Mindset Hack Changes Everything 22:09 Women Who Win with Money 27:11 Gratitude Makes You Rich - Here's How 30:37 Turn Money Mistakes into Millions 32:51 Abundance Secrets of Self-Made Millionaires 38:41 The Money Energy Success Formula 39:57 FREE Quiz + Life-Changing Workshop 💡 *This is more than just a podcast—it’s your opportunity to reflect on your financial journey. To help, I’m giving away my Financial Milestone Reflection Workbook 🎁 Think of it as a guided path to uncover your personal financial truths. 📥Download it Support the show Connect with me: Instagram: https://www.instagram.com/the_financiologist_mjcaesar/ Facebook: https://www.facebook.com/merginglifeandmoney YouTube: https://www.youtube.com/channel/UCDOmx_ThReq0hAC3acvMQ9g Twitter: https://www.twitter.com/https://twitter.com/mariejocaesar LinkedIn: https://www.linkedin.com/in/mjcaesar Click this link https://mariejocaesar.com/fp-quiz to take the "What's Your Financial Personality Type” Quiz, so you can transform your financial identity and create Financial Freedom. Click this link: https://mariejocaesar.com/consult to book a FREE consultation now! Let's map out your path to financial wellness together. Your future self will thank you.…

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Ep. 185 - HOW TO BALANCE JOY AND FINANCE - MINDFUL HOLIDAY SPENDING 35:47

منذ 10 weeks35:47

35:47

Send us a text Marie-Jo Caesar discusses strategies for balancing joy and finances during the holiday season. She emphasizes how overspending impacts both financial and emotional health and offers practical advice on creating meaningful, cost-effective holiday traditions. Key concepts include understanding the joy-to-spending ratio, implementing the Money Time Matrix, and practicing mindful spending to prioritize experiences and connections over material purchases. *KEY TAKEAWAYS* ⭐ Joy to Spending Ratio Understanding the balance between genuine happiness from holiday activities and the investment required, both financially and temporally. This involves identifying what truly brings joy during the holidays and measuring the emotional return on holiday investments. ⭐ Mindful Money Time Matrix Emphasizing the importance of evaluating holiday activities based on both time and cost investments. The goal is to prioritize high joy and low-cost activities, ensuring a balanced and satisfying holiday experience without financial strain. ⭐ Cultivating Financial Peace Encouraging intentional and value-aligned spending to build resilience against commercial pressures. By making mindful, value-based decisions, listeners can honor their financial well-being, reduce stress, and create lasting, meaningful holiday memories. *KEY MOMENTS IN THIS EPISODE* 00:00 Balancing Heart and Wallet During the Holidays 01:07 Introduction to Financial Wellness Strategies 02:05 Understanding Joy-to-Spending Ratio 03:04 The Holiday Happiness Gap 05:04 Emotional Return on Investment (EROI) 06:47 Joy-Based Decision Making 10:01 The Money Time Matrix 11:30 Personalized Gifts vs. Store-Bought Items 12:49 Managing Holiday Burnout 14:40 Creating Lasting Traditions 17:36 Aligning Celebrations with Personal Values 27:11 Resisting Commercial Pressure 32:04 Mindful Money Time Matrix Workbook Support the show Connect with me: Instagram: https://www.instagram.com/the_financiologist_mjcaesar/ Facebook: https://www.facebook.com/merginglifeandmoney YouTube: https://www.youtube.com/channel/UCDOmx_ThReq0hAC3acvMQ9g Twitter: https://www.twitter.com/https://twitter.com/mariejocaesar LinkedIn: https://www.linkedin.com/in/mjcaesar Click this link https://mariejocaesar.com/fp-quiz to take the "What's Your Financial Personality Type” Quiz, so you can transform your financial identity and create Financial Freedom. Click this link: https://mariejocaesar.com/consult to book a FREE consultation now! Let's map out your path to financial wellness together. Your future self will thank you.…

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Ep. 184 - GET 2025-READY - MUST-DO YEAR-END MONEY TIPS! 43:25

