Aging With Altitude podcast

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المحتوى المقدم من Melissa Marts. يتم تحميل جميع محتويات البودكاست بما في ذلك الحلقات والرسومات وأوصاف البودكاست وتقديمها مباشرة بواسطة Melissa Marts أو شريك منصة البودكاست الخاص بهم. إذا كنت تعتقد أن شخصًا ما يستخدم عملك المحمي بحقوق الطبع والنشر دون إذنك، فيمكنك اتباع العملية الموضحة هنا https://ar.player.fm/legal.

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How to get your confidence back 41:05

منذ 19 weeks41:05

التشغيل لاحقا

قوائم

إعجاب

احب

41:05

When negative feedback shakes your confidence, it can be difficult to get back to feeling like yourself at work. In this episode, Anne and Frances help a struggling listener who has spent years toning herself down in the workplace after being told that she was too assertive — now, she feels that her modest approach is holding her back. Together, they use Anne and Frances’s “trust triangle” framework to explore how empathy, authenticity, and logic can help you rebuild confidence and trust with your colleagues, and share helpful confidence hacks for getting comfy with discomfort. What problems are you dealing with at work? Text or call 234-FIXABLE or email fixable@ted.com to be featured on the show. For the full text transcript, visit ted.com/podcasts/fixable-transcripts Want to help shape TED’s shows going forward? Fill out our survey ! Hosted on Acast. See acast.com/privacy for more information.…

Aging with Altitude

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In depth conversations on aging issues across the spectrum. Hear about new innovations and approaches and even hear more on topics yet to be uncovered. Aging with Altitude is recorded in the Pikes Peak region with a focus on topics of aging interest across the country. We talk about both the everyday and novel needs and approaches to age with altitude whether you’re in Ft. Lauderdale, Florida or Leadville, Colorado. The Pikes Peak Area Agency on Aging is the producer. Learn more at Pikes Peak Area Agency on Aging.

43 حلقات

#Society #Self-Improvement #Melissa Marts #Aging #Elderabuse #Endoflife #Permaculture #Podcasting Education #Communities #House

Aging with Altitude

updated منذ عام واحد

منزل السلاسل•Feed

43 حلقات

#Society #Self-Improvement #Melissa Marts #Aging #Elderabuse #Endoflife #Permaculture #Podcasting Education #Communities #House

كل الحلقات

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43: 50 Years of PPAAA – A Life of Resilience and Service - Rebecca Shields 44:06

منذ 5 weeks44:06

44:06

Life can change in an instant, and when it does, it can often feel like you’re facing it alone. Hear from an incredibly inspiring community leader who has dedicated her life to supporting others who have faced challenges similar to her own. Rebecca Shields is a true example of resilience and service. She lives by the powerful belief that life isn’t about what you can get from others, but what you can give. In 2008, Rebecca founded New Vision Professional Services, a community-centered organization that provides vital resources to individuals experiencing vision loss or navigating other quality-of-life challenges. Rebecca takes us through her personal journey, her educational background, and the mission that drives her work. Through New Vision, she offers a variety of classes designed to empower and promote independence, including braille, cooking, daily living skills, financial management, and orientation and mobility training. New Vision Professional Services: http://www.newvision4you.com/ Contact Rebecca Shields: 719-635-8996 Learn more at: Pikes Peak Area Agency on Aging - https://ppacg.org/pikes-peak-area-agency-on-aging/ Or call 719-471-2096 PEARLS Program of Colorado - https://pearlsprogram.net/…

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42: 50 Years of PPAAA - Engage, Learn, and Connect at the Colorado Springs Senior Center 28:25

منذ 11 weeks28:25

28:25

Looking for a place where you can stay active, learn new skills, and connect with others in the community? The Senior Center is the perfect destination. Tom Lathrop, the passionate Operations Director at the Senior Center, is dedicated to creating engaging opportunities for seniors. Tom details the exciting new senior center opening in August 2025 (the current temporary location is within the Pikes Peak YMCA in downtown Colorado Springs). The new center will feature larger spaces for classes, community activities, and more. Tom provides information on how and when to sign up for classes, emphasizing that the new space will allow for more classes, more flexible scheduling, and improved accessibility for all seniors. Tom also shares details about the upcoming Colorado Senior Games, which will be held in Colorado Springs this June. The games will offer seniors a chance to compete and engage in a fun event within the community. To learn more, visit: https://coloradoseniorgames.org/sports/ To access information on events and programs at the Senior Center visit: https://seniorcenter.ppymca.org/events-programs/ Aging with Altitude is recorded in the Pikes Peak region with a focus on topics of aging interest across the country. We talk about both the everyday and novel needs and approaches to age with altitude – whether you’re in Ft. Lauderdale, Florida or Leadville, Colorado. The Pikes Peak Area Agency on Aging is the producer. Cynthia Margiotta with PEARLS Program of Colorado and All About Dignity is our moderator. Learn more at: Pikes Peak Area Agency on Aging - https://ppacg.org/pikes-peak-area-agency-on-aging/ Or call 719-471-2096 PEARLS Program of Colorado - https://pearlsprogram.net/…

