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المحتوى المقدم من Pastor Michael Fernandes. يتم تحميل جميع محتويات البودكاست بما في ذلك الحلقات والرسومات وأوصاف البودكاست وتقديمها مباشرة بواسطة Pastor Michael Fernandes أو شريك منصة البودكاست الخاص بهم. إذا كنت تعتقد أن شخصًا ما يستخدم عملك المحمي بحقوق الطبع والنشر دون إذنك، فيمكنك اتباع العملية الموضحة هنا https://ar.player.fm/legal.
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In this episode of The Innovators & Investors Podcast hosted by Kristian Marquez, guest Sindhu Joseph, founder and CEO of CogniCor, shares how artificial intelligence is transforming the financial services and wealth management industry. Sindhu discusses the significant wealth disparity she has observed globally and how CogniCor’s AI-powered co-pilot platform empowers financial advisors to scale their services, reaching beyond the traditional 30% of affluent households to potentially 70-80%. By reducing administrative burdens and providing a unified, real-time 360-degree view of client households, CogniCor enables advisors to deliver personalized, data-driven financial advice efficiently. Sindhu also reflects on her 15+ years of experience in AI, her global upbringing across India, Europe, and the US, and how her human-first approach shapes CogniCor’s mission to democratize access to wealth management. The episode explores the future impact of AI on work and society, the importance of domain expertise combined with AI knowledge, and the challenges posed by fragmented legacy systems in financial services. Listeners gain valuable insights into the intersection of AI innovation, fintech disruption, and ethical leadership in building scalable, impactful technology solutions. Whether you’re a financial professional, investor, or tech enthusiast, this episode offers a deep dive into AI’s transformative potential in wealth management and the inspiring journey of a visionary founder driving meaningful change. Learn more about Sindhu's work at https://www.cognicor.com/ Connect with Sindhu on LinkedIn at https://www.linkedin.com/in/sindhujoseph/ Think you'd be a great guest on the show? Apply at https://finstratmgmt.com/innovators-investors-podcast/ Want to learn more about Kristian Marquez's work? Check out his website at https://finstratmgmt.com…
المحتوى المقدم من Pastor Michael Fernandes. يتم تحميل جميع محتويات البودكاست بما في ذلك الحلقات والرسومات وأوصاف البودكاست وتقديمها مباشرة بواسطة Pastor Michael Fernandes أو شريك منصة البودكاست الخاص بهم. إذا كنت تعتقد أن شخصًا ما يستخدم عملك المحمي بحقوق الطبع والنشر دون إذنك، فيمكنك اتباع العملية الموضحة هنا https://ar.player.fm/legal.
Welcome to the weekly podcast of Karuna Sadan Ministries led by Pastor Michael Fernandes. To learn more visit our website at www.karunasadan.com or download the App
المحتوى المقدم من Pastor Michael Fernandes. يتم تحميل جميع محتويات البودكاست بما في ذلك الحلقات والرسومات وأوصاف البودكاست وتقديمها مباشرة بواسطة Pastor Michael Fernandes أو شريك منصة البودكاست الخاص بهم. إذا كنت تعتقد أن شخصًا ما يستخدم عملك المحمي بحقوق الطبع والنشر دون إذنك، فيمكنك اتباع العملية الموضحة هنا https://ar.player.fm/legal.
