Challenging Conventional Wall Street wisdom about retirement planning and exposing bad advice from Financial Entertainers. Maximizing Retirement income and protecting assets from creditors, predators, lawsuits and judgments does not happen with a product or discount offer online. You must have an integrated approach. As a Paralegal and a Certified Financial Planner®, Kraig is uniquely able to assist clients with the careful preparation of retirement income, asset protection and estate plans. ...
…
continue reading
1
PPR 253 Watch Your Step - Life Insurance by Default
9:36
9:36
التشغيل لاحقا
التشغيل لاحقا
قوائم
إعجاب
احب
9:36
Millions of Americans are blessed to still have a pension to look forward too in retirement. What they don't realize is that there may be a big life insurance premium embeded in their retirement income decision. Optimizing Retirement income and protecting your legacy does not happen with a product. You must have an integrated approach. Thanks to th…
…
continue reading
1
PPR 253 Deal of The Week - Patience Pays
9:58
9:58
التشغيل لاحقا
التشغيل لاحقا
قوائم
إعجاب
احب
9:58
A friend of mine came to my car show recently in a "new" BMW M3. He had always talked about wanting an M3 so I was excited for him when he pulled in. The car was beautiful and had all the options he had always wanted. I asked him what he loved most about it, what it the horsepower, the carbon fiber, the technology? NO, he loved the price. He purcha…
…
continue reading
Optimizing retirement income doesn't happen with a product like investments, life insurance, 401k, real estate or annuities. None of these things by themselves will help you maximize retirement income. You must have an integrated approach that balances the economics of retirement accumulation and retirement income. I am pulling back the kimono on o…
…
continue reading
Just when you thought California could not do more to make people want to move to another state - we pass Proposition 19. In my humble opinion, Prop 19 is one of the worst tax grab I have seen. Thanks to the death of private pensions, the devaluation of Social Security benefits and other undeniable retirement factors such as inflation and increased…
…
continue reading
1
PPR 256: WYS- Call Center Life Insurance
12:34
12:34
التشغيل لاحقا
التشغيل لاحقا
قوائم
إعجاب
احب
12:34
Thanks to the death of private pensions, the devaluation of Social Security benefits and other undeniable retirement factors such as inflation and increased taxes, America is now in a retirement income crisis. Kraig Strom, the host of Personal Pension Radio, is focused on helping you pack your bags for both halves of the retirement journey. Kraig's…
…
continue reading
1
PPR 257: WPTV - Sweeping Tax Law Changes
7:09
7:09
التشغيل لاحقا
التشغيل لاحقا
قوائم
إعجاب
احب
7:09
If you have not noticed, we have a new resident at 1600 Pennsylvania Ave in DC and he is burning through executive order ink faster than anyone in history. Politics aside, now is the time to schedule a strategy session with the team at Barth Calderon. All we know for sure is that big changes are coming and the future favors those who are prepared. …
…
continue reading
1
PPR 257: Deal of The Week - Boating Fail
11:36
11:36
التشغيل لاحقا
التشغيل لاحقا
قوائم
إعجاب
احب
11:36
I find it ironic that certain people like to brag about their investment prowess or boast about their success in business at the same time they make horrible financial decisions with how they spend their money. Thanks to the death of private pensions, the devaluation of Social Security benefits and other undeniable retirement factors such as inflat…
…
continue reading
How many times do I need to say this before I stop getting the same terrible phone call? COME ON MAN! Thanks to the death of private pensions, the devaluation of Social Security benefits and other undeniable retirement factors such as inflation and increased taxes, America is now in a retirement income crisis. Kraig Strom, the host of Personal Pens…
…
continue reading
1
PPR 257: WYS - Father Admits he Was Wrong
8:25
8:25
التشغيل لاحقا
التشغيل لاحقا
قوائم
إعجاب
احب
8:25
The father of the 4% Rule emerges from his golf course retirement home to say he was wrong. For years, Wall Street has told us that the 4% rule for retirement income planning is gospel. Of course, we know that the 4% rule has not worked out too well in recent years. Now we hear from the creator and he admits his error but it's not what you think. T…
…
continue reading
