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المحتوى المقدم من GMA Integrated News. يتم تحميل جميع محتويات البودكاست بما في ذلك الحلقات والرسومات وأوصاف البودكاست وتقديمها مباشرة بواسطة GMA Integrated News أو شريك منصة البودكاست الخاص بهم. إذا كنت تعتقد أن شخصًا ما يستخدم عملك المحمي بحقوق الطبع والنشر دون إذنك، فيمكنك اتباع العملية الموضحة هنا https://ar.player.fm/legal.
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What Should I Do With My Money?


1 What Does it Take to Retire Before 40? 31:36
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Camilla, a teacher in her late thirties, is ready to pull back from full-time work and travel the world. Despite paying off significant student debt by teaching overseas, she has deep-seated money anxiety stemming from a difficult childhood and fears running out of funds. With $800,000 saved, Camila’s wondering how to withdraw her retirement savings in a tax-efficient way while ensuring her portfolio’s continued growth. In this episode, Camilla sits down with Crystal, a Morgan Stanley Financial Advisor, and discusses her options, including tax-loss harvesting to offset capital gains taxes, Roth IRA conversions and a high-yield emergency savings fund . For more information about this episode and the topics covered, check out our episode page and explore how you can connect with a Morgan Stanley Financial Advisor . Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences, or review our “Understanding Your Brokerage and Investment Advisory Relationships” brochure available at https://www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf. When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters. Life insurance, disability income insurance, and long-term care insurance are offered through Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates. Not all products and services discussed are available at Morgan Stanley. Morgan Stanley Smith Barney LLC, its affiliates, Wealth Management Head of Health and Wellness Education, Financial Advisors or Private Wealth Advisors (collectively, “MSSB”) at times may discuss strategies for navigating healthcare issues. In doing so, MSSB may rely on and provide you with health and medical news or information. MSSB makes no representation as to the accuracy of this information. MSSB is not providing medical advice to you in this regard. You are encouraged to consult with your health and medical professionals for any matters involving your personal health care issues or other medical matters. Nothing herein shall be construed as investment advice of any kind or a recommendation of a specific healthcare company or service provider, as applicable. © 2025 Morgan Stanley Smith Barney LLC. Member SIPC. CRC# 4753386 (08/2025)…
Howie Severino Presents
وسم كل الحلقات كغير/(كـ)مشغلة
Manage series 2910470
المحتوى المقدم من GMA Integrated News. يتم تحميل جميع محتويات البودكاست بما في ذلك الحلقات والرسومات وأوصاف البودكاست وتقديمها مباشرة بواسطة GMA Integrated News أو شريك منصة البودكاست الخاص بهم. إذا كنت تعتقد أن شخصًا ما يستخدم عملك المحمي بحقوق الطبع والنشر دون إذنك، فيمكنك اتباع العملية الموضحة هنا https://ar.player.fm/legal.
Insightful conversations with veteran journalist, Howie Severino. Winner of the 2023 Catholic Mass Media Award for Best Educational Program.
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continue reading
Hosted on Acast. See acast.com/privacy for more information.
409 حلقات
وسم كل الحلقات كغير/(كـ)مشغلة
Manage series 2910470
المحتوى المقدم من GMA Integrated News. يتم تحميل جميع محتويات البودكاست بما في ذلك الحلقات والرسومات وأوصاف البودكاست وتقديمها مباشرة بواسطة GMA Integrated News أو شريك منصة البودكاست الخاص بهم. إذا كنت تعتقد أن شخصًا ما يستخدم عملك المحمي بحقوق الطبع والنشر دون إذنك، فيمكنك اتباع العملية الموضحة هنا https://ar.player.fm/legal.
Insightful conversations with veteran journalist, Howie Severino. Winner of the 2023 Catholic Mass Media Award for Best Educational Program.
…
continue reading
Hosted on Acast. See acast.com/privacy for more information.
409 حلقات
كل الحلقات
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Howie Severino Presents

1 Women’s suffrage — Beauty queen na nangampanya para sa kababaihan 35:36
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Ang kauna-unahang Miss Philippines na si Pura Villanueva Kalaw, kinikilalang isa rin sa mga pinakamatatalinong babae ng kaniyang panahon. Kaya nang ipaglaban niya ang karapatang bumoto ng mga babae, nakinig ang lahat. Hosted on Acast. See acast.com/privacy for more information.
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Howie Severino Presents

