Should You Own Airline Stock?

The Wealthy Pilot's Podcast: Financial Flight Controls for Today's Commercial Airline Pilots

The Wealthy Pilot's Podcast: Financial Flight Controls for Today's Commercial Airline Pilots

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تمت الإضافة منذ thirty-four أسبوع

المحتوى المقدم من Scott Osborn. يتم تحميل جميع محتويات البودكاست بما في ذلك الحلقات والرسومات وأوصاف البودكاست وتقديمها مباشرة بواسطة Scott Osborn أو شريك منصة البودكاست الخاص بهم. إذا كنت تعتقد أن شخصًا ما يستخدم عملك المحمي بحقوق الطبع والنشر دون إذنك، فيمكنك اتباع العملية الموضحة هنا https://ar.player.fm/legal.

The So What from BCG

1
Re-Recruiting and Other New HR Strategies You Can’t Ignore 18:09

منذ 11 يومًا18:09

التشغيل لاحقا

قوائم

إعجاب

احب

18:09

HR is no longer just about managing people—it’s about shaping the future of work. Jens Baier, BCG’s HR transformation expert, discusses how AI and shifting employee expectations are forcing companies to rethink talent strategies. From re-recruiting to upskilling employees, HR must adapt to a rapidly changing landscape. Learn More: Jens Baier: https://on.bcg.com/41ca7Gv BCG on People Strategy: https://on.bcg.com/3QtAjro Decoding Global Talent: https://on.bcg.com/4gUC4IT…

منذ عام واحد 12:51

MP3•منزل الحلقة

0:00 – Intro

2:24 – Company bias and emotional investing

6:47 – Diversification and long-term investing

10:01 – Final thoughts
United Airlines' Holdings

https://www.barrons.com/market-data/stocks/ual/research-ratings

Resources:

Schedule A Call with Scott: http://callosborn.com/
Scott's Book, A Pilot's Guide To Maximizing Wealth & Cashflow In Retirement: https://amzn.to/3xSn1ii
The Pilot's Planner Website: https://thepilotsplanner.com/
Watch the podcast on YouTube! https://www.youtube.com/@ThePilotsPlanner

31 حلقات

#Trading #Careers #Business #Scott Osborn #Pilot #Retirement #Pilot's Planner #Financial Planning

The Wealthy Pilot's Podcast: Financial Flight Controls for Today's Commercial Airline Pilots

Should You Own Airline Stock?

The Wealthy Pilot's Podcast: Financial Flight Controls for Today's Commercial Airline Pilots

published منذ عام واحد

MP3•منزل الحلقة

0:00 – Intro

2:24 – Company bias and emotional investing

6:47 – Diversification and long-term investing

10:01 – Final thoughts
United Airlines' Holdings

https://www.barrons.com/market-data/stocks/ual/research-ratings

31 حلقات

#Trading #Careers #Business #Scott Osborn #Pilot #Retirement #Pilot's Planner #Financial Planning

Tutti gli episodi

1
Do Smart Investors Need a Financial Advisor? 13:43

منذ 3 أيام13:43

13:43

If you’ve spent years successfully managing your own investments, do you really need a financial advisor? Scott works with a lot of highly skilled, intelligent professionals. So, for someone like this, is working with an advisor just an extra expense, or could it actually add real value? In this episode, we break down when and why even experienced investors might benefit from professional guidance and when they’re probably fine on their own. Here’s some of what we discuss in this episode: 0:00 – Intro 1:21 – Defining what an advisor is 4:11 – Behavioral biases in investing 5:38 – Do you have the time? 7:22 – What are you focused on? 10:56 – Finding the best fit for you Resources for this episode: https://www.businessinsider.com/forgetful-investors-performed-best-2014-9 Vanguard Article: https://corporate.vanguard.com/content/corporatesite/us/en/corp/articles/quantifying-evolution-advice-and-value-investors.html Resources: Schedule A Call with Scott: http://callosborn.com/ Scott's Book, A Pilot's Guide To Maximizing Wealth & Cashflow In Retirement: https://amzn.to/3xSn1ii The Pilot's Planner Website: https://thepilotsplanner.com/ Watch the podcast on YouTube! https://www.youtube.com/@ThePilotsPlanner…