What is the the only thing more costly then buying and maintaining a private boat? Thanks to the death of private pensions, the devaluation of Social Security benefits and other undeniable retirement factors such as inflation and increased taxes, America is now in a retirement income crisis. Kraig Strom, the host of Personal Pension Radio, is focus…
…
continue reading
1
PPR 258 Quick Take - Wall Street Battle Royale
11:00
11:00
التشغيل لاحقا
التشغيل لاحقا
قوائم
إعجاب
احب
11:00
Thanks to the death of private pensions, the devaluation of Social Security benefits and other undeniable retirement factors such as inflation and increased taxes, America is now in a retirement income crisis. Kraig Strom, the host of Personal Pension Radio, is focused on helping you pack your bags for both halves of the retirement journey. Kraig's…
…
continue reading
1
PPR 258: WYS-Buying a Home at Age 25
16:00
16:00
التشغيل لاحقا
التشغيل لاحقا
قوائم
إعجاب
احب
16:00
Listener Ralph asked whether it is financially smart for him to consider buying a home at the younge age of 25. What kind of mortgage should he use and how much down payment should he plan for? Thanks to the death of private pensions, the devaluation of Social Security benefits and other undeniable retirement factors such as inflation and increased…
…
continue reading
1
PPR 258 Wptv False Sense Of Security
11:02
11:02
التشغيل لاحقا
التشغيل لاحقا
قوائم
إعجاب
احب
11:02
Time and time again, we see companies and their owners operating under a false sense of S-Corp or LLC security. Understanding inside AND outside liability is the key to building the right protection around the Golden Goose. Thanks to the death of private pensions, the devaluation of Social Security benefits and other undeniable retirement factors s…
…
continue reading
I'm a crazy car guy so don't take this the wrong way. I love it when the wheels on a car are perfectly matched to the car; however, custom wheels on a car have got to be one of the most financially crazy things I see everywhere. There is no such thing as investing in good or great wheels for your car or truck. No matter what you pay for your fancy …
…
continue reading
1
PPR 259 DIY Fail Inherited Property Mistake
8:38
8:38
التشغيل لاحقا
التشغيل لاحقا
قوائم
إعجاب
احب
8:38
As a Paralegal and a Certified Financial Planner®, Kraig is uniquely able to assist clients with the careful preparation of asset protection and estate plans. Kraig's team uses a financial-planning approach to ensure that each client obtains the best possible outcomes. With 120 years of combined legal and financial services experience between our t…
…
continue reading
AT THE END OF A RECENT CALL WITH ONE OF MY CLIENTS, I ASKED IF THERE WAS ANYTHING ON THEIR MIND. THEY SAID, "FUNNY YOU SHOULD ASK, WE WERE WONDERING IF YOU WOULD BE WILLING TO WORK WITH OUR SON" FULL DETAILS ARE IMPORTANT. THEIR SON HAD DONE A GREAT JOB AND SAVED UP OVER $250,000 BY AGE 30. HE HAS A GREAT JOB BUT HIS BIGGEST DESIRE IS TO GET INTO T…
…
continue reading
Podcast Listener Jimmie writes in with a question about paying cash for a car versus financing. Jimmie thought that paying cash was the best way to buy things. When you consider that the purchase is only one part of the overall equation, it is clear that cash is not king in this case. Thanks to the death of private pensions, the devaluation of Soci…
…
continue reading
Thanks to the death of private pensions, the devaluation of Social Security benefits and other undeniable retirement factors such as inflation and increased taxes, America is now in a retirement income crisis. Kraig Strom, the host of Personal Pension Radio, is focused on helping you pack your bags for both halves of the retirement journey. Kraig's…
…
continue reading
Thanks to the death of private pensions, the devaluation of Social Security benefits and other undeniable retirement factors such as inflation and increased taxes, America is now in a retirement income crisis. Kraig Strom, the host of Personal Pension Radio, is focused on helping you pack your bags for both halves of the retirement journey. Kraig's…
…
continue reading
The quest for lifestyle deflation continues - Check out my Deal O The Week Double Header. Thanks to the death of private pensions, the devaluation of Social Security benefits and other undeniable retirement factors such as inflation and increased taxes, America is now in a retirement income crisis. Kraig Strom, the host of Personal Pension Radio, i…
…
continue reading
1
PPR 261 DOW SAVING BIG ON INVESTMENT FEES
13:14
13:14
التشغيل لاحقا
التشغيل لاحقا
قوائم
إعجاب
احب
13:14