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41: 50 years of PPAAA - Silver Key’s Legacy, Jason DeaBueno on Senior Care and Community Impact 31:32

منذ 13 weeks31:32

31:32

Silver Key offers an array of senior services, including meals, a food pantry, activity centers, behavioral health, companionship, and transportation. Jason DeaBueno, a Colorado Springs native who has been with Silver Key since 1982 and now serves as its President and CEO, offers insight into Silver Key’s history and the essential programs it provides for seniors. He and host Cynthia Margiotta discuss the growing challenges in senior care, particularly in the region, and passionately emphasize the importance of volunteer work. Throughout the conversation, Jason reflects on his personal experiences with Silver Key, sharing heartfelt stories that highlight his deep connection to the organization. He also explains how listeners can get involved and support Silver Key’s mission. For more information about Silver Key and the services they offer, visit their website at https://silverkey.org or call 719-884-2300. Aging with Altitude is recorded in the Pikes Peak region with a focus on topics of aging interest across the country. We talk about both the everyday and novel needs and approaches to age with altitude – whether you’re in Ft. Lauderdale, Florida or Leadville, Colorado. The Pikes Peak Area Agency on Aging is the producer. Cynthia Margiotta with PEARLS Program of Colorado and All About Dignity is our moderator. Learn more at: Pikes Peak Area Agency on Aging - https://ppacg.org/pikes-peak-area-agency-on-aging/ Or call 719-471-2096 PEARLS Program of Colorado - https://pearlsprogram.net/…

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40: 50 Years of PPAAA - Transforming Senior Dental Care with Michelle Vacha 33:52

منذ 16 weeks33:52

33:52

Making quality senior dental care accessible to all is the mission of Michelle Vacha, founder and executive director of Community Dental Health. With a background in dental hygiene, she recognized a critical gap in oral health care for seniors and took action by establishing what was originally known as Senior Mobile Dental. She shares her firsthand experiences witnessing the neglect of senior oral care, and her passion for creating lasting change in the field. Michelle takes us through her journey into dental care, the evolution of Community Dental Health into the organization it is today, the crucial role of oral health in overall well-being, the unique dental care opportunities available in Colorado, and how access to these services has expanded over time. If you are interested in contacting her, her number is 719-310-3315, and you can find more information about Community Dental Health here: http://www.communitydentalhealth.org/ Aging with Altitude is recorded in the Pikes Peak region with a focus on topics of aging interest across the country. We talk about both the everyday and novel needs and approaches to age with altitude – whether you’re in Ft. Lauderdale, Florida or Leadville, Colorado. The Pikes Peak Area Agency on Aging is the producer. Cynthia Margiotta with PEARLS Program of Colorado and All About Dignity is our moderator. Learn more at: Pikes Peak Area Agency on Aging - https://ppacg.org/pikes-peak-area-agency-on-aging/ Or call 719-471-2096 PEARLS Program of Colorado - https://pearlsprogram.net/…

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39: 50 Years of PPAAA – When and How to Support Elder Family Members - Dr. Sara Qualls 39:41

منذ 19 weeks39:41

39:41

How can, and should, families monitor, help and support their elder members? Area Agency on Aging has staff who can help you with that. Dr. Sara Qualls, Ph.D., ABPP shares wisdom and guidance for navigating the delicate and vital process of aging. Based in Colorado Springs, she specializes in supporting individuals and families through the challenges of later life in her psychotherapy practice. She is also a Professor Emeritus of Psychology at the University of Colorado at Colorado Springs, where she developed innovative programs for nearly 40 years. Dr. Qualls has received national recognition for her contributions to the field of clinical geropsychology and has published extensively on topics like mental health and aging, caregiver interventions, and geropsychology, including books such as Caregiver Family Therapy and Aging and Mental Health . In this episode, Dr. Qualls shares insights into the changes she has witnessed in aging over her 45 years of work, the evolution of government support programs for older adults, and the impact of initiatives like PPAAA on communities. She also discusses potential consequences of government program cuts for older adults and reflects on the slow decline toward death—an often challenging but thought-provoking topic. Dr. Qualls offers valuable perspectives on the challenges and opportunities faced by older adults and emphasizes how privileged she feels to have been part of this important work. Aging with Altitude is recorded in the Pikes Peak region with a focus on topics of aging interest across the country. We talk about both the everyday and novel needs and approaches to age with altitude whether you’re in Ft. Lauderdale, Florida or Leadville, Colorado. The Pikes Peak Area Agency on Aging is the producer. Cynthia Margiotta with PEARLS Program of Colorado and All About Dignity is our moderator. Learn more at: Pikes Peak Area Agency on Aging - https://ppacg.org/pikes-peak-area-agency-on-aging/ Or call 719-471-2096 PEARLS Program of Colorado - https://pearlsprogram.net/…

