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What Are The 5 Benefits Of Having IDFC First Bank Credit Card
Manage episode 323990756 series 3325300
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Whether it is everyday items or bucket list purchases, having a credit card makes it much easier to tick these off your shopping list. Apart from making it easy to make and track payments, credit cards offer a host of discounts and deals that makes it almost ignorant not to use them if you can afford to have them.
Click on this link to know more about 5 Benefits of IDFC Credit cards:- https://www.zupyak.com/p/3027165/t/what-are-the-5-benefits-of-having-idfc-first-bank-credit-card
Still on the fence about using credit cards?
These five reasons can help you make up your mind and apply for one.
1. Rewards, cashback, and offers
Most credit cards offer some type of reward points, cashback, and offers on purchases made through them. Different credit cards extend reward points at different rates and expiry dates, which can eventually be redeemed for vouchers and products on your next shopping spree. Cashbacks are a great way to subsidize the costs of your purchases, and numerous banks and credit card providers offer these benefits.
For instance, IDFC FIRST Bank credit cards offer a veritable combination of rewards, cashback, and offers. Their fantastic rewards program allows you to earn accelerated reward points in the following categories:
10X on spending above INR 20,000
6X on online purchases
3X on offline purchases
10X on spends made on your birthday
This reward program never expires and can be redeemed without any redemption fees. Moreover, they provide convenient redemption avenues and you can use your reward points on your next online transactions, instant redemption at partner merchants, or redeem against gift cards and memberships. IDFC FIRST Bank credit cards also offer a 5% cashback on the first EMI transaction performed on them, along with a range of discounts on movie tickets, restaurants, shopping, travel, and more.
Get to know about the 5 Benefits of having IDFC First Bank credit cards
2. Immediate use in an emergency
3. Accepted worldwide
4. Alternative to cash
5. Increased purchasing power
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