1 Women’s suffrage — Nang manalo ang mga babae 37:54
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Sa matagal na panahon, lalaki lang ang nakaboboto sa Pilipinas — hanggang makibaka at mangampanya ang kababaihan. Alamin kung paano unang nakaboto sa halalan ang mga babae. Hosted on Acast. See acast.com/privacy for more information.
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Howie Severino Presents

1 Tejeros — Unang eleksyon na nauwi sa execution 31:50
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Nagtipon ang Katipunan sa Cavite noong 1897 para magkasundo muli. Ngunit nagkagulo nang maghalalan. Lalong lumalim ang hidwaan. Kumalas si Bonifacio. Pinaaresto ni Aguinaldo. Paano naging personal ang alitan nila? Hosted on Acast. See acast.com/privacy for more information.
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Howie Severino Presents

1 Unang eleksyon, 1897 — Ugat ng hidwaan nila Aguinaldo at Bonifacio 34:14
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Tejeros Convention, Part 1 Para mamagitan sa dalawang paksyon ng Katipunan, dumayo si Andres Bonifacio sa isang pulong sa Cavite na naging snap election. Bakit hindi tanggap ni Bonifacio ang pagkatalo niya? Hosted on Acast. See acast.com/privacy for more information.
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Howie Severino Presents

Dating gerilya at mekaniko ng bus, si Pangulong Ramon Magsaysay ay malapit sa masa at nakamobilisa ng kabataan. Walang bahid ng katiwalian. Ngunit hindi niya natapos ang kanyang unang termino. Who was Ramon Magsaysay? A former guerrilla leader and bus mechanic, President Magsaysay was close to the masses and mobilized the youth. He was untainted by corruption scandals. But tragically, he wasn’t able to finish his first term. Hosted on Acast. See acast.com/privacy for more information.…
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Howie Severino Presents

1 Mambo Magsaysay — The first viral campaign jingle 27:19
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The youthful presidential candidate Ramon Magsaysay won by a landslide in 1953, propelled by various campaign gimmicks, including the first viral campaign jingle. That catchy tune was even revived during the 1986 people power revolution. This is the first episode of the Philippine election history series of the Howie Severino Presents podcast. Mambo Magsaysay: Ang unang viral campaign jingle Nag landslide victory ang kandidatong si Ramon Magsaysay noong 1953, gamit ang maraming gimik sa kampanya, tulad ng isang trendy na jingle. Binuhay muli ito noong 1986 people power revolution. Ito ang unang episode ng election history podcast ng Howie Severino Presents. Hosted on Acast. See acast.com/privacy for more information.…
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Howie Severino Presents

1 The best art comes from nature— Dr. Joven Cuanang 28:33
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The Pinto Art Museum and Arboretum in Antipolo City stands out for bringing art and nature together in one place. Founded by neurologist Dr. Joven Cuanang, he talks to Howie Severino about his love for trees and plants that started when he was a child. He believes that being surrounded by art and nature is good for your health, and Pinto lets you enjoy both at the same time. Recorded on November 23, 2024. Hosted on Acast. See acast.com/privacy for more information.…
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Howie Severino Presents

In this conversation recorded in August 2022, Jose Mari Chan shares his thoughts on being considered a Christmas icon. Date recorded: August 11, 2022 Listen to the full episode here: https://open.spotify.com/episode/5zwp2dFiuI4KfSFDxjuPIQ?si=P13hXN_8S9SQQCv_mP_-RQ Hosted on Acast. See acast.com/privacy for more information.…
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Howie Severino Presents

1 [ MINISODE ] Lessons on Loss and Grief with Lissa Romero de Guia 14:35
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“If you love, you will grieve.” In a heartfelt conversation recorded last December 2023, writer Lissa Romero de Guia shares how writing helped her navigate the profound loss of her husband, Kidlat de Guia. As we celebrate the holiday season, Lissa offers insights on how to support and greet those who are grieving, reminding us of the importance of compassion and understanding. Date recorded: December 14, 2023 Listen to the full episode here Hosted on Acast. See acast.com/privacy for more information.…
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Howie Severino Presents

1 [ MINISODE ] Does Metro Manila traffic have a solution? 5:27
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It’s Christmas carmaggedon season. Inclusive mobility advocate Kenneth Abante calls for a shift in thinking to moving people and not cars. Date recorded: June 30, 2023 Listen to the full episode here Hosted on Acast. See acast.com/privacy for more information.
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Howie Severino Presents