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38: 50 Years of PPAAA - Resources for Seniors and Reflections from the Leadership Seats 46:24

منذ 22 weeks46:24

46:24

It’s nothing short of amazing the array of services available to older adults, and their caregivers, through the Pikes Peak Area Agency on Aging. In this special episode, we continue our celebration of the Agency’s 50th anniversary by speaking with Jody Barker, Director of the Pikes Peak Area Agency on Aging, and Andy Gunning, Executive Director of the Pikes Peak Area Council of Governments (PPACG), which houses the Agency on Aging. They share their insights on why this milestone is so significant and catalog the many services available. They discuss the agency’s funding sources, the importance of the Older Americans Act and Older Coloradans Act, and the wide range of services and contractors they provide to support seniors. Jody and Andy also explain how adults can access or qualify for these services, the challenges involved, and opportunities for volunteering. Finally, they offer a glimpse into the future of the PPAAA and its continued role in serving older adults in the Pikes Peak region. Aging with Altitude is recorded in the Pikes Peak region with a focus on topics of aging interest across the country. We talk about both the everyday and novel needs and approaches to age with altitude whether you’re in Ft. Lauderdale, Florida or Leadville, Colorado. The Pikes Peak Area Agency on Aging is the producer. Cynthia Margiotta with PEARLS Program of Colorado and All About Dignity is our moderator. Access services, volunteer, donate, or learn more at: Pikes Peak Area Agency on Aging https://PikesPeakAreaAgencyonAging Or call 719-471-2096 Pikes Peak Area Council of Governments https://ppacg.org/ PEARLS Program of Colorado https://PEARLSProgramofColorado…

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37: PPAAA 50 Years - Aging with Altitude Moderator Shares Her Story of Aging with PPAAA 34:02

منذ 26 weeks34:02

34:02

Get to know Cynthia Margiotta, the heart and voice of Aging With Altitude ! As the moderator of nearly every episode, she brings a wealth of experience and passion for senior care that is both inspiring and invaluable. In addition to moderating the podcast, Cynthia is also the executive director of PEARLS (Program to Encourage Active Rewarding Lives for Seniors). With over 50 years of experience in senior care and advocacy, Cynthia’s journey began in high school and has shaped her entire career. Throughout this time, she has gained a unique perspective by working in various states, including New York, West Virginia, California, Colorado, and Wyoming, before returning to Colorado Springs. In this conversation, Cynthia reflects on her path to where she is today, including how she became involved with the Pikes Peak Area Agency on Aging. She also discusses the drive and commitment that fuels her work and the many changes she’s witnessed in senior care over the past five decades. Aging with Altitude is recorded in the Pikes Peak region with a focus on topics of aging interest across the country. We talk about both the everyday and novel needs and approaches to age with altitude - whether you’re in Ft. Lauderdale, Florida or Leadville, Colorado. The Pikes Peak Area Agency on Aging is the producer. Cynthia Margiotta with PEARLS Program of Colorado and All About Dignity is our moderator. Learn more at: Pikes Peak Area Agency on Aging https://ppacg.org/pikes-peak-area-agency-on-aging Or call 719-471-2096 PEARLS Program of Colorado https://pearlsprogram.net/ If you live in the Pikes Peak region, find your new favorite local podcast at https://studio809podcasts.com…

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36: Living with Alzheimer’s – Support for Family Caregivers 37:51