1
What Do Proposed Tariffs Mean For Your Portfolio? 10:19

منذ 10 أيام10:19

10:19

The day President Trump took office, he announced plans to implement a 25 percent tariff on goods from Mexico and Canada. Additional tariff conversations have exploded since that day. How might this impact your personal finances and the economy? In this episode, we’ll take a closer look at the backstory of tariffs - what they are, why governments impose them, and the historical context of them. We’ll also break down the new tariffs that have been introduced, their potential impact on everyday people, and what you can do to navigate this shifting financial landscape. Here’s some of what we discuss in this episode: 0:00 – Intro 1:25 – Tariff impacts on consumers and companies 3:41 – Tariffs as a tool for fair trade + market reactions 5:55 – Keeping a long-term perspective Resources for this episode: https://wolfstreet.com/2025/02/03/what-trumps-tariffs-did-last-time-2018-2019-had-no-impact-on-inflation-doubled-receipts-from-customs-duties-and-hit-stocks/ Resources: Schedule A Call with Scott: http://callosborn.com/ Scott's Book, A Pilot's Guide To Maximizing Wealth & Cashflow In Retirement: https://amzn.to/3xSn1ii The Pilot's Planner Website: https://thepilotsplanner.com/ Watch the podcast on YouTube! https://www.youtube.com/@ThePilotsPlanner…

1
Money Questions Every Couple Needs To Discuss 14:15

منذ 17 يومًا14:15

14:15

Valentine’s season is all about love, but let’s be honest, money plays a huge role in any relationship. Whether you’ve been together for decades or are just starting out, financial stress can put a strain on even the strongest partnerships. So, how do you talk about money without killing the romance? In today’s episode, we’re looking at the questions every couple should ask about finances and retirement. Here’s some of what we discuss in this episode: 0:00 – Intro 1:25 – Keeping financial peace between couples 3:57 – Balancing family support without compromising retirement 6:53 – Do separate finances complicate things? 8:41 – The importance of communication 10:39 – Starting the estate planning conversation Resources: Schedule A Call with Scott: http://callosborn.com/ Scott's Book, A Pilot's Guide To Maximizing Wealth & Cashflow In Retirement: https://amzn.to/3xSn1ii The Pilot's Planner Website: https://thepilotsplanner.com/ Watch the podcast on YouTube! https://www.youtube.com/@ThePilotsPlanner…

1
Need Cash Fast? The Best (and Worst) Ways for Pilots to Borrow Money 9:10

منذ 4 weeks9:10

9:10

Whether it's for a home remodel, a major purchase, or just to cover unexpected expenses, where should you turn for cash when you need it? In today’s episode, Scott breaks down the three primary avenues for obtaining cash: 401(k) loans, Home Equity Lines of Credit (HELOCs), and personal loans. We’ll explore the pros and cons of each option and what pilots should keep in mind before borrowing. As always, be sure to consult a qualified professional for guidance on your specific situation. With the right knowledge and planning, you can navigate big financial moves with confidence! Here’s some of what we discuss in this episode: 0:00 – Intro 0:32 – Pulling money from 401(k) 3:03 – Borrowing money from HELOC 6:27 – Balancing borrowing and spending 7:20 – Personal loans Resources: Schedule A Call with Scott: http://callosborn.com/ Scott's Book, A Pilot's Guide To Maximizing Wealth & Cashflow In Retirement: https://amzn.to/3xSn1ii The Pilot's Planner Website: https://thepilotsplanner.com/ Watch the podcast on YouTube! https://www.youtube.com/@ThePilotsPlanner…

1
Should You Own Airline Stock? 12:51

منذ 5 weeks12:51

12:51

Should you own airline stock? With the airline industry experiencing a rollercoaster of performance this past year alone, it’s an interesting question to discuss. In this week’s episode, Scott and Marc explore the complexities of investing in airline stocks and how emotional biases can influence investment decisions. Here’s some of what we discuss in this episode: 0:00 – Intro 2:24 – Company bias and emotional investing 6:47 – Diversification and long-term investing 10:01 – Final thoughts United Airlines' Holdings https://www.barrons.com/market-data/stocks/ual/research-ratings Resources: Schedule A Call with Scott: http://callosborn.com/ Scott's Book, A Pilot's Guide To Maximizing Wealth & Cashflow In Retirement: https://amzn.to/3xSn1ii The Pilot's Planner Website: https://thepilotsplanner.com/ Watch the podcast on YouTube! https://www.youtube.com/@ThePilotsPlanner…

