One Perfect Game is the podcast about games and the people who play them. Join host Matt Tilby as we invite folks from all walks of life to discuss a game that influenced their personal life or career. From content creators and Twitch streamers to musicians, pro wrestlers and army veterans, come find out why games are such a uniting force. Find us on Twitter at twitter.com/OPGpod.
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Welcome to Perfect Game Retirement, hosted by Ryan Ledden of Black Oak Asset Management. As a former pro ballplayer and CFP, Ryan combines his love of the game with financial expertise to guide you to a confident retirement. Securities and Advisory Services offered through Silver Oak Securities, Inc., Member FINRA/SIPC. Black Oak Asset Management and Silver Oak Securities, Inc. are not affiliated.
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Episode #37 - Leonie Schliesing and It Takes Two
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51:27The incredibly talented voice actor Leonie Schliesing (Assassin's Creed Valhalla, Cyberpunk 2077: Phantom Liberty, Wuthering Waves) graces us with her presence for today's episode, as we explore a couch co-op masterpiece the form of Hazelight's It Takes Two. We also explore how multilingualism helps Leonie create new opportunities in voice acting/v…
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5 Signs You’re Wealthier Than You Think
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15:10📅 Book a 1-on-1 with Ryan: https://speakwithryan.com/ 📦 Grab your FREE Tax-Free Retirement Toolkit: https://toolkit.blackoakam.com/podcast-toolkit.html Most people don’t feel wealthy. But what if your day-to-day habits are quietly building serious financial strength? A recent article from Kiplinger outlined five surprising signs that you might be r…
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Back To School Retirement Planning Quiz
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12:49📅 Book a 1-on-1 with Ryan: https://speakwithryan.com/ 📦 Grab your FREE Tax-Free Retirement Toolkit: https://toolkit.blackoakam.com/podcast-toolkit.html The kids might be heading back to school, but today it’s your turn to take a pop quiz—on retirement planning. In this episode, Ryan puts us to the test on five essential financial questions every re…
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7 Retirement Assumptions to Reconsider in 2025
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15:13📅 Book a 1-on-1 with Ryan: https://speakwithryan.com/ 📦 Grab your FREE Tax-Free Retirement Toolkit: https://toolkit.blackoakam.com/podcast-toolkit.html Just because something used to be true doesn’t mean it still is, especially in retirement planning. In 2025, rising interest rates, tax uncertainty, and longer retirements mean it’s time to rethink …
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Gen X, It’s Your Turn: It’s Time To Think About Retirement
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14:10📅 Book a 1-on-1 with Ryan: https://speakwithryan.com/ 📦 Grab your FREE Tax-Free Retirement Toolkit: https://toolkit.blackoakam.com/podcast-toolkit.html Cue the mixtape of Nirvana, Madonna, and Prince… Gen X, it’s your turn to get ready for retirement. And the stakes are high. You were the first 401(k) generation, hit by two major market crashes, an…
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📅 Book a 1-on-1 with Ryan: https://speakwithryan.com/ 📦 Grab your FREE Tax-Free Retirement Toolkit: https://toolkit.blackoakam.com/podcast-toolkit.html Big tax law changes always bring big rumors. But before you assume Social Security is now tax-free or that you’re getting a $40K deduction just for breathing, let’s set the record straight on what t…
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What The “Big Beautiful Bill” Means for Your Retirement Plan
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13:57📅 Book a 1-on-1 with Ryan: https://speakwithryan.com/ 📦 Grab your FREE Tax-Free Retirement Toolkit: https://toolkit.blackoakam.com/podcast-toolkit.html A new tax bill has officially passed (you’ve probably heard it mentioned as the “Big Beautiful Bill”). And while most headlines are focused on politics, we’re focused on what it means for your retir…
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The 4 Things You Can Control in Retirement
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13:36📅 Book a 1-on-1 with Ryan: https://speakwithryan.com/ 📦 Grab your FREE Tax-Free Retirement Toolkit: https://toolkit.blackoakam.com/podcast-toolkit.html Markets crash. Taxes shift. Congress waffles on Social Security. You can’t control any of that. And stressing over it won’t help. What will? Focusing on the four things that actually move the needle…
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Should You Gift Money While You’re Alive or Leave A Legacy?