منذ 29 weeks37:51

37:51

If you’re caring for someone with Alzheimer’s, you’re not alone, and there is a world of support available. In honor of November being National Family Caregivers Month, we’re excited to welcome RoseMary Jaramillo, Director of Community Engagement for Southeast Colorado at the Alzheimer’s Association, to discuss advances in understanding Alzheimer’s. In this special episode, RoseMary reflects on the history of Alzheimer’s and the significant shifts that have occurred over the last 50 years in public understanding and perception, as well as the importance of support for caregivers. The conversation includes the tragedy of caregivers not caring for themselves, Alzheimer’s Association’s 24/7 help line, and keeping loved ones with dementia engaged – with special advice around the holidays. Aging with Altitude is recorded in the Pikes Peak region with a focus on topics of aging interest across the country. We talk about both the everyday and novel needs and approaches to age with altitude whether you’re in Ft. Lauderdale, Florida or Leadville, Colorado. The Pikes Peak Area Agency on Aging is the producer. Cynthia Margiotta with PEARLS Program of Colorado and All About Dignity is our moderator. Learn more at: Pikes Peak Area Agency on Aging https://ppacg.org/pikes-peak-area-agency-on-aging Or call 719-471-2096 PEARLS Program of Colorado https://pearlsprogram.net/ Alzheimer’s Association – Colorado Chapter https://www.alz.org/co Or call 800-272-3900 Follow Aging with Altitude so you don't miss an episode. Visit https://studio809podcasts.com to find your new favorite LOCAL podcast!…

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35: Family Caregiver Support 28:51

منذ 30 weeks28:51

28:51

Caring for a loved one can be one of the most rewarding, and most challenging, roles you can take on. As it has evolved over time it is important to recognize that supporting yourself as a caregiver is just as important as the support you provide to those who depend on you. In honor of November being National Family Caregivers Month, we’re excited to welcome Lucy Crandall, Supervisor of the Family Caregiver Support Center at the Pikes Peak Area Agency on Aging, to discuss the evolving role of family caregiving. With over 25 years of experience serving older adults and their families, Lucy has found her true passion helping family caregivers. In this special episode, Lucy reflects on the history of aging services and the significant shifts that have occurred over the last 50 years since the creation of the Area Agency on Aging. She explores how caregiving has evolved, what has driven these changes, and why support services are more essential than ever. Lucy also discusses the meaning of caregiving and how the growing need for these services has shaped the way we care for older adults today. Aging with Altitude is recorded in the Pikes Peak region with a focus on topics of aging interest across the country. We talk about both the everyday and novel needs and approaches to age with altitude whether you’re in Ft. Lauderdale, Florida or Leadville, Colorado. The Pikes Peak Area Agency on Aging is the producer. Cynthia Margiotta with PEARLS Program of Colorado is our moderator. Learn more at: Pikes Peak Area Agency on Aginghttps://ppacg.org/pikes-peak-area-agency-on-aging Or call 719-471-2096 PEARLS Program of Colorado https://pearlsprogram.net/ If you live in the Pikes Peak region, find your new favorite local podcast at https://studio809podcasts.com…

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34: Medicare Open Enrollment for 2025 19:32

منذ 36 weeks19:32

19:32

Learn about changes coming to Medicare, and why the time is now to consider making a change, or to enroll for the first time if you’re newly eligible – during open enrollment October 15 – December 7. This is the period when you get into, out of, or switch Medicare Part D or Medicare Advantage plans – to take effect January 1, 2025. The State Health Insurance Program (SHIP) can answer your questions and guide you through the process if you wish. In this episode, Roma Costanza, local SHIP representative, fills us in. To reach SHIP in El Paso, Teller, Park, Lake, Chaffee, Custer, Las Animas, Huerfano and Fremont counties, call 719-635-4891 or email seniorinsur@ppacg.org. Make an appointment soon! Aging with Altitude is recorded in the Pikes Peak region with a focus on topics of aging interest across the country. We talk about both the everyday and novel needs and approaches to age with altitude whether you’re in Ft. Lauderdale, Florida or Leadville, Colorado. The Pikes Peak Area Agency on Aging is the producer. Cynthia Margiotta with PEARLS Program of Colorado is our moderator. Learn more at Pikes Peak Area Agency on Aging http://www.ppacg.org/aging/ and PEARLS Program of Colorado https://pearlsprogram.net/ If you live in the Pikes Peak region, find your new favorite local podcast at https://studio809podcasts.com…

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33: The Arts Have a Place in Healing Grief – Special Event 29:59

