Expert Insurance Tips for Floridians ft. Heather Andrews

Jim Sells The Suncoast: Buying and Selling Real Estate in Sarasota, Manatee County, Tampa, Port Charlotte, and Beyond

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In this episode of Jim Sells the Suncoast, host Jim Ahearn is joined by Heather Andrews from Andrews Insurance Agency to explore the complexities of homeowners insurance in Florida. Heather shares expert advice on obtaining the best coverage, explaining the differences between homeowners, hazard, and flood insurance, and how natural disasters like floods and hurricanes can impact your claims.

Listeners will gain valuable insights into the factors that affect insurance premiums, including insurance scores, home age, and location. Heather also emphasizes the importance of updating policies after renovations and discusses the growing trend of adding equipment breakdown and service line coverage. She advises against relying on online quotes and DIY insurance, highlighting the benefits of working with a personal agent. Additionally, Heather covers the role of various deductibles, the benefits of bundling different types of insurance, and provides essential tips for new Suncoast residents on selecting the right insurance when purchasing a home.

Key Takeaways:

• Differences between homeowners, hazard, and flood insurance
• Impact of natural disasters like floods and hurricanes on insurance claims
• Factors influencing insurance premiums, including insurance scores, home age, and location
• Importance of updating policies after home renovations
• Benefits of adding equipment breakdown and service line coverage to policies
• Advantages of working with a personal insurance agent over DIY solutions
• Guidance for new Suncoast residents on selecting the best insurance

Follow Jim Sells the Suncoast for more expert advice on navigating the complexities of Florida's real estate and insurance markets.
Looking to buy or sell a home on the Suncoast? Reach out to Jim at [e-mail] or visit his website, Jim Sells the Suncoast
Need insurance, visit Heather Andrew's website, Andrews Insurance Agency, or call [phone]

A Personal Note from Jim:
Hey there, I’m Jim Ahearn, your go-to real estate guide and host of Jim Sells The Suncoast podcast! 🎙️✨ Dreaming of Florida life? I’ve got you covered! As your dedicated buyer's agent, I’ll handle everything from walk-throughs to closing, making your home-buying journey as smooth as a Florida breeze.

Whether you're local or tuning in from afar, I’ll bring the Suncoast to you with virtual tours and expert advice. Let’s chat about your dream home and I'll connect you with all the right people to make it happen.

Ready to move to paradise? Drop me a line – I can’t wait to help! 🌴🏡