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المحتوى المقدم من Alan Robert. يتم تحميل جميع محتويات البودكاست بما في ذلك الحلقات والرسومات وأوصاف البودكاست وتقديمها مباشرة بواسطة Alan Robert أو شريك منصة البودكاست الخاص بهم. إذا كنت تعتقد أن شخصًا ما يستخدم عملك المحمي بحقوق الطبع والنشر دون إذنك، فيمكنك اتباع العملية الموضحة هنا https://ar.player.fm/legal.
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المدونة الصوتية تستحق الاستماع
برعاية
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The Agile Brand with Greg Kihlström®
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1 638: What's the ROI on those Big Game Ads? Featuring Nataly Kelly, CMO at Zappi 28:17
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Much is made about the creative decisions in ads for the Big Game, but how does all that money, those requisite celebrity cameos, and everything else that goes into these multi-million dollar investments translate into Return on investment? Today we’re going to talk about what the numbers tell us from all those high-profile ads and who the winners and losers of the Advertising Bowl are in 2025. To help me discuss this topic, I’d like to welcome Nataly Kelly, CMO at Zappi, who unveiled their annual Super Bowl Ad Success report on Monday. We’re here to talk about the approach, the results, and what those results mean for brands that invested a lot of money - and time - into their campaigns. About Nataly Kelly I help companies unlock global growth For more than two decades, I have helped scale businesses across borders, as an executive at B2B SaaS and MarTech companies. I’m Chief Marketing Officer at Zappi, a consumer research platform. I spent nearly 8 years as a Vice President at HubSpot, a multi-billion-dollar public tech company, driving growth on the international side of the business. Having served as an executive at various tech companies, I’ve led teams spanning many functions, including Marketing, Sales, Product, and International Ops. I’m an award-winning marketing leader, a former Fulbright scholar, and an ongoing contributor to Harvard Business Review. I love working with interesting people and removing barriers to access. RESOURCES Zappi website: https://www.zappi.io/web/ Connect with Greg on LinkedIn: https://www.linkedin.com/in/gregkihlstrom Listen to The Agile Brand without the ads. Learn more here: https://bit.ly/3ymf7hd Don't miss a thing: get the latest episodes, sign up for our newsletter and more: https://www.theagilebrand.show Check out The Agile Brand Guide website with articles, insights, and Martechipedia, the wiki for marketing technology: https://www.agilebrandguide.com The Agile Brand podcast is brought to you by TEKsystems. Learn more here: https://www.teksystems.com/versionnextnow The Agile Brand is produced by Missing Link—a Latina-owned strategy-driven, creatively fueled production co-op. From ideation to creation, they craft human connections through intelligent, engaging and informative content. https://www.missinglink.company…
The meaning of 'Upflation'
Manage episode 428095480 series 3287430
المحتوى المقدم من Alan Robert. يتم تحميل جميع محتويات البودكاست بما في ذلك الحلقات والرسومات وأوصاف البودكاست وتقديمها مباشرة بواسطة Alan Robert أو شريك منصة البودكاست الخاص بهم. إذا كنت تعتقد أن شخصًا ما يستخدم عملك المحمي بحقوق الطبع والنشر دون إذنك، فيمكنك اتباع العملية الموضحة هنا https://ar.player.fm/legal.
Check out this episode and learn another fun and useful word, 'upflation', which you can use to discuss an economic phenomenon in the world of commerce.
93 حلقات
Manage episode 428095480 series 3287430
المحتوى المقدم من Alan Robert. يتم تحميل جميع محتويات البودكاست بما في ذلك الحلقات والرسومات وأوصاف البودكاست وتقديمها مباشرة بواسطة Alan Robert أو شريك منصة البودكاست الخاص بهم. إذا كنت تعتقد أن شخصًا ما يستخدم عملك المحمي بحقوق الطبع والنشر دون إذنك، فيمكنك اتباع العملية الموضحة هنا https://ar.player.fm/legal.
Check out this episode and learn another fun and useful word, 'upflation', which you can use to discuss an economic phenomenon in the world of commerce.
93 حلقات
Alla avsnitt
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English for Economists | Economic News and English Expressions
![English for Economists | Economic News and English Expressions podcast artwork](/static/images/64pixel.png)
Check out this episode and learn another fun and useful word, 'upflation', which you can use to discuss an economic phenomenon in the world of commerce.
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English for Economists | Economic News and English Expressions
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1 Meaning of 'Raking in Profits' and 'Rose Colored Glasses' 6:19
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Join Alan Robert as he explores the meaning of the expressions 'Raking in Profits' and 'Rose Colored Glasses'.
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English for Economists | Economic News and English Expressions
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Do you know what the expression '996' refers to? Join us and find out.
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English for Economists | Economic News and English Expressions
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1 Shrinkflation, Skimpflation and the 'Sheconomy' 4:51
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Learn words to discuss the impact of inflation on the consumer of household products, and hear about the rising influence of female business owners.
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English for Economists | Economic News and English Expressions
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Learn the meaning of the words: Learn the words: blowout, ride-hailing, gig workers, and algorithms,
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English for Economists | Economic News and English Expressions
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A swan is a beautiful bird that swims in the water. White swans are very common, but you don’t believe a black swan exists until you see one for yourself. The term Black Swan was popularized by Nassim Nicholas Taleb, a renowned professor, economist, and writer. Taleb initially introduced this concept to describe highly improbable events with massive implications in financial markets and later broadened its application to encompass historical, scientific, and other significant occurrences. Nobody sees the coming, and when they do, people say ‘oh, why didn’t we see this coming?’…
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English for Economists | Economic News and English Expressions
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1 'Steel Yourself' for a Potential Trade War 5:39
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Welcome to the podcast page for 'English for Economists,' the essential listening experience for professionals advancing their English skills with an economic twist. In our latest episode, #87, host Alan Robert explores the looming threat of a new trade war between China and other global powers. Drawing insights from a recent article in The Economist, Alan discusses China's strategic investments in future economic 'pillars' like lithium-ion batteries, electric cars, and solar panels, and how these moves might ignite global trade tensions. Don't miss out on our unique blend of economic discussion and language education, and remember to check our website for upcoming private classes and the new 'Economists in Action' video course."…
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English for Economists | Economic News and English Expressions
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1 The meaning of 'Dollar Bears' 'Bond Bulls' and 'Steady Stocks' 6:02
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In this vocabulary lesson for economists, we'll look at the meaning of the expressions 'dollar bears', 'bond bulls' and 'steady stocks' and the idiom 'getting back on track'. Find show notes here: https://englishforeconomists.com/bull-bear-and-steady-markets/
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English for Economists | Economic News and English Expressions
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Today's lesson introduces you to the name "Buy Now, Pay Later", and teaches you the idiom "Don't bite off more than you can chew". https://www.Englishforeconomists.com/podcasts/buy-now-pay-later-bnpl-podcast-english-lesson-for-economists ‘It’s lending on steroids’: How Buy Now, Pay Later companies are meeting an influx of demand despite higher costs | CNN Business…
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English for Economists | Economic News and English Expressions
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n Episode 84, join us on English for Economists as we delve into an intriguing headline from The Guardian, exploring the concept of a financial windfall
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English for Economists | Economic News and English Expressions
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What is 'economic swagger' and why does India have it right now? Join Alan Robert for this English lesson that will teach you the expression 'economic swagger' and the idiom ' To take the bull by the horns'.