Welcome to the weekly podcast of Karuna Sadan Ministries led by Pastor Michael Fernandes. To learn more visit our website at www.karunasadan.com or download the App
In Luke 7, a Roman centurion, valuing intercession, sends Jewish elders to plead with Jesus to heal his dying servant. His love for Israel and investment in building a synagogue prompt Jesus to respond immediately. This illustrates a divine principle: supporting God’s house through prayer, service, and giving leads to divine favor. The sermon emphasizes that building God’s house ensures blessings, healing, and transformation. Examples from David and Elijah highlight how devotion to God’s work brings eternal rewards, urging believers to prioritize God’s house for supernatural prosperity. All these questions were answered just as Perry Stone, Jonathan Cahn, John Hagee, Jentezen Franklin, Benny Hinn, Chris Oyaklihome, Steven Furtick, Joel Osteen, Joseph Prince, Joyce Meyer, Paul Dhinakaran, Samuel Patta, Ezekiah Francis, Johnson Varghese, Paul Thangiah, Mohan C Lazarus, TD Jakes and others 01.) What is the law of intercession? 02.) Why did Jesus respond quickly to the centurion’s request? 03.) What does building God’s house involve? 04.) What happens when you support God’s house? 05.) Why is the house of God important? 06.) How did David contribute to God’s house? 07.) What was the widow’s role in supporting God’s house? 08.) What does Psalm 127:1 teach about building God’s house? 09.) What happens if you neglect God’s house? 10.) What promise does Haggai 2:19 offer?…
Explore the seven levels of prayer, from foundational "Calling on the Lord" to the profound "Ministering to the Lord." Each level—Calling, Crying Out, Seeking, Knocking, Groaning, Wrestling, and Ministering—represents increasing intensity and spiritual depth. Drawing from Psalm 138:3 and other scriptures, this teaching illustrates how desperate cries, persistent seeking, and selfless worship can lead to miracles, divine encounters, and transformed destinies. Embrace the challenge to grow in prayer, moving beyond basic requests to a priestly level of total devotion, where one’s heart belongs solely to God. All these questions were answered just as Perry Stone, Jonathan Cahn, John Hagee, Jentezen Franklin, Benny Hinn, Chris Oyaklihome, Steven Furtick, Joel Osteen, Joseph Prince, Joyce Meyer, Paul Dhinakaran, Samuel Patta, Ezekiah Francis, Johnson Varghese, Paul Thangiah, Mohan C Lazarus, TD Jakes and others 01.) What are the seven levels of prayer? 02.) What does "Calling on the Lord" mean? 03.) What is "Crying Out" in prayer? 04.) How quickly can God respond to prayer? 05.) What is the "Seeking" level of prayer? 06.) What happens at the "Knocking" level? 07.) What is the "Groaning" level of prayer? 08.) What does "Wrestling with God" involve? 09.) What is the highest level of prayer? 10.) How can prayer change destinies?…
The Law of Trade-Offs teaches that growth requires sacrifice. As illustrated in Luke 9:23, following Jesus demands denying oneself and carrying the cross daily. Whether in career, spiritual life, or personal growth, advancing means letting go of comfort, familiarity, or immediate gratification for greater purpose, legacy, and eternal impact. Examples like Abraham, Catherine Kuhlman, and Benny Hinn show that surrendering to God’s call, despite fear, comfort, or pride, leads to divine promotion. Trading off worldly desires for God’s plan refines purpose, granting spiritual authority and lasting influence. All these questions were answered just as Perry Stone, Jonathan Cahn, John Hagee, Jentezen Franklin, Benny Hinn, Chris Oyaklihome, Steven Furtick, Joel Osteen, Joseph Prince, Joyce Meyer, Paul Dhinakaran, Samuel Patta, Ezekiah Francis, Johnson Varghese, Paul Thangiah, Mohan C Lazarus, TD Jakes and others 01.)What is the Law of Trade-Offs? 02.)What does Luke 9:23 teach about trade-offs? 03.)Why is growth costly? 04.)What did Catherine Kuhlman trade off 05.)What did Abraham sacrifice for God’s promise? 06.)Why do people resist trade-offs? 07.)What did Benny Hinn give up? 08.)What are common trade-offs for spiritual growth? 09.)How does Jesus exemplify the Law of Trade-Offs? 10.)What is the outcome of making trade-offs for God?…