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12:17📅 Book a 1-on-1 with Ryan: https://speakwithryan.com/ 📦 Grab your FREE Tax-Free Retirement Toolkit: https://toolkit.blackoakam.com/podcast-toolkit.html You’ve worked hard, saved well, and now you’re thinking about giving back—maybe to your kids, your grandkids, or a cause you care about. But should you wait and pass that wealth on later, or give wh…
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Episode #36 - Ruby Innes and Undertale
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1:23:02Former Kotaku Australia writer and current member of Back Pocket, Ruby Innes, is here! We get to talking about an indie phenomenon that has changed gaming, in the form of 2015's Undertale. We also discuss the changing landscape of games journalism in Australia, how Ruby may have spent a little too much time on Habbo Hotel as a kid, and which 90's g…
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Retirement Breaking News: The 4% Rule Gets a Makeover
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13:24📅 Book a 1-on-1 with Ryan: https://speakwithryan.com/ 📦 Grab your FREE Tax-Free Retirement Toolkit: https://toolkit.blackoakam.com/podcast-toolkit.html The 4% rule gets talked about like gospel in retirement planning. But let’s be honest, it’s always been more of a rough guess than a golden rule. Now, its original creator is revising it to 4.7%. So…
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The Lazy Way to Retire? Let’s Talk Target-Date Funds
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14:16Target-date funds just passed $4 trillion in assets. They’re now the default investment in many 401(k)s, and millions of Americans are using them without really understanding how they work. So, are they a smart choice… or just the easiest one? These funds promise convenience and automatic adjustments, but with so much riding on a one-size-fits-all …
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Financial Lessons Parents & Grandparents Can Teach A New Graduate
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13:13Graduation season is an exciting milestone, not just for the grads, but for parents and grandparents who have supported them along the way. Today, Ryan wants to share practical ways you can help your graduate make smart financial decisions early, along with actions that could have a lasting impact on their future. Join us as we discuss ways familie…
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5 Ways Wishful Thinking Can Damage Your Retirement
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12:44A little hope is good for the soul, but when it comes to retirement planning, wishful thinking can lead to serious financial mistakes. Today, Ryan walks through five common examples of wishful thinking that can quietly damage your retirement and how you can build a plan that protects your future instead of relying on luck. Here’s what we discuss in…
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Market Strategy for Type A Investors: Why Doing Less Might Be Your Best Move
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11:41Today we’re talking about Type A personalities. If you’re driven, competitive, and goal-oriented, then you’re part of the club that often struggles during difficult markets. When things get tough, your instinct is to work harder, push more, and fix the problem. But in investing, that instinct can sometimes backfire. In this episode, Ryan explores h…
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Why Your Emotions May Matter More Than Math
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14:12Most people believe financial success comes down to numbers, but the truth is your emotions and mindset may play an even bigger role than any spreadsheet ever could. In this episode, Ryan unpacks key lessons from Morgan Housel’s best-selling book The Psychology of Money, revealing how behavior, beliefs, and background shape our financial choices. H…
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Inside the Advisor’s Office: What People Are Actually Concerned About
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15:17Ever wonder what other people talk about with their financial advisors? A new survey of nearly 400 experienced advisors reveals the biggest concerns, challenges, and financial goals their clients are facing today. From retirement planning to working longer than expected, Ryan’s breaking down the key takeaways and how they compare to what he sees in…
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Is It Bad to Leave My 401(k) Where It Is?
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10:55Got an old 401(k) collecting dust after a job change? You're not alone, and what you do with that account might have a big impact on your long-term financial health. In this episode, Ryan answers a listener’s question about whether it’s okay to leave your 401(k) where it is, or if you’re better off rolling it over. Spoiler alert: the answer isn’t o…
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Retirement Assassins: The Silent Killers of Your Financial Future
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14:02When it comes to retirement planning, it's often the threats you don't see coming that do the most damage. In this episode, Ryan uncovers five silent "assassins" that can quietly erode your financial future, including market crashes, inflation and some surprises along the way! More importantly, he explains how proper planning can defend your wealth…
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What Should You Actually Do When the Market Drops?