منذ 12 weeks43:25

43:25

Send us a text In this episode, financial wellness strategist Marie Jo Caesar guides viewers through a thorough year-end financial review. She emphasizes the importance of assessing one's 2024 financial performance, setting SMART goals for 2025, and implementing systems to ensure ongoing financial success. The episode is packed with actionable steps and statistics to help viewers conduct an effective financial review, with additional resources like an interactive checklist available on her website. *KEY TAKEAWAYS* ⭐ Comprehensive Year-End Financial Review Gather all financial documents, calculate net worth to track progress, and assess financial behavior and goal achievements. Set actionable SMART goals for 2025, focusing on budgeting, savings, debt repayment, and investment strategies. ⭐ Debt Management and Fee Optimization Prioritize high-interest debt using effective strategies like snowball or avalanche methods. Regularly review accounts to avoid unnecessary fees and maintain credit utilization below 30% for a strong FICO score. ⭐ Optimizing Investments and Economic Awareness Evaluate investment performance, adjust portfolios, and leverage tax-efficient strategies like maximizing retirement contributions. Stay informed on economic trends to make proactive decisions and implement systems for real-time financial tracking and ongoing education. *KEY MOMENTS IN THIS EPISODE* 00:12 Importance of Year-End Financial Review 02:17 Key Areas to Assess in Your Financial Review 05:03 Gathering Financial Documents and Calculating Net Worth 06:00 Reviewing Income, Expenses, and Debt 07:40 Evaluating Savings and Investments 08:43 Reflecting on Financial Goals and Habits 12:20 Planning for 2025: Setting SMART Goals 15:28 Creating a Budget and Debt Repayment Plan 22:42 Implementing Systems for Financial Success 37:19 Conclusion and Next Steps ✨ Download Your Free Checklist : Get my interactive Year-End Financial Review Checklist to simplify your financial review. Track your progress, plan for 2025, and set yourself up for financial freedom. Download it here: mariejocaesar.com/year-end-financial-checklist Support the show Connect with me: Instagram: https://www.instagram.com/the_financiologist_mjcaesar/ Facebook: https://www.facebook.com/merginglifeandmoney YouTube: https://www.youtube.com/channel/UCDOmx_ThReq0hAC3acvMQ9g Twitter: https://www.twitter.com/https://twitter.com/mariejocaesar LinkedIn: https://www.linkedin.com/in/mjcaesar Click this link https://mariejocaesar.com/fp-quiz to take the "What's Your Financial Personality Type” Quiz, so you can transform your financial identity and create Financial Freedom. Click this link: https://mariejocaesar.com/consult to book a FREE consultation now! Let's map out your path to financial wellness together. Your future self will thank you.…

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Ep. 188 - 10 PROVEN GRATITUDE STRATEGIES THAT TRANSFORM YOUR FINANCE 26:51

منذ 12 weeks26:51

26:51

Send us a text Discover the $0 habit that'll transform your finances: gratitude! Learn how this simple practice can revolutionize your money mindset and boost your financial well-being. In this eye-opening video, we explore: ⭐ How gratitude rewires your brain for financial success ⭐ The science behind gratitude's impact on decision-making ⭐Real-life examples of gratitude transforming finances ⭐ Practical tips to incorporate gratitude into your daily routine Unlock the power of thankfulness and watch your financial life flourish. Whether you're struggling with debt, saving for a goal, or simply want to improve your relationship with money, this video is your guide to financial empowerment through gratitude. Ready to take control of your finances? Hit subscribe, like this video, and share your thoughts in the comments. Don't forget to download our free gratitude journal template to kickstart your journey to abundance! Remember, financial wellness starts with a grateful heart. Let's transform your money together! #FinancialEmpowerment #MoneyMindset #GratitudeForWealth #selfimprovement #lawofassumption #financialpotential #wealthsecrets #abundancemindset *KEY MOMENTS IN THIS EPISODE* 00:58 - How Gratitude Works 05:48 - Gratitude Transforms Finances 11:39 - Gratitude Increases Financial Opportunities 14:42 - Building Financial Resilience with Gratitude 16:27 - Key Ideas on Gratitude 21:38 - Practical Challenge for Gratitude 23:18 - Gratitude Journal Template 23:39 - Wrapping Up & Gratitude Reminder Don’t forget to download the free Gratitude Journal Template to kickstart your journey ( https://mariejocaesar.com/gratitude-journal ) . Trust me, you won’t look at money the same way again. 💡✨ Support the show Connect with me: Instagram: https://www.instagram.com/the_financiologist_mjcaesar/ Facebook: https://www.facebook.com/merginglifeandmoney YouTube: https://www.youtube.com/channel/UCDOmx_ThReq0hAC3acvMQ9g Twitter: https://www.twitter.com/https://twitter.com/mariejocaesar LinkedIn: https://www.linkedin.com/in/mjcaesar Click this link https://mariejocaesar.com/fp-quiz to take the "What's Your Financial Personality Type” Quiz, so you can transform your financial identity and create Financial Freedom. Click this link: https://mariejocaesar.com/consult to book a FREE consultation now! Let's map out your path to financial wellness together. Your future self will thank you.…

