Decoder With Nilay Patel podcast

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تمت الإضافة منذ قبل seven عام

المحتوى المقدم من Vox Media Podcast Network and The Verge. يتم تحميل جميع محتويات البودكاست بما في ذلك الحلقات والرسومات وأوصاف البودكاست وتقديمها مباشرة بواسطة Vox Media Podcast Network and The Verge أو شريك منصة البودكاست الخاص بهم. إذا كنت تعتقد أن شخصًا ما يستخدم عملك المحمي بحقوق الطبع والنشر دون إذنك، فيمكنك اتباع العملية الموضحة هنا https://ar.player.fm/legal.

NerdWallet's Smart Money Podcast

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Estate Planning Made Simple and How to Handle Family Loans 32:09

منذ 5 weeks32:09

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قوائم

إعجاب

احب

32:09

Learn how to build a simple estate plan and lend or repay family money without hurting your relationships. What’s the first thing to do when creating an estate plan? What’s the smartest way to handle loans between friends or family? Hosts Sean Pyles and Elizabeth Ayoola break down estate-planning basics like wills, revocable trusts, living wills/advance healthcare directives, and durable powers of attorney — tools that can ensure your wishes are carried out and help your loved ones avoid probate. They also share when to update your documents, how beneficiary designations can override your will, and three simple to-dos to get started without feeling overwhelmed. Then, mortgage and student loans writer Kate Wood joins Sean and Elizabeth to answer a listener’s question about paying a loan back to her parents. They explore how family loans and lending circles work, why it’s important to put agreements in writing (and when notarizing helps), and the impact informal loans can have on your credit. They also weigh different ways to set money aside, comparing high-yield savings accounts with taxable brokerage accounts invested in ETFs and considering timelines, growth potential, and tax trade-offs. Want us to review your budget? Fill out this form — completely anonymously if you want — and we might feature your budget in a future segment! https://docs.google.com/forms/d/e/1FAIpQLScK53yAufsc4v5UpghhVfxtk2MoyooHzlSIRBnRxUPl3hKBig/viewform?usp=header In their conversation, the Nerds discuss: estate planning, will vs trust, revocable trust, living will, durable power of attorney, healthcare proxy, advance healthcare directive, probate explained, beneficiary designation vs will, update beneficiaries after marriage, how often to update a will, intestate meaning, avoid probate, family loan agreement, lend money to family safely, informal lending, lending circle, saving circle, notarized loan contract, pros and cons of family loans, protect relationships when lending money, credit score and informal loans, high-yield savings accounts, taxable brokerage accounts, ETF basics for beginners, repaying parents for college, fiduciary roles in estate planning, power dynamics of lending to friends, writing a repayment schedule, when to use a trust for minors, and retitling assets into a trust. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com . Like what you hear? Please leave us a review and tell a friend. Learn more about your ad choices. Visit megaphone.fm/adchoices…

Decoder with Nilay Patel

منزل السلاسل•Feed

Decoder is a show from The Verge about big ideas — and other problems. Verge editor-in-chief Nilay Patel talks to a diverse cast of innovators and policymakers at the frontiers of business and technology to reveal how they’re navigating an ever-changing landscape, what keeps them up at night, and what it all means for our shared future.

