How To Earn And Redeem Credit Card Reward Points?


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Banks that offer credit cards generally reward their credit cardholders with gifts, freebies, discounts, and other deals. Reward Programmes encourage customers to use their credit cards for bill payments, shopping, dining, travel, and more. In return, customers can rack up points and redeem them later for a variety of perks and gifts.

Reward points are valued at much lesser than the value actually spent on the credit card, but it is only a perk offered by the bank and is not a way to earn your money back. But once you have accumulated enough reward points, you can redeem them for air miles, merchandise, cash, gift vouchers, and much more.

Click on this link to know more:

How to earn Reward Points

Each bank offers different methods of earning points. Points earned will vary between different cards based on whether the card is a basic credit card or one that has high priority.

Credit card companies usually offer the following schemes:

  • Welcome Rewards
  • Regular Rewards
  • Accelerated Rewards
  • High-value Purchases
  • International Rewards
  • Bonus Points
  • Loyalty Points
  • Supplementary Cards

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