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المحتوى المقدم من Scott Dougan. يتم تحميل جميع محتويات البودكاست بما في ذلك الحلقات والرسومات وأوصاف البودكاست وتقديمها مباشرة بواسطة Scott Dougan أو شريك منصة البودكاست الخاص بهم. إذا كنت تعتقد أن شخصًا ما يستخدم عملك المحمي بحقوق الطبع والنشر دون إذنك، فيمكنك اتباع العملية الموضحة هنا https://ar.player.fm/legal.
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Your Retirement Elevated Podcast with Scott Dougan
وسم كل الحلقات كغير/(كـ)مشغلة
Manage series 2412204
المحتوى المقدم من Scott Dougan. يتم تحميل جميع محتويات البودكاست بما في ذلك الحلقات والرسومات وأوصاف البودكاست وتقديمها مباشرة بواسطة Scott Dougan أو شريك منصة البودكاست الخاص بهم. إذا كنت تعتقد أن شخصًا ما يستخدم عملك المحمي بحقوق الطبع والنشر دون إذنك، فيمكنك اتباع العملية الموضحة هنا https://ar.player.fm/legal.
Financial and retirement planning guidance from Kansas City‘s Scott Dougan of Elevated Retirement Group. Scott Dougan founded Elevated Retirement Group in 2003 in order to fill a niche he felt was not being addressed properly in the retirement planning environment – helping retirees and pre-retirees in the Kansas City metro area find answers to issues that may affect the quality of life during their retirement. Scott is a Registered Financial Consultant (RFC) and holds a Series 65 Investment Adviser Representative license, which holds him to the fiduciary standard. He also holds insurance licenses in Kansas, Missouri and other states.
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193 حلقات
وسم كل الحلقات كغير/(كـ)مشغلة
Manage series 2412204
المحتوى المقدم من Scott Dougan. يتم تحميل جميع محتويات البودكاست بما في ذلك الحلقات والرسومات وأوصاف البودكاست وتقديمها مباشرة بواسطة Scott Dougan أو شريك منصة البودكاست الخاص بهم. إذا كنت تعتقد أن شخصًا ما يستخدم عملك المحمي بحقوق الطبع والنشر دون إذنك، فيمكنك اتباع العملية الموضحة هنا https://ar.player.fm/legal.
Financial and retirement planning guidance from Kansas City‘s Scott Dougan of Elevated Retirement Group. Scott Dougan founded Elevated Retirement Group in 2003 in order to fill a niche he felt was not being addressed properly in the retirement planning environment – helping retirees and pre-retirees in the Kansas City metro area find answers to issues that may affect the quality of life during their retirement. Scott is a Registered Financial Consultant (RFC) and holds a Series 65 Investment Adviser Representative license, which holds him to the fiduciary standard. He also holds insurance licenses in Kansas, Missouri and other states.
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193 حلقات
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Your Retirement Elevated Podcast with Scott Dougan

1 The Five People You Meet Before Retirement 22:05
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💼 Want expert help in planning for your financial future? Apply for a consultation here 👉 https://calendly.com/erg-kc/introductory-phone-call-with-erg In the book The Five People You Meet in Heaven , each person the main character meets helps him understand his life in a new way. Today, Scott talks about the five people you should meet before retirement—people who can guide your next chapter and help you retire with clarity, confidence, and purpose. Think of it as casting the right crew for the most important chapter of your life, because who you surround yourself with could shape how well you enjoy it. Here’s what we cover in this episode: 👥 Why retirement is a team sport 📐 The role of a financial advisor as your architect 📜 What most people miss in estate planning 🔄 The importance of mentoring for legacy and meaning 🏓 Chicken Pickle: The Newest Trend 📞 Call us: 913-393-4724 🌐 Visit our podcast website: https://listentoscott.com/ 📚🛠️ Check out Scott's book, Exceptional Retirement, and Retirement Toolkit Download here 👉 https://keap.page/bu413/exceptional-retirement-youtube.html 🎥 Subscribe to our YouTube channel for more retirement insights! 🔔 http://youtube.com/@erg-kc?sub_confirmation=1 📰 Read our latest articles on Kiplinger: https://www.kiplinger.com/author/scott-m-dougan-rfc-investment-adviser 📌 Follow us for expert retirement planning tips! https://www.facebook.com/elevatedretirementgroupkc/ #retirement #retirementplanning…
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Your Retirement Elevated Podcast with Scott Dougan

1 11 Reasons People Choose Their Financial Advisor 26:33
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📋 Get Scott's 5 Critical Checkpoints in a Sound Financial Planning Process 👉 https://listentoscott.com/wp-content/uploads/2025/06/5-Critical-Checkpoints.pdf Choosing a financial advisor is one of the biggest decisions you’ll ever make, but why do people choose the advisor they do? In this episode, Scott walks through 11 of the most common reasons people hire an advisor, from gut-level trust to clear communication, behavioral coaching, and smart tax planning. This isn’t just a list, it’s a deeper look at what really matters when you’re picking someone to guide your life savings. Here’s what we cover in this episode: 🤝 Why trust and values still matter 🧠 Emotional comfort vs. financial logic 💼 Why a good team behind the scenes matters 📊 Investments are just part of the puzzle 🔎 Tax planning, income design, legacy advice 💼 Want expert help in planning for your financial future? Apply for a consultation here 👉 https://calendly.com/erg-kc/introductory-phone-call-with-erg 📞 Call us: 913-393-4724 🌐 Visit our podcast website: https://listentoscott.com/ 📚🛠️ Check out Scott's book, Exceptional Retirement, and Retirement Toolkit Download here 👉 https://keap.page/bu413/exceptional-retirement-youtube.html 🎥 Subscribe to our YouTube channel for more retirement insights! 🔔 http://youtube.com/@erg-kc?sub_confirmation=1 📰 Read our latest articles on Kiplinger: https://www.kiplinger.com/author/scott-m-dougan-rfc-investment-adviser 📌 Follow us for expert retirement planning tips! https://www.facebook.com/elevatedretirementgroupkc/ #retirement #retirementplanning…
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Your Retirement Elevated Podcast with Scott Dougan