905 حلقات

#Vox Media Podcast Network #Tech #Business #Verge #Recode Decode

Decoder with Nilay Patel

207 subscribers

updated منذ 15 ساعة

منزل السلاسل•Feed

905 حلقات

#Vox Media Podcast Network #Tech #Business #Verge #Recode Decode

كل الحلقات

1
The AI industry is at a major crossroads 44:02

منذ 15 hours44:02

44:02

This is Hayden Field, senior AI reporter at The Verge and your Thursday episode guest host. It’s been a very big news week in AI, and a lot of it had to do with OpenAI, its DevDay in San Francisco this week, and the viral explosion of AI-generated video thanks to the company’s new Sora app. So I brought in Kanjun Qiu, CEO of AI startup Imbue and a close watcher of the industry, to break down what’s really happening, why it’s happening, and the societal implications of it all. Links: All of the updates from OpenAI DevDay 2025 | The Verge OpenAI wasn’t expecting Sora’s copyright drama | The Verge I’ve fallen into Sora’s slippery slop | The Verge Sora 2 users are having fun with Sam Altman’s face | The Verge OpenAI will let developers build apps that work inside ChatGPT | The Verge OpenAI wants ChatGPT to be your future operating system | Wired Sora 2 watermark removers flood the web | 404 Media What the arrival of AI-fabricated video means for us | NYT Recruiters use AI to scan résumés — applicants are trying to trick it | NYT Employers are buried in AI-generated résumés | NYT Credits: Decoder is a production of The Verge and part of the Vox Media Podcast Network. Our producers are Kate Cox and Nick Statt. This episode was edited by Xander Adams. The Decoder music is by Breakmaster Cylinder. Learn more about your ad choices. Visit podcastchoices.com/adchoices…

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Rivian CEO on CarPlay, Lidar, and affordable EVs 50:38

منذ 4 أيام50:38

50:38

I’m Joanna Stern, the senior personal tech columnist at The Wall Street Journal , and this is my final Decoder episode filling in for Nilay while he’s out on parental leave. My guest today: Rivian CEO RJ Scaringe. This is RJ’s third time on the show, and it felt like the perfect follow-up to my conversation last week with Ford CEO Jim Farley. I loved the idea of going straight from Ford to Rivian. And if you listened to the Farley episode, this one flows nicely. RJ and I cover a lot of the same challenges: tariffs, China, EV pricing. Of course, I also asked about CarPlay. Read the full transcript on The Verge . Links: A pretty fascinating look under the hood of the Rivan R2 | The Verge Rivian CEO says CarPlay isn’t going to happen | The Verge Rivian CEO RJ Scaringe says too many carmakers are copying Tesla | Decoder Rivian CEO RJ Scaringe isn't scared of the Cybertruck | Decoder Rivian breaks ground on $5 billion Georgia plant | AP Rivian narrows 2025 delivery guidance Q3 as production slips | WSJ Rivian R2 remains on track for $45,000 and 2026 production | Car and Driver Credits: Decoder is a production of The Verge and part of the Vox Media Podcast Network. Our producers are Kate Cox and Nick Statt. Our editor is Ursa Wright. The Decoder music is by Breakmaster Cylinder. Learn more about your ad choices. Visit podcastchoices.com/adchoices…

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The good, the bad, and the future of AI agents 46:35

منذ 8 أيام46:35

46:35

This is Hayden Field, senior AI reporter at The Verge and your Thursday episode guest host. Today, I’m talking with David Hershey, who leads the applied AI team at Anthropic. I wanted to have David on because earlier this week, Anthropic released a brand-new AI model called Claude Sonnet 4.5 that’s been making waves. So I wanted to sit down with David, who spends a lot of time testing out what modes like Claude Sonnet 4.5 can and can’t do, to ask him where we are on this promise of AI agents, and also what the path forward looks like as agentic technology progresses. Links: Anthropic releases Claude Sonnet 4.5 in latest bid for AI agents | The Verge ChatGPT’s built-in Buy Now button has arrived | The Verge OpenAI really wants you to start your day with ChatGPT Pulse | The Verge Anthropic’s Claude AI is playing Pokémon | The Verge AI agents are science fiction not yet ready for primetime | The Verge Agents are the future AI companies promise and need | The Verge Amazon is betting on agents to win the AI race | Decoder Credits: Decoder is a production of The Verge and part of the Vox Media Podcast Network. Our producers are Kate Cox and Nick Statt. Our editor is Ursa Wright. The Decoder music is by Breakmaster Cylinder. Learn more about your ad choices. Visit podcastchoices.com/adchoices…

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Ford CEO Jim Farley on China, tariffs, and the quest for a $30,000 EV 1:03:22

