Digital Euro - What the FAQ, ECB? (DS2025)

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The European Central Bank wants to create a Digital Euro. We take a critical look at its published FAQ and the current design. In its FAQ about the Digital Euro, the ECB provides answers to 20+ questions about the retail central bank digital currency (CDBC) project for a Digital Euro. In good old Frequently-Questioned-Answers style, we will confront those answers with our analysis of the utility, cost and technical feasibility of the current design. Among other things, we will cover the risks associated with central monitoring of all online transactions by the ECB, the plan to provide secure digital offline payments, and - on a meta level - the exclusionary process of the preliminary phases. This talk targets a general audience and will explain technical aspects where necessary. Licensed to the public under https://creativecommons.org/licenses/by/4.0/de/ about this event: https://talks.datenspuren.de/ds25/talk/FVUGT3/