Frugal Holiday Hacks: Budget-Friendly Gift Ideas That Actually Wow!

HerMoney with Jean Chatzky

Are you marking your calendars for Black Friday and Cyber Monday? So are we. It looks like shoppers are expected to spend more than ever this year — around $1,700 a person according to Deloitte.

We thought it would be fun to bring our pals Jill Sirianni and Jen Smith, cohosts of the Frugal Friends podcast, and the new book: Buy What You Love Without Going Broke: Transform Your Spending and Get More of What Money Can’t Buy back on the show to answer all of your shopping questions.

CHAPTERS:

00:00 Holiday Spending Trends and Impulse Control

06:14 Meaningful and Frugal Gift Ideas

10:12 Navigating Unexpected Costs and Community Support

16:02 Credit Card Use and Financial Boundaries

TAKEAWAYS:

• Consider using last year's spending as a guide for this year's budget.
• Community support is crucial during unexpected financial hardships.
• Creative limitations can lead to better problem-solving and gift-giving.
• Don't rely on credit cards for holiday spending if you can't pay it off quickly.
• Thoughtful gifts can include experiences or personal items rather than material goods.

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