Getting Emergency Money From Your 401k, #238

Retire With Ryan

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This Is Woman's Work with Nicole Kalil

1
QUALIFIED: How Competency Checking and Race Collide at Work with Shari Dunn | 284 33:58

منذ 5 أيام33:58

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33:58

In this episode, we delve into the concept of being "qualified" in the workplace, examining who gets labeled as such, who doesn't, and the underlying reasons. We explore "competency checking"—the practice of scrutinizing individuals' abilities—and how it disproportionately affects underrepresented groups, often going unnoticed or unchallenged. Our discussion aims to redefine qualifications in a fair, equitable, and actionable manner. Our guest, Shari Dunn , is an accomplished journalist, former attorney, news anchor, CEO, university professor, and sought-after speaker. She has been recognized as Executive of the Year and a Woman of Influence, with her work appearing in Fortune Magazine, The Wall Street Journal, Ad Age, and more. Her new book, Qualified: How Competency Checking and Race Collide at Work , unpacks what it truly means to be deserving and capable—and why systemic barriers, not personal deficits, are often the real problem. Her insights challenge the narratives that hold so many of us back and offer practical solutions for building a more equitable future. Together, we can build workplaces and communities that don’t just reflect the world we live in, but the one we want to create. A world where being qualified is about recognizing the talent and potential that’s been overlooked for far too long. It’s not just about getting a seat at the table—it’s about building an entirely new table, one designed with space for all of us. Connect with Our Guest Shari Dunn Website& Book - Qualified: https://thesharidunn.com LI: https://www.linkedin.com/today/author/sharidunn TikTok: https://www.tiktok.com/@thesharidunn Related Podcast Episodes: How To Build Emotionally Mature Leaders with Dr. Christie Smith | 272 Holding It Together: Women As America's Safety Net with Jessica Calarco | 215 How To Defy Expectations with Dr. Sunita Sah | 271 Share the Love: If you found this episode insightful, please share it with a friend, tag us on social media, and leave a review on your favorite podcast platform! 🔗 Subscribe & Review: Apple Podcasts | Spotify | Amazon Music…

منذ عام واحد 8:55

MP3•منزل الحلقة

So, what can you do if an emergency arises? In today’s episode, I’ll walk you through how to access emergency funds from your 401(k) and explore strategies to help you stay prepared for life’s unexpected challenges.

You will want to hear this episode if you are interested in...

[0:53] Do you have an emergency fund?
[1:35] Why you should hire a financial advisor
[2:38] The new IRS rule allowing withdrawals
[3:59] The requirements for withdrawal
[4:32] What are the drawbacks?
[5:08] Why you should build your emergency fund

Resources Mentioned

Retirement Readiness Review
Subscribe to the Retire with Ryan YouTube Channel
Download my entire book for FREE

Connect With Morrissey Wealth Management

www.MorrisseyWealthManagement.com/contact

Subscribe to Retire With Ryan

100 حلقات

#Trading #Business #Ryan R Morrissey #Retirementpodcast

Retire With Ryan

Getting Emergency Money From Your 401k, #238

Retire With Ryan

published منذ عام واحد

MP3•منزل الحلقة

You will want to hear this episode if you are interested in...

[0:53] Do you have an emergency fund?
[1:35] Why you should hire a financial advisor
[2:38] The new IRS rule allowing withdrawals
[3:59] The requirements for withdrawal
[4:32] What are the drawbacks?
[5:08] Why you should build your emergency fund

Resources Mentioned

Retirement Readiness Review
Subscribe to the Retire with Ryan YouTube Channel
Download my entire book for FREE

Connect With Morrissey Wealth Management

www.MorrisseyWealthManagement.com/contact

Subscribe to Retire With Ryan

100 حلقات

#Trading #Business #Ryan R Morrissey #Retirementpodcast

كل الحلقات

Retire With Ryan

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منذ 6 أيام36:07

36:07

What is the best way to access equity in your home for retirement income? In this episode of Retire with Ryan , host Ryan Morrissey is joined by Mitch Cooper, a Certified Reverse Mortgage Professional with Mutual of Omaha, to explore this very question. Mitch returns to the show to share his expertise on reverse mortgages, a powerful tool that allows retirees to tap into the equity of their homes without having to sell. Whether you’re considering this option for supplemental income or simply want to understand how it works compared to other alternatives like home equity loans, this episode provides valuable insights into how reverse mortgages can help secure your financial future in retirement. You will want to hear this episode if you are interested in... (0:00) Learn more about Mitch Cooper, a Certified Reverse Mortgage Professional (0:53) What is the best way to access equity in your home for retirement income? (2:25) How reverse mortgages differ from home equity loans and lines of credit (5:41) Requirements and eligibility for reverse mortgages, including age and equity (7:41) The impact of interest rates on reverse mortgage loan amounts (8:45) The protections offered by reverse mortgages, including the non-recourse nature (10:36) Other requirements for obtaining a reverse mortgage (16:06) Comparing reverse mortgages to annuities and their role as longevity insurance (25:14) How closing costs work with a reverse mortgage (30:36) The process of obtaining a reverse mortgage Resources Mentioned Retirement Readiness Review Subscribe to the Retire with Ryan YouTube Channel Download my entire book for FREE The National Reserve Mortgage Lending Association Mitch Cooper (Mutual of Omaha) Connect with Mitch on LinkedIn Connect With Morrissey Wealth Management www.MorrisseyWealthManagement.com/contact Subscribe to Retire With Ryan…