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Ep.187 - STOP BUYING CLUTTER THIS HOLIDAY SEASON! BUY DIGITAL GIFTS INSTEAD... 51:41

منذ 12 weeks51:41

51:41

Send us a text Master Digital Gifting: Financially Wise, Environmentally Friendly & Thoughtful In this episode of the 'Merging Life and Money' show, financial wellness strategist Marie-Jo Caesar explores the rising trend of digital gifting. Discover the benefits of digital presents, including cost savings, time efficiency, personalization, and environmental impact. Learn how to strategically select and present digital gifts that create lasting memories and meaningful connections. Marie-Jo provides valuable insights, practical tips, and inspiring stories to help you transform your gift-giving approach to align with financial wisdom and sustainability. *KEY TAKEAWAYS* 🎁 The Rise and Benefits of Digital Gifting Digital gifts are eco-friendly, cost-effective, and convenient, offering personalization and reducing waste while gaining popularity through subscriptions and virtual experiences. 🎁 Enhanced Personalization and Engagement Personalized digital gifts reflecting recipients' interests, paired with creative presentations like unboxing experiences or video messages, strengthen emotional connections and satisfaction. 🎁 Practical Tips and Success Strategies Plan digital gifts around milestones, personalize for impact, and track feedback to refine future gifting, using examples like interest-based subscriptions. *KEY MOMENTS IN THIS EPISODE* 00:00 Digital Gifts: Space-Saving, Meaningful Solutions 03:53 Cost-Effective Digital Gifts That Wow 07:36 Personalized Digital Gifts - Generic Presents 12:09 Eco-Friendly Gifts: Reduce Waste, Save Planet 17:20 Affordable Subscriptions with Long-Lasting Value 18:45 E-Gift Cards: Transforming Modern Gifting 23:27 Virtual Gifting: Unique Experiences Redefined 25:03 Family Fun: Virtual Gaming Gifting Trends 28:29 Growth Bundles: Gifts for Personal Development 34:22 Personalized Digital Gifts Show True Care 37:38 Timed E-Gifts: Maximum Emotional Impact 39:03 Strategic Gifting: Appreciation Done Right 42:25 Thoughtful Digital Gifts Boost Engagement 46:30 Meaningful, Waste-Free Digital Gifting Ideas 48:45 Creative Twists on Digital Gift Success 📖 Download the Ultimate Digital Gift Inspiration Guide: https://mariejocaesar.com/digital-gift-guide Support the show Connect with me: Instagram: https://www.instagram.com/the_financiologist_mjcaesar/ Facebook: https://www.facebook.com/merginglifeandmoney YouTube: https://www.youtube.com/channel/UCDOmx_ThReq0hAC3acvMQ9g Twitter: https://www.twitter.com/https://twitter.com/mariejocaesar LinkedIn: https://www.linkedin.com/in/mjcaesar Click this link https://mariejocaesar.com/fp-quiz to take the "What's Your Financial Personality Type” Quiz, so you can transform your financial identity and create Financial Freedom. Click this link: https://mariejocaesar.com/consult to book a FREE consultation now! Let's map out your path to financial wellness together. Your future self will thank you.…

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Ep. 186 - FINANCIAL RESILIENCE FOR FEMALE VETERANS - A HOLISTIC GUIDE 46:07