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English for Economists | Economic News and English Expressions
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Dive deep into the language of economic reversals and policy shifts with Alan Robert. From the term 'U-turn' to the intriguing idiom 'changing horses in midstream,' learn how to articulate sudden changes in the world of economics. Also, get a sneak peek at our upcoming course, 'Economists in Action'.…
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English for Economists | Economic News and English Expressions
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Today’s episode touches on trade, trends, and forecasts. Join me and learn 3 new words, and one useful expression. Visit EnglishforEconomists.com for show notes and course updates. Hello all you happy economists out there. This is Alan Robert, back with episode 81 of English for Economists. Listen to this headline closely, then I’ll discuss it. “WTO slashes world trade forecast as manufacturing slowdown bites” Listen again. Try to understand what the WTO expects for world trade, and why. “WTO slashes world trade forecast as manufacturing slowdown bites” It’s a great headline for us to work with, because there are not one, not two, but three valuable lessons you can learn. First things first, in case you don’t know, the WTO is the World Trade Organization, the organization which aims to facilitate and regulate international trade. So, what does the WTO expect for world trade? Do they think it will grow or reduce? The headline says the “WTO slashes world trade forecast”. To slash! Wow… that is a strong verb. It means to cut, but to really cut. You say the word ‘slash’ and I immediately think of someone swinging a long sharp sword. Maybe a soldier from the middle ages. Slash! You can slash forecasts, budgets, prices, all kinds of things. Great verb! So, why is the WTO slashing its forecast? Well, the headline says it's because ‘manufacturing slowdown bites’. Bites! That’s another strong word. Bite, like with your mouth and your teeth, like when you chew. So the manufacturing slowdown bites; the manufacturing slowdown is being felt. It is biting into into the world trade forecast. So, it looks like it’s going to be a tough year for world trade, which is unfortunate news for many countries. How about where you live? Will importers and exporters where you live ‘feel the pinch’ if global trade drops? If they ‘feel the pinch’, it means that they experience financial or economic hardship or strain. So, getting back to our story, The WTO now expects world trade volumes to grow by just 0.8% this year, down from a forecast of 1.7% in April. Growth is expected to pick up to 3.3% in 2024. The WTO says a slump in goods trade that began in the fourth quarter of 2022 is continuing, and hopes of a pick-up in demand have been crushed. As a result, trade is expected to grow more slowly than GDP this year but faster next year. “WTO slashes world trade forecast as manufacturing slowdown bites” Before finishing, here is the key vocabulary one last time. WTO: World Trade Organization To slash: To cut deeply. To reduce. To bite: It means the negative impact is being felt. Feel the pinch: That’s an idiom that means to experience financial or economic hardship or strain. https://www.theguardian.com/business/live/2023/oct/05/uk-cloud-computing-face-cometition-investigation-amazon-microsoft-bond-market-construction-business-live?page=with%3Ablock-651e58ec8f0880e74add5a2c Image thanks to: https://www.kingandcountry.com/slashing-sword-p-8115.html…
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English for Economists | Economic News and English Expressions
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Welcome to English for Economists , your essential resource where economics meets English. Designed especially for adults passionate about both fields, we bring you intriguing topics from the global economic landscape, all while enhancing your English vocabulary. I'm your host, Alan Robert. In our 80th episode, we dive deep into the world of money – more specifically, the very paper that represents it. Europe is currently faced with a unique challenge: redesigning its banknotes. But this task isn't as simple as it sounds. Banknotes aren't just paper; they carry a nation's identity, values, and history. And when it's the European Central Bank at the helm, the story becomes even more captivating. Join me as I unravel this tale based on a fascinating article from the Economist Magazine, " Which country’s genius deserves the €200 note? Europe prepares for a fight ." You can find a link to this article and many more resources on our website, EnglishforEconomists.com. While you're there, make sure to sign up for lesson alerts to stay updated on our latest offerings, tailored for anyone eager to master economics in English. Whether you're an economist, a student, or just someone intrigued by the dynamics of the global economy, there's something here for you. Dive in, expand your vocabulary, and get a fresh perspective on the world of economics with English for Economists. Foto de Robert Anasch en Unsplash…
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English for Economists | Economic News and English Expressions
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1 The Economic Impact of Henrietta Lacks: Who Profits from Our Cells? 7:18
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Welcome to 'English for Economists.' In this episode, we'll unravel the intriguing story of Henrietta Lacks. Not only will we delve into the economic implications surrounding her cells, but we'll also introduce key economic vocabulary for our intermediate learners. A tale of ethics and economics awaits!"…
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English for Economists | Economic News and English Expressions
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"Welcome to episode 78 of English for Economists with Alan Robert. Today, we delve into a provocative opinion piece by Peter Coy published in the New York Times, titled "A look at history shows that the burden of proof is on the optimists". We dissect this complex debate about the looming U.S recession, and along the way, unlock the meanings behind key economic terms. Whether you're an economist looking to refine your English or an English learner interested in economics, this episode offers rich insights. Don't miss out!" Image credit: Ali HajianDownload FREE, BEAUTIFUL, HIGH-QUALITY Photos curated by ALI HAJIAN / WORK : alisvisuals@gmail.com INSTAGRAM : @alisvisuals Article Source: https://www.nytimes.com/2023/07/24/opinion/recession-economy-yield-curve.html…
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English for Economists | Economic News and English Expressions
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In Podcast #77, host Alan Robert dissects an Economist article titled 'Copper is unexpectedly getting cheaper'. Discover why copper prices are dropping and enhance your English vocabulary by examining seven key verbs from the article. Get ready to dive into the language of economics! Photo credit: Andrew Kliatskyi in Unsplash…
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English for Economists | Economic News and English Expressions
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Episode 76 of English for Economists explores Carbon-linked bonds and how they can address the flaws in carbon pricing. Ideal for ESL learners interested in economics. See show notes here: https://englishforeconomists.com/what-are-carbon-linked-bonds
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English for Economists | Economic News and English Expressions
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1 News Regarding Ireland's Fishing Industry 6:13
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Join us in Episode 74 of English for Economists as we unravel the effects of Brexit on Ireland's fishing industry. Learn key economic terms and an inspiring idiom about resilience. Photo credit: By Kenneth Allen, CC BY-SA 2.0, https://commons.wikimedia.org/w/index.php?curid=13024934 Article source: https://www.nytimes.com/2023/05/31/world/europe/ireland-fishing-quotas-decommissioning.html See lesson notes at Englishforeconomists.com…
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English for Economists | Economic News and English Expressions
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1 Yellen’s Debt Limit Warnings, and the Idiom 'A Stitch in Time Saves Nine' 7:00
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Podcast #74 dives into Janet Yellen's ignored debt limit warnings and their potential fallout. Learn key economic terms such as "warnings went unheeded," "fallout," "spending cap," and "contingency plan." Plus, we break down a timely idiom, "A stitch in time saves nine," in the context of this economic event.…
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English for Economists | Economic News and English Expressions
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Explore the headline "Investors brace for a painful crash into America's debt-ceiling" published in The Economist magazine on May 10, 2023. Learn the words "brace," "debt-ceiling", and "default".
