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تمت الإضافة منذ قبل seven عام
المحتوى المقدم من Ray Digmi. يتم تحميل جميع محتويات البودكاست بما في ذلك الحلقات والرسومات وأوصاف البودكاست وتقديمها مباشرة بواسطة Ray Digmi أو شريك منصة البودكاست الخاص بهم. إذا كنت تعتقد أن شخصًا ما يستخدم عملك المحمي بحقوق الطبع والنشر دون إذنك، فيمكنك اتباع العملية الموضحة هنا https://ar.player.fm/legal.
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المدونة الصوتية تستحق الاستماع
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What Should I Do With My Money?


1 What Does it Take to Retire Before 40? 31:36
31:36
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Camilla, a teacher in her late thirties, is ready to pull back from full-time work and travel the world. Despite paying off significant student debt by teaching overseas, she has deep-seated money anxiety stemming from a difficult childhood and fears running out of funds. With $800,000 saved, Camila’s wondering how to withdraw her retirement savings in a tax-efficient way while ensuring her portfolio’s continued growth. In this episode, Camilla sits down with Crystal, a Morgan Stanley Financial Advisor, and discusses her options, including tax-loss harvesting to offset capital gains taxes, Roth IRA conversions and a high-yield emergency savings fund . For more information about this episode and the topics covered, check out our episode page and explore how you can connect with a Morgan Stanley Financial Advisor . Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences, or review our “Understanding Your Brokerage and Investment Advisory Relationships” brochure available at https://www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf. When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters. Life insurance, disability income insurance, and long-term care insurance are offered through Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates. Not all products and services discussed are available at Morgan Stanley. Morgan Stanley Smith Barney LLC, its affiliates, Wealth Management Head of Health and Wellness Education, Financial Advisors or Private Wealth Advisors (collectively, “MSSB”) at times may discuss strategies for navigating healthcare issues. In doing so, MSSB may rely on and provide you with health and medical news or information. MSSB makes no representation as to the accuracy of this information. MSSB is not providing medical advice to you in this regard. You are encouraged to consult with your health and medical professionals for any matters involving your personal health care issues or other medical matters. Nothing herein shall be construed as investment advice of any kind or a recommendation of a specific healthcare company or service provider, as applicable. © 2025 Morgan Stanley Smith Barney LLC. Member SIPC. CRC# 4753386 (08/2025)…
DIG YOUR DREAM
وسم كل الحلقات كغير/(كـ)مشغلة
Manage series 2342010
المحتوى المقدم من Ray Digmi. يتم تحميل جميع محتويات البودكاست بما في ذلك الحلقات والرسومات وأوصاف البودكاست وتقديمها مباشرة بواسطة Ray Digmi أو شريك منصة البودكاست الخاص بهم. إذا كنت تعتقد أن شخصًا ما يستخدم عملك المحمي بحقوق الطبع والنشر دون إذنك، فيمكنك اتباع العملية الموضحة هنا https://ar.player.fm/legal.
…
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282 حلقات
وسم كل الحلقات كغير/(كـ)مشغلة
Manage series 2342010
المحتوى المقدم من Ray Digmi. يتم تحميل جميع محتويات البودكاست بما في ذلك الحلقات والرسومات وأوصاف البودكاست وتقديمها مباشرة بواسطة Ray Digmi أو شريك منصة البودكاست الخاص بهم. إذا كنت تعتقد أن شخصًا ما يستخدم عملك المحمي بحقوق الطبع والنشر دون إذنك، فيمكنك اتباع العملية الموضحة هنا https://ar.player.fm/legal.
…
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282 حلقات
كل الحلقات
×On Episode #282 of the Dig Your Dream podcast - I share the incredibly emotional experience of watching my daughter Stella Rose walk in to her new school and her very first day of kindergarten. A special day that I will never forget!
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DIG YOUR DREAM

1 MY WEEKLY WORD - What You’ve Done Means More Than You Think - Episode #281 10:13
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On Episode #281 of the DIG YOUR DREAM podcast - My Weekly Word - I talk about my recent trip back out to Long Island to help celebrate 25 years of Ducks baseball - and why it’s important of being proud of the things you have done and the great attempts you have made!
D
DIG YOUR DREAM

1 "MY WEEKLY WORD" - PUT YOURSELF OUT THERE - Episode #280 (4/24/25) 10:50
10:50
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This week, I share a super cool experience I had collaborating with the BAND-AID brand, and how that opportunity only came about because I made the commitment to put myself out there!
D
DIG YOUR DREAM

1 SLOW MOMENTUM IS BETTER THAN NO MOMENTUM - "My Weekly Word" - Episode #279 13:24
13:24
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This week, I talk about how important it is to keep going; no matter the speed. The only speed that matters is FORWARD!
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DIG YOUR DREAM

This week I share some thoughts and perspective after the toughest week of my life!
In my first WEEKLY WORD in almost a year; I talk about how a bad excuse kept me from staying consistent and growing the DIG YOUR DREAM podcast. And I take the time to encourage you to just take the first step towards doing something great!
This week I say THANK YOU for all the Happy Birthday wishes - and encourage you all to take some time and take an inventory of your life: the wins and losses, the places you’ve been and the places you want to go…And to be grateful for the time you’ve been given and to take advantage of the time you may be lucky enough to receive!…
This week on “My Weekly Word” - I talk about the importance of building momentum rather than waiting on magic to help you succeed!
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DIG YOUR DREAM

This week, I talk about my struggle to stay consistent with my DIG YOUR DREAM podcast project; but just because I have fallen behind doesn’t mean I have fallen down!
This week, as we celebrate Einstein’s 10th birthday - I talk about the importance of time and how we spend it!
D
DIG YOUR DREAM

On episode #272 - I remind everyone of the importance of doing the things that are important to them for “THE LOVE” and not just “THE LIKES”
On my first episode back in over 18 months - I talk about the importance to finding the time to do the things that are important to you - to do the things that fuel ⛽️ your fire 🔥
D
DIG YOUR DREAM

1 OPENING DAY OPPORTUNITIES - My Weekly Word - 4/1/22 5:27
5:27
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This week, I talk about how Opening Day presents so much opportunity for all of us!
D
DIG YOUR DREAM

1 YOUR TEAMMATES OVER TROPHIES 🏆- My Weekly Word - 3/22/22 6:39
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This week I talk to all the baseball players and coaches out there and try my best to help remind them of what truly is important when we play the greatest game in the world!
D
DIG YOUR DREAM

1 YOUR PROBLEMS…SOMEONE ELSE’S BLESSINGS! - My Weekly Word - 3/4/22 7:07
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This week, I talk about how so many people around the world 🌎 would give almost anything to have the problems that we seem to take for granted!
مرحبًا بك في مشغل أف ام!
يقوم برنامج مشغل أف أم بمسح الويب للحصول على بودكاست عالية الجودة لتستمتع بها الآن. إنه أفضل تطبيق بودكاست ويعمل على أجهزة اندرويد والأيفون والويب. قم بالتسجيل لمزامنة الاشتراكات عبر الأجهزة.