Artwork

المحتوى المقدم من Joshua Belanger. يتم تحميل جميع محتويات البودكاست بما في ذلك الحلقات والرسومات وأوصاف البودكاست وتقديمها مباشرةً بواسطة Joshua Belanger أو شريك منصة البودكاست الخاص بهم. إذا كنت تعتقد أن شخصًا ما يستخدم عملك المحمي بحقوق الطبع والنشر دون إذنك، فيمكنك اتباع العملية الموضحة هنا https://ar.player.fm/legal.
Player FM - تطبيق بودكاست
انتقل إلى وضع عدم الاتصال باستخدام تطبيق Player FM !

The Savings Account Replacement

3:21
 
مشاركة
 

Manage episode 152573494 series 1063725
المحتوى المقدم من Joshua Belanger. يتم تحميل جميع محتويات البودكاست بما في ذلك الحلقات والرسومات وأوصاف البودكاست وتقديمها مباشرةً بواسطة Joshua Belanger أو شريك منصة البودكاست الخاص بهم. إذا كنت تعتقد أن شخصًا ما يستخدم عملك المحمي بحقوق الطبع والنشر دون إذنك، فيمكنك اتباع العملية الموضحة هنا https://ar.player.fm/legal.
Yesterday, right after the market closed. I headed over to a JP Morgan bank branch near my home to speak with one of the private client reps named Jackie. I was looking at opening a new business credit card to diversify the lines of credit we currently have. She asked how they could earn more of my business with moving our main account to them. If I didn't loathe all big banks, it would be pretty easy for them to win me over because I'm fed up with BofA and not wanting them to make a dime of my deposits or fees. However, it's which terrible firm will not rip you off the most, which you don't know until you move everything over. She told me about how good their mobile banking and other features that don't mean too much. However, as I started to ask a few questions about money sweeps and deposits, she answered with, "we are not supposed to talk about that." She provided options like putting the money into a CD. Ahh… Products that tie up your money that provide zero return. And when you ask the tougher questions, they provide no transparency. Of course, she suggested I open up a savings account. The whole point me sharing this story with you is that they never offered me any solution that would allow me better access to manage my money myself. They wanted to take it off my hands all for a "modest fee". As you might have learned, I want all control of my money. That is why I think people should have a brokerage account before savings. Firms like TD Ameritrade allow you to manage your cash right from your brokerage account. The great thing I love is that the brokerage account works similar to banking or savings account with having an ATM card, free bill pay, etc. I remember as a kid putting money into a savings account and then seeing it barely grow. What did that teach me? Yes, we need to put our money somewhere. Which is why I believe I would have learned so much more about money, investing and risk as a kid if I had a brokerage account than a savings account. The other advantage I wish I had was a book that could teach me how to be strategic and successful trading options, which is what I teach you in: http://www.FearlessInvestingWithOptions.com Disclosure: I'm not affiliated with TD Ameritrade and only a client To your wealth, freedom and options! Joshua Belanger
  continue reading

59 حلقات

Artwork
iconمشاركة
 
Manage episode 152573494 series 1063725
المحتوى المقدم من Joshua Belanger. يتم تحميل جميع محتويات البودكاست بما في ذلك الحلقات والرسومات وأوصاف البودكاست وتقديمها مباشرةً بواسطة Joshua Belanger أو شريك منصة البودكاست الخاص بهم. إذا كنت تعتقد أن شخصًا ما يستخدم عملك المحمي بحقوق الطبع والنشر دون إذنك، فيمكنك اتباع العملية الموضحة هنا https://ar.player.fm/legal.
Yesterday, right after the market closed. I headed over to a JP Morgan bank branch near my home to speak with one of the private client reps named Jackie. I was looking at opening a new business credit card to diversify the lines of credit we currently have. She asked how they could earn more of my business with moving our main account to them. If I didn't loathe all big banks, it would be pretty easy for them to win me over because I'm fed up with BofA and not wanting them to make a dime of my deposits or fees. However, it's which terrible firm will not rip you off the most, which you don't know until you move everything over. She told me about how good their mobile banking and other features that don't mean too much. However, as I started to ask a few questions about money sweeps and deposits, she answered with, "we are not supposed to talk about that." She provided options like putting the money into a CD. Ahh… Products that tie up your money that provide zero return. And when you ask the tougher questions, they provide no transparency. Of course, she suggested I open up a savings account. The whole point me sharing this story with you is that they never offered me any solution that would allow me better access to manage my money myself. They wanted to take it off my hands all for a "modest fee". As you might have learned, I want all control of my money. That is why I think people should have a brokerage account before savings. Firms like TD Ameritrade allow you to manage your cash right from your brokerage account. The great thing I love is that the brokerage account works similar to banking or savings account with having an ATM card, free bill pay, etc. I remember as a kid putting money into a savings account and then seeing it barely grow. What did that teach me? Yes, we need to put our money somewhere. Which is why I believe I would have learned so much more about money, investing and risk as a kid if I had a brokerage account than a savings account. The other advantage I wish I had was a book that could teach me how to be strategic and successful trading options, which is what I teach you in: http://www.FearlessInvestingWithOptions.com Disclosure: I'm not affiliated with TD Ameritrade and only a client To your wealth, freedom and options! Joshua Belanger
  continue reading

59 حلقات

كل الحلقات

×
 
Loading …

مرحبًا بك في مشغل أف ام!

يقوم برنامج مشغل أف أم بمسح الويب للحصول على بودكاست عالية الجودة لتستمتع بها الآن. إنه أفضل تطبيق بودكاست ويعمل على أجهزة اندرويد والأيفون والويب. قم بالتسجيل لمزامنة الاشتراكات عبر الأجهزة.

 

دليل مرجعي سريع