What Happens if a Company Does Not Have Workers’ Comp Insurance? - Luxenberg Garbett Kelly & George P.C.

BSPE Legal Marketing Podcast

From Luxenberg Garbett Kelly & George P.C. – What Happens if a Company Does Not Have Workers’ Comp Insurance? explores the legal challenges injured employees may face when an employer fails to maintain proper workers' compensation coverage in Pennsylvania. Workers' compensation insurance is essential for covering medical expenses and lost wages after a workplace injury, but when employers neglect their duty to provide this coverage, injured workers still have legal options to secure compensation through the state’s Uninsured Employers Guaranty Fund (UEGF) or by filing a personal injury lawsuit.
The discussion highlights Pennsylvania’s strict employer responsibilities under the Workers' Compensation and Occupational Disease Acts. Companies that fail to carry workers' compensation insurance may face significant penalties, including fines and criminal charges. The podcast examines how this noncompliance creates additional legal recourse for injured workers, who may pursue damages for pain and suffering and emotional distress — remedies not typically available through traditional workers’ compensation claims.
Listeners will also learn about the process of filing claims with the UEGF, the importance of reimbursement by noncompliant employers to the fund, and the broader legal consequences for companies that disregard workplace safety standards. These violations can lead to penalties such as imprisonment and liability for substantial financial damages, underscoring the importance of ensuring compliance with Pennsylvania’s workers' compensation laws.
The episode provides valuable insights on how injured employees in Western Pennsylvania can protect their rights and seek fair compensation with the help of a workers' compensation lawyer. At Luxenberg Garbett Kelly & George P.C., our legal team is committed to guiding injured workers through the process, whether pursuing claims through the UEGF or holding negligent employers accountable through personal injury lawsuits.
Luxenberg Garbett Kelly & George P.C.
315 N Mercer St, New Castle, PA 16101, United States
[phone]
https://www.google.com/maps?cid=1349618312503922919