1 [MINISODE] ‘Ang taba mo!’ Dapat ba patulan ang puna sa family reunions? 9:14
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Paano nga ba sasagutin ang mga taklesang tanong sa family reunions ngayong Kapaskuhan? Narito ang ilang tips mula sa dating radio host na ngayon ay trauma therapist na si Gang Badoy Capati. Date recorded: December 4, 2022 Puwedeng mapakinggan ang full episode dito: https://open.spotify.com/episode/7Acmz5ST3dv2NRFZLgkL7a?si=yVQbF0j_SHeMJL1h90_dMQ Hosted on Acast. See acast.com/privacy for more information.…
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Howie Severino Presents

1 [MINISODE] Xmas not merry for all. A psychologist teaches how to cope and empathize. 6:46
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The holiday season is seen as a time of joy, but not everyone feels like celebrating. Studies show that many people experience Seasonal Affective Disorder (SAD) during this time, often marked by anxiety and depression. Psychologist and life coach Ali Gui emphasizes that offering a simple "kumusta ka?" can make a difference for those struggling. It’s crucial to avoid dictating how others should feel, as empathy and understanding are what truly help. Recorded on December 15, 2021 Hosted on Acast. See acast.com/privacy for more information.…
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Howie Severino Presents

1 [MINISODE] Holiday lechon the Claude Tayag way 18:19
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Join Kapampangan culinary artist Claude Tayag as he shares tips on the most flavorful and crunchiest parts! This episode was recorded in 2022. Date recorded: December 5, 2022 Listen to the full episode here: https://open.spotify.com/episode/5QxMRyM4hOzJDqir6n2T6b?si=HdTN3x91Q7Kl5KaNLY1uCQ Hosted on Acast. See acast.com/privacy for more information.…
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Howie Severino Presents

1 [MINISODE] Celine Murillo on the importance of using scientific names 2:41
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Celine Murillo has earned a following online as an advocate and storyteller for of the country’s native flora and fauna. In her conversation with Howie Severino recorded in March 2024, Murillo explains her process ofin producing making nature content. Date recorded: March 18, 2024 Listen to the full episode here: https://open.spotify.com/episode/0pGvLqWAiCoTvLoGvfHcBo?si=9f63765e21b7464a Hosted on Acast. See acast.com/privacy for more information.…
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Howie Severino Presents

1 [MINISODE] Should the Philippines rely on the US for territorial defense? 4:22
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The 2024 US Presidential elections was won by Republican candidate Donald Trump. In a conversation with former Supreme Court Justice Antonio Carpio recorded last March 2024, he discussed the possible impact downsides of a Trump comeback and explained why the Philippines should develop its own territorial defense. Date recorded: March 12, 2024 Listen to the full episode here: https://open.spotify.com/episode/3vemeaB23eurU0c092M6ZL?si=49b1185f9c7449ad Hosted on Acast. See acast.com/privacy for more information.…
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Howie Severino Presents

1 [MINISODE] Historian Xiao Chua: Bonifacio was president of a national revolutionary government.” 6:12
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In this episode recorded in 2022, Xiao Chua he reveals that there is evidence that the Katipunan transformed into a revolutionary government with Bonifacio as its leader,thus making him the nation’s first president, and not Emilio Aguinaldo. . Date recorded: November 2022 Listen to the full episode here: https://tinyurl.com/msnu7mp3 Hosted on Acast. See acast.com/privacy for more information.…
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Howie Severino Presents

1 [MINISODE] Discovering 40 kg of plastic in a whale’s stomach 3:36
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For animal bone collector Darrell Blatchley, whales and dolphins are the flagship animals of the Philippines. In this conversation recorded face to face in Davao last April 2024, Blatchley shares his frustration after discovering 40 kg of plastic waste in a whale’s stomach. Date recorded: April 2024 Listen to the full episode here: https://open.spotify.com/episode/00ljsM0w1wTPC9bxgktcJn?si=pvLK_-IkT8K5gz801IVzfw Hosted on Acast. See acast.com/privacy for more information.…
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Howie Severino Presents

