Cool Science Radio podcast

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تمت الإضافة منذ قبل seven عام

المحتوى المقدم من KPCW | Listen Like a Local, Lynn Ware Peek, and Scott Greenberg. يتم تحميل جميع محتويات البودكاست بما في ذلك الحلقات والرسومات وأوصاف البودكاست وتقديمها مباشرة بواسطة KPCW | Listen Like a Local, Lynn Ware Peek, and Scott Greenberg أو شريك منصة البودكاست الخاص بهم. إذا كنت تعتقد أن شخصًا ما يستخدم عملك المحمي بحقوق الطبع والنشر دون إذنك، فيمكنك اتباع العملية الموضحة هنا https://ar.player.fm/legal.

NerdWallet's Smart Money Podcast

1
Why Refis Are Spiking and How to Optimize Your 401k Target-Date Fund for Long-Term Growth 28:02

منذ 17 يومًا28:02

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قوائم

إعجاب

احب

28:02

Learn when a refi saves money and how target-date funds work, including fees and when to pick a later fund year. What exactly is a target-date fund, and when should you move your date? How do you know if now is a good time to refinance a house? Hosts Sean Pyles and Elizabeth Ayoola discuss mortgage refinancing and target-date funds to help you understand how to quantify savings on a refi and how to set (and adjust) an age-appropriate retirement glide path. To kick off the episode, NerdWallet senior news writer Anna Helhoski joins with mortgages and student loans writer Kate Wood and mortgage reporter Holden Lewis to break down why refis are spiking even without fresh Federal Reserve cuts, who’s most likely to benefit right now, and how markets (not just the Fed) drive daily mortgage rate moves. They begin with a discussion of rate-and-term vs. cash-out refinancing, with tips and tricks on calculating your breakeven point, using the ~0.75 percentage-point rule-of-thumb for potential savings, and factoring in 2% to 6% closing costs and how long you’ll stay put. Then, investing Nerd June Sham joins Sean and Elizabeth to discuss target-date funds. They discuss how glide paths work (to vs. through retirement), when to push your target year if you’ll work longer, and how fees compare with index funds/ETFs, plus contribution frameworks (10% to 15% of income vs. the “80% replacement” rule) and why many hands-off investors value auto-rebalancing despite higher expense ratios. A listener case study (age 35, 2055 fund) highlights how to revisit your target date in the decade before retirement, how to read a fund’s glide path, and why staying invested and consistent often matters more than chasing perfect timing. Want us to review your budget? Fill out this form — completely anonymously if you want — and we might feature your budget in a future segment! https://docs.google.com/forms/d/e/1FAIpQLScK53yAufsc4v5UpghhVfxtk2MoyooHzlSIRBnRxUPl3hKBig/viewform?usp=header In this episode, the Nerds discuss: mortgage refinance, refinance calculator, mortgage rates today, breakeven point refinance, cash-out refinance, HELOC vs cash-out, refinance closing costs, when to refinance, refinance vs home equity loan, bond market and mortgage rates, Federal Reserve and mortgage rates, target-date fund, best target-date funds, target-date fund glide path, to vs through glide path, 401k target-date fund, change target-date fund year, 2055 target-date fund, target-date fund fees, expense ratio comparison, ETF vs mutual fund, index funds S&P 500, retirement contribution 10 to 15 percent, 80 percent income replacement rule, taxable brokerage vs 401k, annuity vs staying invested, debt consolidation with home equity, credit card APR vs mortgage rate, divorce refinance requirements, stay-or-sell breakeven analysis, and refinance eligibility 2025. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com . Like what you hear? Please leave us a review and tell a friend. Learn more about your ad choices. Visit megaphone.fm/adchoices…

Cool Science Radio

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Cool Science Radio is a weekly, hour-long program that focuses on the latest developments and discoveries in the fields of science and technology. Co-hosts Lynn Ware Peek and Scott Greenberg decipher what's new with science and technology experts in an entertaining, amusing and accessible way.

