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Seed Time Money (Christian living & Personal Finances)

Bob & Linda Lotich | Christian Financial Coaches

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We have a different take on money than most financial experts. Kind of like if Chip and Joanna talked about money. You know, down-to-earth, approachable, easy to understand, and even fun. We aren’t going to judge you for your past mistakes and we haven’t forgotten the pain of being broke so we can relate. We believe simple always beats complicated. And we believe money isn’t the goal, but is simply a tool that can be used to fulfill what God has called us to do. Success with money. Success i ...
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Are you a Christian longing to honor God in every aspect of your life, including your finances? The Ask Ralph Podcast is your guide to finding financial freedom, making wise money decisions, and aligning your resources with your faith. Your host, Ralph Estep, Jr., brings a unique combination of expertise and genuine experience to the table. He's an accountant, a business coach, a podcast host, an author, a farmer – but above all, a husband, father, and a man seeking to follow Jesus wholehear ...
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Button Up Podcast| Christian Business Growth Coach, Sales To Profit Growth, Sales Training, Improve Srategy Processes, Faith-led entrepreneur, Improve Sales, Small Business Finance

Polly Ingram | Christian Business Growth Coach, Sales Training, Homebased Business Consultant, Profit Growth Coach, Sales To Profit Mentor, Executive Leadership Skills Trainer, Entreprenurial Supporter, Process Leader