1 Retirement Breaking News: The 4% Rule Gets a Makeover 12:18
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The 4% rule gets talked about like gospel in retirement planning. But let’s be honest, it’s always been more of a rough guess than a golden rule. Now, its original creator is revising it to 4.7%. So, does that mean your retirement paycheck just got a raise, or is this just another headline that oversimplifies a complex decision? In this episode, Scott takes a closer look at what the 4.7% update really means. He walks through the origins of the rule, the risks of interpreting it as a green light to spend more, and why your real withdrawal rate should always reflect your goals, health, time horizon, and risk tolerance. Headlines and quick financial tips are tempting to follow, but without a personalized plan, they can steer you in the wrong direction. Here’s what we cover in this episode: 📈 What the new 4.7% rule is really based on ⚠️ Why withdrawal rules don’t fit everyone 🎯 The three phases of retirement 🧮 How dynamic planning beats static numbers 💼 Want expert help in planning for your financial future? Apply for a consultation here 👉 https://calendly.com/erg-kc/introductory-phone-call-with-erg 📞 Call us: 913-393-4724 🌐 Visit our podcast website: https://listentoscott.com/ 📚🛠️ Check out Scott's book, Exceptional Retirement, and Retirement Toolkit Download here 👉 https://keap.page/bu413/exceptional-retirement-youtube.html 🎥 Subscribe to our YouTube channel for more retirement insights! 🔔 http://youtube.com/@erg-kc?sub_confirmation=1 📰 Read our latest articles on Kiplinger: https://www.kiplinger.com/author/scott-m-dougan-rfc-investment-adviser 📌 Follow us for expert retirement planning tips! https://www.facebook.com/elevatedretirementgroupkc/ #retirement #retirementplanning…
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Your Retirement Elevated Podcast with Scott Dougan

1 Should You Gift Money While You’re Alive or Leave A Legacy? 16:59
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You’ve worked hard, saved well, and now you’re thinking about giving back—maybe to your kids, your grandkids, or a cause you care about. But should you wait and pass that wealth on later, or give while you’re still around to enjoy the impact? Let’s talk about how to make that decision with confidence. In this episode, Scott shares a thoughtful 4-step process to help you navigate one of the most meaningful decisions in retirement. Here’s what we cover in this episode: 🛫 Why planning to “put your oxygen mask on first” is essential 🎯 Clarifying your motivations before giving 💸 How to give tax-smart and avoid costly surprises 🎁 Structuring your gifts based on how recipients handle money 💼 Want expert help in planning for your financial future? Apply for a consultation here 👉 https://calendly.com/erg-kc/introductory-phone-call-with-erg 📞 Call us: 913-393-4724 🌐 Visit our podcast website: https://listentoscott.com/ 📚🛠️ Check out Scott's book, Exceptional Retirement, and Retirement Toolkit Download here 👉 https://keap.page/bu413/exceptional-retirement-youtube.html 🎥 Subscribe to our YouTube channel for more retirement insights! 🔔 http://youtube.com/@erg-kc?sub_confirmation=1 📰 Read our latest articles on Kiplinger: https://www.kiplinger.com/author/scott-m-dougan-rfc-investment-adviser 📌 Follow us for expert retirement planning tips! https://www.facebook.com/elevatedretirementgroupkc/ #retirement #retirementplanning…
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Your Retirement Elevated Podcast with Scott Dougan

1 Estate Planning Essentials: Should You Put Everything Into a Trust? 18:33
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A lot of people believe that everything should go into a trust once you’ve set it up, and while that sounds logical, the answer is actually no. Not everything belongs in your trust, and getting it wrong could lead to headaches, probate delays, or even tax trouble. So today, we’ve invited estate planning attorney Connor Kelley to break down the four big ones you want to be careful with: retirement accounts, vehicles, life insurance, and checking accounts. Here’s what we cover in this episode: 📜 Why IRAs and 401(k)s don’t belong in your trust 🚗 The surprising reasons to keep vehicles out of it 💸 How to handle life insurance the smart way 🏦 What to do with your checking account instead of retitling it 👨👩⚖️ The benefit of working with a coordinated financial and legal team Learn more about the Kelley Law Firm: https://www.yourestateplan-kc.com/ 💼 Want expert help in planning for your financial future? Apply for a consultation here 👉 https://calendly.com/erg-kc/introductory-phone-call-with-erg 📞 Call us: 913-393-4724 🌐 Visit our podcast website: https://listentoscott.com/ 📚🛠️ Check out Scott's book, Exceptional Retirement, and Retirement Toolkit Download here 👉 https://keap.page/bu413/exceptional-retirement-youtube.html 🎥 Subscribe to our YouTube channel for more retirement insights! 🔔 http://youtube.com/@erg-kc?sub_confirmation=1 📰 Read our latest articles on Kiplinger: https://www.kiplinger.com/author/scott-m-dougan-rfc-investment-adviser 📌 Follow us for expert retirement planning tips! https://www.facebook.com/elevatedretirementgroupkc/ #retirement #retirementplanning…
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Your Retirement Elevated Podcast with Scott Dougan