25 حلقات

#Science #Science Radio #Lynn Ware Peek #Tech #Astronomy #Physics #KPCW | Listen Like a Local #Katie Mullaly

Cool Science Radio

13 subscribers

updated منذ يومين

منزل السلاسل•Feed

25 حلقات

#Science #Science Radio #Lynn Ware Peek #Tech #Astronomy #Physics #KPCW | Listen Like a Local #Katie Mullaly

كل الحلقات

Cool Science Radio

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Cool Science Radio | September 18, 2025 53:01

منذ يومين53:01

53:01

Scientific American senior editor Jen Schwartz discusses “Upended,” a new collection marking the magazine’s 180th anniversary. The series highlights moments when science reversed itself, from the promise of plastic to debates over life in the universe. Then, mathematician and author Eugenia Cheng explains why equality is never as absolute as it seems, not even in math, and how rethinking sameness can transform the way we approach fairness in everyday life.…

Cool Science Radio

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Cool Science Radio | September 4, 2025 52:55

منذ 16 يومًا52:55

52:55

Local artist Anna Evans and Natural History Museum of Utah’s community engagement manager Katie Worthen preview Community Science Night in Park City on Sept. 12, a free public event that blends art, ecology, and hands-on science exploration for all ages. Then, author and journalist David Baron discusses his new book "The Martians: The True Story of an Alien Craze that Captured Turn-of-the-Century America," exploring how a generation became convinced Mars was teeming with life and how that belief shaped science and culture.…

Cool Science Radio

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Cool Science Radio | August 28, 2025 52:05

منذ 23 يومًا52:05

52:05

Journalist and author Rebecca Tuhus-Dubrow explores the surprising bipartisan support for nuclear power, its ties to nuclear weapons and how environmentalists are rethinking their stance on the technology. And energy attorney Jeff Merrifield, former Nuclear Regulatory Commissioner, explains how next-generation nuclear technologies are being designed for everything from powering data centers and military bases to fueling space exploration.…

Cool Science Radio

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Cool Science Radio | August 21, 2025 50:24

منذ 4 weeks50:24

50:24

Climate activist and author Bill McKibben explains why the rapid rise of solar and wind power may be our best and last chance to slow global warming, how communities worldwide are leading the way and why he is helping launch Sun Day, a global celebration of clean energy on September 21, 2025. Then, Pearl Sandick, interim dean of the College of Science and professor of physics and astronomy at the University of Utah, discusses the newly completed Crocker Science Complex, a $97 million project that blends cutting-edge research facilities with historic architecture to transform science education and research on campus.…

Cool Science Radio

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Cool Science Radio | August 14, 2025 52:04

منذ 5 weeks52:04

52:04

Ecologist and author Rob Dunn reveals the surprising ways humans and other species shape each other’s lives, from the puppy eyes that melt our hearts to the yeast that has been domesticating us for centuries, and why these hidden partnerships might hold the key to our future. Then, Johns Hopkins researcher Natalia Trayanova shares how artificial intelligence is being used to predict and prevent sudden cardiac death, offering new hope for patients most at risk.…

Cool Science Radio

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Cool Science Radio | August 7, 2025 50:16

منذ 6 weeks50:16

50:16

Jason Cryan, executive director and entomologist at the Natural History Museum of Utah, highlights the upcoming BugFest, a big celebration of some of Utah’s tiniest residents. Then, University of Utah professor of physics and astronomy Anil Seth shares the remarkable discovery he and his team made using two decades of imaging from the Hubble Space Telescope.…

Cool Science Radio

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Cool Science Radio | July 31, 2025 52:40

منذ 7 weeks52:40

52:40

Blaise Agüera y Arcas, a Vice President and Fellow at Google, explores the concept of intelligence in his new book, “What Is Intelligence? Lessons from AI About Evolution, Computing, and Minds.” Then, Richard Herbert, a machine learning and artificial intelligence engineer for the past 10 years, shares his insights with respect to the future of AI and how it will become a colleague and not a competitor.…