In James 1, humility, maturity, and wisdom are key to overcoming lack. Humility, as a bondservant, reflects surrender to God’s will, not outward acts. Maturity develops through trials, refining faith and building patience, leading to completeness. Wisdom, freely given by God, guides finances, relationships, soul-winning, health, and service. Ask in faith, trusting God’s character, without doubting, to avoid being double-minded. Embrace these principles to remain stable, lack nothing, and walk in spiritual authority, relying on God’s promises amidst life’s challenges. All these questions were answered just as Perry Stone, Jonathan Cahn, John Hagee, Jentezen Franklin, Benny Hinn, Chris Oyaklihome, Steven Furtick, Joel Osteen, Joseph Prince, Joyce Meyer, Paul Dhinakaran, Samuel Patta, Ezekiah Francis, Johnson Varghese, Paul Thangiah, Mohan C Lazarus, TD Jakes and others 01.)What is a bondservant? 02.)What is true humility? 03.)How does humility relate to spiritual authority? 04.)Why were the 12 tribes scattered? 05.)When does God often speak to us? 06.)What does the testing of faith produce? 07.)What is the purpose of trials? 08.)What does maturity mean in Christianity? 09.)What is wisdom, and how can we obtain it? 10.)What is a double-minded man?…
In James 1:12, the blessed person endures temptation, refined like gold through trials, emerging stronger in faith. God doesn't tempt but provides a way out, as seen with Joseph. Temptation stems from personal desires, which Satan exploits, targeting weaknesses like lust or greed. Overcoming requires love for God, not fear, through worship and walking in the Spirit. By addressing desires early, believers break sin's cycle, finding deliverance through God's grace, not condemnation, and receiving the imperishable crown of life promised to those who love Him All these questions were answered just as Perry Stone, Jonathan Cahn, John Hagee, Jentezen Franklin, Benny Hinn, Chris Oyaklihome, Steven Furtick, Joel Osteen, Joseph Prince, Joyce Meyer, Paul Dhinakaran, Samuel Patta, Ezekiah Francis, Johnson Varghese, Paul Thangiah, Mohan C Lazarus, TD Jakes and others 01.)Who is considered blessed according to James 1:12? 02.)What does it mean to endure temptation? 03.)Does God tempt people? 04.)What is the crown of life? 05.)How does temptation work? 06.)What is the role of love in overcoming temptation? 07.)How does Satan target individuals? 08.)What is the "way out" of temptation? 09.)What is the mystery of iniquity? 10.)How can believers achieve victory over temptation?…
A trade-off means letting go of something to gain something else. If you don’t choose your trade-offs, they’ll choose you, leading to anxiety, temptation, or stagnation. Jesus made the ultimate trade-off, exchanging divine glory for human form, humbling Himself to death on the cross. To embrace the right trade-offs: ask the Holy Spirit for guidance, reframe sacrifices as seeds, surround yourself with sacrificial people, and celebrate progress, not perfection. Every step of obedience leads to maturity, and the greatest elevation follows the greatest surrender. All these questions were answered just as Perry Stone, Jonathan Cahn, John Hagee, Jentezen Franklin, Benny Hinn, Chris Oyaklihome, Steven Furtick, Joel Osteen, Joseph Prince, Joyce Meyer, Paul Dhinakaran, Samuel Patta, Ezekiah Francis, Johnson Varghese, Paul Thangiah, Mohan C Lazarus, TD Jakes and others 01.)What is a trade-off? 02.)What happens if you don’t choose your trade-offs? 03.)Why is prayer important in the context of trade-offs? 04.)What did the survey of leaders reveal about trade-offs? 05.)How does saying "yes" to something affect trade-offs? 06.)What does 1 Corinthians 10:23 teach about trade-offs? 07.)What was Jesus’ ultimate trade-off? 08.)What is humility according to the sermon? 09.)How can you embrace the right trade-offs? 10.)What is the significance of reframing sacrifices as seeds?…