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English for Economists | Economic News and English Expressions
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1 Learn the idioms "Getting in Your Face" and "Breathing Down Your Neck", used in the context of the delicate relationship between South Korea and the superpowers China and United States. 5:28
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In Episode 72 of "English for Economists," we explore idiomatic expressions in a recent Economist article about South Korea's delicate position between the United States and China. Learn the meanings behind the idioms "in its face" and "breathing down its neck," as well as the related expression "at odds with." This episode is perfect for anyone looking to expand their knowledge of English idiomatic expressions, especially those with an interest in economics and international relations. Don't miss out on this engaging lesson—subscribe and share with your friends to support the podcast!…
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English for Economists | Economic News and English Expressions
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1 Wonking Out: Discussing the Future of the US Dollar 5:20
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In this episode of "English for Economists," we explore the future of the US dollar's dominance with Nobel Laureate Paul Krugman's article "Wonking Out: Is the Dollar's Dominance Under Threat?" Learn about the meaning of "wonking," an idiomatic expression, and more. Paul Krugman is a Nobel Laureate in Economics. He was awarded the Nobel Memorial Prize in Economic Sciences in 2008 for his work in international trade and economic geography. See show notes at EnglishForEconomists.com --------------------- https://www.nytimes.com/2023/02/03/opinion/us-dollar-reserve-currency.html Image Credit: Unsplash Subham Dhage…
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English for Economists | Economic News and English Expressions
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1 Tinkering with ChatGPT – How AI is Impacting the Writing Industry 7:35
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Join Alan Robert on this episode of "English for Economists" as he dives into the world of AI technology and its impact on the writing industry. Discover the meaning behind the phrase, "The writing is on the wall," and learn about the new work specialty of "prompt engineering." Find show notes at englishforeconomists.com…
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English for Economists | Economic News and English Expressions
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In our latest "English for Economists" episode, we dive into the fascinating story of the first Twitter-fueled bank run that led to the collapse of Silicon Valley Bank. Understand the role of social media in this unprecedented event and learn essential English vocabulary and idioms. Find all the show notes at englishforeconomists.com. Tune in now!…
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English for Economists | Economic News and English Expressions
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In this English lesson, you will learn how to use the expressions 'Boom,' 'Bust,' 'Capex,' and the idiomatic expression 'Riding a Roller Coaster.' Find show notes at https://englishforeconomists.com/riding-the-investment-roller-coaster/
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English for Economists | Economic News and English Expressions
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In this episode, we will be discussing an article recently published in The New York Times titled " Is the Entire Economy Gentrifying? " For show notes, visit Englishforeconomists.com
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English for Economists | Economic News and English Expressions
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In this episode, you will hear how to use these useful words and phrases: • Shrinking population - a decrease in the total number of people living in a given area over time. • Working-age population - the number of people who are of working age in a population. • Yields diminishing returns - the returns from investments are not as great as they were before. • Bloated real estate sector - an oversupply of housing. • Economic superpower - a country that has significant economic power, both in terms of production and consumption. Photo credit: Galen Crout at Unsplash. Follow on Twitter: twitter.com/galencrout/…
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English for Economists | Economic News and English Expressions
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In this English lesson, we will examine the topic of the proposed changes to the retirement age in France. Our key words and phrases are: · Brace for protests · Statutory retirement age · Aging population · Social security benefits · And the idiom "ripe old age". Visit the webpage EnglishforEconomists.com for class notes. --------------------------- Photo credit: CC BY-SA 4.0 File:Sens-FR-89-manif 19 01 23-réforme retraites-16.jpg Created: 19 January 2023 Headline: https://www.politico.eu/article/france-emmanuel-macron-braced-for-protests-pushes-forward-with-pension-reform/…
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English for Economists | Economic News and English Expressions
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1 'Hedging Your Bets' by using 'Nearshoring' 3:31
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Today, we'll be discussing the trend of companies transferring their operations to nearby countries, because of geopolitical reasons, or because of recent disruptions in the global supply chain, like the shipping container crisis, and problems posed by Covid. For example, companies are relocating to Mexico in order to be closer to the U.S. market. englishforeconomists.com/podcasts Podcast notes: https://englishforeconomists.com/hedging-bets-with-nearshoring/ ------ https://www.naturalgasintel.com/mexican-nearshoring-opportunities-seen-spurring-energy-needs/ Photo credit: Carlos Aranda in Unsplash…
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English for Economists | Economic News and English Expressions
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Our topic deals with the vocabulary of digital currencies, and more specifically, Central Bank Digital Currencies and stablecoins. I will present definitions for important words for people learning English for economics and finance.
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English for Economists | Economic News and English Expressions
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This lesson deals with language surrounding new chatbot technology that applies artificial intelligence (AI) to solve problems, providing detailed, well-written answers.. that may or may not be factual. Chatbots like this one can be an important tool if you want to learn English. See lesson notes at englishforeconomists.com…
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English for Economists | Economic News and English Expressions
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learn vocabulary related to the so-called ‘gig economy’ that is currently growing with leaps and bounds, words like gig, task, self-employed, and freelancer, among a few more. I’ll also go over the pronunciation of some words related to the economy that are often mispronounced in English so you can make sure you are saying them right. Find show notes here: https://englishforeconomists.com/the-gig-economy/ --- Photo credit: Gig worker. (2022, December 8). In Wikipedia. https://en.wikipedia.org/wiki/Gig_worker…
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English for Economists | Economic News and English Expressions
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See lesson notes at www.englishforeconomists.com/what-on-earth-is-a-fintech-schemer/
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English for Economists | Economic News and English Expressions
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1 Some Central Banks Are Stockpiling Gold | English Lesson 3:50
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This lesson looks at some words related to gold and gold reserves. Also, come practice how to pronounce some especially tricky words.
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English for Economists | Economic News and English Expressions
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1 'Breakthrough' in talks 'spurs' concessions | English Lesson 4:55
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Read the show notes and learn more about our English programs at Englishforeconomists.com
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English for Economists | Economic News and English Expressions
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1 Spike in Counterfeit Jewelry Sales | English Lesson 4:45
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Find show notes and courses at englishforeconomists.com. Also, find the course 'How to Give Great Presentations in English, Even if Your English Isn't Great'. Foto de Samar Ahmad en Unsplash
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English for Economists | Economic News and English Expressions
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1 The Collapse of the FTX Crypto Exchange | English Lesson 9:09
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To read lesson notes, visit https://englishforeconomists.com/collapse-of-the-ftx-crypto-exchange/
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English for Economists | Economic News and English Expressions
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Find lesson notes and more here: https://englishforeconomists.com/windfall-taxes/
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English for Economists | Economic News and English Expressions
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This English lesson for economists covers the recent decrease in the money moving in to invest in the fintech sector. Find lesson notes at: https://englishforeconomists.com/fintech-financing-slump/
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English for Economists | Economic News and English Expressions
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Are company bailouts the new normal? To see show notes, visit https://englishforeconomists.com/are-bailouts-the-new-normal/ Image credit: “Bailing Out the Boat”, by William Marshal Brown (Edinburgh, 1863).
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English for Economists | Economic News and English Expressions
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1 No Good Deed Goes Unpunished | English Lesson 3:55
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This is a fun idiom to learn. Listen to the podcast and hear how it is used in the context of the green revolution, oil refineries, and sulfur. For lesson notes visit https://englishforeconomists.com/no-good-deed-goes-unpunished/ Image credit to Leonard G. - English Wikipedia, original upload 10 July 2005 by Leonard G., CC SA 1.0, https://commons.wikimedia.org/w/index.php?curid=314266…
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English for Economists | Economic News and English Expressions
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Learn why Turkey changed its official name to Türkiye, and hear how this new name is pronounced in English. For lesson notes and videos, visit: https://englishforeconomists.com/turkey-becomes-turkiye/
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English for Economists | Economic News and English Expressions
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Go to englishforeconomists.com to see more lessons. Foto de Christina @ wocintechchat.com en Unsplash
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English for Economists | Economic News and English Expressions
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https://englishforeconomists.com/friend-shoring/ for lesson notes.
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English for Economists | Economic News and English Expressions
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1 UN Population Projections | English Lesson 4:52
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See lesson notes for this English lesson here:https://englishforeconomists.com/un-population-projections/
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English for Economists | Economic News and English Expressions
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1 Crypto Asset Prices Fall | English Lesson 6:07
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See lesson notes and previous lessons here: https://englishforeconomists.com/crypto-asset-prices-fall/
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English for Economists | Economic News and English Expressions
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This lesson looks at some English you need to discuss the topic of dollarization. See lesson notes here: https://englishforeconomists.com/english-lesson-on-dollarization/ //commons.wikimedia.org/w/index.php?curid=185802
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English for Economists | Economic News and English Expressions
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1 India Tech and the Carbon Footprint | English Lesson 3:51
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English lesson that considers news about a shift in India's sector to renewables. English for business / English for Economics. See show notes at https://englishforeconomists.com/indias-tech-sector-and-the-carbon-footprint/.
