On the Rocks: Navigating the Liquor Liability Insurance Landscape

Placing You First Insurance Podcast by CRC Group

The holidays will be here before we know it and with the holidays come parties, and social gatherings with colleagues, friends, and family. Alcohol also tends to flow a little more freely than at other times of the year, making it a perfect time for us to explore the world of liquor liability insurance. Today we're in the studio with CRC Sumter Office President Renee Middleton, Sallie Howerton, an Inside Broker with CRC Group’s Indianapolis, Indiana office, and Lisa Flowers, Underwriter and Product Leader for Restaurants and with USLI. They’re going to chat with us about what the liquor liability insurance market looks like for bars, restaurants, and other venues.

Visit REDYIndex.com for critical pricing analysis and a snapshot of the marketplace.

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1. On the Rocks: Navigating the Liquor Liability Insurance Landscape (00:00:00)

2. How does the location and type of establishment impact the ability to obtain liquor liability insurance? (00:01:47)

3. What factors contribute to the cost and availability of liquor liability insurance? (00:04:18)

4. What are some of the most significant challenges businesses face when trying to obtain liquor liability insurance coverage? (00:08:46)

5. Without naming any names, have you come across any claims you thought were especially interesting or unusual? (00:15:14)

6. Are there any strategies or best practices that businesses can implement to improve their chances of obtaining affordable liquor liability insurance? (00:19:13)

7. How does working with the right wholesale broker make a difference for agents and clients? (00:23:21)

8. Rapid Fire! (00:25:49)