منذ 15 weeks46:07

46:07

Send us a text In this episode of "The Merging Life and Money Show," I discuss financial resilience for female veterans transitioning to civilian life. Key topics include maximizing VA benefits such as disability ratings, healthcare, and life insurance and leveraging VA loans and entrepreneurship opportunities. Emphasis is placed on financial wellness, adapting military skills for civilian success, and addressing unique challenges female veterans face. Strategies for managing financial setbacks, integrating health and financial planning, and building support networks are highlighted to assist veterans in achieving financial independence and stability. 📥 Don't forget to download "Strength Beyond Service" - Empowering quotes from female veterans at mariejocaesar.com 🕒KEY MOMENTS IN THIS EPISODE 00:09 Military Transition to Financial Freedom 04:03 Crucial Financial Steps for Transition 08:32 Women Veterans' Key Financial Challenges 11:50 Salary Negotiation Tips for Veterans 15:02 Maximize VA Benefits for Success 18:08 Unlock Wealth with VA Loans 23:59 Entrepreneurship Funding for Female Veterans 28:01 Transition Impacts on Financial Wellness 31:25 Resilience Requires Wellness and Strength 34:16 Mentorship Builds Financial Health Strategies 39:36 Military Skills Enhance Financial Success 41:37 Download Resources to Build Wealth 🔑 Key Topics Discussed: 📝Transition Challenges Unique to Female Veterans 📝Va Benefits Maximization 📝Real Estate and Va Loan Strategies 📝Veteran Entrepreneurship Opportunities 📝Financial Wellness and Support Networks **DISCLAIMER:** The information shared on the Merging Life and Money Show is for informational and educational purposes only and does not constitute financial, legal, or professional advice. Always consult with a qualified financial advisor or professional before making any decisions related to your personal finances or health. The opinions expressed in this show are those of the host and guests and do not represent any official stance or endorsement by any organization. Listener discretion is advised. Support the show Connect with me: Instagram: https://www.instagram.com/the_financiologist_mjcaesar/ Facebook: https://www.facebook.com/merginglifeandmoney YouTube: https://www.youtube.com/channel/UCDOmx_ThReq0hAC3acvMQ9g Twitter: https://www.twitter.com/https://twitter.com/mariejocaesar LinkedIn: https://www.linkedin.com/in/mjcaesar Click this link https://mariejocaesar.com/fp-quiz to take the "What's Your Financial Personality Type” Quiz, so you can transform your financial identity and create Financial Freedom. Click this link: https://mariejocaesar.com/consult to book a FREE consultation now! Let's map out your path to financial wellness together. Your future self will thank you.…

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Ep. 183 - HOW TO CELEBRATE WITHOUT BREAKING THE BANK: ESSENTIAL HOLIDAY BUDGET TIPS 44:44

منذ 20 weeks44:44

44:44

Send us a text In this episode of the Merging Life and Money Show, I share 10 budget-friendly holiday hacks to help you enjoy the festive season without breaking the bank. Learn how to plan early, find deals, make DIY gifts, and track your spending for a stress-free holiday. Plus, 📥download the FREE Holiday Budget Planner using the link below Key Takeaways: ✅S et a Holiday Budget Early : Planning your holiday budget early is key to avoiding financial stress and overspending during the festive season. ✅ Creative DIY Gift Ideas : Save money this holiday season with affordable and personalized DIY gift ideas that add a thoughtful touch without breaking the bank.. ✅ Using Digital Tools: Leverage digital tools and apps to track your holiday spending and find the best deals, helping you stay within budget.. ✅ Repurposing Decorations : Discover budget-friendly ways to repurpose and reuse decorations, giving your home a festive feel without the extra expense. ✅ Smart Holiday Shopping: Shop smart this holiday season by starting early and avoiding impulsive buys, ensuring you get the best deals while sticking to your budget. 🕒KEY MOMENTS IN THIS EPISODE 00:09 Ultimate Holiday Budget Hacks Revealed! 06:31 50% Rule: Holiday Spending Made Easy 10:52 Effortless Holiday Budgeting: Secret Tips Exposed 12:03 Smart Apps Slash Holiday Shopping Costs 15:12 Unforgettable Gifts: Experiences Beat Stuff! 18:47 AI Gift Magic: Personal Touch, Low Cost 25:04 Potluck Power: Celebrate Diversity, Save Money 28:33 Early Bird Savings: Shop Smart, Stay Rich 32:16 Community Christmas: Frugal Fun for All 36:01 Mindful Gifting: Less Stuff, More Joy 39:12 Small Savings, Big Rewards: $30K Secret 40:34 Creative Planning: Luxe Holidays on Budget 📥 Don't forget to download your free copy of the Holiday Budget Planner https://mariejocaesar.com/holiday-budget-planner Support the show Connect with me: Instagram: https://www.instagram.com/the_financiologist_mjcaesar/ Facebook: https://www.facebook.com/merginglifeandmoney YouTube: https://www.youtube.com/channel/UCDOmx_ThReq0hAC3acvMQ9g Twitter: https://www.twitter.com/https://twitter.com/mariejocaesar LinkedIn: https://www.linkedin.com/in/mjcaesar Click this link https://mariejocaesar.com/fp-quiz to take the "What's Your Financial Personality Type” Quiz, so you can transform your financial identity and create Financial Freedom. Click this link: https://mariejocaesar.com/consult to book a FREE consultation now! Let's map out your path to financial wellness together. Your future self will thank you.…

