Don’t Assume These Things About Retirement Planning

Retire With Freedom: Featuring Tad Hill & Toni Hill of Freedom Financial Group

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تمت الإضافة منذ قبل two أعوام

المحتوى المقدم من Tad Hill. يتم تحميل جميع محتويات البودكاست بما في ذلك الحلقات والرسومات وأوصاف البودكاست وتقديمها مباشرة بواسطة Tad Hill أو شريك منصة البودكاست الخاص بهم. إذا كنت تعتقد أن شخصًا ما يستخدم عملك المحمي بحقوق الطبع والنشر دون إذنك، فيمكنك اتباع العملية الموضحة هنا https://ar.player.fm/legal.

The So What from BCG

1
Re-Recruiting and Other New HR Strategies You Can’t Ignore 18:09

منذ 8 أيام18:09

التشغيل لاحقا

قوائم

إعجاب

احب

18:09

HR is no longer just about managing people—it’s about shaping the future of work. Jens Baier, BCG’s HR transformation expert, discusses how AI and shifting employee expectations are forcing companies to rethink talent strategies. From re-recruiting to upskilling employees, HR must adapt to a rapidly changing landscape. Learn More: Jens Baier: https://on.bcg.com/41ca7Gv BCG on People Strategy: https://on.bcg.com/3QtAjro Decoding Global Talent: https://on.bcg.com/4gUC4IT…

منذ عام واحد 9:01

MP3•منزل الحلقة

When it comes to retirement planning, people often make a few key assumptions. Some think they'll spend less or pay less in taxes, while others fear they may never be able to retire at all. We’ve all heard the saying about what assumptions do, and it’s a good reminder that making them might not be the best approach when it comes to our finances either.

Fortunately, Tad and Toni are here to help. In this episode of Retire With Freedom, they tackle these common misconceptions about retirement planning. Whether you're just starting or already planning for retirement, it's never too early or too late to get your finances in order. Tune in to see what you can learn today!

Here’s what we discuss in today’s show:

The myth of spending less in retirement.
Will your taxes be lower in retirement?
The intrusive thought that “I won’t ever be able to retire.”

Key Takeaway

“The idea that you're gonna spend less in retirement is not our experience.”

We can assist you on your journey to financial freedom:
https://www.askfreedomfinancial.com/
205.988.0006
Listen to more content:
https://www.askfreedomfinancial.com/in-the-media/#radio

117 حلقات

#Trading #Business News #Business #News #Tad Hill #Retirement #Financial #Planning #Freedom #Toni Hill #Birmingham #Alabama #CRPC #RFC

Don’t Assume These Things About Retirement Planning

Retire With Freedom: Featuring Tad Hill & Toni Hill of Freedom Financial Group

published منذ عام واحد

MP3•منزل الحلقة

Here’s what we discuss in today’s show:

The myth of spending less in retirement.
Will your taxes be lower in retirement?
The intrusive thought that “I won’t ever be able to retire.”

Key Takeaway

“The idea that you're gonna spend less in retirement is not our experience.”

We can assist you on your journey to financial freedom:
https://www.askfreedomfinancial.com/
205.988.0006
Listen to more content:
https://www.askfreedomfinancial.com/in-the-media/#radio

117 حلقات

#Trading #Business News #Business #News #Tad Hill #Retirement #Financial #Planning #Freedom #Toni Hill #Birmingham #Alabama #CRPC #RFC

모든 에피소드

1
The Questions to Answer Before Retirement 12:34

منذ 7 أيام12:34

12:34

As you approach retirement, the importance of making informed financial decisions cannot be overstated. In this episode, we discuss the critical choices that individuals face during this pivotal life stage and the key questions that need to be addressed. We’ll cover the conversations we have with clients such as how long one should continue working, strategies for reducing tax burdens, and ensuring a stable income plan. With insights on spending habits and the importance of asking the right questions, this episode will equip with the knowledge to navigate retirement confidently and give you that push you need to start planning. Here’s what we discuss in today’s show: Some of the questions you need to be addressing in your plan before you retire. One of the big things you have to figure out is what you’ll be spending in retirement. What’s the best way to get your plan started? What’s the main reason people procrastinate? Key Takeaway: “The quality of the solution you come to in any problem-solving exercise is determined by the quality of the questions you ask.” We can assist you on your journey to financial freedom: https://www.askfreedomfinancial.com/ 205.988.0006 Listen to more content: https://www.askfreedomfinancial.com/in-the-media/#radio…