Thanks to the death of private pensions, the devaluation of Social Security benefits and other undeniable retirement factors such as inflation and increased taxes, America is now in a retirement income crisis. Kraig Strom, the host of Personal Pension Radio, is focused on helping you pack your bags for both halves of the retirement journey. Kraig's…
…
continue reading
I'm a big beleiver in permanent life insurance and I disagree with financial entertainers who say that all cash value based life insurance is bad in all situations. That's why it pains me when I read stories like the one I share in this episode. Stories where an insurance company clearly overstepped the boundries of what's ethical in my opionion. W…
…
continue reading
Thanks to the death of private pensions, the devaluation of Social Security benefits and other undeniable retirement factors such as inflation and increased taxes, America is now in a retirement income crisis. Kraig Strom, the host of Personal Pension Radio, is focused on helping you pack your bags for both halves of the retirement journey. Kraig's…
…
continue reading
Success can often distract us from the things that Steven Covey described as important but not urgent in his time management matrix. For some, succss leads to complacency and a tendancy to ignore things that are extremely important. Thanks to the death of private pensions, the devaluation of Social Security benefits and other undeniable retirement …
…
continue reading
1
PPR 262 THE WHOLE TRUTH ABOUT WHOLE LIFE INSURANCE
19:21
19:21
التشغيل لاحقا
التشغيل لاحقا
قوائم
إعجاب
احب
19:21
Thanks to the death of private pensions, the devaluation of Social Security benefits and other undeniable retirement factors such as inflation and increased taxes, America is now in a retirement income crisis. Kraig Strom, the host of Personal Pension Radio, is focused on helping you pack your bags for both halves of the retirement journey. Kraig's…
…
continue reading
1
PPR 262 WYS FOUR PERCENT RULE REALITY CHECK
10:58
10:58
التشغيل لاحقا
التشغيل لاحقا
قوائم
إعجاب
احب
10:58
Thanks to the death of private pensions, the devaluation of Social Security benefits and other undeniable retirement factors such as inflation and increased taxes, America is now in a retirement income crisis. Kraig Strom, the host of Personal Pension Radio, is focused on helping you pack your bags for both halves of the retirement journey. Kraig's…
…
continue reading
Thanks to the death of private pensions, the devaluation of Social Security benefits and other undeniable retirement factors such as inflation and increased taxes, America is now in a retirement income crisis. Kraig Strom, the host of Personal Pension Radio, is focused on helping you pack your bags for both halves of the retirement journey. Kraig's…
…
continue reading
Survivorship requirements are intended to come play in the event of the simultaneous or nearly simultaneous death of an estate plan maker and a primary beneficiary. But what happens if the major beneficiary dies at the same time or nearly the same time as the person who created the will or living trust? Thanks to the death of private pensions, the …
…
continue reading
1
PPR 263 KRAIG'S TOP 5 RULES FOR RETIREMENT
17:55
17:55
التشغيل لاحقا
التشغيل لاحقا
قوائم
إعجاب
احب
17:55
Do a Google search for Rules for Retirement or best retirement advice and you will receive a billion options. OK, maybe not a billion but the amount of information available can be overwhelming. This is my take on the Top 5 Rules for retirement. Thanks to the death of private pensions, the devaluation of Social Security benefits and other undeniabl…
…
continue reading
1
PPR 263 DEAL O THE WEEK - COOL OIL CHANGE
8:37
8:37
التشغيل لاحقا
التشغيل لاحقا
قوائم
إعجاب
احب
8:37
Retirement income planning does not happen with a single product or so called "magic bullet". Maximum retirement income requires a strategy that incorporates all aspects of your financial life. Your personal spending habits can have a major impact on your ability to save money. Thanks to the death of private pensions, the devaluation of Social Secu…
…
continue reading
1
PPR 263 SPECIAL NEEDS & CHILDRENS TRUSTS
5:47
5:47
التشغيل لاحقا
التشغيل لاحقا
قوائم
إعجاب
احب
5:47
No estate plan - don't worry. The government has a plan for minor children and adult family members with special needs who are not able to manage their own affairs. In addition to the potential for an unfortunate trip into the court system, minor children and special needs beneficiaries may become vulnerable to creditors and those seeking to get th…
…
continue reading
1
PPR 263 WYS - What the BLEEP is happening on Wall Street?