Cool Science Radio

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Cool Science Radio | July 24, 2025 52:36

منذ 8 weeks52:36

52:36

Award-winning winemaker Lisa Bishop Forbes reveals the science behind what makes a wine truly exceptional. She discusses grape quality, fermentation techniques, her fresh approach to Chardonnay, and the challenge she faces in shipping and making great alcohol-free wines. (1:04)Then, local tech entrepreneur Steven Boal, CEO of Salt Lake City based company Matia Mobility, breaks down how they're dedicated to creating innovative robotic mobility devices for those with walking disabilities. (28:43)…

Cool Science Radio

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Cool Science Radio | July 17, 2025 53:06

منذ 9 weeks53:06

53:06

Ferris Jabr shares his bestselling book “Becoming Earth,” which explores the interconnectedness between the Earth and everything that lives on the planet. Then, Elliot Lichtman talks about his new book, “The Computer Always Wins.” In it, he teaches powerful computer science concepts by using common games like tic-tac-toe.…

Cool Science Radio

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Cool Science Radio | June 10, 2025 58:36

منذ 10 weeks58:36

58:36

Lee Billings, the senior science editor for Scientific American, talks about the Vera C. Rubin Observatory in northern Chile that has recently released its first images of the southern sky. Then, demographic planner Dean Spears talks about the science of depopulation, the possible start of a global population decline in the next 50 years, and it potential for detrimental effects.…

Cool Science Radio

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Cool Science Radio | July 3, 2025 53:33

منذ 11 weeks53:33

53:33

As the polar ice melts, biologist and paleontologist Neil Shubin explores the contents within and uncovers mysteries in his book, "Ends of the Earth: Journeys to the Polar Regions in Search of Life, the Cosmos, and Our Future." Then, science journalist Olivia Campbell shares how four women physicists escaped Nazi Germany and made scientific history in her new book, "Sisters in Science."…

Cool Science Radio

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Cool Science Radio | June 26, 2025 53:58

منذ 12 weeks53:58

53:58

Animal behaviorist and physiologist Carly Anne York shows how unappreciated, overlooked, and simply curiosity-driven science has led to breakthroughs big and small. Then, Sai Krupa Das, a senior scientist in nutrition and aging at Tufts University, and Reyna Gobel, a nutritionist and science journalist, discuss precision medicine and nutrition and an 8,000-person study by the Nutrition for Precision Health that examines how individuals respond to different foods.…

Cool Science Radio

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Cool Science Radio | June 19, 2025 51:57

منذ 13 weeks51:57

51:57

Author Richard Simon, who went all-in to discover what would happen without his smartphone, for a whole year, shares his story of digital detox in his new book, "Unplug: How to Break Up with Your Phone and Reclaim Your Life." Then, researchers have found that most spring runoff heading to our reservoirs is actually several years old, indicating that most mountain snowfall has a years-long invisible journey as groundwater before it leaves the mountains. Paul Brooks, a professor of Geology and Geophysics at the University of Utah, tells us more about this study and our water’s trajectory.…

Cool Science Radio

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Cool Science Radio | June 12, 2025 51:37

منذ 14 weeks51:37

51:37

Wisdom 2.0 founder Soren Gordhamer talks about bridging modern technology with ancient wisdom. He writes on the topic in his new book, "The Essential: Discovering What Really Matters in an Age of Distraction." Then, orthopedic surgeon Dr. Safa Kassab highlights a new augmented reality device that's making total knee replacements more precise and accurate.…

Cool Science Radio

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Cool Science Radio | June 5, 2025 50:40

منذ 15 weeks50:40

50:40

Willem Marx, author of a new article in Scientific American titled “Suddenly Miners Are Tearing Up the Seafloor for Critical Metals,” talks about the ramifications of seafloor mining. Then, McKenzie Skiles, director of the Snow HydRO Lab at the University of Utah, talks about the effects of dust on mountain snowpack melting rates and how the increased runoff is reshaping the future of water in the Southwest.…

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