Clear the Clutter, Ditch the Debt, and Conquer the Market

Elementary

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تمت الإضافة منذ قبل two أعوام

المحتوى المقدم من Jacqueline Watson. يتم تحميل جميع محتويات البودكاست بما في ذلك الحلقات والرسومات وأوصاف البودكاست وتقديمها مباشرة بواسطة Jacqueline Watson أو شريك منصة البودكاست الخاص بهم. إذا كنت تعتقد أن شخصًا ما يستخدم عملك المحمي بحقوق الطبع والنشر دون إذنك، فيمكنك اتباع العملية الموضحة هنا https://ar.player.fm/legal.

The So What from BCG

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Re-Recruiting and Other New HR Strategies You Can’t Ignore 18:09

منذ 11 يومًا18:09

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18:09

HR is no longer just about managing people—it’s about shaping the future of work. Jens Baier, BCG’s HR transformation expert, discusses how AI and shifting employee expectations are forcing companies to rethink talent strategies. From re-recruiting to upskilling employees, HR must adapt to a rapidly changing landscape. Learn More: Jens Baier: https://on.bcg.com/41ca7Gv BCG on People Strategy: https://on.bcg.com/3QtAjro Decoding Global Talent: https://on.bcg.com/4gUC4IT…

منذ عام واحد 28:24

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Clear the Clutter, Ditch the Debt, and Conquer the Market
In this episode, we're diving into three game-changing topics to help you simplify your life, take control of your finances, and easily navigate the real estate market. Here's what's in store:

Breaking Up with Clutter
Is your home overflowing with "stuff" you don't need? We'll explore how letting go of clutter can bring clarity, peace, and freedom, whether you're downsizing, organizing, or starting fresh. Let's make room for the life you truly want.
Living Debt-Free
Imagine waking up without the stress of debt. We'll guide you through a step-by-step plan to break free, build smarter habits, and create a financial future full of freedom and opportunity. Say goodbye to debt and hello to peace of mind.
Toronto & GTA Real Estate Update
The market is shifting are you ready? Get the latest insights into the real estate trends shaping Toronto and the GTA. Whether you're buying, selling, or investing, we'll help you understand what's happening and how to make smart decisions.

This episode is packed with actionable advice and insights to help you clear the clutter, ditch the debt, and conquer the real estate market. Let's make this your year of transformation!

Do you have a topic you would like me to explore further, get in touch
Do you want to get interviewed? let's connect

85 حلقات

#Business #Jacqueline Watson #Gardening #Lifestyle #Arts #Graphic Design

Clear the Clutter, Ditch the Debt, and Conquer the Market

Elementary

published منذ عام واحد

MP3•منزل الحلقة

Send us a text

Breaking Up with Clutter
Is your home overflowing with "stuff" you don't need? We'll explore how letting go of clutter can bring clarity, peace, and freedom, whether you're downsizing, organizing, or starting fresh. Let's make room for the life you truly want.
Living Debt-Free
Imagine waking up without the stress of debt. We'll guide you through a step-by-step plan to break free, build smarter habits, and create a financial future full of freedom and opportunity. Say goodbye to debt and hello to peace of mind.
Toronto & GTA Real Estate Update
The market is shifting are you ready? Get the latest insights into the real estate trends shaping Toronto and the GTA. Whether you're buying, selling, or investing, we'll help you understand what's happening and how to make smart decisions.

This episode is packed with actionable advice and insights to help you clear the clutter, ditch the debt, and conquer the real estate market. Let's make this your year of transformation!