James 2:14-15 teaches that true faith in Jesus produces transformation, is practical, and shows evidence. Faith without works is dead; it must lead to a changed life, reflecting Christ’s love through actions. Attending church or receiving prophecies doesn’t make one a Christian—living out God’s Word does. Practical faith meets real needs, like helping the poor or praying for others. Evidence of faith is seen in daily practices, like reading the Bible and forgiving others, proving one’s commitment to Christ. All these questions were answered just as Perry Stone, Jonathan Cahn, John Hagee, Jentezen Franklin, Benny Hinn, Chris Oyaklihome, Steven Furtick, Joel Osteen, Joseph Prince, Joyce Meyer, Paul Dhinakaran, Samuel Patta, Ezekiah Francis, Johnson Varghese, Paul Thangiah, Mohan C Lazarus, TD Jakes and others 01.)What does James 2:14 teach about faith? 02.)Why is transformation important in faith? 03.)What does it mean for faith to be practical? 04.)How is faith evidenced in a believer’s life? 05.)Does attending church make someone a Christian? 06.)What is the problem with faith that is only spoken? 07.)How does Matthew 7:21 relate to the message? 08.)Why should believers pray and fast? 09.)What role does forgiveness play in faith? 10.)Why do some people come to church for the wrong reasons?…
The sermon explores speaking in tongues, emphasizing its purpose, power, and common misunderstandings. Described as a foundational Holy Spirit gift, speaking in tongues was first manifested at Pentecost, acting as a gateway to other spiritual gifts. Apostle Paul valued it highly, using it more than others. It serves as a sign, fosters personal edification, and aids intercession, aligning believers with God’s will. Despite misunderstandings, it strengthens the inner man, builds spiritual sensitivity, and shields against attacks. Practical ways to engage include reading Scripture while praying in tongues to overcome misunderstandings and enhance spiritual growth. All these questions were answered just as Perry Stone, Jonathan Cahn, John Hagee, Jentezen Franklin, Benny Hinn, and others. 01.) What is the significance of speaking in tongues among the gifts of the Holy Spirit? 02.) Why is speaking in tongues considered a powerful gift? 03.) What is the biblical definition of speaking in tongues? 04.) What are the different expressions of speaking in tongues? 05.) Why do some people oppose speaking in tongues? 06.) How does speaking in tongues benefit believers personally? 07.) How does speaking in tongues function as a prayer language? 08.) What practical benefits does speaking in tongues provide? 09.) How can believers practically engage in speaking in tongues? 10.) How can someone receive the gift of speaking in tongues?…
In "Speaking in Tongues — Purpose, Power, and Misunderstandings, Part Two," the sermon addresses common misconceptions about speaking in tongues. It refutes cessationism, affirming that speaking in tongues is for today, as supported by Hebrews 13:8 and Mark 16:17. The message clarifies that not all tongues require interpretation, citing 1 Corinthians 14:4, and emphasizes their role in personal edification and spiritual empowerment. It counters claims that tongues are chaotic or exclusive to apostles, stressing their accessibility to all believers. "Speaking in Tongues — Purpose, Power, and Misunderstandings" highlights discernment to distinguish genuine spiritual gifts, encouraging earnest desire for them. All these questions were answered just as Perry Stone, Jonathan Cahn, John Hagee, Jentezen Franklin, Benny Hinn, and others. 01.)Is speaking in tongues still relevant today? 02.)What is cessationism, and is it biblically accurate? 03.)Do all instances of speaking in tongues require interpretation? 04.)Are there different types of tongues? 05.)What is the difference between translation and interpretation of tongues? 06.)Are tongues chaotic or a sign of emotional instability? 07.)Is speaking in tongues only for apostles or special people? 08.)Can tongues be faked or demonic? 09.)How can one receive the gift of speaking in tongues? 10.)What is the purpose and power of speaking in tongues?…
