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NerdWallet's Smart Money Podcast


1 Why Refis Are Spiking and How to Optimize Your 401k Target-Date Fund for Long-Term Growth 28:02
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Learn when a refi saves money and how target-date funds work, including fees and when to pick a later fund year. What exactly is a target-date fund, and when should you move your date? How do you know if now is a good time to refinance a house? Hosts Sean Pyles and Elizabeth Ayoola discuss mortgage refinancing and target-date funds to help you understand how to quantify savings on a refi and how to set (and adjust) an age-appropriate retirement glide path. To kick off the episode, NerdWallet senior news writer Anna Helhoski joins with mortgages and student loans writer Kate Wood and mortgage reporter Holden Lewis to break down why refis are spiking even without fresh Federal Reserve cuts, who’s most likely to benefit right now, and how markets (not just the Fed) drive daily mortgage rate moves. They begin with a discussion of rate-and-term vs. cash-out refinancing, with tips and tricks on calculating your breakeven point, using the ~0.75 percentage-point rule-of-thumb for potential savings, and factoring in 2% to 6% closing costs and how long you’ll stay put. Then, investing Nerd June Sham joins Sean and Elizabeth to discuss target-date funds. They discuss how glide paths work (to vs. through retirement), when to push your target year if you’ll work longer, and how fees compare with index funds/ETFs, plus contribution frameworks (10% to 15% of income vs. the “80% replacement” rule) and why many hands-off investors value auto-rebalancing despite higher expense ratios. A listener case study (age 35, 2055 fund) highlights how to revisit your target date in the decade before retirement, how to read a fund’s glide path, and why staying invested and consistent often matters more than chasing perfect timing. Want us to review your budget? Fill out this form — completely anonymously if you want — and we might feature your budget in a future segment! https://docs.google.com/forms/d/e/1FAIpQLScK53yAufsc4v5UpghhVfxtk2MoyooHzlSIRBnRxUPl3hKBig/viewform?usp=header In this episode, the Nerds discuss: mortgage refinance, refinance calculator, mortgage rates today, breakeven point refinance, cash-out refinance, HELOC vs cash-out, refinance closing costs, when to refinance, refinance vs home equity loan, bond market and mortgage rates, Federal Reserve and mortgage rates, target-date fund, best target-date funds, target-date fund glide path, to vs through glide path, 401k target-date fund, change target-date fund year, 2055 target-date fund, target-date fund fees, expense ratio comparison, ETF vs mutual fund, index funds S&P 500, retirement contribution 10 to 15 percent, 80 percent income replacement rule, taxable brokerage vs 401k, annuity vs staying invested, debt consolidation with home equity, credit card APR vs mortgage rate, divorce refinance requirements, stay-or-sell breakeven analysis, and refinance eligibility 2025. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com . Like what you hear? Please leave us a review and tell a friend. Learn more about your ad choices. Visit megaphone.fm/adchoices…
RPO: Rome Pryce Opinion
وسم كل الحلقات كغير/(كـ)مشغلة
Manage series 2437512
المحتوى المقدم من Audacy. يتم تحميل جميع محتويات البودكاست بما في ذلك الحلقات والرسومات وأوصاف البودكاست وتقديمها مباشرة بواسطة Audacy أو شريك منصة البودكاست الخاص بهم. إذا كنت تعتقد أن شخصًا ما يستخدم عملك المحمي بحقوق الطبع والنشر دون إذنك، فيمكنك اتباع العملية الموضحة هنا https://ar.player.fm/legal.
The RPO podcast teams Jim Rome and Trevor Pryce as they tackle the hottest topics from around the NFL every Monday of the 2018 -2019 season, starting September 10th and concluding after Super Bowl LIII, on February 4, 2019. This original content, weekly podcast will take you inside the league with one of the leading voices in the business and a two-time Super Bowl champion.
…
continue reading
18 حلقات
وسم كل الحلقات كغير/(كـ)مشغلة
Manage series 2437512
المحتوى المقدم من Audacy. يتم تحميل جميع محتويات البودكاست بما في ذلك الحلقات والرسومات وأوصاف البودكاست وتقديمها مباشرة بواسطة Audacy أو شريك منصة البودكاست الخاص بهم. إذا كنت تعتقد أن شخصًا ما يستخدم عملك المحمي بحقوق الطبع والنشر دون إذنك، فيمكنك اتباع العملية الموضحة هنا https://ar.player.fm/legal.
The RPO podcast teams Jim Rome and Trevor Pryce as they tackle the hottest topics from around the NFL every Monday of the 2018 -2019 season, starting September 10th and concluding after Super Bowl LIII, on February 4, 2019. This original content, weekly podcast will take you inside the league with one of the leading voices in the business and a two-time Super Bowl champion.
…
continue reading
18 حلقات
كل الحلقات
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RPO: Rome Pryce Opinion