1
Turning Retirement Stress into Retirement Success 12:41

منذ 14 يومًا12:41

12:41

Did you know that psychologists have determined that retirement is the 10th most stressful event that you can experience in life? It falls right behind major challenges like losing a spouse, divorce, or even going to jail. But with the right approach, this transition doesn’t have to be overwhelming. In this episode, we’ll explore practical ways to manage stress in retirement, from financial preparation and goal setting to staying socially connected and finding purpose in your daily life. Listen in as we talk about how, with the right strategies in place, retirement can be a time of growth and enjoyment. Here’s what we discuss in today’s show: Navigating identity loss after retirement Some of the income questions you’ll face as you near retirement Having a plan in place to alleviate stress, especially if you’re 10 or few years away from retirement The stress of tax and healthcare planning in retirement Key Takeaway “All we do here is focus on retirement planning. We go through all of your options.” We can assist you on your journey to financial freedom: https://www.askfreedomfinancial.com/ 205.988.0006 Listen to more content: https://www.askfreedomfinancial.com/in-the-media/#radio…

1
Look at the Bright Side 13:32

منذ 21 يومًا13:32

13:32

Some things in life are just plain bad and there’s no way to spin it in a positive fashion. But then there are lots of things that do have a bright side if you just have the right perspective. Let’s talk about some matters in the financial world that might initially seem bad but could definitely have a silver lining for you. For example, owing capital gains taxes might feel like a burden, but it actually means your investments have grown significantly. Similarly, facing an unexpected job loss can be unsettling, but with the right financial plan in place, it could be an opportunity to retire earlier than expected or make a smooth career transition. Tune in as we talk about how strategic planning can turn financial challenges into opportunities and give you greater confidence and control over your retirement journey! Here’s what we discuss in today’s show: Why owing capital gains taxes might not be as bad as it seems How proper financial planning can help you prepare for unexpected events like job loss Why waiting for "life to settle down" before making a financial plan is a mistake Key Takeaway "If you're… going to be retiring in less than 10 years, I don't know of a better investment of your time than to come to our course, and then come in specifically and let us do an analysis for you personally." We can assist you on your journey to financial freedom: https://www.askfreedomfinancial.com/ 205.988.0006 Listen to more content: https://www.askfreedomfinancial.com/in-the-media/#radio…

1
What Adjectives Best Describe Each of Us? 14:43

منذ 28 يومًا14:43

14:43

In this episode, Tad, Toni and Tyler engage listeners in a delightful and insightful conversation about the adjectives that define them and their family members. This light-hearted show, filled with personal anecdotes and humor, highlights the significance of self-awareness and understanding in both personal and professional realms. Instead of Tad, Toni, and Tyler choosing their own adjectives, we’ll be picking out the traits that best describe the other person. This approach not only leads to amusing revelations but also emphasizes how our perceptions can differ from how others see us. Key Takeaway: “If Tyler is going to do something, it's going to be done right.” We can assist you on your journey to financial freedom: https://www.askfreedomfinancial.com/ 205.988.0006 Listen to more content: https://www.askfreedomfinancial.com/in-the-media/#radio…