1
What Pilots Should Do With Their Profit-Sharing Bonus 10:39

منذ 6 weeks10:39

10:39

Delta’s record-breaking $1.4 billion profit-sharing payout for 2024 has employees buzzing, with many set to receive an average of five weeks’ pay as their share. If you’re a pilot benefiting from this bonus, what’s the best way to put it to good use? Join Scott and Marc as they explore how to strike the right balance between celebration and strategic financial planning. From bolstering emergency funds to maxing out 401(k) contributions early in the year, they share practical steps to make the most of your windfall. Here’s some of what we discuss in this episode: 0:00 – Intro 1:40 – Delta’s record profits 3:24 – What to do with it? 7:57 – Final takeaways Delta Profit Sharing Article: https://news.delta.com/delta-employees-receive-average-five-weeks-pay-annual-profit-sharing Resources: Schedule A Call with Scott: http://callosborn.com/ Scott's Book, A Pilot's Guide To Maximizing Wealth & Cashflow In Retirement: https://amzn.to/3xSn1ii The Pilot's Planner Website: https://thepilotsplanner.com/ Watch the podcast on YouTube! https://www.youtube.com/@ThePilotsPlanner…

1
Fiduciary Failure? Lessons From the American Airlines ESG Lawsuit 9:32

منذ 7 weeks9:32

9:32

In this episode, Scott and Marc chat about a recent lawsuit filed by an American Airlines pilot, which challenged the integration of ESG criteria into the company’s 401k plans. This opens up a wider discussion about the importance of transparency and fiduciary responsibility in retirement planning. Listen in as Scott explains the difference between fiduciary and suitability standards and why understanding this could help you make more informed investment choices. Tune in for practical insights on how to get the most out of your 401(k) plan, whether you're a pilot or not! Here’s some of what we discuss in this episode: 0:00 – Intro 0:39 – Overview of ESG 2:26 – Fiduciary duty vs suitability standards 3:38 – American Airlines lawsuit 5:52 – Understanding and optimizing your 401(k) plan Lawsuit Article https://finance.yahoo.com/news/american-airlines-focus-esg-401-183725452.html Resources: Schedule A Call with Scott: http://callosborn.com/ Scott's Book, A Pilot's Guide To Maximizing Wealth & Cashflow In Retirement: https://amzn.to/3xSn1ii The Pilot's Planner Website: https://thepilotsplanner.com/ Watch the podcast on YouTube! https://www.youtube.com/@ThePilotsPlanner…

1
Additional Places to Save Beyond Your 401(k) in 2025 12:58

منذ 8 weeks12:58

12:58

We’ve all heard about the importance of contributing to a 401(k) for retirement. But is it really enough on its own? For some, maybe it is, but it’s always wise to explore other options and keep an open mind. In this episode, Scott dives into a range of strategies that could help you build wealth for retirement, from Roth IRAs and the "backdoor" Roth to life insurance, real estate investments, and tax loss harvesting. Here’s some of what we discuss in this episode: 0:00 – Intro 1:05 – Figuring out how much you need to save 2:45 – Backdoor Roth 5:34 – Life insurance and real estate 8:39 – Tax loss harvesting 11:02 – Closing thoughts Resources: Schedule A Call with Scott: http://callosborn.com/ Scott's Book, A Pilot's Guide To Maximizing Wealth & Cashflow In Retirement: https://amzn.to/3xSn1ii The Pilot's Planner Website: https://thepilotsplanner.com/ Watch the podcast on YouTube! https://www.youtube.com/@ThePilotsPlanner…