1 You Don’t Really Want a Financial Plan 12:13
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Most people walk into a financial advisor’s office asking for more income or a better plan. But what they’re really searching for is something deeper: peace of mind, clarity, and the ability to live life on their terms. In this episode, Scott challenges the conventional approach to planning and reveals the real reason people seek financial guidance in the first place. Here’s what we cover in this episode: 🗺️ Find clarity, not just paperwork ❤️ Your why > your wallet 🏡 Plan for your real life ⚠️ That uneasy feeling? It's trying to tell you something 😌 Peace of mind > perfect numbers 💼 Want expert help in planning for your financial future? Apply for a consultation here 👉 https://calendly.com/erg-kc/introductory-phone-call-with-erg 📞 Call us: 913-393-4724 🌐 Visit our podcast website: https://listentoscott.com/ 📚🛠️ Check out Scott's book, Exceptional Retirement, and Retirement Toolkit Download here 👉 https://keap.page/bu413/exceptional-retirement-youtube.html 🎥 Subscribe to our YouTube channel for more retirement insights! 🔔 http://youtube.com/@erg-kc?sub_confirmation=1 📰 Read our latest articles on Kiplinger: https://www.kiplinger.com/author/scott-m-dougan-rfc-investment-adviser 📌 Follow us for expert retirement planning tips! https://www.facebook.com/elevatedretirementgroupkc/ #retirement #retirementplanning…
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Your Retirement Elevated Podcast with Scott Dougan

1 Your Emotions Might Matter More Than Math 18:00
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What if I told you the key to financial success isn’t how smart you are with numbers, but how well you understand your own emotions? One of the most talked-about money books out there, The Psychology of Money by Morgan Housel, might change the way you think about money, and we’re going to dive into the key concepts in this video. Here’s what we cover in this episode: 🧠 Understanding emotional drivers of money decisions 🎯 Why “enough” is a moving target and how to stop chasing it 🎯 Being reasonable beats being perfectly rational ⚠️ Building plans that survive real-life curveballs The Psychology of Money by Morgan Housel, available on Amazon.com: https://shorturl.at/OaSuM 💼 Want expert help in planning for your financial future? Apply for a consultation here 👉 https://calendly.com/erg-kc/introductory-phone-call-with-erg 📞 Call us: 913-393-4724 🌐 Visit our podcast website: https://listentoscott.com/ 📚🛠️ Check out Scott's book, Exceptional Retirement, and Retirement Toolkit Download here 👉 https://keap.page/bu413/exceptional-retirement-youtube.html 🎥 Subscribe to our YouTube channel for more retirement insights! 🔔 http://youtube.com/@erg-kc?sub_confirmation=1 📰 Read our latest articles on Kiplinger: https://www.kiplinger.com/author/scott-m-dougan-rfc-investment-adviser 📌 Follow us for expert retirement planning tips! https://www.facebook.com/elevatedretirementgroupkc/ #retirement #retirementplanning…
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Your Retirement Elevated Podcast with Scott Dougan

1 The 7 Real Risks to Your Retirement Plan 26:04
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When most people think about retirement risks, they picture a stock market crash. But the truth is, the biggest threats to your financial future are often the ones you never saw coming. In this episode, Scott unpacks seven real risks that can quietly derail even the most well-planned retirement. Spoiler alert: it’s not just about volatility. Here’s what we cover in this episode: 🔥 Inflation + interest rates = lifestyle erosion 💰 Tax traps that could silently drain your retirement 💡 How diversification helps, but doesn’t solve everything 💵 Liquidity matters more than ever during market stress 💼 Want expert help in planning for your financial future? Apply for a consultation here 👉 https://calendly.com/erg-kc/introductory-phone-call-with-erg 📞 Call us: 913-393-4724 🌐 Visit our podcast website: https://listentoscott.com/ 📚🛠️ Check out Scott's book, Exceptional Retirement, and Retirement Toolkit Download here 👉 https://keap.page/bu413/exceptional-retirement-youtube.html 🎥 Subscribe to our YouTube channel for more retirement insights! 🔔 http://youtube.com/@erg-kc?sub_confirmation=1 📰 Read our latest articles on Kiplinger: https://www.kiplinger.com/author/scott-m-dougan-rfc-investment-adviser 📌 Follow us for expert retirement planning tips! https://www.facebook.com/elevatedretirementgroupkc/ #retirement #retirementplanning…
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Your Retirement Elevated Podcast with Scott Dougan

1 Is 2025 a Bad Time to Retire? Here’s the Truth 17:58
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You’ve had 2025 circled on your calendar for years, but now, with rising inflation, market volatility, and economic uncertainty, you’re asking the big question: Is 2025 still a good time to retire? In this episode, Scott breaks down what really matters when making the retirement leap and why the media headlines shouldn’t dictate your financial future. If you’re feeling pressure to postpone your plans, this conversation offers clarity, calm, and a better decision-making framework. Key Points We Cover: 🧘 Stay calm, retirement success starts with a clear assessment 📉 Understand your true risk tolerance and volatility exposure 🧺 Why diversification isn’t just about having “lots of stuff” 🏦 How to structure your income for stability and confidence 📆 Why 2025 may not be the problem, your plan might be 💼 Want expert help in planning for your financial future? Apply for a consultation here 👉 https://calendly.com/erg-kc/introductory-phone-call-with-erg 📞 Call us: 913-393-4724 🌐 Visit our podcast website: https://listentoscott.com/ 📚🛠️ Check out Scott's book, Exceptional Retirement, and Retirement Toolkit Download here 👉 https://keap.page/bu413/exceptional-retirement-youtube.html 🎥 Subscribe to our YouTube channel for more retirement insights! 🔔 http://youtube.com/@erg-kc?sub_confirmation=1 📰 Read our latest articles on Kiplinger: https://www.kiplinger.com/author/scott-m-dougan-rfc-investment-adviser 📌 Follow us for expert retirement planning tips! https://www.facebook.com/elevatedretirementgroupkc/ #retirement #retirementplanning…
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Your Retirement Elevated Podcast with Scott Dougan