منذ 11 يومًا1:03:22

1:03:22

This is Joanna Stern, senior personal technology columnist at The Wall Street Journal . I’m the last Monday guest host filling in for Nilay here on Decoder while he’s out on parental leave with his adorable new son, and I’m very excited to be talking today to Ford CEO Jim Farley. I’m a longtime Decoder listener and my favorite episodes are car episodes. I think car CEOs are currently facing some of the most fascinating and complex challenges in both tech and business. So when I was asked to guest host the show I said, “That’s it, car CEOs.” And Farley was at the top of the list. This was a great conversation that covered a lot of ground. I think you’re going to like it. Read the full transcript on The Verge . Links: I’ve been driving an EV for a year. I have only one regret. | WSJ Ford reveals breakthrough process for lower priced EVs | The Verge Ford is betting the future on smaller EV batteries | The Verge Ford is doubling down on EVs — the timing is awful | The Verge Ford’s CEO on the essential economy and its untapped potential | Aspen Institute Ford rejigs EV plans after suffering billions in losses | NYT Why Americans can’t buy the world’s best electric car | NYT Ford CEO Jim Farley on building the electric F-150 | Decoder Credits: Decoder is a production of The Verge and part of the Vox Media Podcast Network. Our producers are Kate Cox and Nick Statt. Our editor is Ursa Wright. The Decoder music is by Breakmaster Cylinder. Learn more about your ad choices. Visit podcastchoices.com/adchoices…

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How AI safety took a backseat to military money 42:56

منذ 15 يومًا42:56

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This is Hayden Field, senior AI reporter at The Verge — and your Thursday episode guest host. I have another couple of shows for you while Nilay is out on parental leave, and we’re going to be spending more time diving into some of the unforeseen consequences of the generative AI boom. Today, I’m talking with Heidy Khlaaf, who is chief AI scientist at the AI Now Institute, about the tech industry’s shift toward AI military applications. I wanted to know what’s motivated this shift, and why Heidy thinks leading AI firms are being far too cavalier about deploying generative AI in high-risk scenarios. Links: OpenAI is softening its stance on military use | The Verge OpenAI awarded $200 million US defense contract | The Verge OpenAI is partnering with defense tech company Anduril | The Verge Anthropic launches new Claude service for military and intelligence use | The Verge Anthropic, Palantir, Amazon team up on defense AI | Axios Google scraps promise not to develop AI weapons | The Verge Microsoft employees occupy headquarters in protest of Israel contracts | The Verge Microsoft’s employee protests have reached a boiling point | The Verge Credits: Decoder is a production of The Verge and part of the Vox Media Podcast Network. Our producers are Kate Cox and Nick Statt. Our editor is Ursa Wright. The Decoder music is by Breakmaster Cylinder. Learn more about your ad choices. Visit podcastchoices.com/adchoices…

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Dropout CEO Sam Reich on business, comedy, and keeping culture weird 1:06:00

منذ 18 يومًا1:06:00

1:06:00

Guest host Hank Green talks with his friend Dropout CEO Sam Reich about keeping a business simple, trying to run a company the “right way,” and why the internet should be full of as many weird little projects as possible. Read the full transcript on The Verge . Links: How CollegeHumor reinvented itself for the new internet age | People CollegeHumor shaped online comedy. What went wrong? [2020] | Wired ‘I believe in this enough to try to do it myself’ [2020] | Digiday Jacob Wysocki needed a minute to process that Game Changer | Vulture Game Changer smartly weaponizes its online following | Mashable Vimeo CEO Philip Moyer is betting on the human touch | Decoder Vimeo to be acquired by Bending Spoons for $1.38B | The Verge Credits: Decoder is a production of The Verge and part of the Vox Media Podcast Network. Our producers are Kate Cox and Nick Statt. Our editor is Ursa Wright. The Decoder music is by Breakmaster Cylinder. Learn more about your ad choices. Visit podcastchoices.com/adchoices…

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How chatbots — and their makers — are enabling AI psychosis 50:11

