Why You Shouldn’t Use the 4% Rule In Retirement (And a Better Strategy) | The Limitless Retirement Podcast
Manage episode 429145348 series 3428945
"A different strategy is going to be one that can be flexible and solve these issues better than the 4% rule.”
Can you really rely on the 4% rule for a comfortable retirement? In this episode, our host Danny Gudorf tackles this controversial topic head-on, revealing why this popular rule might lead you astray. Danny dissects the four major pitfalls of the 4% rule while offering a superior strategy to help you retire sooner and generate more income.
By examining hypothetical portfolios and different investment return scenarios, you'll gain a clear understanding of how to create a more stable and sustainable income stream for retirement.
Key Topics:
- What is the 4% Rule? (00:36)
- Portfolio Withdrawals and Inconsistency with Inflation (02:25)
- A Retirement Income Example (03:21)
- The 1 Million Dollar Portfolio Example (05:54)
- The Better Solution: Dynamic Income Solution (09:55)
- Wrap-Up (13:59)
Resources:
42 حلقات