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As a PhD (in training), you face unique money challenges that stem from your low stipend/salary during your years of graduate school and postdoc training. Listen here for the hard-won financial wisdom of your fellow graduate students, postdocs, and PhDs with Real Jobs. From budgeting and frugality to investing and debt repayment, this podcast is your higher education in personal finance.
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Passionate PhDs

PassionatePhDs

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What are PhDs? Sounds like something too heavenly and beyond reach? PhDs are much more than researchers. They have their passion as well as desperation. Perhaps you are just one of them, struggling with research and life goals. This podcast series is therefore really for you and for those who wish to know you more. Now, welcome to the passionate PhDs podcast, and explore how PhDs have found their passion, career and themselves. Check out more here - https://passionatephds.com/
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The Contingent Professor | Tenure? They still do that? Join Contingent Nation as we take you into the bizarre reality of surviving and thriving in 21st century academia, where tenure and tenure-track positions are being "re-evaluated." Designed for new and mid-career faculty - heck, all faculty - looking to break free of the Adjunct title or navigate the tenure/promotion/re-appointment process, which includes research, teaching, advising, service, working with colleagues, and dealing with ad ...
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In this episode, Emily interviews Elle Rathbun, a 5th-year PhD candidate at UCLA. This is a continuation of a conversation started in the last episode. Last year, Elle shifted her financial education efforts into an official position with the UCLA financial wellness office, through which she delivered presentations and provided one-on-one coaching.…
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In this episode, Emily interviews Elle Rathbun, a 5th-year PhD candidate at UCLA. Elle shares her financial origin story of growing up in a low-income family, becoming a QuestBridge scholar during undergrad, and working for two years before matriculating at UCLA. During those years, Elle developed her financial acuity and prepared financially for g…
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In this episode, Emily interviews Dr. Jill Hoffman, a former assistant professor who left academia to become a stay-at-home parent and part-time business owner supporting academic entrepreneurs (including Emily!). Jill recounts how she decided that academia was no longer the best place for her and how she and her husband planned out how to swap rol…
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The docs are back this week to close out season 4 talking about queer neo-noir looking at the films Love Lies Bleeding and Drive Away Dolls! You can subscribe, rate, and leave feedback on the show through Apple, Google, Podbean, or wherever you get your podcasts. Check out our discord and get in on the chat: //discord.gg/QdAhVhDPVN Questions for us…
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In this episode, Emily interviews Hannah Cole, an artist and the founder of Sunlight Tax. Sunlight Tax primarily serves artists and creatives in their business tax needs, but there are many overlaps between artists and the academic community. Hannah and Emily discuss the best practices and insights that graduate students, postdocs, and PhDs with si…
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In this episode, Emily interviews Maggie Canady, a rising second-year grad student at the University of California at Irvine, on her budget breakdown. Maggie gives us a peek into her life via her top five expenses each month, which are rent, car insurance, groceries, utilities, and travel. Despite taking a pay cut when she started grad school, Magg…
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The docs are back this week and, in celebration of the start of the school year, looking at some teacher-exploitation films, The Blackboard Jungle and The Principal! You can subscribe, rate, and leave feedback on the show through Apple, Google, Podbean, or wherever you get your podcasts. Check out our discord and get in on the chat: //discord.gg/Qd…
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In this episode, Emily interviews Dr. Scott Grissom, a full professor of computer science at Grand Valley State University and Certified Financial Planner with Socrates Financial Planning. Scott and Emily talk through the health insurance and retirement benefits options that may be available to PhDs in their first post-PhD jobs. Scott explains the …
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The docs are back this week to talk about two Jack the Ripper movies, Time After Time and From Hell! You can subscribe, rate, and leave feedback on the show through Apple, Google, Podbean, or wherever you get your podcasts. Check out our discord and get in on the chat: //discord.gg/QdAhVhDPVN Questions for us, or about the show? E-mail us lonelyphd…
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The docs are back this week looking at a pair of films from 1983, Deal of the Century and Risky Business, written by Paul Brickman. We debate why one was a flop and the other a success. You can subscribe, rate, and leave feedback on the show through Apple, Google, Podbean, or wherever you get your podcasts. Check out our discord and get in on the c…
