Income protection Explained (chat with advisor Jason Hugo)

Passive Income Doctor

Personal insurances often something put in the 'too hard' basket, but to kick of the new year- good time to reflect and review. In this episode with Bluerock insurance advisor Jason Hugo, we explore:
• when should you consider getting insurance (tip: easier to get when younger/healthier)
•differences with income protection, TPD, trauma insurances
• level vs stepped premiums, breakeven points
•insurance changes since October 2021
•agreed value vs indemnity value
•cancer diagnoses being common event for claims
•case studies
•is there such a thing as over-insurance?
Music Credit: Bass Nation.
Send in your questions to: passiveincomedoctors[AT]gmail.com