3 Best Ways To Delete Collection Accounts

The Credit Pros Podcast

To mitigate the negative impact of collection accounts on credit scores, individuals can attempt to delete such accounts. Three methods include disputing inaccuracies, seeking goodwill removal, or negotiating deletion upon payment. It's important to understand the credit scoring model used by lenders, as newer models may ignore paid collections. However, achieving deletion can be challenging due to credit bureau and collector agreements.