1
Where Pilots Should Contribute Their Earnings In 2025 11:34

منذ 9 weeks11:34

11:34

In this episode of the Wealthy Pilots Podcast, Scott Osborn breaks down where to contribute your money in 2025. Learn why diversifying your savings across Roth, tax-deferred, and taxable accounts can help you retire with more flexibility and fewer tax headaches. Discover simple tweaks that can make a big difference for your future—whether you’re just starting or already maxing out your 401(k). Here’s what you’ll learn on this episode: •The importance of diversifying retirement savings across different tax buckets (Roth, tax-deferred, taxable) to mitigate future tax rate increases •The benefits of contributing to a Roth 401(k) vs a traditional pre-tax 401(k) •The concept of in-plan Roth conversions and how they can be used to strategically build tax-free retirement savings Episode chapters: 0:00 – Intro 0:46 – Happy New Year 1:20 – Healthy Financial Habits 3:40 – Different Buckets of Money 4:50 – Why Roths Are Worth Investigating 6:45 – Roth 401(k)s & In-Plan Conversions 8:45 – Balancing Your Tax Burden 9:40 – A Regret You Don’t Hear Resources: Schedule A Call with Scott: http://callosborn.com/ Scott's Book, A Pilot's Guide To Maximizing Wealth & Cashflow In Retirement: https://amzn.to/3xSn1ii The Pilot's Planner Website: https://thepilotsplanner.com/ Watch the podcast on YouTube! https://www.youtube.com/@ThePilotsPlanner…

1
United Airlines Pilots Reject Their 2024 Contract? 10:20

منذ 10 weeks10:20

10:20

In this episode of The Wealthy Pilot's Podcast, we discuss recent developments in market-based cash balance plans within the airline industry, focusing on United Airlines pilots’ rejection of their proposed 2024 contract. Scott and Marc break down how these unique retirement plans work and why pilots are concerned about their long-term financial benefits. They also explore the trade-offs between opting into market-based cash balance plans versus taking the money upfront and investing it independently. Tune in for valuable insights into these plans and what pilots should consider when deciding on their retirement strategies. Here’s some of what we discuss in this episode: 0:00 – Intro 0:53 – How the plans work 4:09 – What drove United’s choice? 5:41 – Taking control of our finances 8:19 – Looking ahead Resources: Schedule A Call with Scott: http://callosborn.com/ Scott's Book, A Pilot's Guide To Maximizing Wealth & Cashflow In Retirement: https://amzn.to/3xSn1ii The Pilot's Planner Website: https://thepilotsplanner.com/ Watch the podcast on YouTube! https://www.youtube.com/@ThePilotsPlanner…

1
What Fed Rate Cuts Could Mean for Your Finances in 2025 11:54

منذ 11 weeks11:54

11:54

In this episode of The Wealthy Pilot's Podcast, Scott and Marc break down the latest Federal Reserve rate cuts and explore what they mean for the economy, businesses, and financial planning. With interest rates on the decline, they discuss how this could impact mortgage affordability in 2025 and why large companies are likely to make more aggressive investments. They also dive into the potential opportunities these rate cuts present for investors. Throughout the conversation, Scott and Marc talk about the importance of diversification, tax strategies, and proactive financial planning in navigating this shifting economic landscape. Tune in to understand how these changes might affect your finances and how proactive planning can help you make the most of these shifts as we head into 2025! Here’s some of what we discuss in this episode: 0:00 – Intro 1:06 – Scott’s thoughts on Fed rate cuts 3:20 – The importance of diversification in portfolios 5:54 – Fed rate cut’s anticipated impact 6:36 – Looking at inflation 9:00 – Staying focused on the big picture Resources: Schedule A Call with Scott: http://callosborn.com/ Scott's Book, A Pilot's Guide To Maximizing Wealth & Cashflow In Retirement: https://amzn.to/3xSn1ii The Pilot's Planner Website: https://thepilotsplanner.com/ Watch the podcast on YouTube! https://www.youtube.com/@ThePilotsPlanner…