1
Retirement Decisions Involving Your House 11:28

منذ 5 weeks11:28

11:28

With the years of experience we have working in financial planning, we’ve come across so many different scenarios involving someone’s house or residence that they need to think through. Most people haven’t worked through these complex decisions and we often find that the way they’re thinking about their homes, a lot of times, isn’t very effective. Today we’re going to talk about these decisions involving the home, like selling your house to downsize and then investing the difference. There’s a complicated relationship between homeownership and retirement planning, and often times people don’t even truly understand all the options that are available to them. That’s where customized financial planning becomes incredibly valuable, and we’ll talk about that process as well. If you’re feeling uncertain about your retirement housing decisions or you’re just starting to think through your retirement plans, this show should be very helpful. Here’s what we discuss in today’s show: Should you downsize your home and invest the difference? The different personal factors that go into each of these financial decisions. Many people don’t even know the different options they have for each choice. Key Takeaway: "There are so many times where people are missing opportunities they could take advantage of or they're missing out on these strategies because they don't even know they exist." We can assist you on your journey to financial freedom: https://www.askfreedomfinancial.com/ 205.988.0006 Listen to more content: https://www.askfreedomfinancial.com/in-the-media/#radio…

1
Long-Term Care Can Ruin Retirement 11:44

منذ 6 weeks11:44

11:44

Planning for retirement involves more than just saving money; it requires a comprehensive understanding of healthcare and long-term care options. In this episode, we’ll discuss a critical component of retirement planning that could ruin everything you’ve worked for if it’s not addressed. Many retirees face the daunting prospect of needing long-term care, which can quickly deplete savings if not properly planned for. Traditional long-term care insurance policies are one option, but they can be expensive and may not be necessary for everyone. We’ll introduce you to innovative alternatives like life insurance and annuities, which can provide financial security without the need for traditional long-term care policies. Gain insights into how these strategies can protect your retirement savings and ensure your peace of mind. Don't miss this essential guide to safeguarding your financial future. Here’s what we discuss in today’s show: Long-term care can ruin someone’s retirement if it goes poorly. How we use life insurance to help cover long-term care expenses. Certain annuities can also be used in place of insurance policies. We can assist you on your journey to financial freedom: https://www.askfreedomfinancial.com/ 205.988.0006 Listen to more content: https://www.askfreedomfinancial.com/in-the-media/#radio…

1
Delayed Gratification In Your Financial Plan 13:02

منذ 7 weeks13:02

13:02

Financial planning is all about making choices—some offer quick benefits, while others require patience for a bigger payoff in the future. For example, opting for a Roth 401(k) means paying taxes upfront but enjoying tax-free withdrawals in retirement. Join us on the show today and Tad, Toni and Tyler dive into how this strategy, along with other critical decisions like Social Security timing, can impact your long-term financial security. Tune in for practical insights on making the right choices today for a more comfortable tomorrow! Here’s what we discuss in today’s show: What is a Roth 401K? How Roth 401Ks don’t have RMDs Taking control of your own tax future Figuring out when to take Social Security benefits Key Takeaway “At the end of the day, we're all going to have to pay taxes- we're talking about, how do we be as efficient as possible? And there are strategies that can enable you to do this.” We can assist you on your journey to financial freedom: https://www.askfreedomfinancial.com/ 205.988.0006 Listen to more content: https://www.askfreedomfinancial.com/in-the-media/#radio…

1
Answering Your 401K Questions & Tad’s Video Game Experience 13:14

منذ 8 weeks13:14

13:14

We’re going to have a little fun in today’s episode! We kick things off by answering a listener question from Mike, who asks for guidance on handling an old 401(k) account from a previous job that’s being transitioned to a new platform. Then, in our “something personal” segment, the fun begins as Tad dives into his history with video games. From his first encounter with Pong on the Atari to the unexpected connection with having the mumps as a child, it’s a nostalgic and entertaining trip down memory lane. Tune in to learn practical retirement strategies, enjoy some laughs, and move closer to achieving retirement confidence! Here’s what we discuss in today’s show: What to do with an old 401K that you forgot about Tad’s history with Pong The mumps A brief discussion on Tetris Key Takeaway “If you're old enough to remember Pong, then you are the perfect age to come get a retirement plan.” We can assist you on your journey to financial freedom: https://www.askfreedomfinancial.com/ 205.988.0006 Listen to more content: https://www.askfreedomfinancial.com/in-the-media/#radio…