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Ep. 182 - BEYOND PINK - THE FINANCIAL SIDE OF BREAST CANCER SURVIVAL 42:42

منذ 21 weeks42:42

42:42

Send us a text 🎗️ Avoid These Costly Breast Cancer Financial Pitfalls! 🎗️ Navigate the often-overlooked financial impact of breast cancer with The Merging Life and Money Show. October is Breast Cancer Awareness Month, and host Marie-Jo Caesar, a financial wellness strategist, dives deep into the economic challenges faced by those diagnosed. Discover strategies for financial empowerment and learn how to manage the costs of treatment, lost income, and unexpected expenses. Key Takeaways: ✅Financial Empowerment Strategies: Establish robust emergency funds and comprehensive insurance to safeguard your financial health. ✅Money Matters: Understand the full spectrum of treatment costs and the ripple effect on your financial life. ✅Proactive Planning: Utilize resources and assistance programs to alleviate financial strain during this health crisis. ✅Career Growth & Productivity: Explore how financial wellness contributes to career resilience and productivity. Empower yourself with knowledge and strategies to tackle financial challenges. Remember, your financial wellness is key to focusing on what truly matters—your health and recovery. 🕒KEY MOMENTS IN THIS EPISODE 00:09 Introduction to Breast Cancer Awareness Month 00:33 The Financial Impact of Breast Cancer 02:58 Understanding the Costs Involved 09:02 Strategies for Financial Preparation 12:43 Building a Financial Strategy During Treatment 17:14 Accessing Financial Assistance 21:39 Long-Term Financial Wellness for Survivors 22:30 Rebuilding Financial Stability Post-Treatment 26:17 Insurance and Future Planning 33:16 Emotional and Mental Wellness 36:21 Conclusion and Final Thoughts 📥 Don't forget to download your free copy of the "Health Crisis Checklist " https://mariejocaesar.com/health-crisis-checklist Support the show Connect with me: Instagram: https://www.instagram.com/the_financiologist_mjcaesar/ Facebook: https://www.facebook.com/merginglifeandmoney YouTube: https://www.youtube.com/channel/UCDOmx_ThReq0hAC3acvMQ9g Twitter: https://www.twitter.com/https://twitter.com/mariejocaesar LinkedIn: https://www.linkedin.com/in/mjcaesar Click this link https://mariejocaesar.com/fp-quiz to take the "What's Your Financial Personality Type” Quiz, so you can transform your financial identity and create Financial Freedom. Click this link: https://mariejocaesar.com/consult to book a FREE consultation now! Let's map out your path to financial wellness together. Your future self will thank you.…

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Ep. 181 - THE LIVING LEGACY - SECURE YOUR FAMILY’S FUTURE WITH LIFE INSURANCE 40:17

