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Navigating the Complex World of Surrogacy Insurance
Manage episode 387496785 series 3525242
المحتوى المقدم من SeedTrust. يتم تحميل جميع محتويات البودكاست بما في ذلك الحلقات والرسومات وأوصاف البودكاست وتقديمها مباشرة بواسطة SeedTrust أو شريك منصة البودكاست الخاص بهم. إذا كنت تعتقد أن شخصًا ما يستخدم عملك المحمي بحقوق الطبع والنشر دون إذنك، فيمكنك اتباع العملية الموضحة هنا https://ar.player.fm/legal.
Guest: Virginia Hart, CEO of ARTRisk - https://artrisksolutions.com/
Topics Covered:
- Background on ARTRisk and Virginia's journey into surrogacy insurance
- Types of surrogacy insurance policies beyond basic health insurance (complications, life, disability, lost wages)
- How the regulatory landscape for surrogacy insurance has evolved over time
- Explanation of what a medical lien is and how it works
- Tips for intended parents during open enrollment period
- Importance of staying on top of insurance changes from year to year
- What to do if a surrogate changes jobs/insurance mid-journey
- Finding an insurance broker who will advocate for you
Key Takeaways:
- There are many types of insurance beyond basic health to protect all parties financially
- Regulations and policy exclusions are always changing so validate annually
- Liens allow insurance companies to charge back some medical costs to intended parents
- Communicate any insurance changes ASAP to avoid gaps in coverage
- Find an advocate who will fight for your best interests
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