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Ep510: Taking the long-term view – fixed rate mortgages are coming to the UK
Manage episode 341120530 series 3354889
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Arjan Verbeek, CEO & Co-Founder, Perenna
The UK’s newest bank, Perenna, has been awarded a UK banking licence ‘with restrictions’ by the Prudential Regulation Authority and the Financial Conduct Authority. This is the penultimate step before a full banking licence is granted. When that happens, which the bank expects in Q1 2023, it will begin offering long-term fixed rate mortgages (30-year, 95% LTV) in the UK housing market. These are new products in the UK and with housing affordability a constant issue, are likely to prove popular. Robin Amlôt of IBS Intelligence speaks to Perenna CEO and Co-Founder Arjan Verbeek about the bank’s plans and proposed products.
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