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English for Economists | Economic News and English Expressions
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The topic of this week's English lesson is 'Food Insecurity'. To see notes and links, visit: https://englishforeconomists.com/food-insecurity/ #englishforeconomists #englishforfinance #englishlessons #englishforbusiness #foodinsecurity
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English for Economists | Economic News and English Expressions
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For lesson notes and video, you can visit https://www.englishforeconomists.com/bear-market-rally/.
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English for Economists | Economic News and English Expressions
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1 Money Markets and Reverse Repos | English Lesson 6:01
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Watch the video and see lesson notes at www.englishforeconomists.com/reverse-repos/
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English for Economists | Economic News and English Expressions
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This English vocabulary lesson covers some words related to the topic of digital payments. Vocabulary includes: Digital Payments / Digital Wallet / Unbanked / Financial Inclusion / Data Breach / Pros and Cons You can find class notes here: https://www.englishforeconomists.com/digital-payments/
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English for Economists | Economic News and English Expressions
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Our English lesson today has to do with climate change and science. The topic is ‘Solar Geoengineering’. Study with the script to this video: https://www.englishforeconomists.com/solar-geoengineering
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English for Economists | Economic News and English Expressions
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To see video and lesson, visit www.englishforeconomists.com/elon-musk-buys-twitter-for-44-billion/
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English for Economists | Economic News and English Expressions
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An English vocabulary lesson to help you learn the language you need to discuss the current fertilizer crisis. See lesson notes here: https://www.englishforeconomists.com/fertilizer-shortage/
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English for Economists | Economic News and English Expressions
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1 Sovereign Debt and Default | English Lesson 7:24
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Find video version and show notes at https://www.englishforeconomists.com/sovereign-debt-and-default/.
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English for Economists | Economic News and English Expressions
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Learn useful English vocabulary to talk about inflation. To see the full lesson, visit https://www.englishforeconomists.com/inflation-english-lesson/
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English for Economists | Economic News and English Expressions
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1 Drought and Desertification | English Lesson 8:56
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Find show notes and vocabulary list here: https://www.englishforeconomists.com/drought-and-desertification-english-lesson/
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English for Economists | Economic News and English Expressions
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1 Universal Basic Income (UBI) | English Lesson 10:59
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To see the script and watch the video, visit englishforeconomists.com
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English for Economists | Economic News and English Expressions
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1 Wheat Price and Supply : Crisis in Ukraine | English Lesson 7:20
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To watch the video lesson and to see show notes, visit: https://www.englishforeconomists.com/the-supply-and-price-of-wheat/
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English for Economists | Economic News and English Expressions
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1 Refugee Surge from Ukraine | English Lesson 6:49
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Find show notes and view the video here: https://www.englishforeconomists.com/the-ukrainian-refugee-crisis/
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English for Economists | Economic News and English Expressions
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1 Sudden Increase in the Price of Oil and Gas 6:21
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See lesson notes here: https://www.englishforeconomists.com/a-sudden-increase-in-the-price-of-oil-and-gas/
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English for Economists | Economic News and English Expressions
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1 Economic Sanctions and Their Effect on Currency 5:35
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Our vocabulary today is related to economic sanctions and their impact on currency. If you are listening to this lesson on a podcast, I want you to know that you can also watch the lesson on video on my website. Watching the lesson gives you the benefit of seeing, not just hearing, the highlighted words. CURTAIN Here are our keywords and expressions. You will hear me use them later in context. Listen closely: Economic sanctions: Commercial and financial penalties applied by one country against another. Note the verb I used: Apply. Countries apply sanctions. You can also say that countries “impose” sanctions or “levy” sanctions. So, you apply, impose and levy sanctions. Ruble: Russia’s currency. Note the pronunciation. Slump: To suddenly decrease in value. Other words you can use are “plunge” and “plummet”. It’s often used to talk about the fall in the value of a currency. Bank run: When large groups of depositors withdraw their money from banks at the same time. This causes extreme stress on the bank. Queue: A lineup of people is a queue. You can also use it as a verb: “to queue” means “to line up”. ATM: ATM stands for Automated Teller Machines, the machines you use to access your bank account and withdraw cash. To shore up: to support something in order to keep it from falling. Downgrade: To reduce to a lower rank. Junk status: Below an acceptable investment grade. Okay, friends. The most important news this week, without a doubt, is the military invasion of Ukraine by Russia. Most countries have been quick to condemn the aggression and many major economies have applied economic sanctions to punish Russia. These economic sanctions levied against Russia have had a dramatic impact on Russia’s currency, the ruble. On Monday, the ruble slumped 20%. This sudden fall created a panic among some Russians who began to queue at the ATMs to withdraw cash.…
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English for Economists | Economic News and English Expressions
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English Lesson: The Deputy Governor of India’s central bank, T Rabi Shankar, said in a speech that cryptocurrencies are not suitable to be defined as a currency, asset, or commodity because they have no underlying cash flows and they have no intrinsic value. Our vocab: Buzz / Wave of the future / Ponzi scheme / Fiat currency…
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English for Economists | Economic News and English Expressions
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Well, it has been all over the news this past month. From Brazil to Russia to the United Kingdom, central banks all over the world are raising their interest rates, and analysts expect that the United States Federal Reserve and the European Central Bank to begin raising their rates later this year. Learn some useful vocabulary to discuss this global trend. Our highlighted vocabulary in this lesson includes Soaring Inflation Surging prices Tightening monetary policy Economic rebound Hawkish stance Dove Upward shift…
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English for Economists | Economic News and English Expressions
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1 Problems and Delays in the Global Supply Chain 9:13
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In this episode, you'll learn these useful words you can use to talk about the global supply chain crisis: Freight: goods transported in bulk by truck, train, ship, or airplane. A related word is “cargo”. Gauge: device or formula for measuring the size, amount, or contents of something. In this case a gauge is used to measure length of time. Glut: an excessively abundant supply of something. In this case, a glut of shipped merchandise. Warehouse: a large building where raw materials or manufactured goods may be stored before their export or distribution for sale. Longshoreman: a dockworker involved in loading and unloading cargo from ships. Backlog: A backlog is a buildup of work that needs to be completed. In this case, a backlog of freight that needs to be delivered.…
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English for Economists | Economic News and English Expressions
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1 Trailer / Promo for "English for Economists" Podcast 1:21
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Learn the English vocabulary you need to read, write and speak about the economy in English! Hi. I am Alan Robert, and I am a teacher who specializes in teaching English to economists, and to other professionals who need to speak, read or write about the economy in English. I’ve taught English to economists employed at central banks, pension funds, and utility companies for more than 20 years, and I will show you the most useful, relevant vocabulary you need to talk about what is happening in your country, and your industry. In every podcast, I’ll share a topic that has been in the economic news recently and I’ll introduce the key words related to the issue. You will hear the definition of the word, and you’ll get a chance to hear the word used in context. Subscribe or follow this show so you don’t miss any future episodes. I also encourage you to listen to earlier episodes. The topics are still relevant, and so is the vocabulary. If you are interested and you’d like to learn more about other English language lessons, come visit the website englishforeconomists.com. But for now, welcome to the show. I am so glad you could join me.…
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English for Economists | Economic News and English Expressions
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Is the current high level of house prices sustainable? Central banks, worried about surging inflation, are tightening monetary policy, including by raising interest rates. In its latest financial-stability report the IMF warned that “downside risks to house prices appear to be significant”. This could reduce prices substantially. However, in a recent article, the Economist magazine argues that there are three reasons why prices could remain at their current level, or even continue to increase. Here is the vocabulary we will look at in this podcast. Surging inflation: Inflation that is increasing suddenly, and powerfully. Downside risk: A risk that something will get worse. Sustainable: Able to be maintained at a certain rate or level. Stable jobs: A job position that employees can keep for long periods of time. Foreclose: take possession of a mortgaged property as a result of a lack of payment. The property is then usually resold. Shifting preference: A change in preference. A change in what people want. Supply constraint: A constraint holds something back, in this case, a supply constraint is a limit on the amount of supplies, like building materials for example.…