منذ 22 يومًا50:11

50:11

Verge senior AI reporter Hayden Field and New York Times reporter Kashmir Hill discuss the significant mental health impact AI chatbots, such as ChatGPT, can have on users — both people in crisis, and also people who seemed stable. This episode contains non-detailed discussions of suicide and mental illness. If you or someone you know is in crisis, considering self-harm, or needs to talk, please call the Lifeline at 988. Links: A teen was suicidal. ChatGPT was the friend he confided in. | New York Times Sam Altman says ChatGPT will stop talking about suicide with teens | The Verge Chatbots can go into a delusional spiral. Here’s how. | New York Times Why is ChatGPT telling people to email me? | New York Times They asked an AI chatbot questions. The answers sent them spiraling. | New York Times She is in love with ChatGPT | The New York Times ‘I feel like I’m going crazy’: ChatGPT fuels delusional spirals | Wall Street Journal Meta, OpenAI face FTC inquiry on chatbots’ impact on kids | Bloomberg Credits: Decoder is a production of The Verge and part of the Vox Media Podcast Network. Our producers are Kate Cox and Nick Statt. Our editor is Ursa Wright. The Decoder music is by Breakmaster Cylinder. Learn more about your ad choices. Visit podcastchoices.com/adchoices…

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How brands and creators are fighting for your attention — and your money 1:01:07

منذ 25 يومًا1:01:07

1:01:07

This is Hank Green, the cofounder of Complexly. I’m back for my second guest hosting spot here on Decoder while Nilay is out on parental leave. Today, I’m talking with Digitas CEO Amy Lanzi, who runs a major marketing and ad agency. You might remember Amy; Nilay interviewed her for Decoder live at an event in New York City almost a year ago. But Nilay, who runs what might be the last website on Earth, has a very different perspective on the world of digital marketing than I do. So as a career YouTuber, I had a lot of questions for someone in a position like Amy’s. Links: Digitas unveils new generative AI platform, Digitas AI | Digitas Amy Lanzi on steering Digitas through the demands of modern marketing | Sightly Introducing Reddit Community Intelligence | Reddit Digitas North America announces Amy Lanzi as CEO | Digitas Credits: Decoder is a production of The Verge and part of the Vox Media Podcast Network. Our producers are Kate Cox and Nick Statt. Our editor is Ursa Wright. The Decoder music is by Breakmaster Cylinder. Learn more about your ad choices. Visit podcastchoices.com/adchoices…

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Sierra CEO Bret Taylor on why the AI bubble feels like the dotcom boom 51:14

منذ 29 يومًا51:14

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This is Alex Heath. For my final episode as your Thursday episode guest host, I recently sat down with Bret Taylor, the CEO of AI startup Sierra and the chairman of OpenAI, for a live event in San Francisco hosted by Alix Partners. Bret has worked at Google, Facebook, and Salesforce in high-level, executive roles, and he led Twitter’s board during Elon Musk’s takeover, so very few people have seen the tech industry up close like Bret has. Now, he’s all in on AI. We covered a lot of ground in this conversation, and I hope you find Bret’s perspective as fascinating as I did. Links: Ex-Salesforce co-CEO Bret Taylor’s Sierra is the latest $10 billion AI startup | CNBC I talked to Sam Altman about the GPT-5 launch fiasco | Verge Sam Altman says ‘yes,’ AI is in a bubble | Verge MIT study on AI profits rattles tech investors | Axios GPT-5 Pro can prove new, interesting mathematics | Sebastien Bubeck AI chatbots are ready to talk to customers. Sort of. | WSJ How is AI different than other technology waves? | Acquired Podcast Credits: Decoder is a production of The Verge and part of the Vox Media Podcast Network. Our producers are Kate Cox and Nick Statt. Our editor is Ursa Wright. The Decoder music is by Breakmaster Cylinder. Learn more about your ad choices. Visit podcastchoices.com/adchoices…

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Sal Khan is hopeful that AI won't destroy education 1:03:33