Most people think a full bank account means full retirement readiness, but it’s just the beginning. In this episode, Scott outlines the three essential keys you must consider before retirement. These points will help you determine whether you're set for a smooth, confident transition or if there are gaps you still need to address. Find out how to assess your readiness using our practical 1–10 scoring system to help you identify exactly where you stand. Here’s what we cover in this episode: 📊 Three critical levels of retirement readiness 🏖️ Why financial plans need lifestyle plans, too 📝 How to self-assess with the 1–10 system 📈 Real client stories of smooth (and rocky) retirement transitions Read the Retirement Manifesto Article: https://www.theretirementmanifesto.com/3-levels-of-retirement-readiness-where-do-you-stand/ Check out the scale for assessing your plan: https://listentoscott.com/wp-content/uploads/2025/04/Assement-Document-PDF-Version.pdf 💼 Want expert help in planning for your financial future? Apply for a consultation here 👉 https://calendly.com/erg-kc/introductory-phone-call-with-erg 📞 Call us: 913-393-4724 🌐 Visit our podcast website: https://listentoscott.com/ 📚🛠️ Check out Scott's book, Exceptional Retirement, and Retirement Toolkit Download here 👉 https://keap.page/bu413/exceptional-retirement-youtube.html 🎥 Subscribe to our YouTube channel for more retirement insights! 🔔 http://youtube.com/@erg-kc?sub_confirmation=1 📰 Read our latest articles on Kiplinger: https://www.kiplinger.com/author/scott-m-dougan-rfc-investment-adviser 📌 Follow us for expert retirement planning tips! https://www.facebook.com/elevatedretirementgroupkc/ #retirement #retirementplanning…
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Your Retirement Elevated Podcast with Scott Dougan

1 Parents: Stop Sacrificing Your Future For Your Adult Kids 18:03
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Half of parents are still paying their grown kids' bills (almost $1,500/month, on average), and it’s putting their own retirement at risk. The ‘Bank of Mom and Dad’ is open for business… but for how much longer? In this episode, Scott breaks down the rising trend of parents financially supporting Gen Z and millennial children, even into their 30s and 40s, and the often-overlooked danger it poses to long-term financial security. Here’s what we cover in this episode: 💸 The emotional toll of helping too much 📉 Why some parents are delaying retirement 🚨 Red flags that it’s gone too far 📊 What to do when support turns into dependency Check out the Fortune article: https://fortune.com/2025/03/26/millennial-gen-z-adult-children-parents-monthly-payments-retirement/ 💼 Want expert help in planning for your financial future? Apply for a consultation here 👉 https://calendly.com/erg-kc/introductory-phone-call-with-erg 📞 Call us: 913-393-4724 🌐 Visit our podcast website: https://listentoscott.com/ 📚🛠️ Check out Scott's book, Exceptional Retirement, and Retirement Toolkit Download here 👉 https://keap.page/bu413/exceptional-retirement-youtube.html 🎥 Subscribe to our YouTube channel for more retirement insights! 🔔 http://youtube.com/@erg-kc?sub_confirmation=1 📰 Read our latest articles on Kiplinger: https://www.kiplinger.com/author/scott-m-dougan-rfc-investment-adviser 📌 Follow us for expert retirement planning tips! https://www.facebook.com/elevatedretirementgroupkc/ #retirement #retirementplanning…
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Your Retirement Elevated Podcast with Scott Dougan

1 Why IRAs Are a Terrible Inheritance – And What You Can Do About It 11:14
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You’ve spent years saving in your IRA, but what if we told you it could be the worst asset to leave to your kids? In this episode, Scott uncovers a critical issue with your retirement plan: inherited IRAs. Why does nationally recognized IRA expert, Ed Slott, call traditional IRAs “the worst asset to pass on to your kids?” We’ll break it all down for you and explain how you may be leaving a massive tax bill for your heirs. Here’s what we cover in this episode: 🔥 The IRA Time Bomb: Why Your Nest Egg Could Blow Up 📣 Ed Slott’s Bold Warning 💥 The SECURE Act & 10-Year Rule ⛓ Why IRAs Are Now a Burden to Heirs 🔄 Roth IRAs: A Better Legacy Tool 💼 Want expert help in planning for your financial future? Apply for a consultation here 👉 https://calendly.com/erg-kc/introductory-phone-call-with-erg 📞 Call us: 913-393-4724 🌐 Visit our podcast website: https://listentoscott.com/ 📚🛠️ Check out Scott's book, Exceptional Retirement, and Retirement Toolkit Download here 👉 https://keap.page/bu413/exceptional-retirement-youtube.html 🎥 Subscribe to our YouTube channel for more retirement insights! 🔔 http://youtube.com/@erg-kc?sub_confirmation=1 📰 Read our latest articles on Kiplinger: https://www.kiplinger.com/author/scott-m-dougan-rfc-investment-adviser 📌 Follow us for expert retirement planning tips! https://www.facebook.com/elevatedretirementgroupkc/ #retirement #retirementplanning…
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Your Retirement Elevated Podcast with Scott Dougan