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English for Economists | Economic News and English Expressions
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1 Chinese Real Estate Developer 'Evergrande Group' in a Liquidity Crisis 6:40
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Real Estate: Houses or buildings Liability: In this story, liability is debt. Onshore and Offshore: Inside a country and outside of the country Liquidity Crisis: A lack of cash or liquid assets Contagion: The spreading of something negative, like fear, or an illness. Demolish: To knockdown, or tear down, a building.…
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English for Economists | Economic News and English Expressions
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Surge: a sudden powerful forward or upward movement Variant: a version of something that differs from a standard. Disrupt: to interrupt / to cause a disturbance or problem. Flight crews: the workers responsible for the operation of an aircraft during flight. Contagious: able to be passed from one individual to another through contact Staff shortage: not enough workers to do the job properly Complacent: to lose the feeling that there is a risk…
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English for Economists | Economic News and English Expressions
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In this week’s episode, English for Economists looks at the Belt and Road Initiative, the massive global infrastructure development program being promoted and funded by China. But first, our vocabulary: Infrastructure: Infrastructure is the physical and organizational structures and facilities, for example, buildings, airports, roads, the electrical system, ports. Linkage: The connection or interconnection between two or more parties. In this case, it is the connection, or the relationship, between countries. Soft power: the use of economic or cultural pressure as a method of influence. Debt burden: the obligation to pay back borrowed money. You take a loan? Well, you have acquired a certain debt burden. It is a weight. An obligation. Debt trap diplomacy: When the creditor country is said to extend excessive credit to a debtor country with the goal of getting economic or political concessions when the debtor country is unable to pay the money back. Creditor trap: When the lender is unable to collect on loans and is faced with taking a loss. Contractor: Contractors are professionals or companies who provide skills or services for a limited time. In other words, people, or companies, that are contracted to do something.…
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English for Economists | Economic News and English Expressions
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Today's podcast takes a look at some vocabulary you can use to talk about the commercial fishing industry. Fishery: the enterprise of raising or harvesting fish. Wild fishery: a natural body of water with a fish or other aquatic animal population that can be harvested for its commercial value. Freshwater fishery: Fishery in ponds, reservoirs, lakes, rivers, and other inland waterways. The opposite of freshwater is salty water, by the way. Ocean fisheries: Fishery in the oceans, in saltwater. Aquaculture: Basically, it is farming in water. Aquaculture is breeding, raising, and harvesting fish, shellfish, and aquatic plants. Related words are are fish farming and pisciculture. Fishing season: The legally established time period when fishing is allowed. Fishing quota: An assigned share of a fish catch by weight to an individual or enterprise. Authorities try to prevent overfishing by establishing fishing quotas. Bycatch: is a fish or other marine species that is caught unintentionally while fishing for specific species. Factory ship: ship accompanying a group of fishing vessels known as a fishing fleet, with facilities to process the catch. Fish meal: ground dried fish used as fertilizer or animal feed. Overfishing: the practice of catching fish faster than they can reproduce. Moratorium on fishing: This is a ban on fishing, or in other words, a temporary or permanent stop to fishing.…
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English for Economists | Economic News and English Expressions
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1 Returning to work and the hybrid workplace 8:13
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In today’s podcast, we are going to look at what has become a reality for many of you: hybrid work. And by hybrid work, I mean when you some of your job at your traditional place of work, and some of it at home… or at some other place. Human resource departments and management have a lot of thinking and planning to do so their workers can be productive. Vocabulary: Workforce: People who are engaged in, or ready to work. The workers. Workplace: The place where people work, like an office, school, or factory. Remote work: Remote work (also known as work from home or telecommuting, is a type of flexible working arrangement that allows an employee to work from home, or some other location. Hybrid working: Hybrid working is a type of flexible working where an employee splits their time between the workplace and working remotely Pilot program: A pilot program, also called a trial, is a small-scale, short-term experiment that helps an organization learn how a project might work. Employee wellbeing: The happiness, comfort and health of employees. Also called “welfare”. Employee morale: The confidence, enthusiasm and happiness of employees. Personnel: people employed in an organization…
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English for Economists | Economic News and English Expressions
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1 Microfinance: Small loans backed by trust 8:32
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Today, our topic is microfinance. Here is the Vocabulary: It is a much longer list today. Listen closely, and listen to this section a few times if you need to! Microfinance: this refers to the financial services provided to low-income individuals or groups who are typically excluded from traditional banking. Working capital: money that the entrepreneur can use for day-to-day operations, or purchase transport or equipment. Microcredit: A part of the field of microfinance, microcredit is the provision of credit services to low-income entrepreneurs. Another way to say microcredit is microloan. Collateral: Something offered as security for the repayment of the loan. Unbanked: A term used to describe the world’s working poor who are outside of the formal banking sector. Microentrepreneur: Micro entrepreneurs are people who own small-scale businesses that are known as microenterprises. Financial Inclusion: Financial inclusion happens when people have access to a range of banking products at affordable prices. Group Lending: Group Lending happens when a group of people make a collective repayment promise. Sponsors: An individual who supports a borrower. I also want to remind you of a word you learned on last weeks podcast “Pledge”. Remember? To pledge means “to promise”.…
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English for Economists | Economic News and English Expressions
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In today’s podcast, we are going to go over some very useful vocabulary related to the topic of climate change. This is a timely topic, since the 2021 United Nations Climate Change Conference, also known as COP26, recently finished. The climate conference was held in Glasgow, Scotland in the United Kingdom. What were the goals of the conference and what was accomplished? Well, you’ll hear about that a little later, but first, but first, listen up! Here is our key vocabulary. Pay close attention to the meanings and the pronunciation. Collective action: This is when a number of people work together to achieve some common objective. Heatwave: a long period of unusually hot weather. Flood: An overflowing of a large amount of water, especially over what is usually dry land. Too much water? A flood. Floods can cause a tremendous amount of destruction. Drought: A long dry period with an unusually small amount of rain. Too little water? A drought. Droughts can have a terrible impact on agriculture. Fossil fuel: These fuels are found in the Earth and can be burned for energy. Coal, oil, and natural gas are examples of fossil fuels. Coal, by the way, is that black rock. Emissions: the production and release of gas. Emissions are produced by burning fossil fuels and industrial agriculture, among many other causes. Greenhouse Gas: A greenhouse gas is a chemical compound found in the Earth’s atmosphere. Two examples are carbon dioxide and methane. Renewable energy: Renewable energy is energy that comes from naturally replenished resources, such as sunlight, wind, waves, and geothermal heat. Pledge: A commitment to do something. A promise. Phase-out: an act of discontinuing a process, project, or service in phases.…
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English for Economists | Economic News and English Expressions
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1 Institutions: Why Nations Fail, a book by Daron Acemoglu and James A. Robinson. 10:37
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Today, we will introduce the book titled Why Nations Fail. This book was written by Daron Acemoglu and James A. Robinson and it was first published in 2012. The author's view of the relationship between institutions and progress has gained the support of many readers, but there are others who criticize the book and say its ideas are simplistic. I wonder what you think about it. --- Vocabulary. Here is some English vocabulary that helps you understand the topic, and more importantly, this vocabulary helps you THINK about the topic. Here we go: Natural resources: Elements that can be used for economic gains, like forests, water, fertile land, oil, or minerals, such as gold, or copper, or silver. Procedure: An established or official way of doing something in a certain order or manner. Institutions: refers to entities with procedures and ways of doing things. The state apparatus that manages affairs in a country is an example of an institution. In fact, it is an institution composed of many other institutions doing different things. Institutional strengthening: The process of helping institutions develop and work better. Sustainable development: This happens when the economy develops without depleting the natural resources that society depends upon. Prerequisite: This is something that is required as a prior condition for something else to happen or exist. Political Pluralism: When political power is shared among many different actors with many different opinions and ideologies. --- The complete title of the book is: Why Nations Fail: The Origins of Power, Prosperity, and Poverty. As you would expect from a book with this title, the authors try to explain how some countries have managed to achieve high levels of prosperity, while others have consistently failed. The authors argue state that political and economic institutions — not culture, natural resources, genetics, religion, or geography — are the main reason why some nations have gotten rich while others remain poor. This is because institutions have a set of rules and enforcement mechanisms. A good example is North Korea and South Korea. Eighty years ago, the two were very similar, now, thanks to the impact of the different institutions south and north or the border, the two countries are very, very different. South Korea is prosperous; North Korea is not. North Korea has a very authoritarian government, South Korea is much less so. The authors say that pluralistic political institutions – where there is a wide range of thought and opinion –– can guarantee that the owners of existing monopolies will not be able to block the introduction of new technologies … new technologies that, according to the authors, are a necessary condition for the country's transition to sustainable development. Authors Acemoglu and Robinson also believe that another prerequisite is a sufficient level of centralization of power in the country. Without this centralization, political pluralism can become a real mess, and nothing will get done. It is a delicate balance. Some critics point out that there have been cases of countries without political plurality, who have in some cases been dictatorships, that have experienced rapid growth and deep economic reforms, for example, the experience of China in the 1980s. Others point out that there have also been cases of countries with pluralistic institutions which have exploited their natural resources without considering their sustainability at all.…