منذ 5 weeks1:03:33

1:03:33

This is Hank Green, cofounder of Complexly. You might remember last year when I turned the tables on Nilay and interviewed him on his own show. That was a ton of fun, and it was so much fun that they’ve brought me back again. This time, I’m stepping in for Nilay to host the next few Decoder episodes while he’s out on parental leave. Today, I’m talking with a very special guest: Sal Khan, the founder and CEO of Khan Academy. Sal was actually Nilay’s second-ever guest on Decoder , back in 2020. And well, a whole lot has changed since then. So I wanted to have Sal back on to ask what it’s like running Khan Academy today, in the aftermath of the pandemic. But also how online learning is about to change, in really dramatic ways, due to artificial intelligence. Links: Sal Khan on A.I.'s promise and its risks | NBC News (YouTube) The best-case scenario for AI in schools | BBC News Meet Khanmigo: the student tutor AI being tested in schools | 60 Minutes| 60 Minutes Remote learning is here to stay — can we make it better? | Decoder Hank Green makes Nilay Patel explain why websites have a future | Decoder In classrooms, teachers put AI tutoring bots to the test | NYT Elite colleges have found a new virtue for applicants to fake | NYT Everyone Is cheating their way through college | New York Magazine Credits: Decoder is a production of The Verge and part of the Vox Media Podcast Network. Our producers are Kate Cox and Nick Statt. Our editor is Ursa Wright. The Decoder music is by Breakmaster Cylinder. Learn more about your ad choices. Visit podcastchoices.com/adchoices…

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The quest to keep OpenAI honest 40:12

منذ 5 weeks40:12

40:12

Despite being one of the most valuable companies in the world, OpenAI is still technically a nonprofit. That’s what set the stage for the dramatic board coup in 2023 that briefly ousted Sam Altman as CEO. And now, OpenAI is trying to shake this nonprofit structure so it can raise even more money and, eventually, go public. There’s a lot at stake here, and not just for OpenAI. Links: OpenAI abandons plans to become a for-profit company | Verge Why California’s AG must continue investigation into OpenAI | CalMatters An open letter to OpenAI | EyesOnOpenAI OpenAI eyes $50B valuation in potential employee share sale | Reuters OpenAI thinks its critics are funded by billionaires | San Francisco Standard Credits: Decoder is a production of The Verge and part of the Vox Media Podcast Network. Our producers are Kate Cox and Nick Statt. Our editor is Ursa Wright. The Decoder music is by Breakmaster Cylinder. Learn more about your ad choices. Visit podcastchoices.com/adchoices…

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Rewind: Bookshop CEO's crusade to save books from Amazon 1:07:13

منذ 6 weeks1:07:13

1:07:13

Hello, and welcome to Decoder! This is Senior Producer Nick Statt. We’re on a small break for the end of summer, and, sadly, Nilay will still be out a little while longer when we come back. But we have an excellent slate of guest host episodes starting up next month, so stay tuned for those. In the meantime, we wanted to bring back one of our favorite Decoder interviews from earlier this year. It’s with Bookshop CEO Andy Hunter, who back in January launched a pretty bold ebook initiative to take on Amazon and Kindle. It’s been about seven months, but Bookshop has seen big results, including more than $1 million in ebook sales. So we thought it was a good time to revisit our conversation with Andy. Links: Bookshop.org reports 65% growth, e-books add $1 Million in sales | Publishers Weekly Bookshop CEO Andy Hunter’s crusade to save books from Amazon | Decoder Bookshop.org is launching an ebook store to take on Amazon | Verge Credits: Decoder is a production of The Verge and part of the Vox Media Podcast Network. Our producers are Kate Cox and Nick Statt. Our editor is Ursa Wright. The Decoder music is by Breakmaster Cylinder. Learn more about your ad choices. Visit podcastchoices.com/adchoices…

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Is ChatGPT killing higher education? 57:01