1 [ MINISODE ] “I cannot leave Bicol.” – Kristian Cordero, Savage Mind owner 16:24
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October 2024, sinalanta ng bagyong Kristine ang Bicol region at isa sa mga naapektuhan ang Savage Mind bookshop ng Naga-based poet at filmmaker na si Kristian Cordero. Balikan natin ang kaniyang interview noong 2023 tungkol sa munti niyang espasyo na laman ang malawak na mundo ng kultura at kasaysayan. Bakit nga ba hindi niya kayang iwan ang minamahal na Bicol? Let’s help rebuild Savage Mind! https://gogetfunding.com/lets-rebuild-savage-mind/?fbclid=IwY2xjawGSSKRleHRuA2FlbQIxMAABHSfqY8ZwC8B8V8Y4VoyU7FNZ8z8qmAOEw30q_E7n9mJ56Fl-eO3rt4mXvg_aem_OQlE7uFtlYq5ZQblk2D01Q Date recorded: February 2023 Listen to the full episode here: https://open.spotify.com/episode/1ZRHnzHhjsf5kcwMQiQ4gz?si=RM5fNURwT7Ob-grtpOnndg&nd=1&dlsi=86a000ed83f647d5 Hosted on Acast. See acast.com/privacy for more information.…
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Howie Severino Presents

1 [ MINISODE ] Yolanda survivor: ‘Di namin naintindihan kung anong storm surge' 8:59
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"Parang nasa washing machine ako," ganiyan inilarawan ni Joanna Sustento-Bacsa ang naging karanasan niya noong nanalasa ang Supertyphoon Yolanda sa Tacloban, Leyte noong November 2013. Lima sa kaniyang pamilya ang nasawi. Paano siya nakaligtas? Ang kalamidad ang naging daan para siya’y maging isang climate activist. Date recorded: November 4, 2023 Listen to the full episodes here: PART 1: https://open.spotify.com/episode/73xwThBTybl7BYeTRvflro?si=891b0a32a5864ebc PART 2: https://open.spotify.com/episode/1ZnFd0CeBFtPAaodYLSkvw?si=e9acd680b4374d30 Hosted on Acast. See acast.com/privacy for more information.…
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Howie Severino Presents

Robert Alejandro was a visual artist with a singular style and a source of inspiration to many, especially through his battle with cancer, which began in 2016. Even before his health struggles were bouts of depression. When he spoke to Howie in 2021 in the midst of the pandemic, he seemed to be projecting both improving health and a bright outlook. His message to those facing similar self-doubt: You don’t have to be anything, you don’t have to accomplish anything, you have every right to be here in this world. Robert touched many with his generosity and a child-like wonder with which he interacted with the world. Listen to the whole episode (Recorded October 2021): https://open.spotify.com/episode/7faZEjus6rDiDas2xMUbL0?si=hJ4ohChFTr6UXf04iYmstQ Hosted on Acast. See acast.com/privacy for more information.…
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Howie Severino Presents

Filipinos are battered and traumatized by flooding. In a conversation with hydrologist Dr. Guillermo Tabios recorded last August 2024, he sees the problem getting worse unless we adopt radical solutions, like changing the direction of rivers. Listen to the whole episode (Recorded August 5, 2024): https://open.spotify.com/episode/14bEWKYyI3evZdrY4QRHCQ?si=CvhW37J6QCKrBAl-O4JV-w Hosted on Acast. See acast.com/privacy for more information.…
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Howie Severino Presents

Maraming lihim na nakabaon sa “Walled City ng Intramuros.” Para sa popular na tour guide na si Benjamin Canapi, nais niyang bigyang liwanag ang ilan sa madidilim na bahagi ng kasaysayan nito. Tulad nalang ng pagkamatay ng isang pari sa loob ng San Agustin Church. Ano ang totoo sa mga kuwento? Naniniwala ka ba sa multo? Pakinggan ang buong episode (Date recorded: October 26, 2022): https://open.spotify.com/episode/0uxTaQN034xq6nbo7fPhfl?si=cabb23b0027f4451 Hosted on Acast. See acast.com/privacy for more information.…
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Howie Severino Presents

1 [MINISODE] The origins of Tarantadong Kalbo 2:32
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Kevin Eric Raymundo a.k.a. Tarantadong Kalbo talks about the journey to iconic political cartooning. Listen to the full episode here (Date recorded: March 20, 2023): https://open.spotify.com/episode/2916J7cY1rOZboUKUH4fT5?si=ZbIF96RzS3etmhyCajCYTg Hosted on Acast. See acast.com/privacy for more information.…
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Howie Severino Presents

1 [MINISODE] A woman peace negotiator among men 11:44
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Miriam Coronel-Ferrer, a retired UP professor and the first female Chief Negotiator in the world to sign a final peace accord with a rebel group, talks about how she overcame the biases of male warriors and earned their trust. She was given a Ramon Magsaysay award for her efforts. Listen to the full episode here (Date recorded: March 21, 2024): https://open.spotify.com/episode/2dscfKRI6zkQLgJCmB1wkQ?si=6l2C43UTTuyEl9q0KEycYA Hosted on Acast. See acast.com/privacy for more information.…
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Howie Severino Presents