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English for Economists | Economic News and English Expressions
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In today's lesson, we take a look at some of the vocabulary surrounding the mining and smelting industries. Let’s look first at some key vocabulary. Prospecting : Prospecting is often the very first stage in the search for mineral deposits. Drill sampling : A small hole is pierced into the ground and a sample of rock is brought to the surface. Ore : a mineral that has a high concentration of a certain element, typically a metal. By the way, an ore is always a mineral, but a mineral is not always an ore. Surface mining : This is a broad category of mining in which soil and rock lying on top of the mineral deposit are removed. Sub-surface mining : consists of digging tunnels or shafts into the earth to reach buried ore deposits. Ore milling : a process to crush rock and separate ore from waste material. Smelting : A process that uses heat or chemicals to separate the metal from the ore. Mining is a very important industry and key player in the economies of certain countries. For example, mining is a very important industry in my adoptive home of Peru. The principal metals mined here are copper, gold, zinc, and silver. Mining exports are one of the most important drivers of the economy. The first step in the mining process is prospecting. This is when geologists and other professionals search for mineral deposits hidden underground. Once they discover a location likely to contain minerals, they take the exploration process one step further and conduct drill sampling, where they extract ore samples from underground. If the concentration of a valuable metal within the ore sample is high enough to make mining profitable, they look for investors to develop the mine. Exploration is a risky business though: Less than one per cent of exploration projects typically progress to establishing a mine. Mines come in many different shapes and sizes, and I am no expert, but for the sake of this podcast lesson, let’s break them up into two main categories: surface mining and sub-surface mining. With surface mining, the miners dig and remove the soil on rock that sits on top of the mineral deposits. This can leave massive holes in the ground. With sub-surface mines, on the other hand, the mineral is reached through a system of tunnels and shafts. Probably for most of you, this is what you imagine when you think about mining. Men –– and it is almost always men –– in hard hats going down deep into the earth to access the minerals. When mines are operated without proper safety standards, this can still be a very dangerous job. Now, once the ore is removed from the mine, it needs to be processed to separate the minerals from the waste material. Processing the minerals is first done at an ore mill where the ore is broken and crushed into smaller pieces and washed. This can involve large amounts of water. Ore mills generate large amounts of waste, called tailings. For example, 99 tons of waste are generated per ton of copper, with even higher ratios in gold mining – because only 5.3 g of gold is extracted per ton of ore, a ton of gold produces 200,000 tons of tailings. Once the milling is finished, the final step is smelting, where the valuable metal is extracted from its ore by a process involving heating and melting. This process uses a lot of electricity, and smelters have been known to produce water and air pollution, especially at older smelters.…
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English for Economists | Economic News and English Expressions
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Originating in Great Britain, trade unions became popular in many countries during the Industrial Revolution. Why do unions exist? Well, the most common purpose of these unions is –– to put it simply –– to maintaining or improve the conditions of the workers’ employment”. This may include the negotiation of wages, safety standards, complaint procedures, rules about job promotions, and employment benefits–– such as vacation, health care, and retirement. The trade union, through an elected leadership, bargains with the employer on behalf of union members and negotiates labor contracts with employers. Since the unions are negotiating on behalf of a group of employees, this is known as a collective negotiation or collective bargaining. The general public hears about labor unions when there is a labor dispute. That’s because when the negotiations don’t go well, the unions can sometimes take collective action to pressure their employers to meet their demands. This pressure can take many forms. One of the most well-known pressure tactics is for the union to call a strike, where workers refuse to work. Sometimes striking workers will even picket the company’s offices or factories. Have you ever seen this? Maybe on the news. I am talking about when striking workers gather together, some of them holding signs, sometimes chanting what they want. It is rare for labor disputes to deteriorate to a strike with workers picketing the offices. Both sides of the dispute usually want to avoid this type of conflict. The overall impact of unions seems to vary from country to country. On one hand, research from Norway and other Nordic countries, which by the way have the highest levels of trade union density, has found that high unionization rates lead to substantial increases in firm productivity, as well as increases in workers' wages. On the other hand, research in the United States finds that unions can harm profitability and reduce employment and business growth. My personal opinion is that while unions can provide higher wages and reduce inequality, they also restrict employment flexibility and hurt company profits. What about the labor unions in your country? Are there many? Are they powerful? Let me know what you think in the comments section on our webpage. Okay, friends, let’s take one last look at our vocabulary from this lesson. Labor Union : an organization of employees for dealing collectively with employers to improve working conditions. Some related expressions are trade union and trade syndicate. Collective bargaining : collective bargaining is negotiating as a unified group. To strike : a refusal to work organized by the union as a form of protest, and to apply pressure on the employer during a negotiation. To picket : a group of people protesting outside a place of work, often carrying signs and chanting slogans.…
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English for Economists | Economic News and English Expressions
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Our topic today? Foreign Direct Investment, also known as FDI. Vocabulary Economic territory : the areas under the effective economic control of a single government. Residence : the economic territory where the enterprise has its main economic interest. Foreign Parent : A foreign parent an owner residing outside the host country which has at least 10 percent ownership in the enterprise. Inward Flow : This measure captures FDI from one market to the host country. Outward Flow : This measure captures FDI from the source to a foreign country. Discussion Most economists agree that foreign direct investment (FDI) is beneficial for the economic development of the host country –– and by “host country”, I mean the economic territory that receives the investment. The benefits of FDI are many and can include the creation of new jobs, especially if the investment is used for the construction of new projects. Also, for developing economies, FDI can be key for bringing new technology into the country. Some countries benefit more from FDI than others because the nature of the investment can create an important multiplier effect, for example through the use of local production of materials for construction. It is possible to identify the direct impact of FDI on economic development through the national accounts, however FDI could also have many indirect impacts that are more difficult to capture––such as the development of human capital. Generally speaking, developing economies receive a net inward flow of FDI and developed economies a net outward flow. That makes sense, richer countries invest in poorer countries where local funding is scarce. For example, in a country with plentiful natural resources, a large investment could be necessary to develop them. What can be some of the disadvantages of FDI? The disadvantages of FDI could be that the revenues from the investment don’t necessarily stay in the economic territory, but rather flow across the border to the foreign parent. Depending on the scale of the economy of the host country, the outward flow of profit remitted to the foreign parent can even provoke a trade deficit. Vocabulary Review Economic territory : the areas under the effective economic control of a single government. Residence : the economic territory where the enterprise has its main economic interest. Foreign Parent : A foreign parent an owner residing outside the host country which has at least 10 percent ownership in the enterprise. Inward Flow : This measure captures FDI from one market to the host country. Outward Flow : This measure captures FDI from the source to a foreign country.…
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English for Economists | Economic News and English Expressions
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Our topic today is immigration. Let's look at our vocabulary first. Migration: the action of moving from one country to another. A migrant is a person who moves from one place to another, especially in order to find work or better living conditions. Immigration: the action of coming to live permanently in a foreign country. An immigrant is a person who comes to live permanently in a foreign country. To put it simply, a migrant is someone who moves temporarily to a new country while an immigrant is someone who will settle and stay permanently Refugee (political, economic): a person who has been forced to leave their country in order to escape war, persecution, or natural disaster. Undocumented immigrant: Undocumented immigrants are foreign nationals who lack proper authorization to be in their new country. Repatriation: to return someone to their own country, sometimes against their wishes. A related word is deportation, which means transport someone to their home country Remittances: In this context, a remittance is the money that migrants or immigrants send back to their home country, usually to family. Border: The legal line that separates one country from another. Multiculturalism: the presence of, several distinct cultural or ethnic groups within a society.…
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English for Economists | Economic News and English Expressions
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Our topic today? Grants, subsidies and stimulus payments. That’s right. Free money! The best money of all!