1 Is This Time Different? A Historical Look at Market Volatility & Actionable Steps 33:39
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The headlines are loud, the markets are messy, and your gut might be telling you to do something, anything. But what should you actually do when your portfolio takes a hit like we’ve seen in recent days and weeks? If you’ve felt your stress levels rise, you’re not alone. Today we’ll try to help ease those emotions and the natural inclination to start making changes to your investment strategy. Here’s what we cover in this episode: 📉 What to do (and not do) when the market drops 🧠 Why emotion is the biggest threat to your portfolio 📊 Market history since 1970—what it teaches us 🕰️ How missing just a few days can derail decades of growth 🧺 The “4-Bucket” plan that brings clarity during chaos 💼 Want expert help in planning for your financial future? Apply for a consultation here 👉 https://calendly.com/erg-kc/introductory-phone-call-with-erg 📞 Call us: 913-393-4724 🌐 Visit our podcast website: https://listentoscott.com/ 📚🛠️ Check out Scott's book, Exceptional Retirement, and Retirement Toolkit Download here 👉 https://keap.page/bu413/exceptional-retirement-youtube.html 🎥 Subscribe to our YouTube channel for more retirement insights! 🔔 http://youtube.com/@erg-kc?sub_confirmation=1 📰 Read our latest articles on Kiplinger: https://www.kiplinger.com/author/scott-m-dougan-rfc-investment-adviser 📌 Follow us for expert retirement planning tips! https://www.facebook.com/elevatedretirementgroupkc/ #retirement #retirementplanning…
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Your Retirement Elevated Podcast with Scott Dougan

1 Are Traditional IRAs Really the Worst Asset to Own? 15:40
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Retirees have leveraged the traditional IRA for decades to invest and save, but is it still the best tool for today’s retirement landscape? IRA expert Ed Slott recently called the traditional IRA “the worst possible asset to own,” which is a bold statement. If this is true, when did it all change, and what are some better options? In this episode, we’ll explore the validity of this statement and have a real conversation about investing and taxes. Here’s what we cover in this episode: 📜 The SECURE Act killed the Stretch IRA for most beneficiaries 💣 Large IRAs = tax time bombs for heirs in peak earning years 🔁 Roth IRAs can provide tax-free income and reduce RMD headaches 🧠 Layered tax strategies can help reduce your long-term liability 💼 Want expert help in planning for your financial future? Apply for a consultation here 👉 https://calendly.com/erg-kc/introductory-phone-call-with-erg 📞 Call us: 913-393-4724 🌐 Visit our podcast website: https://listentoscott.com/ 📚🛠️ Check out Scott's book, Exceptional Retirement, and Retirement Toolkit Download here 👉 https://keap.page/bu413/exceptional-retirement-youtube.html 🎥 Subscribe to our YouTube channel for more retirement insights! 🔔 http://youtube.com/@erg-kc?sub_confirmation=1 📰 Read our latest articles on Kiplinger: https://www.kiplinger.com/author/scott-m-dougan-rfc-investment-adviser 📌 Follow us for expert retirement planning tips! https://www.facebook.com/elevatedretirementgroupkc/ #retirement #retirementplanning…
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Your Retirement Elevated Podcast with Scott Dougan

1 5 Beliefs That Fool Retirement Savers The Most 23:51
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April Fool’s Day is all about jokes and pranks, but when it comes to retirement planning, getting fooled can cost you real money. Today we’re going to unpack five common myths that trick retirees into making emotional or short-sighted decisions. Here’s some of what we cover: 🎭 Don’t get fooled by “guaranteed high returns” 🕒 Social Security timing is more than just fear of missing out 💰 Tax burdens in retirement can be higher—not lower 💡 Being frugal isn't a retirement strategy—it’s a mindset 🏥 Relying on your kids for care isn’t a long-term plan 💼 Want expert help in planning for your financial future? Apply for a consultation here 👉 https://calendly.com/erg-kc/introductory-phone-call-with-erg 📞 Call us: 913-393-4724 🌐 Visit our podcast website: https://listentoscott.com/ 📚🛠️ Check out Scott's book, Exceptional Retirement, and Retirement Toolkit Download here 👉 https://keap.page/bu413/exceptional-retirement-youtube.html 🎥 Subscribe to our YouTube channel for more retirement insights! 🔔 http://youtube.com/@erg-kc?sub_confirmation=1 📰 Read our latest articles on Kiplinger: https://www.kiplinger.com/author/scott-m-dougan-rfc-investment-adviser 📌 Follow us for expert retirement planning tips! https://www.facebook.com/elevatedretirementgroupkc/ #retirement #retirementplanning…
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Your Retirement Elevated Podcast with Scott Dougan