منذ 22 weeks40:17

40:17

Send us a text In this episode of the Merging Life and Money Show, I dive into how life insurance can transform your family’s financial future. I explore how life insurance can be a tool for building generational wealth, empowering women financially, and ensuring fairness in blended families. With real-life stories, I show how life insurance can help break the cycle of poverty, support your loved ones, and even make a positive impact in your community. Tune in to learn how to discover how to make life insurance part of your legacy plan and download the free Living Legacy Guide for practical steps to get started. 🕒KEY MOMENTS IN THIS EPISODE 00:37 The Power of Life Insurance: Beyond Basics 02:18 Breaking the Cycle of Poverty 06:25 Empowering Women with Life Insurance 13:12 Life Insurance in Blended Families 16:58 Life Insurance for Single and Stay-at-Home Parents 19:26 Teaching Financial Responsibility 21:04 Life Insurance as a Tool for Social Change 33:26 Legacy Planning and Final Thoughts 35:50 Key Takeaways and Conclusion 📥 Don't forget to download your free copy of the ‘ Living Legacy Guide : https://mariejocaesar.com/living-legacy-guide 🔑 Key Topics Discussed: 📝 Life Insurance for Legacy Building Explore how life insurance can help you build a living legacy that lasts for generations. 📝 Empowering Women Financially Learn how life insurance can empower women to overcome financial challenges and secure their family’s future. 📝 Supporting Blended Families Discover how life insurance can ensure fairness and financial security for all members of blended families. 📝 Building Generational Wealth Uncover how life insurance can be used as a tool to create opportunities and wealth for future generations. 📝 Overcoming Financial Barriers Hear stories of how life insurance can help families overcome financial barriers and build resilience. Support the show Connect with me: Instagram: https://www.instagram.com/the_financiologist_mjcaesar/ Facebook: https://www.facebook.com/merginglifeandmoney YouTube: https://www.youtube.com/channel/UCDOmx_ThReq0hAC3acvMQ9g Twitter: https://www.twitter.com/https://twitter.com/mariejocaesar LinkedIn: https://www.linkedin.com/in/mjcaesar Click this link https://mariejocaesar.com/fp-quiz to take the "What's Your Financial Personality Type” Quiz, so you can transform your financial identity and create Financial Freedom. Click this link: https://mariejocaesar.com/consult to book a FREE consultation now! Let's map out your path to financial wellness together. Your future self will thank you.…

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Ep. 180 - LIFE INSURANCE BENEFITS: PROTECTING FAMILY BEYOND THE PAYOUT 37:53

منذ 24 weeks37:53

37:53

Send us a text In this episode of Merging Life and Money , I explore how life insurance provides lifelong benefits that go far beyond the typical payout. From creating a financial safety net to securing your family’s future, life insurance plays a pivotal role in supporting long-term goals like education planning, business continuity, and even caring for aging parents. Tune in to discover how life insurance can help you sustain and nurture your loved ones. 🎯 Don’t forget to download the Family Life Insurance Checklist for practical steps on assessing your coverage. 🕒KEY MOMENTS IN THIS EPISODE 00:07 Introduction to Life Insurance Benefits 00:23 Life Insurance as a Financial Ally 00:56 Host Introduction and Show Overview 01:42 Life Insurance Beyond Death Benefits 04:01 Immediate Financial Safety Net 05:17 Supporting Long-Term Family Goals 07:57 Family Life Insurance Checklist 09:57 Life Insurance and Family Well-Being 14:20 Health and Wellness Benefits 20:20 Life Insurance for Family Business Continuity 28:05 Real-World Examples and Strategies 32:11 Conclusion and Call to Action 📥 Don't forget to download your free copy of the ‘ Life Insurance Resource Guide: Modern Policies for the Living’ : https://mariejocaesar.com/family-life-ins-checklist 🔑 Key Topics Discussed: 📝 Immediate financial safety net Life insurance provides crucial financial support when income is lost. 📝 Education planning for children Life insurance helps secure funding for children’s education. 📝 Supporting aging parents Life insurance can support the care of elderly family members. 📝 Intergenerational wealth transfer A tax-efficient way to transfer wealth and avoid liquidation. 📝 Business continuity planning Life insurance ensures the smooth transition of family businesses. Support the show Connect with me: Instagram: https://www.instagram.com/the_financiologist_mjcaesar/ Facebook: https://www.facebook.com/merginglifeandmoney YouTube: https://www.youtube.com/channel/UCDOmx_ThReq0hAC3acvMQ9g Twitter: https://www.twitter.com/https://twitter.com/mariejocaesar LinkedIn: https://www.linkedin.com/in/mjcaesar Click this link https://mariejocaesar.com/fp-quiz to take the "What's Your Financial Personality Type” Quiz, so you can transform your financial identity and create Financial Freedom. Click this link: https://mariejocaesar.com/consult to book a FREE consultation now! Let's map out your path to financial wellness together. Your future self will thank you.…

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Ep. 179 - BEYOND THE PAYOUT - HOW LIFE INSURANCE SUPPORTS THE LIVING IN THE MODERN ERA 44:59