1 RPO: Rome Pryce Opinion - Week 15, 12/17/2018 35:39
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Trevor Pryce joins Jim Rome to recap all the action from Week 15: Marcus Peters beefing with fans at the Coliseum, the Chargers big win in Arrowhead, Gronk's swift decline, the Browns continuing their winning ways, and the Cowboys getting hammered by the Colts. Plus, Trevor's picks for Monday Night and two Saturday games. Learn more about your ad choices. Visit podcastchoices.com/adchoices…
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RPO: Rome Pryce Opinion

1 RPO: Rome Pryce Opinion - Week 14, 12/10/2018 33:46
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Trevor Pryce returns to the RPO as he and Jim Rome discuss all the big stories of Week 14: Derrick Henry's 99-yard run, the Rams struggling to protect Jared Goff, the upside for the Bears with Mitchell Trubisky, the Dolphins miracle against the Patriots, Lamar Jackson's future as a quarterback, and Gregg Williams's winning ways. Plus Trevor's picks for the week. Learn more about your ad choices. Visit podcastchoices.com/adchoices…
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RPO: Rome Pryce Opinion

1 RPO: Rome Pryce Opinion - Week 13, 12/3/2018 26:38
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Jim Rome is joined by Ross Tucker for the RPO, filling in for Trevor Pryce. In the middle of Ross going from the SEC Championship Game on Saturday, to Sunday Night Football, to working the sidelines for MNF, he joined Jim and broke down all the action from Week 13, including: The Chargers comeback against Pittsburgh, Mike McCarthy getting fired, Baker Mayfield firing back on social media, Jerry Hughes v. an NFL ref, Lamar Jackson's accuracy issues, and the absolutely epic food setup at the SEC title game. Plus, Adam Hawk joins the pod with Trevor Pryce's picks. Learn more about your ad choices. Visit podcastchoices.com/adchoices…
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RPO: Rome Pryce Opinion

1 RPO: Rome Pryce Opinion - Week 12, 11/26/2018 37:04
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Jim Rome and Trevor Pryce break down the storylines from Week 12: Baker Mayfield and the Browns coming at Hue Jackson, the Jags and Raiders hitting rock bottom, Bill Romanowski's Scrabble skills, Cordarrelle Patterson's big squeeze, Chris Carson's flip and the Dalvin Cook and Kentrell Brice's collision. Plus, Trevor's back on a winning streak with his picks. Learn more about your ad choices. Visit podcastchoices.com/adchoices…
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RPO: Rome Pryce Opinion

1 RPO: Rome Pryce Opinion - Week 11, 11/19/2018 35:56
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Jim Rome and Trevor Pryce discuss the big topics of Week 11: The Saints embarrassing the Eagles, Alex Smith's injury, the evolution of skill talent in the NFL, Lamar Jackson's debut for Baltimore, the Cowboys being alive in the NFC East and more. That, plus Trevor's picks for this week's games. Learn more about your ad choices. Visit podcastchoices.com/adchoices…
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RPO: Rome Pryce Opinion

The RPO Podcast, Trevor Pryce makes tonight's pick. Learn more about your ad choices. Visit podcastchoices.com/adchoices
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RPO: Rome Pryce Opinion

1 RPO: Rome Pryce Opinion - Week 10, 11/12/2018 38:27
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Trevor Pryce and Jim Rome break down all the stories from Week 10: Tennessee's beat down of the Patriots, Cooper Kupp's ACL tear, Aaron Donald vs. Warren Sapp, Halle Berry, The Saints rallying around Dez Bryant, and when the Fun Police show up at the Pro Bowl. Plus, Trevor's picks for this week's games. Learn more about your ad choices. Visit podcastchoices.com/adchoices…
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RPO: Rome Pryce Opinion