منذ 7 weeks57:01

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Hello! Decoder senior producer Kate Cox here. I’m afraid I’m still not Nilay, but I hope you’ve been enjoying our series of guest hosts this summer while he’s out on parental leave. We have a few more really great guest episodes coming up, before Nilay returns to the host chair later this fall, so stay tuned. The production team is taking our own break this week, so while we’re off we’re excited to share this episode of The Gray Area with you. Students all over the country — including my own kids, thank goodness — are back in school right around now, and so we thought it would be a perfect time to revisit host Sean Illing talking with journalist James Walsh about how AI tools like ChatGPT have kicked off a new cheating arms race that’s proving extremely disruptive to college education. There are a lot of big Decoder ideas — and problems — wrapped up in all this. Okay, The Gray Area , with Sean Illing. Enjoy. Links: If AI can do your classwork, why go to college? | The Gray Area Everyone Is cheating their way through college | New York Magazine How to get students to stop using AI | Verge I used the ‘cheat on everything’ AI tool and it didn’t help me cheat on anything | Verge Inside the frat-bro startup that wants you to ‘cheat on everything' | SF Standard A new headache for honest students: proving they didn’t use AI | NYT Credits: Decoder is a production of The Verge and part of the Vox Media Podcast Network. Our producers are Kate Cox and Nick Statt. Our editor is Ursa Wright. The Decoder music is by Breakmaster Cylinder. Learn more about your ad choices. Visit podcastchoices.com/adchoices…

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Amazon is betting on agents to win the AI race 53:50

منذ 7 weeks53:50

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This is Alex Heath, your Thursday episode guest host and deputy editor at The Verge . One of the biggest topics in AI these days is agents — the idea that AI is going to move from chatbots to reliably completing tasks for us in the real world. But the problem with agents is that they really aren’t all that reliable right now. There’s a lot of work happening in the AI industry to try and fix that, and that brings me to my guest today: David Luan, the head of Amazon’s AGI research lab, a cofounder of Adept, and a former VP of engineering at OpenAI. David and I discussed the release of GPT-5, what Amazon wants with agents, and where he thinks the AI race is headed next. Read the full transcript on The Verge . Links: The Platonic Representation Hypothesis | Phillip Isola Amazon plays catch-up with new Nova models to generate voices, video | Verge Amazon’s new AI agent is designed to do your shopping | Verge Microsoft is racing to build an AI ‘agent factory’ | Verge OpenAI’s new ChatGPT Agent can control an entire computer | Verge 24 hours with Alexa Plus: we cooked, we chatted, and it kinda lied to me | Verge Why AI researchers are getting paid like NBA All-Stars | Decoder OpenAI’s Windsurf deal is off — and Windsurf’s CEO is going to Google | Verge This is Big Tech’s playbook for swallowing the AI industry | Command Line Amazon hires founders away from AI startup Adept | TechCrunch Credits: Decoder is a production of The Verge and part of the Vox Media Podcast Network. Our producers are Kate Cox and Nick Statt. Our editor is Ursa Wright. The Decoder music is by Breakmaster Cylinder. Learn more about your ad choices. Visit podcastchoices.com/adchoices…

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How the head of Obsidian went from superfan to CEO 54:22

منذ 8 weeks54:22

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Obsidian is a note-taking and productivity app that occupies the same "second brain" space as competitors like Notion — but in a lot of ways, it's also startlingly different. Obsidian's files are Markdown-based, stored locally on your own devices, and completely free to use. Steph Ango, the CEO, is also different in a lot of ways: He's not an Obsidian founder, but instead came to the role from being basically a member of the fan development community. His take on software, productivity, and business is refreshingly old-fashioned in a lot of good ways, while he's also leading a very 21st century startup. Read the full transcript on The Verge . Links: I’m joining Obsidian as CEO | Obsidian Blog About Obsidian (Manifesto) | Obsidian Narvar acquires Lumi (2021) | Narvar After 15 years whipping the llama’s ass, Winamp shuts down | TechCrunch Notion’s Ivan Zhao wants you to demand better from your tools | Decoder Book Review: “What I Talk About When I Talk About Running” | National Geographic Credits: Decoder is a production of The Verge and part of the Vox Media Podcast Network. Our producers are Kate Cox and Nick Statt; our editor is Ursa Wright. The Decoder music is by Breakmaster Cylinder. Learn more about your ad choices. Visit podcastchoices.com/adchoices…

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