The Holy Spirit and Inner Transformation — Becoming Who God Called You to Be emphasizes the Holy Spirit’s role in reshaping believers’ identities. Through regeneration, the Holy Spirit enables a new birth, breaking generational curses and forming a new spiritual DNA. By beholding God’s glory, as described in 2 Corinthians 3:18, believers are transformed into Christ’s image. The Holy Spirit and Inner Transformation fosters maturity through the fruit of the Spirit—love, joy, peace, and self-control—nurtured by daily fellowship with God. This abiding anointing ensures character sustains the empowering anointing, fulfilling God’s call to become who He intended. All these questions were answered just as Perry Stone, Jonathan Cahn, John Hagee, Jentezen Franklin, Benny Hinn, Chris Oyaklihome, Steven Furtick, Joel Osteen, Joseph Prince, Joyce Meyer, Paul Dhinakaran, Samuel Patta, Ezekiah Francis, Johnson Varghese, Paul Thangiah, Mohan C Lazarus, TD Jakes and others. 01.)What is the role of the Holy Spirit beyond empowerment? 02.)What is the significance of beholding God’s glory? 03.)What is regeneration in the context of the Holy Spirit? 04.)How does the Holy Spirit change a believer’s identity? 05.)Why is the fruit of the Spirit important for maturity? 06.)What is the difference between the empowering and abiding anointing? 07.)How does imagination influence transformation? 08.)Why do believers need daily fellowship with God? 09.)How does the Holy Spirit counteract negative self-perceptions? 10.)What ensures lasting transformation in a believer’s life?…
The message "How to Break Destructive Habits" explores how habits control and enslave people. Three major destructive habits discussed are uncontrolled anger, excessive sexual thoughts, and time wasting. To break destructive habits, one must rely on the Holy Spirit's grace and power. The speaker emphasizes that destructive habits often have spiritual roots that need to be addressed. To break destructive habits, one should confess their new status in Christ daily. The message concludes that breaking destructive habits requires both spiritual intervention and practical steps, including consistent confession of Scripture. All these questions were answered just as Perry Stone, Jonathan Cahn, John Hagee, Jentezen Franklin, Benny Hinn, TD Jakes and others. 1)What makes someone a slave to something? 2)What are the three main destructive habits discussed? 3)How do destructive habits affect life? 4)What happens when people don't deal with destructive habits? 5)Why is weekend drinking dangerous? 6)How can one break destructive habits? 7)Why is confessing Scripture important in breaking habits? 8)What role does the Holy Spirit play in breaking habits? 9)Why do some habits persist despite attempts to quit? 10)What should one confess to break habits?…
In these perilous times of economic and political instability, God calls us to believe, receive, and walk in faith. The sermon outlines three financial stages: Egypt (scarcity), Wilderness (just enough), and Promised Land (abundance). Transition from Egypt to Wilderness requires a renewed mind, trusting God over circumstances. Moving to the Promised Land demands a willing and obedient heart, tested in the Wilderness. Staying in abundance involves spiritual warfare against opposing forces. Practical steps include daily worship, praying for prosperity, and interceding for Israel's peace to unlock divine blessings. All these questions were answered just as Perry Stone, Jonathan Cahn, John Hagee, Jentezen Franklin, Benny Hinn, Chris Oyaklihome, Steven Furtick, Joel Osteen, Joseph Prince, Joyce Meyer, Paul Dhinakaran, Samuel Patta, Ezekiah Francis, Johnson Varghese, Paul Thangiah, Mohan C Lazarus, TD Jakes and others 01.) What are the three stages of financial progress described in the sermon? 02.) How does one move from the Egypt stage to the Wilderness stage? 03.) What is required to transition from the Wilderness to the Promised Land? 04.) How can one stay in the Promised Land? 05.) What is the significance of worship in achieving financial breakthroughs? 06.) Why is praying for prosperity important? 07.) Why should one pray for the peace of Israel? 08.) What role does the Wilderness stage play in financial growth? 09.) How does a renewed mind change one’s perspective? 10.) What practical steps are recommended for financial breakthrough?…