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The docs are back this week to discuss tackling cultural appropriation as reflected in film narratives with the double feature of American Fiction and Hollywood Shuffle. You can subscribe, rate, and leave feedback on the show through Apple, Google, Podbean, or wherever you get your podcasts. Check out our discord and get in on the chat: //discord.g…
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In this episode, Emily shares the microinterviews she recorded at two higher education conferences this summer. The conference attendees, virtually all of whom work at universities and most of whom have PhDs themselves, responded to this prompt: "What do you wish you had known about money earlier in your career?" Listen through the episode for insi…
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The docs are back this week to talk about the dark character of Tom Ripley and how they are portrayed in two different films, Purple Noon and The American Friend. You can subscribe, rate, and leave feedback on the show through Apple, Google, Podbean, or wherever you get your podcasts. Check out our discord and get in on the chat: //discord.gg/QdAhV…
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In this episode, Emily interviews Dra. Yvette Martínez-Vu and Dr. Miroslava Chavez-Garcia, the co-authors of the recent book Is Grad School for Me? Demystifying the Application Process for First-Gen BIPOC Students. Yvette, Miroslava, and Emily dive into the financial aspects of the grad school application and admissions process, from applying for e…
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The Docs are back this week to discuss Baseball as depicted on film with two classics: Bull Durham and A League of Their Own! You can subscribe, rate, and leave feedback on the show through Apple, Google, Podbean, or wherever you get your podcasts. Check out our discord and get in on the chat: //discord.gg/QdAhVhDPVN Questions for us, or about the …
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In this episode, Emily interviews Dr. Carolina Mendoza Cavazos, who holds a PhD in microbiology from the University of Wisconsin-Madison and currently works in industry. Carolina has long been interested in and open about personal finances, and she focused her DEI efforts while in graduate school around finances, including starting a money club and…
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The docs are back this week talking about sequels, specifically "spiritual successors" to films. The two films are Return to Oz and Doctor Sleep! You can subscribe, rate, and leave feedback on the show through Apple, Google, Podbean, or wherever you get your podcasts. Check out our discord and get in on the chat: //discord.gg/QdAhVhDPVN Questions f…
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This week, the docs are back to examine the darker depths of two state-centric films: The Florida Project and Sunshine State! You can subscribe, rate, and leave feedback on the show through Apple, Google, Podbean, or wherever you get your podcasts. Check out our discord and get in on the chat: //discord.gg/QdAhVhDPVN Questions for us, or about the …
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The docs are back this week to discuss two films by director Richard Linklater, Hit Man, and Bernie, that examine certain philosophical concepts. You can subscribe, rate, and leave feedback on the show through Apple, Google, Podbean, or wherever you get your podcasts. Check out our discord and get in on the chat: //discord.gg/QdAhVhDPVN Questions f…
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In this episode, Emily interviews Dr. Cyrus Liu, a postdoctoral fellow in computer science at Grinnell College. Cyrus came to the US from China as a graduate student without any knowledge of how the US financial system works. Over the course of his PhD, Cyrus found ways to minimize his expenses and increase his income so that he could meet his goal…
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The docs are back this week to discuss the coming-of-age genre of film, looking at Pump Up The Volume and Charlie Bartlett! You can subscribe, rate, and leave feedback on the show through Apple, Google, Podbean, or wherever you get your podcasts. Check out our discord and get in on the chat: //discord.gg/QdAhVhDPVN Questions for us, or about the sh…
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The docs are back this week talking about the musical biopic genre, discussing the films The Buddy Holly Story and Amadeus! You can subscribe, rate, and leave feedback on the show through Apple, Google, Podbean, or wherever you get your podcasts. Check out our discord and get in on the chat: //discord.gg/QdAhVhDPVN Questions for us, or about the sh…
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In this episode, Emily interviews Dr. Marquicia Pierce, who holds a PhD in molecular physiology and biophysics from Vanderbilt University and an MBA from Northwood University. In the ten years since finishing her PhD, Marquicia has worked in various capacities to foster life science start-ups and small businesses, and she is now the owner and princ…