1
Retirement Planning With I Love Lucy 10:48

منذ 9 weeks10:48

10:48

In this episode, we explore the surprising wisdom of Lucille Ball and how her life lessons can guide your retirement planning journey. We'll delve into these iconic quotes: "I'd rather regret the things that I have done than the things that I have not." "In life, all good things come hard, but wisdom is the hardest to come by." "I dyed my hair this crazy red to bid for attention. It has become a trademark, and I've got to keep it this way." Tad, Toni, and Tyler will break down these “I Love Lucy” quotes through a financial lens and explain how they help their clients take control of their financial future through their planning process. Tune in to learn how to: Overcome your fear of making financial mistakes. Develop a retirement plan that aligns with your unique goals and priorities. Be flexible and adapt your plan as your life and circumstances change. Key Takeaway: “We don't leave you out there to figure this out on your own. We are here to guide you.” We can assist you on your journey to financial freedom: https://www.askfreedomfinancial.com/ 205.988.0006 Listen to more content: https://www.askfreedomfinancial.com/in-the-media/#radio…

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Investing Like A Genius 19:42

منذ 10 weeks19:42

19:42

As the saying goes, smart people learn from their own mistakes, while geniuses learn from the mistakes of others. In this episode, we’ll take a look at some common regrets shared by people who wish they had approached their retirement planning differently. For example, many people fall into the trap of retiring too early, often realizing too late that they haven’t fully prepared for the years ahead. Whether you're eager to leave the workforce or find yourself unexpectedly retired, having a clear, strategic plan can make all the difference. Listen in as Tad, Toni and Tyler share some critical steps you can take to avoid common pitfalls like these and live the life you’ve always envisioned! Here’s what we discuss in today’s show: Retiring prematurely, whether it’s voluntary or involuntary Getting a plan in place if you’re 10 years or less away from retirement The potential increase in taxes and the importance of tax planning Strategies like Roth conversions to minimize future tax burdens and help protect your legacy Key Takeaway “Going into retirement without a plan leaves you with a lot of questions in your mind and a lot of unease, really, because you don't know what to expect.” We can assist you on your journey to financial freedom: https://www.askfreedomfinancial.com/ 205.988.0006 Listen to more content: https://www.askfreedomfinancial.com/in-the-media/#radio…

1
Getting To Know Tad, Tyler, and Toni: Earliest Memories 13:14

منذ 11 weeks13:14

13:14

As we get close to Christmas, our thoughts naturally turn to family, the good times, and the memories we've shared. In this episode of the podcast, Tad, Tyler, and Toni take a trip down memory lane to share their earliest memories. We’ll hear about Chipmunks, “Bam Bam,” and much more! And with all the fun in this episode, we’ll mix in a little lesson in financial planning as well, so make sure to drop in! Here’s what we discuss in today’s show: A brief story about chipmunks The tale of “Bam Bam” Toni’s experience with stage fright Taking the first step is the hardest part Key Takeaway “When you come in here, it will be comfortable. We’ll make it relaxing, we’ll make it easy, we’ll do a lot of the work for you- we’ll tell you exactly how to do it and what to do.” We can assist you on your journey to financial freedom: https://www.askfreedomfinancial.com/ 205.988.0006 Listen to more content: https://www.askfreedomfinancial.com/in-the-media/#radio…

1
The Elements Of A Good Retirement Countdown 13:02

منذ 12 weeks13:02

13:02

In this week’s episode of Retire With Freedom , Tad, Toni, and Tyler dive into the essential elements of a retirement countdown. They’ll walk you through nine critical items you need to address before retiring, from getting debt-free to creating a structured income plan. Along the way, they’ll also cover valuable insights into Roth 401(k) options, the impact of taxes on your retirement savings, and how to proactively plan for potential tax increases down the road. Don’t miss this episode packed with expert insights to help you retire with confidence! Here’s what we discuss in today’s show: The 9 things that should be on your retirement countdown Do you have a Roth option in your 401k? How you can plan for potential tax increases down the road Key Takeaway "Do you have too much risk in your portfolio for your age? That is almost universal.” We can assist you on your journey to financial freedom: https://www.askfreedomfinancial.com/ 205.988.0006 Listen to more content: https://www.askfreedomfinancial.com/in-the-media/#radio…

