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Building Credit from Zero: A Beginner's Guide
Manage episode 474455140 series 3656173
المحتوى المقدم من Jose. يتم تحميل جميع محتويات البودكاست بما في ذلك الحلقات والرسومات وأوصاف البودكاست وتقديمها مباشرة بواسطة Jose أو شريك منصة البودكاست الخاص بهم. إذا كنت تعتقد أن شخصًا ما يستخدم عملك المحمي بحقوق الطبع والنشر دون إذنك، فيمكنك اتباع العملية الموضحة هنا https://ar.player.fm/legal.
Mike and Eliza's Introduction is a brief audio introduction to a podcast called Algoritmo – The Credit Game, hosted by Mike and Eliza, who present themselves as algoritmo experts focused on helping people with their financial situations. The episode "Start with What You Have (Even If It’s Nothing)" features Mike explaining how individuals with no credit history or poor credit can begin building a positive credit report. He outlines actionable steps, including utilizing beginner-friendly apps like Kikoff, Kovo, and Stellarfy, which report small payments or existing utility bills to credit bureaus. Mike also suggests considering a secured credit card for those with some savings, emphasizing that establishing a pattern of on-time payments is crucial for credit improvement.
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