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Welcome to the Button Up Podcast show, focused on Sales to Profit Growth, I’m Polly Ingram! Have you been searching for a way to improve sales, modify your process strategies and have an impact on profit growth? Are you feeling like you are working too many hours in your business, without seeing the profits you anticipated? Do you need to sharpen your sales training skills, so you can develop your team members? Could there be a hidden revenue method within your business that you haven’t thou ...
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Struggling to see small text on your phone or tablet? Join Ralph Estep, Jr., as he explores how accessibility settings can transform your tech experience. In Exploring Accessibility Options Ralph gives you tips on adjusting settings for better visibility, control access, and audio clarity. Start optimizing your devices today! Unlocking Accessibilit…
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Need tips on balancing business growth with a healthy marriage? Join Ralph Estep, Jr., as he dives into real-world experiences and biblical insights and how to cherish and grow your marriage as well as your business. Balancing Business and Marriage: Practical Steps from Ask Ralph In this episode of the Ask Ralph Podcast, host Ralph Estep, Jr. discu…
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Struggling to find peace in the midst of life's storms? Join Ralph Estep Jr., in our spiritual Sunday show where we delve into the power calming of the storm in Mark 4. Learn how to lean into Jesus' peace and weather any trial with confidence. Navigating Life's Storms with Faith and Financial Wisdom In this episode of the Ask Ralph Podcast, host Ra…
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What if the key to unlocking true financial freedom isn't found in getting a raise, the latest financial hacks, or paying off all your debt? What if, instead, the answer was simply learning how to pray over your financial life? Today, we are unpacking 10 areas of your finances (or prayer points) that should be on your prayer list. 🔍 Key Highlights:…
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Are you changing jobs soon? Wondering what to do with your retirement savings? Join Ralph Estep, Jr., as he discusses handling retirement savings during job transitions. Don't miss out on valuable tips and real-life examples! Navigating Retirement Accounts During Job Transitions: Essential Tips and Common Pitfalls In this episode of the Ask Ralph P…
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Is your budget causing you stress? It's time for some financial spring cleaning! Join Ralph Estep, Jr., for essential steps to organize your finances and achieve peace of mind. You are just 7 steps away from financial peace. 7 Steps to Spring Clean Your Finances In this episode of the Ask Ralph Podcast, host Ralph Estep Jr., a seasoned financial pr…
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College costs can be daunting, but with the 529 Plan, you can save smart and tax-efficiently. Join Ralph Estep, Jr., for expert insights and tips on navigating college savings! LISTEN NOW WATCH NOW ON YOUTUBE (OUR VIDEO VERSION) WATCH NOW ON RUMBLE (OUR VIDEO VERSION) JOIN OUR FACEBOOK INSIDERS GROUP Please share our Podcast with all your friends a…
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Ready to conquer your financial fears and step into abundance? Join Ralph Estep, Jr., as he shares real-life success stories and actionable steps on overcoming money anxiety. Ralph delves into how individuals overcome financial fears with wisdom from over 30 years of experience in finance from a Christian perspective. Join Ralph as we develops a pl…
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Boost your online security with just one simple step! Join Ralph Estep, Jr., on his journey of sharing the power of password managers. Learn how password managers can revolutionize your digital life. Say goodbye to weak passwords and hello to top-notch protection. LISTEN NOW WATCH NOW ON YOUTUBE (OUR VIDEO VERSION) WATCH NOW ON RUMBLE (OUR VIDEO VE…
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Seeking insights on building strong relationships for financial success? Join Ralph Estep, Jr., as he delves into the art of building relationships from a Christian perspective. Discover practical tips and biblical wisdom to enhance your professional journey. LISTEN NOW WATCH NOW ON YOUTUBE (OUR VIDEO VERSION) WATCH NOW ON RUMBLE (OUR VIDEO VERSION…
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Looking for meaningful ways to show love and appreciation to the mothers in your life? Join Ralph Estep, Jr., as he shares heartfelt suggestions in a Special Mothers Day Message. From creating lasting memories to expressing gratitude, these ideas will touch your heart. Take a moment to celebrate the amazing women who make a difference. LISTEN NOW W…
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In this episode, we dive deep into the world of budgeting—not just any budget, but a healthy budget that works for you. Whether you're a budget skeptic or a spreadsheet enthusiast, this episode has something for everyone. Here's what we're unpacking today: 🔍 Key Highlights: 8 Questions To Ask To Determine If You Have A Broken Budget Why Most Budget…
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What's the biggest challenge you've faced in your business? Nick Gadaleta talks overcoming obstacles, building customer trust, and more. Join Ralph Estep, Jr., and Nick Gadaleta as the have a frank discussion about moving beyond the garage and building the Super Service Automotive brand. LISTEN NOW WATCH NOW ON YOUTUBE (OUR VIDEO VERSION) WATCH NOW…
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Planning for your future is crucial. Discover how long-term care insurance can safeguard your savings and provide security in times of need. Join Ralph Estep, Jr., as he provides peace of mind the benefits of long-term care insurance. LISTEN NOW WATCH NOW ON YOUTUBE (OUR VIDEO VERSION) WATCH NOW ON RUMBLE (OUR VIDEO VERSION) JOIN OUR FACEBOOK INSID…
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Secure Your Financial Future - It's time to learn about Roth IRAs and tax-free retirement savings! Join Ralph Estep, Jr., for expert advice, actionable steps, and biblical perspectives on building your nest egg and understanding Roth IRAs. LISTEN NOW WATCH NOW ON YOUTUBE (OUR VIDEO VERSION) WATCH NOW ON RUMBLE (OUR VIDEO VERSION) JOIN OUR FACEBOOK …
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Struggling with bill payments? Join Ralph Estep, Jr., as he shares practical tips to conquer financial procrastination and success in achieving financial freedom! LISTEN NOW WATCH NOW ON YOUTUBE (OUR VIDEO VERSION) WATCH NOW ON RUMBLE (OUR VIDEO VERSION) JOIN OUR FACEBOOK INSIDERS GROUP Please share our Podcast with all your friends and family! Sub…
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Are extended warranties worth it for your electronic devices? Discover the pros and cons of extended warranties on electronics with host Ralph Estep, Jr. Enjoy his personal stories about extended warranties. LISTEN NOW WATCH NOW ON YOUTUBE (OUR VIDEO VERSION) WATCH NOW ON RUMBLE (OUR VIDEO VERSION) JOIN OUR FACEBOOK INSIDERS GROUP Please share our …
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Did you know that even if you were married for just 10 years, you might qualify for Social Security benefits based on your ex's earnings record? Dive into the complexities of claiming ex-spousal benefits with Ralph Estep, Jr., as he explores social security benefits from divorce.بقلم Ralph V. Estep, Jr.
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Discover the power of living in gratitude! Join Ralph Estep, Jr. as he explores practical ways to cultivate daily gratitude and transform your financial life. LISTEN NOW WATCH NOW ON YOUTUBE (OUR VIDEO VERSION) WATCH NOW ON RUMBLE (OUR VIDEO VERSION) JOIN OUR FACEBOOK INSIDERS GROUP Please share our Podcast with all your friends and family! Submit …
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Today’s episode dives deep into the transformative understanding of the two crucial phases of financial progress. This isn't just about money—it's about changing your life perspective and aligning your financial actions with God’s promises. 🔍 Key Highlights: Discover The Two Phases of Financial Progress That Can Make or Break Your Success How Under…
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Join Ralph Estep, Jr., as he uncovers the benefits of an umbrella insurance policy and why you may want to consider having this additional insurance coverage. Join us as we explore why these umbrella policies protect your precious savings and other assets. LISTEN NOW WATCH NOW ON YOUTUBE (OUR VIDEO VERSION) WATCH NOW ON RUMBLE (OUR VIDEO VERSION) J…
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Do you really need that self storage unit? Join Ralph Estep, Jr., as he dives into the Self Storage Debate - Friend or Foe? From biblical wisdom on possessions to practical tips for using storage wisely, we've got you covered! LISTEN NOW WATCH NOW ON YOUTUBE (OUR VIDEO VERSION) WATCH NOW ON RUMBLE (OUR VIDEO VERSION) JOIN OUR FACEBOOK INSIDERS GROU…
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Curious about gift taxes? Join Ralph Estep, Jr., as he dives into the world of gift giving and an exploration of gift taxes! Learn about exemptions, exclusions, and more. LISTEN NOW WATCH NOW ON YOUTUBE (OUR VIDEO VERSION) WATCH NOW ON RUMBLE (OUR VIDEO VERSION) JOIN OUR FACEBOOK INSIDERS GROUP Please share our Podcast with all your friends and fam…
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Are dealer-added fees driving you crazy? Join Ralph Estep, Jr., as he delves into the hidden costs of car buying and shares 3 steps to avoid dealer added fees. LISTEN NOW WATCH NOW ON YOUTUBE (OUR VIDEO VERSION) WATCH NOW ON RUMBLE (OUR VIDEO VERSION) JOIN OUR FACEBOOK INSIDERS GROUP Please share our Podcast with all your friends and family! Submit…
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