Emotional wounds, such as rejection and betrayal, can deeply impact lives, destroying relationships and self-worth. Rejection, often from close family or friends, fosters feelings of being unloved, unwanted, and unworthy, leading to isolation and mistrust. Betrayal, especially by those closest, inflicts profound pain, triggering anger and hindering emotional healing. Drawing from biblical examples like Joseph and Jesus, who faced rejection and betrayal yet found restoration, the message emphasizes God’s power to heal these wounds. Through prayer and faith, individuals can find healing, turn shame into honor, and experience miracles born from their pain. All these questions were answered just as Perry Stone, Jonathan Cahn, John Hagee, Jentezen Franklin, Benny Hinn, Chris Oyaklihome, Steven Furtick, Joel Osteen, Joseph Prince, Joyce Meyer, Paul Dhinakaran, Samuel Patta, Ezekiah Francis, Johnson Varghese, Paul Thangiah, Mohan C Lazarus, TD Jakes and others 01.) What are emotional wounds? 02.) How do emotional wounds affect people? 03.) How do emotional wounds affect people? 04.) How does betrayal impact individuals? 05.) How can emotional wounds be healed? 06.) What biblical examples illustrate rejection? 07.) What biblical example shows betrayal? 08.) How does God address rejection and betrayal? 09.) Why do emotional wounds trigger certain behaviors? 10.) How can one overcome the pain of emotional wounds?…
In the series The 21 Powerful Laws of Spiritual Growth, Pastor Michael Fernandes explores The Law of the Mirror, emphasizing that your self-image shapes your destiny. Drawing from Proverbs 23:7, he teaches that you cannot rise above how you see yourself. The Law of the Mirror urges believers to reject negative identities—worthless, defeated, or forsaken—and embrace God’s view: fearfully and wonderfully made (Psalm 139:14). By valuing yourself as God’s masterpiece, The 21 Powerful Laws of Spiritual Growth: The Law of the Mirror fosters a belief system that cultivates spiritual growth and divine purpose. All these questions were answered just as Perry Stone, Jonathan Cahn, John Hagee, Jentezen Franklin, Benny Hinn, Chris Oyaklihome, Steven Furtick, Joel Osteen, Joseph Prince, Joyce Meyer, Paul Dhinakaran, Samuel Patta, Ezekiah Francis, Johnson Varghese, Paul Thangiah, Mohan C Lazarus, TD Jakes and others. 01.) What is the Law of the Mirror in the context of spiritual growth? 02.) How does your self-image affect your life’s potential? 03.) What does the Bible say about how we should view ourselves? 04.) Why do people struggle with low self-worth? 05.) How does God’s view of us differ from our own? 06.) What is the significance of valuing yourself in God’s eyes? 07.) How does a belief system influence spiritual growth? 08.) How can we overcome the lies of a broken mirror? 09.) Why is your inner dialogue critical for spiritual progress? 10.) How can we practically apply the Law of the Mirror?…
In the series "21 Powerful Laws of Spiritual Growth: The Law of Pain," Pastor Michael emphasizes how pain can either catapult or bury you. The Law of Pain teaches that unaddressed pain can drown out God's voice, hindering spiritual growth. Using Helen Keller's story, he illustrates how pain can inspire. The 21 Powerful Laws of Spiritual Growth: The Law of Pain outlines four steps to manage pain: acknowledge it, bring it to God, learn its lessons, and let God use it. Through the Law of Pain, God transforms brokenness into testimony, fostering spiritual growth. All these questions were answered just as Perry Stone, Jonathan Cahn, John Hagee, Jentezen Franklin, Benny Hinn, Chris Oyaklihome, Steven Furtick, Joel Osteen, Joseph Prince, Joyce Meyer, Paul Dhinakaran, Samuel Patta, Ezekiah Francis, Johnson Varghese, Paul Thangiah, Mohan C Lazarus, TD Jakes and others 01.) What is the Law of Pain? 02.) How can pain affect one’s ability to hear God’s voice? 03.) Why do some people fail to hear God’s guidance? 04.) How can pain be transformed into spiritual growth? 05.) What examples illustrate the Law of Pain? 06.) Why does God use broken or wounded people? 07.) How does mismanaged pain impact spiritual life? 08.) What are the four steps to manage pain effectively? 09.) Why shouldn’t pain be hidden or ignored? 10.) How can one practically apply lessons from pain?…
مرحبًا بك في مشغل أف ام!
يقوم برنامج مشغل أف أم بمسح الويب للحصول على بودكاست عالية الجودة لتستمتع بها الآن. إنه أفضل تطبيق بودكاست ويعمل على أجهزة اندرويد والأيفون والويب. قم بالتسجيل لمزامنة الاشتراكات عبر الأجهزة.