Episode 50 - Learn with RG Episode Four - How to review your portfolio?

Money Konnect

In this episode of 'Learn with RG,' Radhika Gupta, the MD and CEO of Edelweiss Mutual Fund, provides insightful guidance on how to review your investment portfolio. She offers a clear distinction between passive and active funds, sharing her unique perspective on their respective benefits and drawbacks. Additionally, she emphasizes the critical importance of aligning your investment choices with your financial goals and the necessity of regularly assessing your portfolio to ensure it meets those goals.

Key Takeaways:
· Market downturns are a part of the investment journey. Continuing your Systematic Investment Plan (SIP) during these periods can help you benefit from lower purchase prices, ultimately enhancing your returns when the market recovers.

· When selecting Asset Management Companies (AMCs), prioritize those you trust and those with a strong track record in their specialized investment areas. This ensures that your investments are managed by experts with proven success in specific market segments.

· Keeping your portfolio limited to 5-6 well-chosen schemes helps maintain focus and manageability, avoiding the complexity and potential overlap that comes with holding too many schemes.

· Regularly increasing your SIP contributions can significantly boost your investment corpus over time. This approach leverages the power of compounding, allowing your investments to grow more substantially as you incrementally increase your contributions.