1 RPO: Rome Pryce Opinion - Week 9, 11/5/2018 44:06
44:06
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Jim Rome and Trevor Pryce discuss all the happenings of Week 9, Drew Brees' standing among the greats, the problem with the Rams defense, all the players Mike Shanahan hated, John Harbaugh's status with the Ravens, and the fate of Nathan Peterman. Plus, fantasy waiver wire advice and Trevor's attempts to end his six-pick losing streak. Learn more about your ad choices. Visit podcastchoices.com/adchoices…
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RPO: Rome Pryce Opinion

1 RPO: Rome Pryce Opinion - Week 8, 10/29/18 1:01:26
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Trevor Pryce joins Jim Rome to discuss all the big stories of Week Eight. The Browns firing both Hue Jackson and Todd Haley, the sad state of the Jaguars (and their London bar tab), the rumor that he punched out Brian Griese, Jameis Winston's struggles, and much, much more (including an epic Ed Reed blast). Plus, your fantasy waiver wire picks and Trevor's gambling picks. Learn more about your ad choices. Visit podcastchoices.com/adchoices…
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RPO: Rome Pryce Opinion

1 RPO: Rome Pryce Opinion - Week 7, 10/22/18 44:12
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Jim and Trevor talk all the Week Seven action, including the Jags struggles, the big trade between the Raiders and the Cowboys, and another great week for Patrick Mahomes. That, plus your waiver wire pick-ups and Pryce’s picks. Learn more about your ad choices. Visit podcastchoices.com/adchoices
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RPO: Rome Pryce Opinion

1 RPO: Rome Pryce Opinion - Week 6, 10/15/18 44:00
44:00
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Jim Rome and Trevor Pryce run through all the big storylines from Week Six: Patrick Mahomes' big performance against New England, the disaster in Oakland, Todd Gurley and the Rams undefeated start, the Jags sitting at .500, and redrafting the first round quarterbacks. Plus your waiver wire pickups and Trevor's picks for Monday and Thursday night. Learn more about your ad choices. Visit podcastchoices.com/adchoices…
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RPO: Rome Pryce Opinion

1 RPO: Rome Pryce Opinion - Week 5, 10/8/18 39:24
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Jim Rome and Trevor Pryce break down all the topics from Week Five -- The Browns getting their second win, the Chiefs punching the Jags in the face, the Raiders playing boring football, and the Cowboys punting and playing for the tie in overtime. That, plus your Fantasy Waiver Wire pickups and Trev's picks for this week's games. Learn more about your ad choices. Visit podcastchoices.com/adchoices…
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RPO: Rome Pryce Opinion

1 RPO: Rome Pryce Opinion - Week 4, 10/1/18 37:24
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Jim Rome and Trevor Pryce talk about Earl Thomas's injury, Mark Sanchez's tight pants, the Browns getting jammed by the refs, Frank Reich not settling for the tie, and a lot, lot more. That, plus your fantasy waiver wire picks and gambling tips for this week's games. Learn more about your ad choices. Visit podcastchoices.com/adchoices…
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RPO: Rome Pryce Opinion

1 RPO: Rome Pryce Opinion - Week 3, 9/24/18 40:00
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Jim Rome and Trevor Pryce get together to talk about an absolutely crazy Week Three. The guys hit on Josh Allen's big Sunday, Trevor stands by his take on the Rams, the mess in Dallas, Matt Patricia and Bill Belichick's relationship, Rex Ryan, Patrick Mahomes, and much, much more. All that, plus One Man's Fantasy and Trevor's picks for this week's games. Learn more about your ad choices. Visit podcastchoices.com/adchoices…
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RPO: Rome Pryce Opinion

1 RPO: Rome Pryce Opinion - Week 2, 9/17/18 38:10
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Jim Rome and Trevor Pryce discuss all the big stories from a crazy NFL weekend, including Vontae Davis quitting on the Bills at halftime, Patrick Mahomes going legend, kickers blowing multiple games, and the Jaguars getting over on New England. Plus, you'll get Trevor's picks for Monday Night Football and two fantasy sleepers. Learn more about your ad choices. Visit podcastchoices.com/adchoices…
مرحبًا بك في مشغل أف ام!
يقوم برنامج مشغل أف أم بمسح الويب للحصول على بودكاست عالية الجودة لتستمتع بها الآن. إنه أفضل تطبيق بودكاست ويعمل على أجهزة اندرويد والأيفون والويب. قم بالتسجيل لمزامنة الاشتراكات عبر الأجهزة.