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The docs are back this week to discuss two films, Consenting Adults and Lakeview Terrace, that explore the domestic thriller genre! You can subscribe, rate, and leave feedback on the show through Apple, Google, Podbean, or wherever you get your podcasts. Check out our discord and get in on the chat: //discord.gg/QdAhVhDPVN Questions for us, or abou…
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This week the docs are back discussing the legendary career of Roger Corman and looking at two of his directing efforts, The Terror and Death Race 2000! You can subscribe, rate, and leave feedback on the show through Apple, Google, Podbean, or wherever you get your podcasts. Check out our discord and get in on the chat: //discord.gg/QdAhVhDPVN Ques…
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The docs are back and kicking off season four with a double feature that looks at stage plays adapted to the big screen where murder is indeed most foul! You can subscribe, rate, and leave feedback on the show through Apple, Google, Podbean, or wherever you get your podcasts. Check out our discord and get in on the chat: //discord.gg/QdAhVhDPVN Que…
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In this episode, Emily interview Dr. Corwin Olson, who completed his PhD in aerospace engineering and achieved financial independence (FI) just a handful of years later. Corwin argues that using a traditional IRA is typically advantageous over a Roth IRA, even for a grad student, if they have aspirations to retire early in the 0% marginal income ta…
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In this episode, Emily interviews Fern Wolburg Martinez, a 4th-year PhD student in Industrial/Organizational Psychology at Portland State University. Fern shares the pros and cons of the various income sources she's used for her graduate work: a teaching assistantship, a fellowship, student loans, side jobs, and social safety net programs. When Fer…
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In this episode, Emily interviews Jack Mao, the founder of Tax Fellows, a nonprofit organization that prepares pro bono tax returns for Stanford students. Tax Fellows primarily serves first-generation, low-income undergraduate and graduate students, and has a special focus on the tax implications of receiving scholarships and fellowships, such as t…
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In this episode, Emily interviews Dr. Amanda, a prior podcast guest who is on the path to FIRE. Since our last interview, Amanda and her husband moved to the Twin Cities and had two children. Amanda recounts the exciting start to her FIRE journey when she was a postdoc and contrasts it with the boring middle of pursuing FIRE now with long-term jobs…
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In this episode, Emily interviews Dr. Laura Portwood-Stacer, a developmental editor with Manuscript Works specializing in authors publishing with scholarly presses. Laura has personally published two books with university presses and has a third under contract and has worked with hundreds of other authors. Laura describes why a prospective author w…
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In this episode, Emily interviews Tram Pham, a 3rd-year PhD student in economics at Uppsala University in Sweden. Tram describes the financial aspect of her relationship with her boyfriend, Markus, from discussing money on their first date to how they structure their joint and separate accounts now that they live together. Even though Tram is the l…
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In this episode, Emily interviews Dr. Ana Romero Morales, a counseling psychology PhD and a financial coach through Brewing Dinero. Ana specializes in undocumented people and mix-documentation families, having gone through undergrad and graduate school as an undocumented student herself. Emily and Ana deep-dive into how documentation status affects…
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In this episode, Emily interviews Michael Dedmon, a PhD candidate in Political Science at Syracuse University and the Director of Research at the National Endowment for Financial Education. Michael's research focus is in political economy, particularly in how governments respond to economic crises like the Great Recession and the COVID-19 pandemic.…
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The docs are back this week to close out season three, going into the noir and social elements of the films Eileen (Oldroyd, 2023) and Carol (Haynes, 2015). You can subscribe, rate, and leave feedback on the show through Apple, Google, Podbean, or wherever you get your podcasts. Check out our discord and get in on the chat: //discord.gg/QdAhVhDPVN …
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In this episode, Emily narrates the origin story of her business, Personal Finance for PhDs, which started as a personal interest when she graduated from college. She also shares why she has devoted her career to financial education for PhDs and the behind-the-scenes business operations. This episode is for you if you are an avid follower of Person…