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English for Economists | Economic News and English Expressions
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Our topic today is superintendencies. Vocabulary Supervise and Supervision: Supervision is the act or function of supervising something or somebody . In other words, to supervise something or somebody. Other related concepts––which are not necessarily synonyms--include the following verbs: oversee, regulate, administer, control, manage and monitor. Superintendence: the act or process of superintending. Superintendency: the position or work of a superintendent. Superintendent: a person who manages or superintends an organization or activity…
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English for Economists | Economic News and English Expressions
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1 The Electrical Grid and Power Transmission 11:08
11:08
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التشغيل لاحقا
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إعجاب
احب11:08![icon](https://imagehost.player.fm/icons/general/red-pin.svg)
You could say that today’s lesson a very “powerful”. Our topic? The electrical grid. Let’s begin with some relevant vocabulary: Electrical grid: An electrical grid is an interconnected network for electricity delivery from producers to consumers. Hydropower: Also known as hydroelectric power, Hydropower is electrical energy produced through the power of moving water . Wind power: Wind power or wind energy is the use of wind to provide mechanical power through wind turbines to turn electric generators for electrical power. Solar power: Solar power is the conversion of sunlight into electricity, Renewable energy: Renewable energy means energy that is sustainable - something that can't run out , like the sun or the wind or ocean tides. Renewable energy is also known as green energy. Non-renewable energy: Non-renewable energy comes from sources that will run out or will not be replenished for thousands or even millions of years . Most non-renewable energy sources are fossil fuels: coal, petroleum, and natural gas. Power outage: also called a power cut, a power out, a power blackout, power failure, or a blackout is a loss of electric power to a particular area. So let’s get started. What is an electrical grid? An electrical grid is an interconnected network for electricity delivery from producers to consumers. The electrical power grid was created when power utilities formed joint operations to provide a more reliable service.…
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English for Economists | Economic News and English Expressions
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Today’s topic is rental housing. Let’s begin by looking at our vocabulary. Vocabulary Housing: A building, or something else that covers and protects. An example of housing is an apartment building. Property: Something belonging to somebody. In this case, it refers to real estate, in particular rental housing (houses, apartments). Landlord: Someone who owns a house, apartment, condominium, land, or other type of real estate which is rented or leased to an individual or business, who is called a tenant. (landlord/tenant) Moratorium: a legal authorization to debtors to postpone payment. Eviction: the action of expelling someone, especially a tenant, from a property. (to evict) Maintenance: refers to all tasks necessary for keeping a building functional and livable, such as cleaning, painting and repairs. Now, listen to the reading and hear how these words are used in context. DIALOGUE The Covid-19 crisis provoked a rise in unemployment, which has raised the number of tenants unable to pay rent for their housing. To prevent landlords from evicting tenants who fall behind on their rent, some government agencies have instituted rent moratoriums. These moratoriums pause the obligation of tenants to pay rent and effectively block evictions, which allows the tenants to remain in their home. What are the pros and cons of these measures? We could separate the effects into short-term, and long-term. On one hand, the measure offers temporary relief for tenants who can no longer pay rent because they are unemployed, or whose income has reduced. On the other hand, the owners (landlords) stop receiving regular income, which can affect their ability to pay their own debt, property taxes and building maintenance expenses.…
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English for Economists | Economic News and English Expressions
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Today’s topic is “near and dear” to the hearts of many economists, and anybody else who takes an interest in the economy. Our topic today is elections. So, let’s get started. Our vocabulary list is a little longer than usual today, so pay close attention. Here goes! Vocabulary Run for office: To seek political power via an election Platform: a political party’s formal written statement of its principles and goals Poll: a survey of people taken to find out which candidate they might vote for Front runner: the political candidate who looks as though he/she is winning Polling station: location where people vote Voting booth: a small enclosure in which a person votes Paper ballot: a piece of paper on which you indicate your choice Cast a ballot: to vote in an election Spoiled ballot: ballot paper that is invalid Voter turnout: percentage of eligible voters who cast a ballot in an election Landslide: A victory in which one candidate’s votes far surpass those of other candidates Electoral fraud: illegal interference with the process of an election Alright, now listen for the words in this reading so you can hear how they are used in context. DIALOGUE Economists pay special attention to elections since government policies have a very big impact on the economy. The way elections are held vary from country to country, but they all have several things in common. First, politicians decide to run for office. Maybe they run for mayor or run for a seat in congress or the senate, or maybe they run for president. During the race, politicians make a lot of promises. These promises are part of their so-called “political platform”. Their platform is basically what they represent, and what they promise to do if they get elected.…
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English for Economists | Economic News and English Expressions
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The topic of today’s podcast is pensions. Let’s start by looking at some basic vocabulary. Retire: to leave your job and to stop working, usually by reaching the legal age for leaving employment. Maybe 60-years old, or 65. The person who retires is known a retiree. Pension: A pension is a regular payment––usually from a company you worked for or from the government––that you receive after you retire. The person who receives the pension is known as a pensioner. Employer: a person or organization that employs people, in other words, this is the one that gives the employee payment in exchange for their work. Disability: A disability is any medical condition that makes it more difficult for a person to do certain activities, like work, for example. Trade Union: an organized association of workers formed to protect and further their rights and interests. Also known as a labor union or a syndicate. Okay, let’s go to our dialogue to hear these words used in context. Retirement plans may be set up by employers, insurance companies, the government, or other institutions such as employer associations or trade unions. The quality of pension systems available to workers varies greatly across the globe. Probably the most common are the so-called “state pensions”. These are paid to pensioners by governments that are committed to providing social security to their citizens. Workers receive state pensions when they reach the age of retirement, or if they become disabled and can no longer work. Normally, the citizen has contributed with payments during their working life to qualify for this benefit. Those are “state pensions”. Another common form of pensions are the so-called “employment-based pensions”. Employment based pensions are retirement plans that usually require both the employer and employee to contribute money to a fund during their employment in order to receive defined benefits upon retirement. Those are “employment-based pensions”.…
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English for Economists | Economic News and English Expressions