Do you have a topic you would like me to explore further, get in touch
Do you want to get interviewed? let's connect

85 حلقات

#Business #Jacqueline Watson #Gardening #Lifestyle #Arts #Graphic Design

ทุกตอน

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The Hidden Costs of Holding Onto Your Home Too Long 19:37

منذ 5 أيام19:37

19:37

Send us a text The Hidden Costs of Holding Onto Your Home Too Long In this episode, we’re diving into a tough but important topic: the real cost of holding onto a home longer than you should. Many homeowners—especially downsizers and seniors—struggle with the decision to move because of memories, fear of change, or simply not knowing where to start. But what’s the real cost of staying? We’ll break down the financial, emotional, and lifestyle impact of keeping a home that no longer fits your needs. From skyrocketing maintenance costs to the stress of managing a large space, we’ll explore why waiting too long can actually be more expensive and overwhelming. Plus, I’ll share practical tips to help you decide when it’s time to move—and how to make the transition easier. If you’ve been wondering whether it’s time for a fresh start, this episode is for you! Spring Market Readiness: Should You List Now or Wait? March is here, and spring is knocking on our doors—literally and in the real estate market! If you’re a downsizer, a senior thinking about your next chapter, or just wondering if now’s the right time to sell, this episode is for you. Do you have a topic you would like me to explore further, get in touch Do you want to get interviewed? let's connect…

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Nailed It or Failed It? 🏗️🔨 The Real Costs of Pre-Construction You Didn’t See Coming 24:16

منذ 26 يومًا24:16

24:16

Send us a text Nailed It or Failed It? 🏗️🔨 The Real Costs of Pre-Construction You Didn’t See Coming Pulling back the curtain on the true financial realities of buying pre-construction properties in Toronto and the GTA. While glossy brochures and model suites make these projects look like a dream come true, the hidden costs and risks often tell a different story. Breaking down both the wins and pitfalls of pre-construction buying. On the upside, buyers get flexible deposit structures, modern layouts, and potential property value growth. But the downside? Premium prices per square foot, unpredictable construction delays, hefty development fees, and closing costs that can leave your budget reeling. Things get even more complicated when appraisals come in lower than expected. Jacqueline explains what happens when lenders won't cover the amount you were initially approved for and how buyers often face five- or six-figure cash shortfalls. She also dives into the risks of walking away, including deposit forfeitures and potential lawsuits from builders. Sharing practical tips on how to protect yourself—like capping closing fees, vetting builders, and preparing for financial surprises. Whether you're considering buying pre-construction or just want to make smarter property decisions, this episode is packed with valuable insights to help you avoid costly mistakes. Key Takeaway: Pre-construction isn’t just about fancy finishes—it’s about understanding the fine print and planning for the unexpected. Do you have a topic you would like me to explore further, get in touch Do you want to get interviewed? let's connect…

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✨ Energy is all around us — but how often do we pause long enough to feel it? 36:40

منذ 5 weeks36:40

36:40

Send us a text ✨ Energy is all around us — but how often do we pause long enough to feel it? I’m so excited you’re here today. I recently had the privilege of hosting a beautiful live Reiki session with the incredible Veronica (@vsreikimaster36), and let me tell you, it was absolutely magical. Energy is all around us, even when we can’t see or touch it. And if we just take a minute to shut off all the distractions, breathe deeply, and allow ourselves to be fully present, something amazing can happen — we can reconnect with ourselves on a whole new level. This session with Veronica was a powerful reminder of that. Whether you’re curious about energy healing or simply need a peaceful reset, this episode is for you. Veronica guided us through calming techniques and shared insights on how Reiki can help release stress, promote balance, and create a more profound sense of peace. If you missed the live session, don’t worry — you can catch the replay right here. And if you're ready for a deeper experience, you can always book your own private session with Veronica. Trust me, it’s so worth it. So find a quiet spot, get comfy, and let’s dive into this beautiful and grounding experience. You won’t want to miss it! Do you have a topic you would like me to explore further, get in touch Do you want to get interviewed? let's connect…

