Christian Investor Don't Retire They Transition to a New Calling By God (#168)

Financial Advisors Say The Darndest Things

Episode Summary: In this episode host AB Ridgeway discusses the concept of retirement from a Christian perspective. He emphasizes that as Christian investors, the idea of retiring early may not align with God's plan for our lives. Instead, he advocates for structuring financial plans that not only lead to retirement but also enable us to thrive during retirement. Ridgeway shares insights from Ecclesiastes and Proverbs, highlighting the importance of finding joy in our work and acknowledging the value of every endeavor, even if it doesn't yield immediate results.

Key Takeaways:

1. Purposeful Toil: Ridgeway draws on Ecclesiastes and Proverbs to underscore the significance of finding fulfillment in our work. He reminds listeners that every effort, no matter how small or seemingly insignificant, can yield value and meaning. This perspective encourages us to approach work with gratitude and diligence, knowing that our labor is not in vain.
2. Planning for Retirement: Contrary to conventional notions of retirement, Ridgeway urges listeners to consider the deeper implications of transitioning into this phase of life. He emphasizes the need for comprehensive financial planning that extends beyond mere financial security to encompass spiritual fulfillment and service to others. By aligning our retirement goals with God's purpose for our lives, we can navigate this transition with clarity and purpose.
3. Guarding Against Despair: Through a poignant real-life example, Ridgeway highlights the potential pitfalls of retirement despair. He shares the tragic story of a hospice nurse who, despite having financial security, struggled with feelings of hopelessness and ultimately took her own life. This sobering reminder underscores the importance of addressing spiritual and emotional well-being alongside financial planning.
4. Lifestyle Design: Ridgeway encourages listeners to envision their ideal post-retirement life by creating a comprehensive "lifestyle list." This exercise involves identifying personal aspirations, opportunities for serving others, and God's calling for their lives. By aligning financial planning with these aspirations, individuals can cultivate a purpose-driven retirement that brings fulfillment and joy.
5. Continuous Stewardship: Ridgeway challenges the notion of retirement as an endpoint, emphasizing that our stewardship of God's resources continues throughout life. Even in retirement, we are called to manage our resources wisely, serve others, and fulfill God's purpose for our lives.

Quotes:

1. "Work is not supposed to be hard. We are supposed to put our heart and our souls into our toils and be able to reap the fruits that it produces."
2. "Don't just plan to get to retirement, but plan to get through retirement."
3. "We're not going to spend this life toiling for other people only to say, 'I didn't do what God called me to do."

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