1 [MINISODE] Norman King, trailblazing Aeta youth 3:06
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Norman King, the first Aeta graduate of the University of the Philippines, has set out to prove indigenous people can excel if given the same opportunities. He’s already portrayed a key character in a show starring Dingdong Dantes. October marks Indigenous Peoples' Month in the Philippines. Listen to the full episode here (Date recorded: October 6, 2022): https://open.spotify.com/episode/3QZ78O7p9TJnTkaSHG0k1M?si=rL9-mNvlTwuehZ5f6nU6fw Hosted on Acast. See acast.com/privacy for more information.…
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Howie Severino Presents

1 [MINISODE] Jo Berry, binabago ang pagtingin sa “little people” 7:58
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Pangarap ni Jo Berry ang maging abogado, pero kinailangan niya itong isantabi nang pumasok siya sa showbiz. Ang pagganap niya bilang Atty. Lilet Matias ay tila patikim daw sa career na nais niyang makamit. Ngayong Dwarfism Awareness Month, balikan natin ang convo kasama si Jo kung saan ikinuwento niya ang mga hamon sa kanya bilang “little person” at kung paano niya binago ang pagtingin ng mga tao sa tulong ng mga ginampanan niyang roles. Puwedeng mapakinggan ang full episodes dito (Date recorded: January 23, 2022): Part 1: https://open.spotify.com/episode/6iAqnaoE8TZYBalrT1VG3a Part 2: https://open.spotify.com/episode/3g0kOLC4TpB0JXuB45zQVD Hosted on Acast. See acast.com/privacy for more information.…
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Howie Severino Presents

1 [MINISODE] “There's always a kid who will remind teachers of their ‘why’” - Sabrina Ongkiko, teacher 2:21
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As we celebrate Teachers' Month this October, TOYM Awardee Sabrina Ongkiko shares the joy of teaching kids despite the challenges of being a public school teacher. Listen to the full episode here (Date recorded: April 28, 2022): https://open.spotify.com/episode/6mESdr7UDFBepmxAoPd2wx?si=dGSBEXStRgSLpLO8So_A8g Hosted on Acast. See acast.com/privacy for more information.…
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Howie Severino Presents

1 [MINISODE] How do you know when you’re really burning out? A psychiatrist offers clues 17:57
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Psychiatrist Joan Mae Perez-Rifareal talks about how to discern and manage stress, anxiety and depression. According to her, burnout is a real condition. What are the signs and when do we need to take action? This is our offering for World Mental Health Day, and was excerpted from a longer conversation. Listen to the full episode here ( Date recorded: May 5, 2023) : https://open.spotify.com/episode/5ZcT6aRJ6fsEATZFaL1rEh DOH / National Center for Mental Health Hotlines: Landline: 1-5-5-3 Mobile: 0966-351-4518 or 0917-899-8727 Hosted on Acast. See acast.com/privacy for more information.…
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Howie Severino Presents

1 [MINISODE] Danger of deep fakes in the upcoming elections 2:34
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Journalist and UP professor Karol Ilagan cites deep fakes as a major concern in the context of elections all over the world. Listen to the full episode here (Date recorded: May 7, 2024) : https://open.spotify.com/episode/30z3IZMqZAVgjU6fFrvJex?si=DCfoHLDYSu2Am6KuZC5Y2w Hosted on Acast. See acast.com/privacy for more information.…
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Howie Severino Presents

1 [MINISODE] Can you enjoy Christmas feasts without weight gain? 2:40
2:40
التشغيل لاحقا
التشغيل لاحقا
قوائم
إعجاب
احب2:40
In a candid and wide-ranging conversation, Erwan Heussaff and Howie talk about Christmas overeating and how to enjoy the season without being too stressed over gaining too much weight. Catch the full episode here (Month recorded: December 2023): Link: https://open.spotify.com/episode/50s05WnQG3UN8XaxWg5s3V?si=-69CaUKdT2qKCBWJPfj4XA Hosted on Acast. See acast.com/privacy for more information.…
مرحبًا بك في مشغل أف ام!
يقوم برنامج مشغل أف أم بمسح الويب للحصول على بودكاست عالية الجودة لتستمتع بها الآن. إنه أفضل تطبيق بودكاست ويعمل على أجهزة اندرويد والأيفون والويب. قم بالتسجيل لمزامنة الاشتراكات عبر الأجهزة.