1
Clear the Clutter, Ditch the Debt, and Conquer the Market 28:24

منذ 6 weeks28:24

28:24

Send us a text Clear the Clutter, Ditch the Debt, and Conquer the Market In this episode, we're diving into three game-changing topics to help you simplify your life, take control of your finances, and easily navigate the real estate market. Here's what's in store: Breaking Up with Clutter Is your home overflowing with "stuff" you don't need? We'll explore how letting go of clutter can bring clarity, peace, and freedom, whether you're downsizing, organizing, or starting fresh. Let's make room for the life you truly want. Living Debt-Free Imagine waking up without the stress of debt. We'll guide you through a step-by-step plan to break free, build smarter habits, and create a financial future full of freedom and opportunity. Say goodbye to debt and hello to peace of mind. Toronto & GTA Real Estate Update The market is shifting are you ready? Get the latest insights into the real estate trends shaping Toronto and the GTA. Whether you're buying, selling, or investing, we'll help you understand what's happening and how to make smart decisions. This episode is packed with actionable advice and insights to help you clear the clutter, ditch the debt, and conquer the real estate market. Let's make this your year of transformation! Do you have a topic you would like me to explore further, get in touch Do you want to get interviewed? let's connect…

1
💡 Tipping Talk: When Did Takeout Become a Tip Trap? 🍟💸 7:53

منذ 6 weeks7:53

7:53

Send us a text 💡 Tipping Talk: When Did Takeout Become a Tip Trap? 🍟💸 We're diving into the changing world of tipping. Is discretionary still discretionary, or is tipping for takeout the new norm? Let's discuss it! This episode of Tipping the Hot Topic explores the shifting expectations surrounding tipping culture. Gone are the days when tipping was reserved for sit-down dining. Now, even takeout orders require a gratuity. So... what is the jist Why has tipping culture expanded? The psychology behind those point-of-sale screens nudging you to tip. How these new norms impact customers and workers alike. Are these tipping trends here to stay, or is it time to push back? Grab a coffee (and maybe leave a tip!) while we chat about this hot-button issue. 🎙️ 4o Do you have a topic you would like me to explore further, get in touch Do you want to get interviewed? let's connect…

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Master Your Budget & Beat the Winter Blues No 27:00

منذ 7 weeks27:00

27:00

Send us a text Welcome to Elementary! Today, I’m diving into two topics that hit close to home for so many of us. First, we’ll talk about managing your budget because times are changing, and knowing how to save and spend wisely is essential. What better time to get started than right now, at the beginning of the year? Then, we’ll shift gears and talk about beating the winter blues because let’s face it: the coldest months are here, and resetting our mindset is more important than ever. Part 1: Times Are Changing – Let’s Talk Budgets I work with clients at all stages of life, and their goals often vary. Some are just starting out and wondering: How do I start saving for a house? What’s the first step toward building a secure financial future? Then, I meet others who are further along in their journey and want to know: How do I get as close to mortgage-free as possible? Can I downsize or right-size to create a simpler, stress-free lifestyle? The truth is that creating your ideal lifestyle doesn’t have to mean giving up everything you love. But it does require making intentional choices. It’s not about struggle versus luxury; it’s about finding balance. Ask yourself: What’s most important to me? Where can I adjust my spending to align with my goals? Small changes can lead to big results. Whether it’s skipping the daily coffee run or reevaluating subscription services, managing your money doesn’t have to feel overwhelming. It’s about clarity, not sacrifice. Part 2: Beating the Winter Blues Now, let’s talk about winter. The cold months can be tough—short days, long nights, and sometimes, a drop in energy. But we can flip the script with a few simple steps: Get moving. Bundle up and take a brisk walk. Fresh air does wonders for your mood. Create cozy routines. Light a candle, grab a warm drink, and read a good book. Small rituals can make all the difference. Stay connected. Call a friend or plan a get-together. A little laughter can brighten even the gloomiest day. Reset your goals. Take this time to reflect on what you want for the year ahead. A clear plan brings purpose, even on the coldest mornings. Final Thoughts You don’t have to choose between financial stability and enjoying life—you can have both with the right mindset and plan. And as we navigate the winter months, let’s focus on keeping our spirits high and our goals front and center. So grab a cup of tea, settle in, and let’s talk about making choices that lead to a better, brighter future. Until next time, stay warm, stay focused, and remember: you’ve got this! 4o Do you have a topic you would like me to explore further, get in touch Do you want to get interviewed? let's connect…

