Chase 2025 Business Card Shake-Up: New Perks, Stricter Rules & A New Card

Points for Normal People by Katie's Travel Tricks

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In this week's update episode, I'm breaking down all the big changes to the Chase business cards that have happened over the past year. I also cover some important new rules for getting approved for business cards and a major shift in how referrals work for the Ink cards that will require a strategy pivot for many of us.

The biggest news of all is Chase's brand new premium business card: the Chase Sapphire Reserve for Business(SM) Credit Card. It's definitely a mixed bag with its huge annual fee and high spending requirement, but for the right person, the benefits could make it worthwhile. I go through all the perks—both the ones it shares with the personal version and the unique ones like cell phone protection—so you can decide for yourself. Be sure to check out the links below for my detailed guides and benefit calculators to help you make the most of these updates.

ACTION STEPS:

• Set aside 30 minutes to add all your eligible Chase cards to your Instacart account to activate the monthly credits and free Instacart+: https://katiestraveltricks.com/new-chase-instacart-benefits-how-to-maximize/
• Use the online guide to see if the new Sapphire Reserve for Business card benefits outweigh the annual fee for you: https://katiestraveltricks.com/new-card-chase-sapphire-reserve-for-business
• Sign up for the weekly newsletter to get updates and new resources delivered every Saturday: https://katiestraveltricks.kit.com/news

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Hi, I’m Katie from Katie’s Travel Tricks! I am here to help you learn the secrets that my family has been using for over a decade, using everyday expenses and welcome offers to supercharge your points earning. When you learn to do this, you can cover entire vacations every year.

Our family has been to Hawaii, Asia, the Caribbean, Europe — and more — all thanks to strategically earning and redeeming points. We've done this on a limited travel budget and now want to help you do it, too.

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Advertiser Disclosure: Some of the card links and other products that appear on this podcast are from companies which Katie's Travel Tricks will earn an affiliate commission. Katie's Travel Tricks is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as CreditCards.com. The content in this podcast is accurate as of the posting date. Some of the offers mentioned may no longer be available. Editorial Disclosure: Opinions expressed here are the autho...

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1. Chase 2025 Business Card Shake-Up: New Perks, Stricter Rules & A New Card (00:00:00)

2. Framing the 2025 Chase updates (00:00:09)

3. Why Ink Cash and Unlimited still shine (00:01:16)

4. Turning “cashback” into Ultimate Rewards (00:02:14)

5. Turning “cashback” into Ultimate Rewards (00:02:14)

6. Turning “cashback” into Ultimate Rewards (00:02:14)

7. Turning “cashback” into Ultimate Rewards (00:02:14)

8. Turning “cashback” into Ultimate Rewards (00:02:14)

9. Turning “cashback” into Ultimate Rewards (00:02:14)

10. Turning “cashback” into Ultimate Rewards (00:02:14)

11. Turning “cashback” into Ultimate Rewards (00:02:14)

12. Turning “cashback” into Ultimate Rewards (00:02:14)

13. Turning “cashback” into Ultimate Rewards (00:02:14)

14. Turning “cashback” into Ultimate Rewards (00:02:14)

15. Turning “cashback” into Ultimate Rewards (00:02:14)

16. Turning “cashback” into Ultimate Rewards (00:02:14)