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If I Won’t Live to 90, Should I Claim Social Security Early?
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المحتوى المقدم من Ryan Ledden. يتم تحميل جميع محتويات البودكاست بما في ذلك الحلقات والرسومات وأوصاف البودكاست وتقديمها مباشرة بواسطة Ryan Ledden أو شريك منصة البودكاست الخاص بهم. إذا كنت تعتقد أن شخصًا ما يستخدم عملك المحمي بحقوق الطبع والنشر دون إذنك، فيمكنك اتباع العملية الموضحة هنا https://ar.player.fm/legal.
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If your parents passed away relatively young, it’s only natural to wonder whether you’ll follow the same path. And from a financial standpoint, does that change how you should approach things like retirement planning and when to draw Social Security benefits? In this episode, Ryan answers a listener’s question on this exact topic.
Here’s what we discuss in this episode:
⏳ Claiming at 62 locks in lower benefits for life
📈 Holding off on SS can grow your payout by 8% a year
💑 Spousal benefits and legacy goals change the equation
🛠️ Planning tools can show which claiming age improves your long-term success
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