1 The Risky Game of Picking Stock Winners 20:12
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March Madness is here, and just like filling out a bracket, picking individual stocks feels exciting. But the odds of winning big are slim. Investors often chase stock picks the same way they bet on their favorite teams, but history shows most stocks underperform, just like most brackets get busted. In this video, Scott breaks down the risky game of stock picking and how it compares to the unpredictability of March Madness. Here’s what we cover in this episode: 🏀 March Madness & Investing – Why picking stocks is just like picking brackets 📉 Most Stocks Underperform – The surprising truth from a 98-year study 📊 Company Stock Risks – Why overconcentration can hurt your retirement 🔄 Diversification Wins – How to create a balanced, long-term investment strategy 0:00 – Intro 2:44 – Almost $3B wagered 4:25 – Stock Study 5:14 – Most people lose 7:08 – Sustained success is difficult 11:02 – Picking favorites 14:38 – Penny stocks and crypto 💼 Want expert help in planning for your financial future? Apply for a consultation here 👉 https://calendly.com/erg-kc/introductory-phone-call-with-erg 📞 Call us: 913-393-4724 📚 Get a FREE copy of our latest book, Exceptional Retirement! Download here 👉 https://keap.page/bu413/kiplinger-toolkit.html 🛠️ Check out our Retirement Toolkit https://keap.page/bu413/exceptional-retirement-youtube.html 🎥 Subscribe to our YouTube channel for more retirement insights! 🔔 http://youtube.com/@erg-kc?sub_confirmation=1 📰 Read our latest articles on Kiplinger: https://www.kiplinger.com/author/scott-m-dougan-rfc-investment-adviser 📌 Follow us for expert retirement planning tips! https://www.facebook.com/elevatedretirementgroupkc/ #retirement #retirementplanning…
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Your Retirement Elevated Podcast with Scott Dougan

Much like the weather, the stock market has its share of ups and downs. Those stormy days might feel unrelenting at times, but even in weeks filled with red, we can usually count on brighter days ahead. In this episode, Scott will provide some much-needed context for market corrections, explain how they differ from pullbacks and bear markets, and show you why staying calm is the best approach. Here’s what we cover in this episode: 📉 Pullback vs. Correction vs. Bear Market – What’s the difference? ⚠️ Why Market Corrections Happen – 💡 The biggest mistakes investors make in downturns 📊 Protecting Your Portfolio – How diversification & risk management help 0:00 – Intro 0:56 – What’s causing this volatility 5:35 – 3 types of market movements 8:21 – Market correction factors 13:00 – How does it impact you? 18:08 – 5 actionable items Get our latest on market corrections here: https://listentoscott.com/wp-content/uploads/2025/03/UNDERSTANDING-MARKET-CORRECTIONS.pdf 💼 Want expert help in planning for your financial future? Apply for a consultation here 👉 https://calendly.com/erg-kc/introductory-phone-call-with-erg 📞 Call us: 913-393-4724 📚 Get a FREE copy of our latest book, Exceptional Retirement! Download here 👉 https://keap.page/bu413/kiplinger-toolkit.html 🛠️ Check out our Retirement Toolkit https://keap.page/bu413/exceptional-retirement-youtube.html 🎥 Subscribe to our YouTube channel for more retirement insights! 🔔 http://youtube.com/@erg-kc?sub_confirmation=1 📰 Read our latest articles on Kiplinger: https://www.kiplinger.com/author/scott-m-dougan-rfc-investment-adviser 📌 Follow us for expert retirement planning tips! https://www.facebook.com/elevatedretirementgroupkc/ #retirement #retirementplanning…
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Your Retirement Elevated Podcast with Scott Dougan

Many people enter into a relationship with their financial advisor with unrealistic expectations, often believing they can control the uncontrollable. The reality is an advisor can provide great value, but they can’t help you with everything. Today it’s part two of our series on things your advisor can and can't do for you, and we’re going to clarify some misconceptions and set proper expectations regarding what an advisor cannot do. Here’s what we cover in this episode: Here’s what we cover in this episode: 0:00 – Intro 2:23 – Guaranteed returns 7:51 – Make you rich overnight 10:08 – Eliminate all risk 11:41 – Change behavior for you 14:04 – Final takeaways 💼 Want expert help in planning for your financial future? Apply for a consultation here 👉 https://calendly.com/erg-kc/introductory-phone-call-with-erg 📞 Call us: 913-393-4724 📚 Get a FREE copy of our latest book, Exceptional Retirement! Download here 👉 https://keap.page/bu413/kiplinger-toolkit.html 🛠️ Check out our Retirement Toolkit https://keap.page/bu413/exceptional-retirement-youtube.html 🎥 Subscribe to our YouTube channel for more retirement insights! 🔔 http://youtube.com/@erg-kc?sub_confirmation=1 📰 Read our latest articles on Kiplinger: https://www.kiplinger.com/author/scott-m-dougan-rfc-investment-adviser 📌 Follow us for expert retirement planning tips! https://www.facebook.com/elevatedretirementgroupkc/ #retirement #retirementplanning…
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Your Retirement Elevated Podcast with Scott Dougan

1 Things Your Financial Advisor CAN Do For You 28:42
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In the world of finance, the role of a financial advisor can often be misunderstood. Many individuals think that hiring a financial advisor is solely about investment management or picking stocks. However, the role of an advisor is multifaceted so understanding what they can and can't help you with will allow you to make more informed decisions. In this video, you’ll discover the five key things a financial advisor can do for you, from creating a personalized financial plan to helping you avoid emotional decision-making. Here’s what we cover in this episode: 0:00 – Intro 1:15 – Create a personalized financial plan 5:30 – Preventing emotional decisions 12:35 – Discipline & Accountability 17:48 – Simplifying complex decisions 20:42 – Optimize investments 23:03 – The Number One Question to Ask 💼 Want expert help in planning for your financial future? Apply for a consultation here 👉 https://calendly.com/erg-kc/introductory-phone-call-with-erg 📞 Call us: 913-393-4724 📚 Get a FREE copy of our latest book, Exceptional Retirement! Download here 👉 https://keap.page/bu413/kiplinger-toolkit.html 🛠️ Check out our Retirement Toolkit https://keap.page/bu413/exceptional-retirement-youtube.html 🎥 Subscribe to our YouTube channel for more retirement insights! 🔔 http://youtube.com/@erg-kc?sub_confirmation=1 📰 Read our latest articles on Kiplinger: https://www.kiplinger.com/author/scott-m-dougan-rfc-investment-adviser 📌 Follow us for expert retirement planning tips! https://www.facebook.com/elevatedretirementgroupkc/ #retirement #retirementplanning…
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Your Retirement Elevated Podcast with Scott Dougan