1
Universal Truths of Retirement Planning 12:22

منذ 13 weeks12:22

12:22

There are certain retirement planning principles that apply to everyone…regardless of who you are, how much money you have, when you’re retiring, or where you live. These are 1. Everyone needs a retirement plan, 2. Everyone needs to address long-term care, 3. Nobody can consistently time the stock market successfully, and 4. Nobody knows how long they’re going to live. Because of these universal truths, having a financial plan for your future is critical. Listen in as the Hills share how proper planning can protect what you've worked hard to build, no matter what life throws your way. They’ll also highlight their in-depth retirement planning courses, where you can learn how to address these topics in more detail. Here’s what we discuss in today’s show: The power of planning in protecting against the unknown The value of Tad and Toni’s retirement planning courses Taking action instead of procrastinating in your financial life Learn more about Tad and Toni’s retirement courses https://askfreedomfinancial.com/attend-an-event/ Key Takeaway “When things go haywire, are you better off without a plan?” We can assist you on your journey to financial freedom: https://www.askfreedomfinancial.com/ 205.988.0006 Listen to more content: https://www.askfreedomfinancial.com/in-the-media/#radio…

1
Are You Ready To Retire? Knowing Where You Stand 12:32

منذ 14 weeks12:32

12:32

Are you on track to retire comfortably or is there more work to do? In today’s episode, Tad, Toni, and Tyler will talk about the importance of knowing where you stand- finally and emotionally- before you take that big step. No matter how big your nest egg is, running out of money in retirement is a fear that most people face. And there are a lot of questions that need to be answered to ensure you’re on the right track. Are you spending more than you realize? What will your lifestyle look like after you stop working? Do you have a clear plan for where your first paycheck will come from once your regular income stops? Whether you aren’t sure if you have enough money to retire, you think you have enough money to retire, or you know you have enough money to retire, today’s episode will cover some critical areas to consider. Here’s what we discuss in today’s show: Understanding your expenses and income streams Planning for your post-retirement lifestyle Why it’s so important to have a plan in place 10 years before retirement Maximizing your tax efficiency + long-term care planning Key Takeaway “The more time you give us, the easier it's going to be on you.” We can assist you on your journey to financial freedom: https://www.askfreedomfinancial.com/ 205.988.0006 Listen to more content: https://www.askfreedomfinancial.com/in-the-media/#radio…

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One Hundred Shares Birmingham: Making a Difference Together 16:22

منذ 15 weeks16:22

16:22

Neither Freedom Financial Group nor AEWM are affiliated with Shawn Grubb, Amy Tankersley or One Hundred Shares Birmingham. On this special episode of Retire With Freedom, we are joined by guests Shawn Grubb and Amy Tankersley. Amy and Shawn help run One Hundred Shares Birmingham, a charity that awards financial grants to Christian ministries in need throughout the Birmingham area. Tune in to learn what drove Amy and Shawn to start the Birmingham branch of One Hundred Shares, what led Tad and Toni to get involved, and the meaningful ways the organization supports local ministries. This conversation is a powerful reminder that even small contributions, when combined, can lead to significant change in the lives of others. Click play to learn more and be sure to visit their website, linked below, for more information. Here’s what we discuss in today’s show: What drove Amy and Shawn to start One Hundred Shares Birmingham How One Hundred Shares helps the community What drew Tad and Toni to contribute to One Hundred Shares Resources for this episode: Learn more about One Hundred Shares https://www.onehundredsharesbirmingham.com/ Key Takeaway "Let's just bring our money together to accomplish more." We can assist you on your journey to financial freedom: https://www.askfreedomfinancial.com/ 205.988.0006 Listen to more content: https://www.askfreedomfinancial.com/in-the-media/#radio…

مرحبًا بك في مشغل أف ام!

يقوم برنامج مشغل أف أم بمسح الويب للحصول على بودكاست عالية الجودة لتستمتع بها الآن. إنه أفضل تطبيق بودكاست ويعمل على أجهزة اندرويد والأيفون والويب. قم بالتسجيل لمزامنة الاشتراكات عبر الأجهزة.