منذ 2 years29:59

29:59

Grammy award nominated musician Melanie DeMore will lend her soulful voice to lift the pain of our losses at A Community Gathering of Song and Healing on October 9, 2023. Sarah Lee, Program Director for Voices of Grief Support and Education Center shares details about the event, and about the concept behind it. People of all ages in the Pikes Peak region are invited to join this celebration of hope and remembrance. A second event on October 10 will offer a panel of local art therapy experts joining Melanie to explore how the professional community might weave the arts into our caregiving roles to foster growth and resilience in those we serve. The event will also feature art displays highlighting work being done locally by outstanding local art therapists. A Community Gathering of Song and Healing October 9, 2023 (professional panel October 10)Information and tickets www.voicesofgriefcenter.org/events Ent Center for the Arts5225 N. Nevada Ave.Colorado Springs Sarah has spent more than 20 years in non-profit administration. Her professional experience includes hospice chaplaincy, event planning, fundraising and human resources. In addition to grief support training, Sarah holds a BA in psychology and an MA in Theology. Sarah has partnered with Kathy Sparnins and Voices of Grief since 2020, facilitating support groups and expanding grief support and education programs in the Pikes Peak Region through the Voices of Grief Support and Education Center. Voices of Grief Support and Education Center https://www.voicesofgriefcenter.org Aging with Altitude is recorded in the Pikes Peak region with a focus on topics of aging interest across the country. We talk about both the everyday and novel needs and approaches to age with altitude whether you’re in Ft. Lauderdale, Florida or Leadville, Colorado. The Pikes Peak Area Agency on Aging is the producer. Cynthia Margiotta with PEARLS Program of Colorado is our moderator. Learn more at Pikes Peak Area Agency on Aging http://www.ppacg.org/aging/ and PEARLS Program of Colorado https://pearlsprogram.net/ If you live in the Pikes Peak region, find your new favorite local podcast at https://studio809podcasts.com…

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32: Reframing Retirement Series 31:02

منذ 2 years31:02

31:02

Learn how the financial, legal, health and even social determinants of retirement can and will impact your future. For the past nine years, Ent Credit Union has partnered with the Pikes Peaks Area Agency on Aging to present retirement preparation classes. In this episode, two of the masterminds behind the classes, Pamela Haugard of Pikes Peak Area Agency on Aging and Bree Shellito of Ent Credit Union join host Cynthia Margiotta to explain what the series covers and how to attend the classes. All classes will be held virtually and at no cost to the participants. This year, the series has been expanded and offers an even more in-depth view of what stepping into retirement can look like. Included in this series will also be the latest information on Social Security and Medicare. Attend one class or the entire series for important information and tools to jump-start your retirement planning NOW! More information about the classes and registration: https://www.ppacg.org/aaa-events/ Ent Credit Union https://www.ent.com/ Aging with Altitude is recorded in the Pikes Peak region with a focus on topics of aging interest across the country. We talk about both the everyday and novel needs and approaches to age with altitude whether you’re in Ft. Lauderdale, Florida or Leadville, Colorado. The Pikes Peak Area Agency on Aging is the producer. Cynthia Margiotta with PEARLS Program of Colorado is our moderator. Learn more at Pikes Peak Area Agency on Aging http://www.ppacg.org/aging/ and PEARLS Program of Colorado https://pearlsprogram.net/ Aging with Altitude is recorded in the Pikes Peak region with a focus on topics of aging interest across the country. We talk about both the everyday and novel needs and approaches to age with altitude whether you’re in Ft. Lauderdale, Florida or Leadville, Colorado. The Pikes Peak Area Agency on Aging is the producer. Cynthia Margiotta with PEARLS Program of Colorado is our moderator. Learn more at Pikes Peak Area Agency on Aging http://www.ppacg.org/aging/ and PEARLS Program of Colorado https://pearlsprogram.net/ If you live in the Pikes Peak region, find your new favorite local podcast at https://studio809podcasts.com…

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31 Elder Abuse Awareness – Insights and Resources Part 2 32:58

منذ 2 years32:58

32:58

Support groups and system changes are just two ways discussed to minimize elder abuse. We also continue our discussion of sex. June 15 is World Elder Abuse Awareness Day, and the Pikes Peak Area Agency on Aging can link you to, or help you organize, a small group conversation about this topic during the week of June 11. Lori McGinnis, regional director of the ombudsman program for the agency, shares insights with host Cynthia Margiotta. The ombudsman helps make sure elders are aware of their rights. If there are issues with an assisted living or long term care facility, an ombudsman is the one to call for help. To contact the ombudsman: Lori McGinnis: 719-471-7080 ext. 132 lmcginnis@ppacg.org Aging with Altitude is recorded in the Pikes Peak region with a focus on topics of aging interest across the country. We talk about both the everyday and novel needs and approaches to age with altitude whether you’re in Ft. Lauderdale, Florida or Leadville, Colorado. The Pikes Peak Area Agency on Aging is the producer. Cynthia Margiotta with PEARLS Program of Colorado is our moderator. Learn more at Pikes Peak Area Agency on Aging http://www.ppacg.org/aging/ and PEARLS Program of Colorado https://pearlsprogram.net/…