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New Year New YOU With Bailey Macnamara 31:35

منذ 9 weeks31:35

31:35

Send us a text NEW YEAR, NEW YOU! In this episode, I kick off 2025 with an exciting guest, @baileymacnamara, a fitness coach known for her empowering and welcoming approach to health and wellness. We dive into her philosophy of making fitness accessible to everyone and the importance of creating a supportive space for all. Bailey also shares some exciting news—she’s launching a brand-new course designed for those who may not be ready for one-on-one coaching but still want to start their fitness journey. We discuss what inspired her to create this course, how it works, and why it’s the perfect way to ease into a healthier lifestyle. If you’re looking for motivation, tips on starting your fitness journey, or just some great conversation about wellness, this is an episode you won’t want to miss! Key Topics: Building confidence in fitness Bailey’s philosophy on making fitness approachable Busting Myths Around Weight Lifting Details about her new course How to take the first step toward your goals Tune in now and start 2025 strong! Do you have a topic you would like me to explore further, get in touch Do you want to get interviewed? let's connect…

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Unlock the Secret: Should You Add a Co-Borrower to Your Canadian Mortgage? 22:35

منذ 12 weeks22:35

22:35

Send us a text Unlock the Secret: Should You Add a Co-Borrower to Your Canadian Mortgage? Are you thinking about adding someone to your mortgage? This episode discusses the benefits, potential risks, and legal implications of making this decision in Canada. We also discuss the impact on liability, credit, and ownership, what happens if the other person passes away, and how to remove their name from the mortgage. Tune in to learn how to protect yourself and make informed choices when sharing financial responsibility for your home. Navigating the Real Estate Market as a Downsizer In this episode, we explore how downsizers can confidently navigate the real estate market in Canada. We cover everything from setting clear goals to understanding your timing, exploring housing options like condos or bungalows, and working with the right experts to make the process stress-free. Whether you’re looking to simplify your lifestyle, cut costs, or find a home that suits your needs, this episode is packed with practical tips and insights to help you make informed decisions. Do you have a topic you would like me to explore further, get in touch Do you want to get interviewed? let's connect…

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📢 Big Changes Are Coming! 🚨 New Mortgage Rules Dec 15 44:09

منذ 13 weeks44:09

44:09

Send us a text We’re diving into everything you need to know about the upcoming mortgage rules with the expert @mortgagemani! 🏡✨ These changes could impact how you buy your next home, refinance, or plan your future investments. Whether you're a first-time buyer or a seasoned investor, staying informed is key! 🎙️ Tap the link to listen now and get ahead of the curve. Knowledge is power when it comes to securing your financial future. 💪 #MortgageNews #RealEstateTips #PodcastEpisode Do you have a topic you would like me to explore further, get in touch Do you want to get interviewed? let's connect…

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🎙️ Gifts of Cheer with @mortgagebykimberley ✨ 17:00

منذ 15 weeks17:00

17:00

Send us a text 🎙️ New Podcast Episode Alert: Gifts of Cheer with @mortgagebykimberley 🎄✨ In this heartwarming episode of Elementary Jacqueline , I sit down with Kim from @mortgagebykimberley to talk about the Gifts of Cheer Toy Drive . This incredible initiative supports kids living in shelters, offering them a brighter holiday season. 🌟 While toys bring joy, this drive is about more than that—it’s about showing love and kindness to children who’ve lost their homes. These kids are going through so much, and we have the chance to let them know they are cared for. ❤️ Here’s how you can help: 🎁 Donate a new, unwrapped gift for kids aged infant to 17 years. 👕 Contribute clothing or gift cards . 💳 Make a monetary donation towards the purchase of gifts. - Ask for the Link - *TAX DEDUCTABLE* Every little bit counts, and together, we can make a difference. If you’d like more details, you can contact Kim directly or message me—I’m happy to connect you. 👉 Click play to hear the full story and learn how you can be part of this amazing cause. Do you have a topic you would like me to explore further, get in touch Do you want to get interviewed? let's connect…