منذ 24 weeks44:59

44:59

Send us a text Marie-Jo Caesar discusses the evolution of modern life insurance, highlighting: Flexible policies for gig workers AI-driven personalization Blockchain's role in streamlining processes Addressing climate change and increasing longevity Mental health support Innovative features like digital asset protection Integration of long-term care benefits She emphasizes that contemporary life insurance is a dynamic financial tool supporting various life stages, not just providing death benefits. The episode offers insights into how life insurance can enhance financial security in today's changing world. 🕒KEY MOMENTS IN THIS EPISODE 00:07 Modern Life Insurance: Personalized and Flexible 02:34 - Life Insurance in the Gig Economy 12:48 - Technology Transforming Life Insurance 16:36 - AI Impact on Life Insurance 23:03 - Protecting Digital Assets 25:58 - Life Insurance and Climate Change 29:58 - Increasing Life Expectancy Impact 34:10 - Mental Health Support in Insurance 37:43 - Life Insurance in the Modern Era 39:58 - Review Your Life Insurance Policy 📥 Special Offer: Don't forget to download your free copy of the ‘ Life Insurance Resource Guide: Modern Policies for the Living: ’ https://mariejocaesar.com/modern-living-policies 🔑 Key Topics Discussed: Gig Economy Insurance 📝AI-Driven Policies 📝Blockchain in Insurance 📝Climate Change Protection 📝Mental Health Coverage Support the show Connect with me: Instagram: https://www.instagram.com/the_financiologist_mjcaesar/ Facebook: https://www.facebook.com/merginglifeandmoney YouTube: https://www.youtube.com/channel/UCDOmx_ThReq0hAC3acvMQ9g Twitter: https://www.twitter.com/https://twitter.com/mariejocaesar LinkedIn: https://www.linkedin.com/in/mjcaesar Click this link https://mariejocaesar.com/fp-quiz to take the "What's Your Financial Personality Type” Quiz, so you can transform your financial identity and create Financial Freedom. Click this link: https://mariejocaesar.com/consult to book a FREE consultation now! Let's map out your path to financial wellness together. Your future self will thank you.…

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Ep. 178 - HOW LIFE INSURANCE EMPOWERS THE LIVING 39:22

منذ 26 weeks39:22

39:22

Send us a text In this episode, Marie-Jo Caesar explores how life insurance is more than a death benefit—it's a powerful tool for financial wellness while alive. The episode highlights life insurance's role in reducing financial anxiety, serving as a versatile financial instrument through policy loans, cash value accumulation, and tax benefits. It also emphasizes its importance in retirement planning, education funding, and charitable giving. The episode concludes by encouraging listeners to evaluate their life insurance strategies and download "The Living Benefits Checklist: 10 Ways Life Insurance Empowers You Today 🕒KEY MOMENTS IN THIS EPISODE 00:07 Life Insurance Awareness Month 03:07 Life Insurance for Financial Confidence 10:45 Life Insurance as a Financial Instrument 14:20 Life Insurance vs. Emergency Funds 19:56 Empowering Benefits of Life Insurance 21:04 Life Insurance and Entrepreneurship 24:13 Funding Education with Life Insurance 26:57 Life Insurance for Charitable Giving 33:50 Recap of Key Points 35:17 Next Week: Beyond the Payout 📥 Special Offer: Don't forget to download your free copy of the " Living Benefits Checklist: 10 Ways Life Insurance Empowers You Today at https://mariejocaesar.com/living-benefits-checklist 🔑 Key Topics Discussed: · Financial confidence through life insurance · Versatility of permanent policies · Life insurance in retirement planning · Enabling entrepreneurship with life insurance · Charitable giving using life insurance Support the show Connect with me: Instagram: https://www.instagram.com/the_financiologist_mjcaesar/ Facebook: https://www.facebook.com/merginglifeandmoney YouTube: https://www.youtube.com/channel/UCDOmx_ThReq0hAC3acvMQ9g Twitter: https://www.twitter.com/https://twitter.com/mariejocaesar LinkedIn: https://www.linkedin.com/in/mjcaesar Click this link https://mariejocaesar.com/fp-quiz to take the "What's Your Financial Personality Type” Quiz, so you can transform your financial identity and create Financial Freedom. Click this link: https://mariejocaesar.com/consult to book a FREE consultation now! Let's map out your path to financial wellness together. Your future self will thank you.…

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Ep. 177 - CULTIVATING GENERATIONAL WEALTH IN BLACK COMMUNITIES 35:37