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14:45The headlines are loud, the markets are messy, and your gut might be telling you to do something - anything -right now. But what should you actually do when your portfolio takes a hit? In this episode, Ryan walks through the four key questions every investor should ask during a downturn, offering clear and practical steps to block out the noise and…
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Episode #35 - James Willems and Psychonauts
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1:05:14Content creator, writer and occasional professional wrestler James Willems stops by to explore what is potentially Tim Schafer and Double Fine's magnum opus, in the form of 2005's Psychonauts! We also discuss James' new podcast and live show Answer For It!, landing dream roles in games, balancing strength and cardio for wrestling, and his quest to …
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The Masters is a beautiful reminder of just how much strategy, patience, and long-term focus goes into a great round of golf. Turns out, retirement works a lot like the game. Today, Ryan is teeing up a few key lessons from the course and how they translate into smarter planning for your financial future. Here’s what we discuss in this episode: ⛳ Wh…
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Key 2025 Tax Breaks & Adjustment Opportunities
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12:46Tax season is here, but filing your 2024 return is just one piece of the puzzle. Now is also the perfect time to take advantage of new tax rules for 2025 before the year gets away from you. With higher standard deductions, increased retirement contribution limits, and updated HSA rules, there are plenty of opportunities to potentially lower your ta…
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In this episode, Ryan unpacks a listener question that’s becoming increasingly common: What should I do about my RMDs if I’m still working at 74 and contributing to my 401(k)? Required Minimum Distributions (RMDs), and the tax penalties for missing them, can catch even the most financially prepared retirees off guard, especially those still working…
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April Fool’s: Beliefs That Fool Retirement Savers The Most
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13:08April Fool’s Day is all about jokes and pranks, but when it comes to retirement planning, getting fooled can cost you real money. Today, we’re unpacking five retirement myths that often trick retirees into making decisions based on fear or flawed assumptions. Here’s what we discuss in this episode: 🧠 Don’t let fear rush your Social Security decisio…
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Episode #34 - Gemma Driscoll and the Mass Effect series
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58:30On the first episode for 2025, content creator and host of Good Game Spawn Point, Gemma Driscoll, stops in to discuss a franchise that is so important to her that she has it tattooed on her. We also explore the creative process that goes into making GGSP happen, and Gemma provides a bit of kismet too fitting to ignore. You can catch episodes of Goo…
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The Money Questions Every Couple Needs To Discuss
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13:38Valentine’s season is all about love, but let’s be honest, money plays a huge role in any relationship. Whether you’ve been together for decades or just starting out, financial stress can put a strain on even the strongest partnerships. So, how do you talk about money without killing the romance? In today’s episode, looking at the questions every c…
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Built a Business, But Not a Retirement Plan? Here’s What to Do Now
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14:23You’ve built a successful business, but now the big question is, how do you turn that into a retirement plan? If you’re like many entrepreneurs, you’ve spent years reinvesting in your business, but what happens when it’s time to step away? Can you sell it? Can you create passive income from it? Or should you start saving in other ways right now? In…
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Do Smart Investors Need to Work With a Financial Advisor?
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13:24If you've successfully managed your own investments for years, do you really need a financial advisor? Many DIY investors see it as an unnecessary expense, but as you approach retirement, it might be time to enlist the help of someone to help you with the other areas of retirement? Today we’ll tackle this common question and explains how advisors a…
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Retirement Lessons from Andy Reid: Championship-Worthy Financial Strategies
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15:06The Super Bowl may be over, but there’s still a lot to learn from one of the best coaches in the game, Andy Reid. Whether you’re planning the perfect play on the field or preparing for retirement, success comes down to strategy, discipline, and knowing when to adjust. Today, we’re breaking down some of Coach Reid’s best quotes and how they apply to…
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Which Retirement Account Should I Withdraw From First?
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9:57There’s a real mindset shift when someone gets to retirement and has to start taking money out of their accounts after saving for years. It gets even more difficult to figure out where to pull your money from when you have multiple types of accounts with different tax considerations. So which should you pull from first and does it really matter the…
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The New Retirement: Why Many Are Choosing Work Over Leisure
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13:01A recent article on Fortune highlights a growing trend among baby boomers: continuing to work well into their 60s and 70s, not out of necessity, but for the mental stimulation, social connections, and fulfillment that work provides. With nearly 20% of Americans over 65 still employed, this shift is challenging traditional views of retirement and sp…
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Inflation-Proof Your Retirement In 2025
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11:52In recent years, inflation has become a significant concern for many individuals, especially those planning for retirement. While rates have returned to more normal levels, Americans still can’t ignore the profound impact it can have on your financial future. Today’s show will discuss ways to inflation-proof your retirement, particularly looking ah…
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5 Financial Mistakes to Avoid in Your 60s
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12:29Financial mistakes can happen at any age, but they can have a particularly significant impact in your 60s. This episode offers five common financial blunders to avoid during this pivotal decade. As you approach retirement, it's essential to navigate these pitfalls to secure your financial future. We’ll be discussing the importance of retirement pla…
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Retirement Spending Strategy That Will Change Your Life
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27:14It’s the beginning of a new year – a time when many of us make resolutions to improve our lives. But how often do we resolve to improve the way we feel about our finances? Today, we’re talking about spending with confidence, a surprising challenge for many retirees. Visit us online: https://blackoakam.com/ Get in touch with the Black Oak team: http…
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Transform Your Money Mindset in 30 Days (2025 Method)
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32:04Today, we’re unveiling the 2025 Method to transform your money mindset in just 30 days. Whether you’re overwhelmed by debt, stuck in a savings rut, or simply stressed about money, this episode is packed with actionable strategies to help you think differently and achieve financial comfort. Visit us online: https://blackoakam.com/ Get in touch with …
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What Financial Advisors Wish Every Investor Knew
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24:49Imagine you could read your financial advisor’s mind before you even walked through the door for the first time. What would they want you to know? In this episode, we bring you the game-changing insights financial pros wish every saver and investor understood. Visit us online: https://blackoakam.com/ Get in touch with the Black Oak team: https://bl…
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Is Your Financial Judgment 'Impaired'?