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Interview with @tajmakotoric: A Journey to Health Awareness 45:31

منذ 17 weeks45:31

45:31

Send us a text Interview with @tajmakotoric: A Journey of Resilience and Health Awareness I’m beyond excited to introduce you to @tajmakotoric, an incredible woman who shared her powerful journey with me! Tajma isn’t just a hard-working CEO and mother—she’s also a fighter navigating life with three autoimmune diseases. She’s done everything she can to stay on top of her health, making her story one of resilience, strength, and deep self-awareness. Our conversation took us through some raw and real moments in Tajma’s life. At first, her health issues felt like a mystery—she didn’t know why her body felt so drained, why she couldn’t keep up with her busy life as she once could. But Tajma wasn’t about to settle for vague answers. She took control, pushing herself to find out what was going on. Her persistence led her to the hard truth of being diagnosed with not just one but three autoimmune diseases. The reality of living with autoimmune diseases is something most people can’t imagine, and Tajma opened up about how this impacts her daily life. Balancing work, motherhood, and her health is a delicate act. She’s had to make changes, prioritize self-care, and tune in to her body’s needs in a way that most of us rarely think about. Despite it all, she brings a message of hope and awareness. Her journey encourages us to get curious about our health, ask questions, and prioritize our well-being. Tajma’s story reminds us that taking control of our health isn’t just a one-time choice—it’s a lifelong commitment. This interview is packed with insights into her journey and tips for anyone managing their health in challenging circumstances. I’m so grateful she shared her story with me, and I hope it inspires you as much as it inspired me. Let’s all take a moment to share Tajma’s message far and wide because health awareness is for everyone. Her journey is a testament to the strength of being proactive, especially when faced with the unknown. Do you have a topic you would like me to explore further, get in touch Do you want to get interviewed? let's connect…

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Right-Sizing and Revamping: Aligning Your Home with Life Stages, Decluttering Tips, and Market Trends with Jacqueline Watson 18:48

منذ 20 weeks18:48

18:48

Send us a text Unlock the secrets to finding a home that truly fits your lifestyle and needs as I, Jacqueline Watson, guide you through the art of right-sizing. Forget the stress of squeezing into a tiny space; it's about aligning your home with your current life stage, especially if you're an empty nester. We'll explore key factors like location, sun exposure, and yard size, while also addressing the emotional aspects of downsizing for older clients. I'll share my Chic Moves signature process, crafted to assist you on this journey, and invite you to our special Zoom event where a professional organizer will help kickstart your decluttering adventure. Get ready to transform your home into a buyer's paradise with insider tips on decluttering and staging. Discover how living with joyful items not only enhances your personal freedom but also elevates your property's market appeal. A clean, staged home, captured in professional photos, can make all the difference in a competitive market. We'll also tackle pricing strategies and keep you updated on the latest housing market trends, including the anticipated interest rate drop by the Bank of Canada. Whether you're buying or selling, this episode equips you with the insights to navigate today's real estate landscape confidently. Subscribe to my newsletter for more tips, and don't miss our upcoming events designed to keep your home journey smooth and successful. Want a Copy of My chic Moves Signature Process? Do you have a topic you would like me to explore further, get in touch Do you want to get interviewed? let's connect…

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From Charm to Challenges: The Realities of Buying Older Homes 25:49

منذ 22 weeks25:49

25:49

Send us a text Unlock the secrets of making smart real estate decisions with me, Jacqueline Watson, as we explore the nuanced journey of buying an older home. Learn how to look past the surface charm to uncover critical aspects like heating systems, potential oil tank hazards, and the lurking dangers of materials like UFFI and asbestos in pre-1980 constructions. We'll navigate the essential checkpoints for assessing the longevity of vital home systems, ensuring you're equipped to steer clear of unexpected pitfalls and costly repairs. Whether you're a novice buyer or a seasoned homeowner, these insights are your ticket to informed property investments. Join us as we dissect the current real estate landscape and the often-overlooked challenges of equipment rentals versus outright purchases. I’ll share the latest housing statistics and unpack the financial advantages of alternative strategies like using lines of credit. Plus, I’m excited to invite you to a free event dedicated to organizing and decluttering, designed to help you make the most of your living space without any pressure to buy. As we conclude, I urge you to set personal goals and stay informed while wishing our Canadian listeners a joyful Thanksgiving. Your ideas for future discussions are always welcome, and together, we'll ensure the content remains as engaging as ever. Do you have a topic you would like me to explore further, get in touch Do you want to get interviewed? let's connect…