1 What Do Proposed Trump Tariffs Mean For Your Portfolio? 17:54
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The day President Trump took office, he announced plans to implement a 25 percent tariff on goods from Mexico and Canada. Additional tariff conversations have exploded since that day. What could these mean to your personal finances and the economy? Today, we’ll explain a bit of the backstory of tariffs and discuss the possible financial pros and cons. Here’s what we cover in this episode: 0:00 – Intro 0:53 – What is a tariff? 3:32 – History of tariffs 4:43 – Economic implications 8:30 – Benefits 10:45 – Market volatility 12:45 – Emotional reactions Want to connect with us? Web: https://listentoscott.com/ Schedule a call: https://elevatemyretirement.com/contact/ or 913-393-4724 Watch the show on YouTube: https://bit.ly/3RiT7Ky…
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Your Retirement Elevated Podcast with Scott Dougan

1 The Five Love Languages of Financial Planning 23:33
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In honor of Valentine’s Day, we’re going to talk about the five love languages made popular by author Gary Chapman. If you’re not familiar with them, they include acts of service, quality time, words of affirmation, gifts, and physical touch. Today we’ll tell you what those have to do with planning for retirement. You'll be surprised by some of the connections Scott is able to make here. Here’s what we cover in this episode: 0:00 – Intro 3:02 – Acts of Service 7:08 – Quality time 8:22 – Words of affirmation 13:35 – Gifts 17:16 – Physical touch 20:02 – Final thoughts Want to connect with us? Web: https://listentoscott.com/ Schedule a call: https://elevatemyretirement.com/contact/ or 913-393-4724 Watch the show on YouTube: https://bit.ly/3RiT7Ky…
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Your Retirement Elevated Podcast with Scott Dougan

1 Retirement Lessons from Andy Reid: Super Bowl-Worthy Financial Strategies 16:08
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As we gear up for another Super Bowl featuring the Kansas City Chiefs, let's take a moment to appreciate one of the best coaches in the game, Andy Reid. Whether you’re planning the perfect play on the field or preparing for retirement, success comes down to strategy, discipline, and knowing when to adjust. Today, we’re breaking down some of Coach Reid’s best quotes and how they apply to building a winning retirement plan. Here’s what we cover in this episode: 0:00 – Intro 2:40 – Quote 1 4:05 – Quote 2 8:11 – Quote 3 11:02 – Quote 4 13:17 – Super Bowl prediction Want to connect with us? Web: https://listentoscott.com/ Schedule a call: https://elevatemyretirement.com/contact/ or 913-393-4724 Watch the show on YouTube: https://bit.ly/3RiT7Ky…
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Your Retirement Elevated Podcast with Scott Dougan

1 Spending It All: Retirement Planning for the Ultimate Lifestyle Goal 21:50
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Everyone views their retirement differently, and there’s a segment of the population that wants to live life to the fullest. If they could build the perfect plan, that last check they write would barely clear the bank. For those that don’t want to leave a large legacy and would rather spend down their assets over their lifetime, we’ll talk about how personalized planning can help accomplish that goal and ensure you’re not going to run out of money too soon. Here’s what we cover in this episode: 0:00 – Intro 3:08 – Strained spending 7:16 – Defining lifestyle needs 11:05 – Mindset shift 15:13 – Our process Want to connect with us? Web: https://listentoscott.com/ Schedule a call: https://elevatemyretirement.com/contact/ or 913-393-4724 Watch the show on YouTube: https://bit.ly/3RiT7Ky…
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Your Retirement Elevated Podcast with Scott Dougan

1 How Do You Find Your Retirement Number? 11:52
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Chasing that magic number in retirement can be pretty anxiety-inducing. Many in the financial industry get fixated on saving and saving to reach this gigantic number, but there’s so much more detail that goes into figuring out what you will need to support your lifestyle. Today we’re going to tell you what goes into finding that financial independence number for you. Read the article that Scott wrote for Kiplinger about this topic here: https://www.kiplinger.com/retirement/your-enough-is-enough-number-for-retirement Here’s what we cover in this episode: 0:00 – Intro 2:23 – Essential questions 5:06 – The factors we consider 7:32 – Easing the anxiety Want to connect with us? Web: https://listentoscott.com/ Schedule a call: https://elevatemyretirement.com/contact/ or 913-393-4724 Watch the show on YouTube: https://bit.ly/3RiT7Ky…
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Your Retirement Elevated Podcast with Scott Dougan

1 The Snowbird Retirement: Is a Seasonal Move Right for You? 17:12
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As the cold winds of winter sweep across the Midwest, many retirees find themselves yearning for a change of scenery—a warmer, sunnier place to call home during the colder months. Enter the snowbird lifestyle, a popular choice for those looking to escape the harsh winter climate and embrace a more temperate environment. In this show, we explore the world of snowbirding, the reasons why so many retirees are drawn to this lifestyle, and how it can be seamlessly integrated into your retirement plan. Here’s what we cover in this episode: 0:00 – Intro 2:40 – Where people are enjoying their snowbird retirements 7:56 – Healthier lifestyles in warmer climates 10:05 – Zoombirds Want to connect with us? Web: https://listentoscott.com/ Schedule a call: https://elevatemyretirement.com/contact/ or 913-393-4724 Watch the show on YouTube: https://bit.ly/3RiT7Ky…
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Your Retirement Elevated Podcast with Scott Dougan