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The docs are back this week, dissecting the darker themes of the films Leave the World Behind (Esmail, 2023) and Killers of the Flower Moon (Scorsese, 2023). You can subscribe, rate, and leave feedback on the show through Apple, Google, Podbean, or wherever you get your podcasts. Check out our discord and get in on the chat: //discord.gg/QdAhVhDPVN…
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The docs are back this week talking about the concept of "santasploitation" in film with the films Silent Night, Deadly Night (Sellier, 1984) and Violent Night (Wirkola, 2022). You can subscribe, rate, and leave feedback on the show through Apple, Google, Podbean, or wherever you get your podcasts. Check out our discord and get in on the chat: //di…
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Emily published the first episode of this podcast in July 2018. This is the 200th episode, and over the last five and a half years, the podcast has featured 252 unique voices in addition to Emily’s. This last episode of 2023 catches up with the guests from Seasons 1 through 11. The guests were invited to submit short audio updates on how their live…
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In this episode, Emily interviews Dr. Laura Farrell-Wortman about her experience as a graduate student-parent at the University of Wisconsin-Madison. Laura started her PhD when her daughter was an infant, so she was very intentional about choosing a PhD program that offered strong health insurance and a childcare subsidy. However, with a $9k/year s…
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The docs are back this week discussing a couple of films dealing with the hired killer as the protagonist, Leon: The Professional (Besson, 1994), and The Killer (Fincher, 2023). You can subscribe, rate, and leave feedback on the show through Apple, Google, Podbean, or wherever you get your podcasts. Check out our discord and get in on the chat: //d…
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In this episode, Emily features contributions from the PhD community and from ChatGPT around the topic of frugal tips. Grad students in particular are typically open to exercising frugality to decrease their expenses. Emily talks through her framework on how to decide which area of spending to target first with frugality. She then demonstrates how …
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The docs are back this week talking about neo-noir and creepy protagonists dissecting the films Under the Silver Lake (Mitchell, 2018) and Nightcrawler (Gilroy, 2014). You can subscribe, rate, and leave feedback on the show through Apple, Google, Podbean, or wherever you get your podcasts. Check out our discord and get in on the chat: //discord.gg/…
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In this episode, Emily interviews Alexandria Miller, and 5th-year PhD student in Africana Studies at Brown University. In 2021, Alexandria started a podcast, Strictly Facts: A Guide to Caribbean History and Culture, to further her vision for educational equity. Alexandria participated in a business incubator program at Brown and joined a Caribbean …
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The docs are back this week talking about the films Only the Lonely (Columbus, 1991), and Marty (Mann, 1955), which focus on the character of the lonely bachelor! You can subscribe, rate, and leave feedback on the show through Apple, Google, Podbean, or wherever you get your podcasts. Check out our discord and get in on the chat: //discord.gg/QdAhV…
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The docs are back this week to talk about misunderstood monsters with the films Swamp Thing (Craven, 1982) and the director's cut of Nightbreed (Barker, 1990). You can subscribe, rate, and leave feedback on the show through Apple, Google, Podbean, or wherever you get your podcasts. Check out our discord and get in on the chat: //discord.gg/QdAhVhDP…
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The docs are back this week talking about comedic horror films, twists, and much more! You can subscribe, rate, and leave feedback on the show through Apple, Google, Podbean, or wherever you get your podcasts. Check out our discord and get in on the chat: //discord.gg/QdAhVhDPVNبقلم Jeffrey Hayes
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In this episode, Emily interviews Dr. Ilana Horwitz, an assistant professor of Jewish Studies and Sociology at Tulane University. Ilana started her PhD at Stanford when her first child was nine months old, and she had a second child after her third year. Emily and Ilana discuss the frugal tactics and time management strategies that she employed whi…
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The docs are back this week to open season three with a discussion of some paranoia-themed films! You can subscribe, rate, and leave feedback on the show through Apple, Google, Podbean, or wherever you get your podcasts. Check out our discord and get in on the chat: //discord.gg/QdAhVhDPVN Questions for us, or about the show? E-mail us lonelyphds@g…
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In this episode, Emily interviews Dr. Jacqueline Nikpour, who holds a PhD in nursing from Duke University and is currently a postdoc at the University of Pennsylvania. Jackie side hustled with occasional nursing per diem jobs to supplement her stipend during grad school, but her side job also conferred unexpected benefits to her dissertation and ca…
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