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27:32Are you making decisions about your money with a clear mind? Or are you financially ‘impaired’? December is National Impaired Driving Prevention Month, so we’re exploring the surprising parallels between dangerous driving habits and risky financial choices. In this episode, learn how to stay financially ‘sober,’ avoid costly mistakes, and keep your…
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Mailbag: Should My Husband Be More Involved In Financial Planning?
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25:42We're diving into the mailbag today on the show. Tune in as Ryan answers a variety of financial and retirement planning questions. Ruth asks if her husband should get more involved in managing their household finances as retirement approaches. Rachel wonders what investment options make the most sense for someone in her high-income position. Let's …
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Social Security Shake-Up: How Raising the Retirement Age Could Impact You
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27:17Social Security is the backbone of retirement for millions of Americans, but big changes may be coming. On this episode, we dive into the recently released proposal to raise the full retirement age to 69 and what it means for your benefits, your future, and your financial security. Visit us online: https://blackoakam.com/ Get in touch with the Blac…
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Unlock Your Potential During National Financial Planning Month
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29:23With National Financial Planning Month upon us, we’re sitting down with Ryan to uncover the strategies and steps that go into building a personalized financial plan. From that first phone call to implementing a strategy that aligns with your goals, this discussion will offer valuable insights for anyone looking to understand what it looks like to g…
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Episode #33 - Peter Austin and Spyro the Dragon
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55:31On today's episode, YouTuber, podcaster and presenter Peter Austin from TripleJump stops by to discuss an iconic PS1 platformer! We also explore what makes the perfect video game mascot, question the intricacies of YouTube's algorithm and marvel at the enigmatic nature of "Peter's Gamer Uncle". You can check out TripleJump at youtube.com/@TeamTripl…
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Unusual Fears & Financial Planning: Lessons from the Strangest Phobias
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24:43In this episode, we’re exploring some of the world’s most unique and quirky fears—and believe it or not, they have a lot more in common with your financial life than you might think. From the fear of long words to the fear of peanut butter sticking to the roof of your mouth, we’ll explore how these anxieties mirror some of the biggest concerns in f…
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Never Stop Asking 'How Do You Know?' - Navigating Retirement Planning
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22:57Remember when you were a kid, always asking 'How do you know?' about everything, like why the sky is blue or where the sun goes at night? That curiosity doesn't go away as we get older; it just turns into different questions, like the ones we face when planning for retirement. Today, we’re digging into the 'How Do You Knows' of retirement planning.…
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Tailoring Your Financial Jersey for a Perfect Retirement Fit
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22:27Imagine your retirement plan as a sports jersey, customized just for you. Today, we're exploring how every detail from numbers to names can define your financial future. Visit us online: https://blackoakam.com/ Get in touch with the Black Oak team: https://blackoakam.com/contact-us/ Get more financial education on our YouTube Channel: https://bit.l…
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College Financial Planning: Insights For Parents and Grandparents
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35:28Paying for college has become increasingly harder with rising costs. Starting early for your child's or grandchild's education can make a big difference and reduce the need for excessive borrowing later. In this episode, we’ll cover the key aspects of college financial planning from both the parent and grandparent perspective. Join us as we discuss…
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We get a lot of questions about 401ks, and we know they can be tricky to navigate. That's why we're tackling your top questions in one comprehensive episode. Visit us online: https://blackoakam.com/ Get in touch with the Black Oak team: https://blackoakam.com/contact-us/ Get more financial education on our YouTube Channel: https://bit.ly/45kJlwI…
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Noah's Ark & Retirement Planning: Lessons in Preparing Ahead
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32:21Ever heard the saying, ‘Always plan ahead. It wasn’t raining when Noah built the ark’? Well, today we're diving into that very concept. How did Noah's forward-thinking approach help him survive the flood, and what can it teach us about preparing for retirement? Tune in as we unpack the ancient wisdom of Noah’s Ark and its modern-day implications fo…
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Take the Fork: Yogi’s Wisdom on Making Financial Choices
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26:35In this episode, we’re diving into some famous words by the one and only Yogi Berra. You might know him for his legendary baseball career, but Yogi was also a goldmine of wisdom. We'll spin some of his classic quotes into financial advice. It's all about viewing things through the right lens—so let's see what financial insights we can uncover from …
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Mistakes When Choosing A Financial Advisor
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31:05Next up: uncover the critical mistakes many make when choosing a financial advisor. We're cutting through the noise to highlight what often goes wrong—from misplaced trust in big names to overlooking the fine print. This episode is your essential guide to avoiding those pitfalls and making informed decisions that align with your financial goals. Vi…
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