1
End of Year Financial Planning for Airline Pilots 18:19

منذ 12 weeks18:19

18:19

As the year draws to a close, it's the perfect time to take a step back and review your financial planning. In this episode, Scott discusses important year-end strategies to help you optimize your finances before December 31. He covers key topics like Roth conversions, tax loss harvesting, HSA contributions, and other essential tasks that could make a big impact on your financial situation. Plus, Scott offers a look ahead to 2025, with insights into changes in tax brackets, contribution limits, and how strategic adjustments today can set you up for a more secure financial future. Tune in for some great insights before the year wraps up! Here’s some of what we discuss in this episode: 0:00 – Intro 1:40 – When you need to get contributions in 3:54 – Tax loss harvesting 6:20 – Considerations for business owners 8:21 – Contribution limits 10:11 – HSAs 13:51 – Federal tax brackets 15:50 – The power of small adjustments Resources: Schedule A Call with Scott: http://callosborn.com/ Scott's Book, A Pilot's Guide To Maximizing Wealth & Cashflow In Retirement: https://amzn.to/3xSn1ii The Pilot's Planner Website: https://thepilotsplanner.com/ Watch the podcast on YouTube! https://www.youtube.com/@ThePilotsPlanner…

1
Protecting Your Finances During Airline Turmoil 10:38

منذ 13 weeks10:38

10:38

In this episode of The Wealthy Pilots Podcast , Marc and Scott dive into the current state of the airline industry and chat about both the challenges and successes some airlines are facing. From record travel numbers to struggling airlines like JetBlue and Spirit, they discuss how rising fuel costs and labor issues are affecting profitability. With larger airlines doing well, smaller regional carriers are left to fight for better contracts and compensation. Whether you’re dealing with furloughs or enjoying high earnings, Scott shares valuable insights on how to plan for both the good and the bad times ahead. Here’s some of what we discuss in this episode: 0:00 – Intro 1:00 – Contributing factors 3:01 – The trends of larger carriers vs smaller carriers 5:30 – You need a plan for if/when things go wrong 6:52 – An example of good planning Resources: Schedule A Call with Scott: http://callosborn.com/ Scott's Book, A Pilot's Guide To Maximizing Wealth & Cashflow In Retirement: https://amzn.to/3xSn1ii The Pilot's Planner Website: https://thepilotsplanner.com/ Watch the podcast on YouTube! https://www.youtube.com/@ThePilotsPlanner…

1
Got A Side-Hustle? Make Sure You Learn About BOIR E-Filing 12:23

منذ 15 weeks12:23

12:23

In Scott’s line of work, it’s common to see pilots who are juggling a side hustle or business. That’s why this week, we’re diving into the Beneficial Ownership Information Report (BOIR), part of the Corporate Transparency Act (CTA). What is it, why does it matter, and how does it impact pilots and their side hustles? Join us as Scott breaks down the penalties for non-compliance and what you need to do to ensure you’re squared away before the January 1 deadline. If you’re a pilot balancing a career in the cockpit with an LLC on the side, this episode is a must-listen! Here’s some of what we discuss in this episode: 0:00 – Intro 1:05 – Common side hustles among pilots 3:00 – Understanding the BOIR-E 6:46 – Getting your ducks in a row with the right team Resources for this episode: FinCEN.Gov https://fincen.gov/ Jason Watson’s FinCEN Blog Post https://wcginc.com/blog/fincen-beneficial-ownership-information/ Resources: Schedule A Call with Scott: http://callosborn.com/ Scott's Book, A Pilot's Guide To Maximizing Wealth & Cashflow In Retirement: https://amzn.to/3xSn1ii The Pilot's Planner Website: https://thepilotsplanner.com/ Watch the podcast on YouTube! https://www.youtube.com/@ThePilotsPlanner…

1
Post-Election Check In: Talking TCJA, DOGE, Tariffs & More 14:49

منذ 16 weeks14:49

14:49

Election season has finally come to a close and we’re turning our focus to the potential impacts on the economy and financial planning in the coming years. While many of the proposed changes are still in the early stages and subject to change, today’s episode dives into some of the major topics that could shape 2025 and beyond. From tax policy to corporate strategies, it’s time to start thinking ahead. Here’s some of what we discuss in this episode: 0:00 – Intro 0:38 – A Tax Cuts and Jobs Act extension? 4:06 – The corporate tax cut conversation 6:04 – Market reactions post-election 11:48 – Buy and hold with rebalancing Resources: Schedule A Call with Scott: http://callosborn.com/ Scott's Book, A Pilot's Guide To Maximizing Wealth & Cashflow In Retirement: https://amzn.to/3xSn1ii The Pilot's Planner Website: https://thepilotsplanner.com/ Watch the podcast on YouTube! https://www.youtube.com/@ThePilotsPlanner…

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