منذ 26 weeks35:37

35:37

Send us a text In this episode, Marie-Jo Caesar discusses the essential topic of building generational wealth in Black communities. Join Marie-Jo Caesar as she explores actionable strategies to create a legacy of financial security and empowerment. This episode covers everything from financial literacy and strategic investments to estate planning and the role of family businesses in wealth transfer. 🕒KEY MOMENTS IN THIS EPISODE 00:08 Change the Racial Wealth Gap Now! 03:20 Start Financial Education Early at Home 08:17 Build a Resilient Financial Future Today 12:07 Diversify Investments, Build Trust 14:23 Boost Income with Real Estate 17:33 Consult Experts for wealth-building 20:28 Secure Wealth with Trusts, Insurance 24:40 Master Succession in Family Businesses 28:52 Dedication Key to Generational Wealth 31:24 Black Businesses Close Wealth Gaps 33:47 Merging Life and Money: Farewell 📥 Special Offer: Don't forget to download your free copy of the " Tips for building and leveraging professional networks." Visit https://mariejocaesar.com/professional-networking-tips to get your complimentary copy today! 🔑 Key Topics Discussed: Financial literacy Strategic investments Estate planning Family business and succession planning Closing the racial wealth gap Support the show Connect with me: Instagram: https://www.instagram.com/the_financiologist_mjcaesar/ Facebook: https://www.facebook.com/merginglifeandmoney YouTube: https://www.youtube.com/channel/UCDOmx_ThReq0hAC3acvMQ9g Twitter: https://www.twitter.com/https://twitter.com/mariejocaesar LinkedIn: https://www.linkedin.com/in/mjcaesar Click this link https://mariejocaesar.com/fp-quiz to take the "What's Your Financial Personality Type” Quiz, so you can transform your financial identity and create Financial Freedom. Click this link: https://mariejocaesar.com/consult to book a FREE consultation now! Let's map out your path to financial wellness together. Your future self will thank you.…

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Ep. 176 - DIGITAL MARKETING BLUEPRINT: EMPOWERING BLACK ENTREPRENEURS 40:58

منذ 26 weeks40:58

40:58

Send us a text In this powerful episode of Merging Life and Money, financial wellness strategist Marie-Jo Caesar explores the transformative potential of investing in Black-owned businesses. As National Black Business Month draws to a close, discover how strategic investments can drive both lucrative returns and meaningful societal change. Key topics covered: · The evolving investment landscape for Black entrepreneurs · High-growth sectors where Black-owned businesses are leading innovation · How investing in Black businesses creates jobs and closes the wealth gap · Building genuine relationships with Black entrepreneurs · The power of investment syndicates in supporting Black-owned businesses · Real-world success stories of impactful Black-owned startups Learn how your investment choices can foster economic empowerment, drive innovation, and build a more equitable future. Whether you're an experienced investor or just starting out, this episode provides valuable insights into the world of impact investing and supporting Black entrepreneurship. Discover why investing in Black-owned businesses is not just good for your portfolio but essential for creating lasting positive change in our communities. Don't miss this opportunity to learn how you can be part of the solution while potentially achieving strong financial returns. THE KEY MOMENTS IN THIS EPISODE ARE: 00:00 National Black Business Month: Investing in Black-Owned Businesses 02:32 Evolving Investment Landscape for Black Entrepreneurs 06:22 Key Industries: Tech, Healthcare, Fintech 10:22 Benefits of Investing in Black-Owned Businesses 18:00 Aligning Investments with Social Impact Goals 19:55 Strategic Investment in Black-Owned Businesses 21:05 Building Genuine Relationships with Entrepreneurs 26:25 Exploring Investment Syndicates for Impact 34:50 Reflection on Investment Strategies 38:20 Next Episode: Building Generational Wealth in Black Communities 👉🏾Don’t forget to download the List of Key Resources and Organizations Supporting Black Entrepreneurs: https://mariejocaesar.com/list-of-key-resources Support the show Connect with me: Instagram: https://www.instagram.com/the_financiologist_mjcaesar/ Facebook: https://www.facebook.com/merginglifeandmoney YouTube: https://www.youtube.com/channel/UCDOmx_ThReq0hAC3acvMQ9g Twitter: https://www.twitter.com/https://twitter.com/mariejocaesar LinkedIn: https://www.linkedin.com/in/mjcaesar Click this link https://mariejocaesar.com/fp-quiz to take the "What's Your Financial Personality Type” Quiz, so you can transform your financial identity and create Financial Freedom. Click this link: https://mariejocaesar.com/consult to book a FREE consultation now! Let's map out your path to financial wellness together. Your future self will thank you.…

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