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Real Estate Pitfalls: Avoiding Rental Scams, Navigating the Canadian Market Surge, and Decoding Blind Bidding Tactics 22:20

منذ 24 weeks22:20

22:20

Send us a text Have you ever faced the nightmare of undisclosed rental agreements when purchasing a property? Tune in to hear my personal story and gain crucial insights on avoiding rental and contract scams in property transactions. We tackle the often-neglected issue of rental equipment, such as hot water tanks, furnaces, and AC units, and I provide actionable advice for sellers on why paying off these rentals before listing is essential. Learn about the hidden financial traps of long-term rental contracts, the specific challenges with solar panel agreements, and the critical importance of having all rental and contract documentation readily available for prospective buyers. This segment also sheds light on the role of status certificates in condo transactions, ensuring you're fully prepared for any complexities that might arise. Shocked by the recent explosion of demand in the Canadian real estate market? We break it all down, from the anticipation of interest rate cuts fueling buyer urgency to the questionable tactics some agents use to inflate offers and create artificial competition. Our discussion covers the emotional roller coaster of blind bidding, the impact of recent changes in mortgage regulations, and busting the myths new immigrants and first-time buyers might have regarding mortgage qualifications. Whether you're navigating the market as a buyer, seller, or real estate professional, this episode provides essential insights and practical advice to help you make informed decisions in a rapidly changing landscape. Do you have a topic you would like me to explore further, get in touch Do you want to get interviewed? let's connect…

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Empowering Millennial Moms: Transformative Self-Care, Fitness, and Wellness Insights with Bailey McNamara 32:41

منذ 26 weeks32:41

32:41

Send us a text What if prioritizing self-care could transform your life and not feel selfish? Join us as we sit down with Bailey MacNamara @baileymacnamara, an online personal trainer specializing in empowering millennial moms through fitness and holistic wellness. Bailey shares her inspiring journey from the health and fitness industry to becoming a mom, igniting her passion for helping other mothers. Discover how her unique approach focuses on building strength and sustainable habits rather than just chasing weight loss, allowing moms to reclaim their well-being without feeling overwhelmed. Learn about Bailey's multifaceted approach to weight loss, which goes beyond nutrition and exercise to include stress management, sleep, and recovery. She emphasizes the critical role of self-care for moms, explaining how it enhances overall well-being and mental health. Through practical tips and real-life stories, Bailey provides actionable advice on integrating fitness into busy schedules, like treating workouts as essential appointments. Plus, hear about the community support within her program, helping moms realize they are not alone on their journey. Accountability and consistency are the pillars of Bailey's high-touch program, featuring daily access, weekly check-ins, and monthly Zoom calls to ensure moms stay on track. Listen to transformative stories from her clients who have not only shed pounds but also gained confidence and self-esteem. Bailey also debunks restrictive diet myths, empowering moms to make informed nutritional choices for themselves and their families. Tune in for a motivational episode that underscores the significance of self-care, resilience, and community in achieving lasting health and wellness. Do you have a topic you would like me to explore further, get in touch Do you want to get interviewed? let's connect…

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Elementary « » Clear the Clutter, Ditch the Debt, and Conquer the Market

Clear the Clutter, Ditch the Debt, and Conquer the Market

المدونة الصوتية تستحق الاستماع

مرحبًا بك في مشغل أف ام!

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The Let Them Theory: A Life-Changing Tool That Millions of People Can't Stop Talking About

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Clear the Clutter, Ditch the Debt, and Conquer the Market