6:47
6:47
التشغيل لاحقا
التشغيل لاحقا
قوائم
إعجاب
احب
6:47
Despite the 2020 pandemic, Wall Street continues to hit historic highs. Some say that the investment markets are at the top and the bubble is about to burst. Others say that the markets still have another year of growth before the bear market kicks into decline. Who's right? Thanks to the death of private pensions, the devaluation of Social Securit…
…
continue reading
As a Paralegal and a Certified Financial Planner®, Kraig is uniquely able to assist clients with the careful preparation of asset protection and estate plans. Kraig's team uses a financial-planning approach to ensure that each client obtains the best possible outcomes. With 120 years of combined legal and financial services experience between our t…
…
continue reading
We have all heard the saying "home is where the heart is" but that's not really true. Home is where the equity is. All of your hard earned equity is essentially cash inside the walls of your house and , depending on the state you live in, that cash equity may be vulnerable to creditor attack. DISCLAIMER: Kraig Strom is not an attorney or a certifie…
…
continue reading
1
PPR 266 LIFE INSURANCE MISTAKES TO AVOID
14:26
14:26
التشغيل لاحقا
التشغيل لاحقا
قوائم
إعجاب
احب
14:26
Thanks to the death of private pensions, the devaluation of Social Security benefits and other undeniable retirement factors such as inflation and increased taxes, America is now in a retirement income crisis. Kraig Strom, the host of Personal Pension Radio, is focused on helping you pack your bags for both halves of the retirement journey. Kraig's…
…
continue reading
1
PPR 266 ECONOMICS OF RETIREMENT INCOME
10:18
10:18
التشغيل لاحقا
التشغيل لاحقا
قوائم
إعجاب
احب
10:18
Maximum Retirement income does not happen with a product. Investments, annuities, real estate, life insurance, or crypto by themselves will not get you to your maximum retirement income number. It requires a thorough understanding of the economics related to retirement income vs accumulation. Optimizing retirement income doesn't happen with a produ…
…
continue reading
1
PPR 268 WYS THE RELATIVE RISK OF RISK
10:04
10:04
التشغيل لاحقا
التشغيل لاحقا
قوائم
إعجاب
احب
10:04
As a Paralegal and a Certified Financial Planner®, Kraig is uniquely able to assist clients with the careful preparation of asset protection and estate plans. Kraig's team uses a financial-planning approach to ensure that each client obtains the best possible outcomes. With 120 years of combined legal and financial services experience between our t…
…
continue reading
As a Paralegal and a Certified Financial Planner®, Kraig is uniquely able to assist clients with the careful preparation of asset protection and estate plans. Kraig's team uses a financial-planning approach to ensure that each client obtains the best possible outcomes. With 120 years of combined legal and financial services experience between our t…
…
continue reading
1
PPR 268 BACKDOOR MEGA JURASIC ROTH IRA
11:18
11:18
التشغيل لاحقا
التشغيل لاحقا
قوائم
إعجاب
احب
11:18
As a Paralegal and a Certified Financial Planner®, Kraig is uniquely able to assist clients with the careful preparation of asset protection and estate plans. Kraig's team uses a financial-planning approach to ensure that each client obtains the best possible outcomes. With 120 years of combined legal and financial services experience between our t…
…
continue reading
1
PPR 269 WYS IS THE STOCK MARKET ABOUT TO CRASH
8:36
8:36
التشغيل لاحقا
التشغيل لاحقا
قوائم
إعجاب
احب
8:36
As a Paralegal and a Certified Financial Planner®, Kraig is uniquely able to assist clients with the careful preparation of asset protection and estate plans. Kraig's team uses a financial-planning approach to ensure that each client obtains the best possible outcomes. With 120 years of combined legal and financial services experience between our t…
…
continue reading
1
PPR 269 DOW COVID-19 ECONOMIC RIPPLE EFFECT
14:52
14:52
التشغيل لاحقا
التشغيل لاحقا
قوائم
إعجاب
احب
14:52