1 Retirement Crisis Sparks Unlikely Agreement Between Democrats and Republicans 14:47
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Maybe the biggest news of the new year is that Democrats and Republicans actually agree on something. The stats show that around 80% of people on both sides believe that the nation is facing a retirement crisis. So what are the biggest problem areas and how do we correct them? This video will dive into results from a recent survey that reveal a vast majority of Americans, regardless of political affiliation, recognize the challenges of inadequate retirement savings, increasing debt, and inflation. Here’s what we cover in this episode: 0:00 – Intro 0:31 – What is the retirement crisis? 3:04 – Debt 4:13 – Inflation 6:40 – Guaranteed income 9:55 – Social Security Want to connect with us? Web: https://listentoscott.com/ Schedule a call: https://elevatemyretirement.com/contact/ or 913-393-4724 Watch the show on YouTube: https://bit.ly/3RiT7Ky…
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Your Retirement Elevated Podcast with Scott Dougan

1 Will Social Security Benefits Be Slashed 40% For High-Income Earners? 13:55
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In today’s episode, Scott breaks down a recent Social Security solvency proposal that suggests a 40% reduction in benefits for high-income earners. Proposed by the American Enterprise Institute, this plan targets wealthier individuals to bear the brunt of reductions, allowing lower-income retirees to face less drastic cuts. Scott weighs in on whether this proposal is likely to gain traction and examines broader challenges facing the Social Security system. He’ll also share what the potential adoption of a proposal like this could mean for the future of retirement planning. Here’s what we cover in this episode: 0:00 – Intro 1:28 – Social Security proposal 3:05 – Challenges in the Social Security system 5:39 – How does this impact financial planning? 9:40 – Staying educated and communicating with your advisor Social Security Reform Article: https://www.fa-mag.com/news/social-security-reform-proposal-would-slash-benefits-40--for-high-earners-80419.html?section=131&utm_source=FA+Magazine&utm_campaign=e6e275dc58-FAN_Retirement_Allspring+Lead+Gen_112524+GTG&utm_medium=email&utm_term=0_-02ce404ce3-244628203 Want to connect with us? Web: https://listentoscott.com/ Schedule a call: https://elevatemyretirement.com/contact/ or 913-393-4724 Watch the show on YouTube: https://bit.ly/3RiT7Ky…
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Your Retirement Elevated Podcast with Scott Dougan

1 5 Tax Strategies to Save You Money in Retirement 16:36
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Retirement planning is more than just saving money; it's about making your savings last as long as you do. Today Scott is going to share five crucial tax strategies that can significantly impact your financial future. Here’s what we cover in this episode: 0:00 – Intro 1:19 – Why tax planning is critical to today’s retirement plan. 3:13 – Roth conversions 5:38 – Harvesting capital gains 7:15 – Tax diversification 9:41 – Required minimum distributions 12:39 – Health savings accounts Read Scott's Kiplinger article: https://www.kiplinger.com/retirement/tax-strategies-to-help-your-money-last-in-retirement Want to connect with us? Web: https://listentoscott.com/ Schedule a call: https://elevatemyretirement.com/contact/ or 913-393-4724 Watch the show on YouTube: https://bit.ly/3RiT7Ky…
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Your Retirement Elevated Podcast with Scott Dougan

1 $1 to $5 Million Saved – Should I Change Advisors? 17:24
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In this show, we explore why people in this financial bracket often rethink their strategy and discuss key topics like tax planning, withdrawal strategies, and income guardrails. With more at stake and no room for mistakes, the importance of having a skilled team to guide you through retirement is greater than ever. Here’s what we cover in this episode: 0:00 – Intro 1:52 – Shift to Distribution 5:25 – Are you paying too much in taxes? 10:58 – Will your money last? 14:07 – Final thoughts Want to connect with us? Web: https://listentoscott.com/ Schedule a call: https://elevatemyretirement.com/contact/ or 913-393-4724 Watch the show on YouTube: https://bit.ly/3RiT7Ky…
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Your Retirement Elevated Podcast with Scott Dougan

1 Costly Year-End Financial Planning Mistakes 20:44
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As the year draws to a close, it's the perfect time to reflect on your financial health and make strategic decisions for the future. In this week’s episode, Scott takes us through four major year-end financial planning mistakes and how to avoid them. Here’s what we cover in this episode: 0:00 – Intro 1:44 – Ignoring the issues that debt creates. 5:50 – Overlooking the costs of your go-go years. 11:16 – Failing to plan for inflation’s long-term impacts. 13:13 – Not addressing poor lifestyle habits and decisions. 17:51 – Get in touch with Scott Want to connect with us? Web: https://listentoscott.com/ Schedule a call: https://elevatemyretirement.com/contact/ or 913-393-4724 Watch the show on YouTube: https://bit.ly/3RiT7Ky…
مرحبًا بك في مشغل أف ام!
يقوم برنامج مشغل أف أم بمسح الويب للحصول على بودكاست عالية الجودة لتستمتع بها الآن. إنه أفضل تطبيق بودكاست ويعمل على أجهزة اندرويد والأيفون والويب. قم بالتسجيل لمزامنة الاشتراكات عبر الأجهزة.