The Flip Side With Noah Filipiak podcast

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تمت الإضافة منذ قبل four أعوام

المحتوى المقدم من Noah Filipiak. يتم تحميل جميع محتويات البودكاست بما في ذلك الحلقات والرسومات وأوصاف البودكاست وتقديمها مباشرة بواسطة Noah Filipiak أو شريك منصة البودكاست الخاص بهم. إذا كنت تعتقد أن شخصًا ما يستخدم عملك المحمي بحقوق الطبع والنشر دون إذنك، فيمكنك اتباع العملية الموضحة هنا https://ar.player.fm/legal.

NerdWallet's Smart Money Podcast

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Why Refis Are Spiking and How to Optimize Your 401k Target-Date Fund for Long-Term Growth 28:02

منذ 15 يومًا28:02

التشغيل لاحقا

قوائم

إعجاب

احب

28:02

Learn when a refi saves money and how target-date funds work, including fees and when to pick a later fund year. What exactly is a target-date fund, and when should you move your date? How do you know if now is a good time to refinance a house? Hosts Sean Pyles and Elizabeth Ayoola discuss mortgage refinancing and target-date funds to help you understand how to quantify savings on a refi and how to set (and adjust) an age-appropriate retirement glide path. To kick off the episode, NerdWallet senior news writer Anna Helhoski joins with mortgages and student loans writer Kate Wood and mortgage reporter Holden Lewis to break down why refis are spiking even without fresh Federal Reserve cuts, who’s most likely to benefit right now, and how markets (not just the Fed) drive daily mortgage rate moves. They begin with a discussion of rate-and-term vs. cash-out refinancing, with tips and tricks on calculating your breakeven point, using the ~0.75 percentage-point rule-of-thumb for potential savings, and factoring in 2% to 6% closing costs and how long you’ll stay put. Then, investing Nerd June Sham joins Sean and Elizabeth to discuss target-date funds. They discuss how glide paths work (to vs. through retirement), when to push your target year if you’ll work longer, and how fees compare with index funds/ETFs, plus contribution frameworks (10% to 15% of income vs. the “80% replacement” rule) and why many hands-off investors value auto-rebalancing despite higher expense ratios. A listener case study (age 35, 2055 fund) highlights how to revisit your target date in the decade before retirement, how to read a fund’s glide path, and why staying invested and consistent often matters more than chasing perfect timing. Want us to review your budget? Fill out this form — completely anonymously if you want — and we might feature your budget in a future segment! https://docs.google.com/forms/d/e/1FAIpQLScK53yAufsc4v5UpghhVfxtk2MoyooHzlSIRBnRxUPl3hKBig/viewform?usp=header In this episode, the Nerds discuss: mortgage refinance, refinance calculator, mortgage rates today, breakeven point refinance, cash-out refinance, HELOC vs cash-out, refinance closing costs, when to refinance, refinance vs home equity loan, bond market and mortgage rates, Federal Reserve and mortgage rates, target-date fund, best target-date funds, target-date fund glide path, to vs through glide path, 401k target-date fund, change target-date fund year, 2055 target-date fund, target-date fund fees, expense ratio comparison, ETF vs mutual fund, index funds S&P 500, retirement contribution 10 to 15 percent, 80 percent income replacement rule, taxable brokerage vs 401k, annuity vs staying invested, debt consolidation with home equity, credit card APR vs mortgage rate, divorce refinance requirements, stay-or-sell breakeven analysis, and refinance eligibility 2025. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com . Like what you hear? Please leave us a review and tell a friend. Learn more about your ad choices. Visit megaphone.fm/adchoices…

The Flip Side with Noah Filipiak

منزل السلاسل•Feed

Connecting the reality of the gospel to the grit of life. Hosted by pastor and author Noah Filipiak.

100 حلقات

#Religion #Christianity #Noah Filipiak

The Flip Side with Noah Filipiak

0-10 subscribers

updated منذ 11 ساعة

منزل السلاسل•Feed

Connecting the reality of the gospel to the grit of life. Hosted by pastor and author Noah Filipiak.

100 حلقات

#Religion #Christianity #Noah Filipiak

كل الحلقات

The Flip Side with Noah Filipiak

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God's Gratuitous Beauty - 5 MIN FLIP - 9/18/25 11:43

منذ 11 hours11:43

11:43

The Flip Side with Noah Filipiak

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Ep. 114: Why Do Bad Things Happen? (...if God is all-loving & all-powerful) 35:42

منذ 24 يومًا35:42

35:42

This 5 Minute Flip turned into a full episode length due to the many layers of this topic. It's not a long 5 Minute Flip, it's a bonus full episode - ep 114 - enjoy!

The Flip Side with Noah Filipiak

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Phones & Technology - 5 MIN FLIP - 7/24/25 20:12

منذ 8 weeks20:12

20:12

The Flip Side with Noah Filipiak

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Life, This Moment, & Appreciating The Gift of Today - 5 MIN FLIP - 7/11/25 17:47

منذ 10 weeks17:47

17:47

24-Hour Zoom Prayer Vigil for Brian, starting July 11th 7pm: https://www.mosaicgr.org/brian-lane-prayer-vigil

The Flip Side with Noah Filipiak

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Consistency with Church & Groups - 5 MIN FLIP - 7/1/25 14:57

منذ 11 weeks14:57

14:57

The Flip Side with Noah Filipiak

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I Drove My Car into a Ditch - 5 MIN FLIP - 6/11/25 17:46

منذ 14 weeks17:46

17:46

The Flip Side with Noah Filipiak

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Control, Escape, Brokenness, Acceptance - 5 MIN FLIP - 6/3/25 20:04