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Auction: a public sale in which goods or property are sold to the highest bidder, in other words, to the person or organization who offers the most money. By the way, we often use the phrasal verb “auction off” to describe the action, as in: they auctioned off the painting to the highest bidder. Bid: The action of making an offer at an auction. You make a bid at an auction when you make an offer to buy. Lot: An individual object or group of objects offered for sale at auction as a single unit. Hammer Price: the winning bid for a lot at auction. In other words, the price of the sale. Buyers’ Premium: auction houses charge buyers an additional fee which is calculated as a percentage of the hammer price. It’s how they make their money. Forward auction: a situation where a single seller offers an item for sale, and bidders compete to buy at the highest price possible. Reverse auction: a situation where buyers give their suppliers the chance to competitively offer their goods and services at the lowest price possible. You have possibly seen auctions on television or in the movies. The auctioneer standing in front of a crowd, sometimes speaking very, very quickly, and the bidders raising their hands or maybe lifting a small sign to show that they are making an offer. That is one of many kinds of an auction, and the style or format of auction varies a lot depending on where it is held, and what is being sold, but no matter whether you are selling livestock, real estate, cars, or artwork, the principle at work is the same, and auctions can be a very exciting contest to see which bidder wins! But auctions are much more than that traditional idea of the auctioneer standing in front of a bidder, saying “going, going, gone” as they strike the table with a wooden hammer, signifying that the item, which is known as a “lot”, is sold at a final price––known as the hammer price. The world of auctions is evolving along with technological advances. Auctions now are now carried out online on platforms like E-Bay, or over the telephone, or even through a system of bids enclosed in envelopes.…
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English for Economists | Economic News and English Expressions
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Forestry: the science of growing trees Hardwood: In general––but not always–– hardwood comes from trees that lose their leaves annually. H ardwood is usually slow-growing and the wood is dense. Softwood: S oftwood is more common than hardwood. It usually comes from trees that remain green year-round, like pine trees for example. Timber: refers to standing trees, or trees that have been cut down Lumber: timber that has been cut into smaller pieces for construction Pulpwood: wood suitable for use in paper manufacturing Logger: somebody who harvests lumber or timber for a living Cutting cycle: a period of time between the harvest of trees Sawmill: a factory where logs are sawed into lumber by machines Virgin forest: an area of old trees that has never has been harvested by humans Tree farm: A privately-owned, managed forest to produce timber. DIALOGUE Let’s talk about forestry. Forestry is the science of growing trees. People grow trees for ecological or economic reasons. The principal categories of wood are hardwood and softwood. Trees are cut down by people know as loggers. This process of cutting down trees to get the wood is also known as harvesting. Trees, and trees that are cut down, are usually known as timber. Those big pieces of timber are transported to the sawmill and cut into lumber. Hey friends, be careful because the words lumber and timber are used differently in American and British English, but my suggestion is the use the American style, where the loggers cut down timber, which gets transported and cut into lumber at a sawmill. Of course, one of the other important uses for trees is to make paper. Paper is made from so-called pulpwood, which is usually lower quality, or smaller pieces of timber. So, pulpwood is made into pulp, and pulp is made into paper at paper mills. By the way, did you know that paper production and consumption has been declining? There are two important reasons. The first is that people use less paper now that they work online, and the second reason is that a lot of packaging is done with plastic.…
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English for Economists | Economic News and English Expressions
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Recipient: a person or institution that receives something, like a donation. Humanitarian aid: usually short-term help, like money, food or medical supplies. Technical assistance: sharing information, skills, instruction, or technical data. Tied aid: foreign aid that must be spent in the country providing the aid Bilateral aid: assistance given by a government directly to the government of another country. Multilateral aid: assistance provided by governments to international organizations like the United. Nations, World Bank, and International Monetary Fund (IMF) NGO: refers to a non-governmental organization So, international aid can be described as in its most basic form as assistance that flows from one country to another usually from developed countries to developing countries. The flow is from the donor––the one who gives, to the recipient––the one who receives. International aid is also commonly called foreign aid, overseas aid, or foreign assistance. The contribution can be of money, equipment, or services. There are many types of international aid––too many to list here––but let’s look at some of the most common: Humanitarian aid. Humanitarian aid is the assistance that usually gets into the newspapers. Humanitarian aid is meant to help in the short term. A good example of humanitarian aid would be a donation of food or medicine from one country to another after a man-made catastrophe––like a civil war–– or an environmental disaster, like an earthquake or a flood. Humanitarian aid. Do you hear the root of “humanitarian”? It’s the word “human”.…
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English for Economists | Economic News and English Expressions
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Solid waste: You probably know what this is, but remember the synonyms garbage and trash. Incinerate: to destroy by burning Air pollution: a mixture of solid particles and gases in the air Dumpsite: a piece of land where waste materials are dumped Dispose of: to get rid of, to throw away Landfill: a place to leave waste material and cover it with soil DISCUSSION Solid waste management mostly deals with municipal solid waste, which is the majority of waste that is created by households, industry, and commerce. Waste management is very expensive for municipalities. In most developed economies, garbage trucks collect solid waste left outside of homes and businesses. That waste is often incinerated, which means that the waste is burned at high temperatures, sometimes in special plants which produce electricity. When you incinerate waste, you can reduce the volume from 80 to 95 percent. Not all countries manage their waste disposal well. Some researchers estimate that worldwide approximately 25% of all the municipal solid waste is not collected at all, and a further 25% is mismanaged after collection, which means that it is often burned in open and uncontrolled fires–– creating terrible air pollution––or it can be dumped at informal dumpsites, instead of being disposed at formal, managed landfills.…
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English for Economists | Economic News and English Expressions
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Vocabulary: Down payment: an initial payment made when something is bought on credit. Mortgagor: the borrower in a mortgage, typically a homeowner. Mortgagee: the entity that lends money to the borrower against the security of property. Collateral: something offered as security for repayment of a loan. To purchase outright: Without borrowing money in one payment. Foreclosure: the action of taking possession of a mortgaged property when the mortgagor fails to keep up their mortgage payments. Repossession: the action of retaking possession of something, in particular when a buyer defaults on payments. Amortization: a period in which a debt is reduced or paid off by regular payments.…
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English for Economists | Economic News and English Expressions
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1 The London Interbank Offered Rate (LIBOR) 8:37
8:37
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التشغيل لاحقا
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احب8:37![icon](https://imagehost.player.fm/icons/general/red-pin.svg)
These English lessons are for anyone who needs to read, talk or write about the economy in English. Welcome to our first lesson! Today, we will take a look at the London Interbank Offered Rate (LIBOR). This is a great English lesson for bankers. Here is our key English vocabulary. Listen to how these words are used during the podcast. Benchmark: a point of reference against which things may be compared or assessed. Syndicated loan: a loan offered by a group of lenders. Gauge: to estimate, to measure or to determine a size or an amount. Conflict of interest: when someone gets personal benefit from their official actions or decisions. Fine: penalty of money that a court of law or other authority decides has to be paid as punishment. Underpin: to support, to be the basis for something.…
مرحبًا بك في مشغل أف ام!
يقوم برنامج مشغل أف أم بمسح الويب للحصول على بودكاست عالية الجودة لتستمتع بها الآن. إنه أفضل تطبيق بودكاست ويعمل على أجهزة اندرويد والأيفون والويب. قم بالتسجيل لمزامنة الاشتراكات عبر الأجهزة.