As a Paralegal and a Certified Financial Planner®, Kraig is uniquely able to assist clients with the careful preparation of asset protection and estate plans. Kraig's team uses a financial-planning approach to ensure that each client obtains the best possible outcomes. With 120 years of combined legal and financial services experience between our t…
…
continue reading
1
PPR 269 Cash Value Life Insurance Reality Check Re-UP
8:19
8:19
التشغيل لاحقا
التشغيل لاحقا
قوائم
إعجاب
احب
8:19
As a Paralegal and a Certified Financial Planner®, Kraig is uniquely able to assist clients with the careful preparation of asset protection and estate plans. Kraig's team uses a financial-planning approach to ensure that each client obtains the best possible outcomes. With 120 years of combined legal and financial services experience between our t…
…
continue reading
As a Paralegal and a Certified Financial Planner®, Kraig is uniquely able to assist clients with the careful preparation of asset protection and estate plans. Kraig's team uses a financial-planning approach to ensure that each client obtains the best possible outcomes. With 120 years of combined legal and financial services experience between our t…
…
continue reading
As a Paralegal and a Certified Financial Planner®, Kraig is uniquely able to assist clients with the careful preparation of asset protection and estate plans. Kraig's team uses a financial-planning approach to ensure that each client obtains the best possible outcomes. With 120 years of combined legal and financial services experience between our t…
…
continue reading
1
PPR 270 WPTV WHAT GOES IN MY LIVING TRUST
8:22
8:22
التشغيل لاحقا
التشغيل لاحقا
قوائم
إعجاب
احب
8:22
As a Paralegal and a Certified Financial Planner®, Kraig is uniquely able to assist clients with the careful preparation of asset protection and estate plans. Kraig's team uses a financial-planning approach to ensure that each client obtains the best possible outcomes. With 120 years of combined legal and financial services experience between our t…
…
continue reading
1
PPR 271 WYS The Insurance Company Is Not Your Friend
21:29
21:29
التشغيل لاحقا
التشغيل لاحقا
قوائم
إعجاب
احب
21:29
As a Paralegal and a Certified Financial Planner®, Kraig is uniquely able to assist clients with the careful preparation of asset protection and estate plans. Kraig's team uses a financial-planning approach to ensure that each client obtains the best possible outcomes. With 120 years of combined legal and financial services experience between our t…
…
continue reading
As a Paralegal and a Certified Financial Planner®, Kraig is uniquely able to assist clients with the careful preparation of asset protection and estate plans. Kraig's team uses a financial-planning approach to ensure that each client obtains the best possible outcomes. With 120 years of combined legal and financial services experience between our t…
…
continue reading
1
PPR 272 Deal Of The Week Headlights & Headrests
10:35
10:35
التشغيل لاحقا
التشغيل لاحقا
قوائم
إعجاب
احب
10:35
As a Paralegal and a Certified Financial Planner®, Kraig is uniquely able to assist clients with the careful preparation of asset protection and estate plans. Kraig's team uses a financial-planning approach to ensure that each client obtains the best possible outcomes. With 120 years of combined legal and financial services experience between our t…
…
continue reading
1
PPR 273 WYS - Fee Only Retirement Advice Is The Product
25:13
25:13
التشغيل لاحقا
التشغيل لاحقا
قوائم
إعجاب
احب
25:13
As a Paralegal and a Certified Financial Planner®, Kraig is uniquely able to assist clients with the careful preparation of asset protection and estate plans. Kraig's team uses a financial-planning approach to ensure that each client obtains the best possible outcomes. With 120 years of combined legal and financial services experience between our t…
…
continue reading
Kudos to listener Michelle who sent me an email with a question for her mom Michelle writes: "Kraig, thank you thank you thank you. I'm so glad that i found your show and that you responded to my email. Despite being a realtor for 22 years, I was not familiar with the estate plan changes my mother was contemplating. Without your help, we would have…
…
continue reading