منذ 5 years29:09

29:09

The resilient second-halfer through wisdom and personal stories is prepared and empowered for the second half of life. Tom Rasmussen, Income Protection Specialist with Clear Solutions, shares his proven insights about how to thrive through life happenings. This two part podcast explores first what makes a good life and second how to financially build resiliency. Aging with Altitude is recorded in the Pikes Peak region with a focus on topics of aging interest across the country. We talk about both the everyday and novel needs and approaches to age with altitude whether you’re in Ft. Lauderdale, Florida or Leadville, Colorado. The Pikes Peak Area Agency on Aging is the producer. Learn more at Pikes Peak Area Agency on Aging . Transcript: You're listening to Studio 809. This is what community sounds like. Cynthia Margiotta: This is Aging with Altitude, welcome to all! Brought to you by the Pikes Peak Area Council of Governments Area Agency on Aging. We strive to provide answers, assistance, and advocacy to our elders. Thank you for joining us today. Our topic today is Life Happens. What is your plan? I'm your host, Cynthia Margiotta, a geriatric social worker and volunteer with Pikes Peak Area Council of Governments Area Agency on Aging. With me today is Tom Rasmussen, Rasmussen, Rasmussen, I will never get your name right. He is an income protection specialist with Clear Solutions Insurance Services. Tom is an income protection and longevity health planning specialist advising on life, disability, extended care, and health care planning. Tom has helped thousands of people with income protection planning across the country. He was a national broker to hundreds of agents across the country, and as a received top awards for management and production. He's published articles for industry magazines and local papers as well been interviewed on radio several times now a podcast regarding senior issues and the importance of planning. He's a member of the nonprofit Long Term Care Forum Panel of Colorado, advising state legislators and industry experts on long term care planning issues in the state of Colorado. He holds the designation of CLTC, which classifies him as a certified long term care specialist. Tom is currently doing educational workshops and seminars on income protection throughout Colorado. He's the co-host of the streaming TV show New Horizons, Living Life to the Fullest , which illustrates how resilient and empowering the second half of life can be. Tom contributed to Kevin Gussman's Amazon bestseller Retire with Freedom and Confidence , and released his own book called Are you Protecting your Greatest Asset in December of 2018? You've done a lot, haven't you? Tom Rasmussen: Well, I like to keep busy. Cynthia Margiotta: Yes! Tom Rasmussen: Don't we all? Cynthia Margiotta: Don't we all? Yes. So let's get started with some of our questions. First off, what is meant by "second halfers"? Tom Rasmussen: Well, that's a great question, and appreciate you allow me to be on the show here. So, "second halfers"...you know, there's a term that has been used for a number of years called seniors. And I've never liked that labeling, because it identifies that certain segment of society as being maybe has no value. I mean, that, you know, we're in a society that let's face it, our particular culture doesn't really cherish seniors. And I decided to coin a new phrase of " second halfers", because it doesn't identify somebody by what you would consider their age. And so, if I said senior to somebody, what age do you define that by? Sixty-five or older would generally be the response? If I say "second halfer"? You mean 45, 48? Sure, why not? It just it's a way to break down this the perceptions of society that you know, seniors are not ready to put out to pasture. Cynthia Margiotta: Alright, I like your term, by the way, I think it's a really useful thing. I think we should switch it up a little, huh? You did something like that. So what is resiliency? Tom Rasmussen: Resiliency is an interesting word because when I do workshops, I always ask the audience, are they resilient? And it's interesting, the puzzled look you get from people. And so I have to go a little bit further and I ask, have you ever made it through a challenge, whatever that challenge may be? Oh, yeah, yeah, for sure I have. Well, the dictionary defines resiliency as recovering strength and I always have to point out that resiliency is achieved by pushing through a challenging situation. So, resiliency is something that we probably have all experienced in our lives. But I don't know if we have identify it as such, when we actually achieve it. Cynthia Margiotta: Yeah, well, it's hard to be resilient. I think that that's a good term to use. I don't think that's used very often in our society. Tom Rasmussen: Well, for resiliency was easy than everybody be doing it. Cynthia Margiotta: I mean, it's not used that word, you know, either you did it or you didn't do it. Not that you became more resilient in and learned from it. Tom Rasmussen: Well, it's words are powerful. And I tried to take a very strong look at the words I use to identify either meanings beyond what people perceive certain things to be, or change the perception of what people think, like seniors to "second halfers". Cynthia Margiotta: So, what is empowerment? Tom Rasmussen: Well, I use those two words together, because sometimes people identify them as being the same thing. And they're really not, you know, where I stated the dictionary basically defines resiliency as recovering strength. Empowerment is defined as to give power to. So even though they're not the same thing, they're very much connected. Because when somebody pushes through a challenging situation, and is resilient, by doing so they empower themselves. And so that's where the connection comes from. And so that's why I like to use those two words. Because it really came about when I was writing my book, it dawned on me after I was about three quarters away of