Retire With Ryan

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منذ 13 يومًا42:44

42:44

In this episode of Retire with Ryan, we’re diving into the ins and outs of 1031 Exchanges with expert Eric Brecher. As Executive Vice President at the Chicago Deferred Exchange Company, Eric brings years of experience in navigating this complex IRS provision, which allows real estate investors to defer capital gains taxes when selling property. If you're interested in real estate investments and the potential tax advantages that come with them, this episode is a must-listen. Eric explains everything from the basics of a 1031 Exchange to key strategies, common pitfalls, and the crucial role of a Qualified Intermediary. You will want to hear this episode if you are interested in... [0:52] What is a 1031 property exchange provision? [6:44] The 4 key requirements for a 1031 exchange [9:13] The role of the qualified intermediary [16:09] Common mistakes and misconceptions [26:32] The three property rule [32:28] The role of the qualified intermediary [35:34] Other need-to-know details Resources Mentioned Retirement Readiness Review Subscribe to the Retire with Ryan YouTube Channel Download my entire book for FREE Connect With Morrissey Wealth Management www.MorrisseyWealthManagement.com/contact Subscribe to Retire With Ryan…

Retire With Ryan

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منذ 20 يومًا15:10

15:10

When it comes to retirement plans, the general rule is that you can’t access funds in your retirement account(s), without penalty, until age 59 ½. If you withdraw funds prior to 59 ½, you’ll get hit with a 10% penalty and income tax (if coming from a non-Roth account). But there are some instances in which you can make withdrawals penalty-free. We’ll dive into this in this episode of Retire with Ryan. You will want to hear this episode if you are interested in... [0:55] Why you should hire a fee-only financial advisor [2:32] When can you access retirement accounts? [3:20] Way #1: Pay for unreimbursed medical expenses [4:18] Way #2: If you become disabled [4:53] Way #3: Pay for health insurance premiums [5:43] Way #4: Death [6:23] Way #5: Pay debt to the IRS [6:50] Way #6: First-time home buyer [7:34] Way #7: Higher education expenses [8:31] Way #8: Substantial and equal payments [9:52] Way #9: Terminal illness [10:19] Way #10: Separation of service Resources Mentioned Retirement Readiness Review Subscribe to the Retire with Ryan YouTube Channel Download my entire book for FREE Getting Emergy Money from Your 401K Breaking Down the IRS’s New Finalized Regulations on Inherited Retirement Accounts Connect With Morrissey Wealth Management www.MorrisseyWealthManagement.com/contact Subscribe to Retire With Ryan…

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منذ 27 يومًا28:47

28:47

Will AI stocks like NVIDIA continue their meteoric rise, or are we heading toward a market correction? What do recent Federal Reserve decisions mean for your investments and mortgage rates? And is it time to reconsider small-cap stocks? In this episode, I sit down with Michael Collins, CEO of WinCap Financial, to tackle the biggest financial trends of 2025. We discuss the future of AI-driven investing, the Federal Reserve’s impact on interest rates, and whether large-cap stocks will remain dominant. This episode is a must-listen! You will want to hear this episode if you are interested in... (0:00) Introducing Michael Collins: CEO of WinCap Financial and finance educator (2:40) AI and NVIDIA: Will new competition shake up the market? (5:50) The usefulness of AI for businesses (7:24) How NVIDIA dominates the S&P 500 (and what that means for investors) (9:36) Will the Fed lower interest rates? (12:47) Will homebuyers see lower mortgage rates? (20:18) The future of large-cap vs. small-cap investing (24:52) Bitcoin, the Fed, and risky government investments Resources Mentioned Retirement Readiness Review Subscribe to the Retire with Ryan YouTube Channel Download my entire book for FREE DeepSeek Michael Collins WinCap Financial Connect With Morrissey Wealth Management www.MorrisseyWealthManagement.com/contact Subscribe to Retire With Ryan…

Retire With Ryan

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Getting Emergency Money From Your 401k, #238 8:55

منذ 5 weeks8:55

8:55

In an ideal world, everyone should aim to keep 3–6 months of living expenses in an emergency fund. But let’s face it—building that kind of safety net isn’t always easy. For many pre-retirees, most savings are tied up in retirement accounts, leaving limited options for unexpected expenses. So, what can you do if an emergency arises? In today’s episode, I’ll walk you through how to access emergency funds from your 401(k) and explore strategies to help you stay prepared for life’s unexpected challenges. You will want to hear this episode if you are interested in... [0:53] Do you have an emergency fund? [1:35] Why you should hire a financial advisor [2:38] The new IRS rule allowing withdrawals [3:59] The requirements for withdrawal [4:32] What are the drawbacks? [5:08] Why you should build your emergency fund Resources Mentioned Retirement Readiness Review Subscribe to the Retire with Ryan YouTube Channel Download my entire book for FREE Connect With Morrissey Wealth Management www.MorrisseyWealthManagement.com/contact Subscribe to Retire With Ryan…

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منذ 6 weeks16:43

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منذ 8 weeks19:47

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منذ 9 weeks45:17

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