Is 2025 a Bad Time to Retire?

The Happy Retirement Show with Victor Gray and Colin Hurst

Thinking about retiring in 2025 but feeling uneasy about market volatility, layoffs, or rising taxes? You’re not alone. That’s why Colin dives into one of the most common (and important) questions he’s hearing right now: Is this a bad time to retire? Whether you’re on the brink of retirement or still a few years out, this episode offers calm, practical options for how you can navigate retirement planning during uncertain times.

You’ll learn why the “red zone” of retirement planning—10 years before and after—is the most important window for making smart financial moves. Colin breaks down how to prepare for short-term volatility, manage your risk, and take advantage of current tax laws before they change. Tune in to hear Colin’s practical take on retiring in 2025 and how to have peace of mind no matter what the markets are doing.

Here’s some of what we discuss in this episode:

🏈 The “red zone” rule of retirement and why it matters

🪙 “Bucketing” your money for short-term and long-term needs

⚖️ Managing risk appropriately in both good and bad markets

📆 Why 2025 may be a good year to act on tax strategies

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