منذ 15 weeks20:04

20:04

The Flip Side with Noah Filipiak

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Worry, Anxiety, Recovery, & Retraining the Brain to Embrace Reality - 5 MIN FLIP - 5/29/25 18:17

منذ 16 weeks18:17

18:17

The Flip Side with Noah Filipiak

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My ADHD Diagnosis - 5 MIN FLIP - 5/21/25 24:17

منذ 17 weeks24:17

24:17

The Flip Side with Noah Filipiak

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Beauty, Magic, & Supernatural Everywhere! - 5 MIN FLIP - 5/7/25 15:15

منذ 19 weeks15:15

15:15

The Flip Side with Noah Filipiak

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What Is Jesus Worthy Of? (in your life) - 5 MIN FLIP - 4/16/25 18:19

منذ 22 weeks18:19

18:19

The Flip Side with Noah Filipiak

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Ep. 113: Our Identity in Christ and the Crater Within 39:37

منذ 24 weeks39:37

39:37

Flip Side Notes: Join an upcoming Beyond the Battle online group at www.beyondthebattle.net Support Flip Side sponsor Angry Brew by using promo code FLIP at angrybrew.com or fivelakes.com to pick up some Angry Brew or Chris’ Blend coffee at 10% off. Get a free month of Covenant Eyes at www.covenanteyes.com using promo code BEYOND Get a free month of Accountable2You keyword accountability: a2u.app/beyond (do not use “www”) Support the show and get some sweet swag by becoming a patron at www.patreon.com/noahfilipiak – includes exclusive access to email the show and request topics. Purchase Beyond the Battle and Needed Navigation by Noah Filipiak.…

The Flip Side with Noah Filipiak

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Jesus, Have Mercy on Me - 5 MIN FLIP - 3/14/25 8:20

منذ 27 weeks8:20

8:20

The Flip Side with Noah Filipiak

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Ep. 112: Pushing Pause on the Podcast 44:41

منذ 29 weeks44:41

44:41

Noah shares why he's taking a break from long-form podcast episodes, and what you can do to help bring them back. The content of this episode is really about soul rest, honoring limits, and enjoying God as Noah gives you an authentic look into his last two years of discernment regarding burnout and overcommitment. He shares recent breakthroughs and conclusions from this discernment period, and how God is using it to shape his spiritual formation. 5 Minute Flips will continue - make sure you are subscribed to a podcast feed like Apple Podcasts, Podbean, or Spotify to receive these. Tax deductible donations: www.beyondthebattle.net/give Patreon support: www.patreon.com/noahfilipiak Flip Side Notes: Join an upcoming Beyond the Battle online group at www.beyondthebattle.net Support Flip Side sponsor Angry Brew by using promo code FLIP at angrybrew.com or fivelakes.com to pick up some Angry Brew or Chris’ Blend coffee at 10% off. Get a free month of Covenant Eyes at www.covenanteyes.com using promo code BEYOND Get a free month of Accountable2You keyword accountability: a2u.app/beyond (do not use “www”) Support the show and get some sweet swag by becoming a patron at www.patreon.com/noahfilipiak – includes exclusive access to email the show and request topics. Purchase Beyond the Battle and Needed Navigation by Noah Filipiak.…

The Flip Side with Noah Filipiak

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Ep. 111: Rev. Dr. Michael Carrion - Pastoral Thoughts on Mass Deportation and this Cultural Moment 1:28:48

منذ 31 weeks1:28:48

1:28:48

Noah interviews Pastor Mike Carrion on ministry in the South Bronx, the importance of proximity, and the Way of Jesus as applied in America today. They have an in-depth conversation touching on the Church & politics, mass deportation, perspectives, and the lives being affected. You can listen to Pastor Mike's January 2025 sermon from the Evangelical Covenant Church's Midwinter Conference here . Rev. Dr. Michael Carrion serves as the Senior Pastor and General Overseer of the Promised Land Covenant Churches located in the North and South Bronx. He also serves as the founding Chairman and Superintendent of the Bronx Academy of Promise K-8 Charter School in the Mott Haven section of the South Bronx and the Regional Coach for Church Planting and Development for the East Coast Conference of the Evangelical Covenant Church. Serves as the VP of Church Planting and Leadership Development at City To City, Michael has successfully planted several churches and charter schools across the South Bronx. He is a social justice activist, community organizer who has been nationally recognized for his work among the poor across the city. You can also watch the podcast episode on YouTube: https://youtu.be/pUTqDFh08c8 Flip Side Notes: Join an upcoming Beyond the Battle online group at www.beyondthebattle.net Support Flip Side sponsor Angry Brew by using promo code FLIP at angrybrew.com or fivelakes.com to pick up some Angry Brew or Chris’ Blend coffee at 10% off. Get a free month of Covenant Eyes at www.covenanteyes.com using promo code BEYOND Get a free month of Accountable2You keyword accountability: a2u.app/beyond (do not use “www”) Support the show and get some sweet swag by becoming a patron at www.patreon.com/noahfilipiak – includes exclusive access to email the show and request topics. Purchase Beyond the Battle and Needed Navigation by Noah Filipiak.…

مرحبًا بك في مشغل أف ام!

يقوم برنامج مشغل أف أم بمسح الويب للحصول على بودكاست عالية الجودة لتستمتع بها الآن. إنه أفضل تطبيق بودكاست ويعمل على أجهزة اندرويد والأيفون والويب. قم بالتسجيل لمزامنة الاشتراكات عبر الأجهزة.