writing it that after thirty some odd years of doing what I do, nobody actually looked at putting a planning strategy together as empowerment. And I had to ask myself, and other people as well, why do we not think of that as empowerment? And so we had to define what was empowerment? Well, empowerment is anything that gives you the ability to be resilient. And so empowerment, on one hand, can come from resiliency or you can empower yourself to provide you more resiliency. Cynthia Margiotta: So they are wrapped up in each other very strongly. And they, like a circle, they come and they go. The circle can go clockwise, as well as counterclockwise. Tom Rasmussen: I mean, from the standpoint of putting together strategies that help what I call "life happens events", what's more empowering, to have a funding plan in place to help you push through those "life happens events", like a disability, an extended care situation, and unexpected death. You know, that should be a more prideful ability to say, look what I did, then to push it away, don't talk about it, and then not have it at all, and then have those things come into your life. And then is that the thing that could have created the resiliency to get through that? And because of that you didn't you achieve resiliency? Cynthia Margiotta: Hey, smart to be prepared? Tom Rasmussen: Well, we'd like to think so. Yeah, I wish everybody would take that a little more seriously. Cynthia Margiotta: So they definitely relate to each other. Absolutely. Yes. So what does this have to do with the second half of life then? Tom Rasmussen: Well, with having thirty-plus years, working with, you know, the "second halfers" that I have, there's things that we have to understand that as we go through our seasoned years, so to speak. Then, can we better position ourselves back to the preparedness and planning to be able to be more empowered to get every moment to its fullest capacity? You know, that's that's how it relates. I mean, there's several different things that I always attribute to when I give workshops and seminars and regards to how do you achieve empowerment and resiliency. And there's four things that I always talk about. So it's decluttering, telling your story, doing the paperwork, and have a funding plan. Cynthia Margiotta: Is that are part two? Is that the question for our part two? I don't want to ask that yet. So don't let don't get there yet. Oh, good. What are some of the things one can do to bring about resiliency, and empowerment to the second half of their lives? Tom Rasmussen: Well, like I mentioned decluttering, let's talk about that. So decluttering is a very interesting thing because who we as maybe a human nature, we like to keep things, collect things, gather things, for whatever reason. And I don't know about you, but through my life when I've had either four situations or by design, or I decluttered my life, it was very freeing. I use an expression many times that, do we own things or do things own us, you know, the more things we have, it takes a lot more of our time to maintain those things, whether it's time or financially contributed to the maintaining those things. So decluttering is one of those things that as we go into our second half of life, the more we declutter, it's two things, it's less for us to worry about as we get closer to our end result, which let's face it, we're all gonna pass away someday. And it doesn't leave that burden to our loved ones, to figure out what the heck they do with all your stuff. And a lot of times, we have this assumption that they want our stuff. And if we don't have that dialogue, we don't know if they want it or not. And so I've always said this, the decluttering can take away from the experience of embracing the whole passing of a loved one, because they can't fully be in that embracing of that passing and that cycle of life because they're stressed out about what to do with the stuff. Cynthia Margiotta: Stuff is a pain in the back! Tom Rasmussen: And declutter, it's part physical, material. But it's also emotional. Cynthia Margiotta: Okay. Okay. Tom Rasmussen: Have we decluttered the emotional regrets that we might have, because of relationships because of things that were said one way or the other? You know, that's part of decluttering, too. Cynthia Margiotta: It's important to do that maybe, for our mental health. You make me think, Tom, Tom Rasmussen: I've always said that. If we know, the two certainties in life, that we're going to age and we're going to pass away someday. Then, if we can, as mentally as we can think through this, especially as we come being in our second half of life, as opposed to doing how do we define a good life lived? Is that how much stuff we have? Or how many moments and impactful events that we had with other people as well as to ourselves? Cynthia Margiotta: For me, I'd say it'd be the people. Think of how many people have been positively affected by my life? Tom Rasmussen: Well, if we don't actually ask that question of ourselves, how do we ever know what that means to us personally, before we can go forward, and have that good life left. Cynthia Margiotta: Right. Good questions. You're throwing questions back at me, Tom. I'm supposed to be interviewing you! Tom Rasmussen: Yeah. Okay. Cynthia Margiotta: So how does telling your story bring about empowerment? Tom Rasmussen: Well, I've found that we're not capturing our life stories, as much as we probably should. And I'll give them my own personal story with that. My mother did a lot of genealogy had many different records, and she had boxes and boxes of photographs when she passed. Well, I inherited those. But what I didn't realize is none of those photographs had any information on them. So I had no idea who these people were. And so it got me to think that if we're able to pass on the wisdom that we have learned in our second half a life, how can we pass that on, if we don't record it in some nature, whether it's written, whether it's video, whether it's just, you know, audio? If