Let's Talk About Lifestyle Inflation With Angie Ross

Let's Talk About Money with Brianna Goslin

Have you ever felt like no matter how much more money you make, it’s never quite enough? Maybe you got that raise, upgraded your apartment, or splurged on a nicer car—only to find yourself just as stressed about money as before. If this sounds familiar, you’re not alone. In this episode of Let’s Talk About Money, I sit down with Angie Ross, an Independent Money Coach, Certified CashFlow Specialist (CCS), Financial Literacy Educator, and Speaker. Angie gets it. She’s been there, and she’s here to help you understand what’s happening and how to take back control.

We dive into the concept of lifestyle inflation—that sneaky habit of spending more as you earn more—and how it might be the very thing keeping you stuck. Angie shares her no-nonsense approach to creating financial stability without the stress and how you can align your spending with what truly matters to you.

What You’ll Learn in This Episode:

Angie Ross’ Journey to Becoming a Money Coach

• Angie’s candid story about how she became an Independent Money Coach and Certified CashFlow Specialist.
• Why she proudly calls herself a "Budget HATER" and how that mindset can work for you.

What is Lifestyle Inflation?

• What it feels like to experience lifestyle inflation—and why it’s so common.
• How small changes in income can lead to big changes in spending without you even noticing.

The Impact of Lifestyle Inflation on Cash Flow and Financial Stability

• How lifestyle inflation eats away at your cash flow and leaves you feeling stuck.
• The long-term consequences for your financial goals, like buying a home or saving for retirement.

Strategies to Combat Lifestyle Inflation

• How to identify what really matters to you and align your spending with those values.
• Why the best time to plan your finances is when you’re making the least money—yes, really!
• Angie’s advice for breaking the cycle and finding freedom in your finances.

Angie’s Unpopular Opinion on Cash vs. Credit Cards

• Angie’s bold take on how to use (or not use) credit cards in a way that works for you.

Resources and Links Mentioned:

Angie Ross:

• Website: www.angierossmoneycoach.com
• Instagram: @angieross.moneycoach
• Anti-Budget Workshop: https://angie-ross-money-coach.kit.com/166490c088

Brianna Goslin:

• Website: https://briannagoslinmortgages.com/
• Instagram: @briannagoslinmortgages
• LinkedIn: Brianna Goslin on LinkedIn

Hear Brianna as a Guest:

• Guest Appearances on Spotify

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