we don't tell our story, it's lost when we're gone. And even to our own children, because our own children only know us from the time that birth was given to them going forward. They've really don't know who we were prior to that unless we had those conversations. If they don't know it, how can they pass it on to our grandkids and great grandkids? Cynthia Margiotta: Right. Information is important to share within families. Yeah, my mother had, I ended up with all her photos, and everything had initials, which is better than you got, I will say. But, you know, one of those many pictures was marked CJ. And it was lots of pictures of CJ. Who's CJ? Well, CJ was my mother, Claudia Jones. Tom Rasmussen: Oh! Cynthia Margiotta: When she married my father, she became Claudia Cleaver. So who was CJ? So those pictures, you know? It took a little, I guess, hard guesswork to figure out that those younger pictures have that 10-to 15-year-old were actually my mom. Tom Rasmussen: You know, it's not only telling our story so we don't lose ourselves once we're gone, and that can be passed on to generations and generations. But there's a real important thing that has to be, I'd say it has to be earned. I don't know if everybody agrees with that. It's called wisdom. Are we passing wisdom on to our generations that will precede us? Because if we can help them understand, as they get to a point where they can learn, maybe they don't have to go through those failures and mistakes to learn that wisdom. If we can pass it on, prior to them having to learn that on their own. Cynthia Margiotta: But, the young people don't want to hear mom and dad's wisdoms. Tom Rasmussen: You know, it's funny. Maybe you had the same scenario that I did. But I've heard this from people and I and I have actually experienced this. It's amazing how smart my parents became the older that I got. Cynthia Margiotta: Right? Yeah, my mom suddenly got a brain. And I was like, wow, who knew? Tom Rasmussen: You know, they couldn't turn on the TV but boy, we can't mistake wisdom for, I guess, intellect. You know, there's a lot of smart people that I've met through my life, but I wouldn't say that we're really wise. So there's a difference between intellect and wisdom, wisdom is learned. And life will continue to give us these lessons to learn the you know, and if we don't, we'll repeat them. But the only way that we gain wisdom is acknowledging how we get past that lesson, resiliency. Empowerment comes from the knowledge of understanding of I shouldn't do that again. Cynthia Margiotta: Learn from my past mistakes. What is that saying? You know, something about doing it over and over again? Tom Rasmussen: Einstein said the definition of insanity is doing the same thing over and over again, expecting a different result. Cynthia Margiotta: There you go. That's the exact saying! It was Einstein, huh? Yeah, he should be my hero. So how does doing the paperwork bring about empowerment? Tom Rasmussen: Well, that kind of goes back to the decluttering. If we've decluttered the things in our lives and we've told our story, then we have the documents in place to help our loved ones know what to do with our passing. Or, if we just become incapacitated or incompetent. You know, they have to step in and take over our lives. How do they know what to do? Do they know who to contact, you know, so advanced directives, a will, or a trust, who is my insurance agent, my banker, my attorney? If we don't put this in some form of writing, whoever is supposed to fill in for us can go to and have those contacts, as well as have the authorization through, you know, the proper forms, to be able to make those decisions like the power of attorneys and, and those kinds of things. Then again, we're putting that burden and that stress on our loved ones when it wasn't necessary because we didn't want to get around to that. Cynthia Margiotta: I think it's so important to do that. Get those papers in order, have them all, you know, somewhere. Tell the people that are involved in those papers where they are and how to get to them. You want your power of attorney to know what's going on, what your expectations are, what your needs are, what your wishes are. And if you don't do that, they're lost. Tom Rasmussen: Even getting down to the details of who you want to step in for your financial matters, that might not be the same person you want to step in for your health issues. You might want to separate those two. Cynthia Margiotta: I think that's brilliant, separate them. In most cases, it's very important. When I became my mother's medical power of attorney was very good. I did not want her financial powers of attorney. And so my sister kept those and she was in charge of the money. And I was in charge or, no offense, but in charge of the body. And I think it worked out well for us in our family. But what if you only have one kid, you know? Tom Rasmussen: There are other ways to have, you know, people that can fill in those roles, like fiduciaries. You know, there's there's different ways that you can have people fulfill those roles. I hate to say it, but I've seen situations where the individual who had the purse strings was also making the medical recommendations. And because they knew if they spent money on the medical, that they would reduce their inheritance. So that played a role in their decision making. Cynthia Margiotta: Right? And that's where some of the problems start, right? You know, between the two people. Then when you're only at one, okay, so you have you just shared the one if one person's in charge of both. If you have two people, you can sometimes have the problem. It's sort of the opposite where the medical wants to do one thing like, oh, let's say mom needs a new hip, we got to get her a new hip, we've got to pay for that. Let's do that. And then the financial power of attorney says, "no, I don't want to spend that money". Tom Rasmussen: That's not what that's about. It's putting...…

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